v3.25.2
Loans and Allowance for Credit Losses - Summary of Allocation of Allowance for Loan Loss as well as Activity in Allowance for Loan Loss Attributed to Various Segments in Loan (Details) - USD ($)
$ in Thousands
3 Months Ended 6 Months Ended
Jun. 30, 2025
Jun. 30, 2024
Jun. 30, 2025
Jun. 30, 2024
Dec. 31, 2024
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]          
ALLL beginning balance $ 183,178 $ 139,941 $ 176,994 $ 117,381  
Provision for credit losses or (recapture) 30,929 61,890 85,313 141,408  
Loans receivable allowance including provision losses or (recapture) 214,107 201,831 262,307 258,789  
Loans charged-off (53,780) (55,207) (107,466) (114,201)  
Recoveries of loans previously charged-off 4,467 2,254 9,953 4,290  
Net charge-offs (49,313) (52,953) (97,513) (109,911)  
Ending ALLL Balance 164,794 148,878 164,794 148,878  
Gross loans receivable 3,546,881   3,546,881   $ 3,493,019
Commercial and industrial loans          
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]          
ALLL beginning balance 10,066 10,831 11,051 8,894  
Provision for credit losses or (recapture) 221 4,968 787 11,379  
Loans receivable allowance including provision losses or (recapture) 10,287 15,799 11,838 20,273  
Loans charged-off (1,738) (3,870) (3,645) (8,567)  
Recoveries of loans previously charged-off 205 271 561 494  
Net charge-offs (1,533) (3,599) (3,084) (8,073)  
Ending ALLL Balance 8,754 12,200 8,754 12,200  
Construction, land and land development loans          
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]          
ALLL beginning balance 4,531 6,551 3,439 6,386  
Provision for credit losses or (recapture) 734 (441) 1,826 (276)  
Loans receivable allowance including provision losses or (recapture) 5,265 6,110 5,265 6,110  
Loans charged-off 0 0 0 0  
Recoveries of loans previously charged-off 0 0 0 0  
Net charge-offs 0 0 0 0  
Ending ALLL Balance 5,265 6,110 5,265 6,110  
Gross loans receivable        
Real Estate Portfolio Segment | Residential real estate loans          
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]          
ALLL beginning balance 13,443 14,650 12,250 13,049  
Provision for credit losses or (recapture) 239 1,744 3,035 4,486  
Loans receivable allowance including provision losses or (recapture) 13,682 16,394 15,285 17,535  
Loans charged-off (1,552) (864) (3,157) (2,007)  
Recoveries of loans previously charged-off 94 2 96 4  
Net charge-offs (1,458) (862) (3,061) (2,003)  
Ending ALLL Balance 12,224 15,532 12,224 15,532  
Real Estate Portfolio Segment | Commercial real estate loans          
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]          
ALLL beginning balance 8,110 7,503 8,456 7,441  
Provision for credit losses or (recapture) (810) (184) (1,160) (122)  
Loans receivable allowance including provision losses or (recapture) 7,300 7,319 7,296 7,319  
Loans charged-off 0 0 0 0  
Recoveries of loans previously charged-off 0 0 4 0  
Net charge-offs 0 0 4 0  
Ending ALLL Balance 7,300 7,319 7,300 7,319  
Consumer and other loans:          
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]          
ALLL beginning balance 147,028 100,406 141,798 81,611  
Provision for credit losses or (recapture) 30,545 55,803 80,825 125,941  
Loans receivable allowance including provision losses or (recapture) 177,573 156,209 222,623 207,552  
Loans charged-off (50,490) (50,473) (100,664) (103,627)  
Recoveries of loans previously charged-off 4,168 1,981 9,292 3,792  
Net charge-offs (46,322) (48,492) (91,372) (99,835)  
Ending ALLL Balance 131,251 107,717 131,251 107,717  
Gross loans receivable 1,232,476   1,232,476   $ 1,206,876
Unallocated          
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]          
ALLL beginning balance 0 0 0 0  
Provision for credit losses or (recapture) 0 0 0 0  
Loans receivable allowance including provision losses or (recapture) 0 0 0 0  
Loans charged-off 0 0 0 0  
Recoveries of loans previously charged-off 0 0 0 0  
Net charge-offs 0 0 0 0  
Ending ALLL Balance $ 0 $ 0 $ 0 $ 0