Allowance for Credit Losses - Schedule of the Recorded Investments By Credit Quality Indicator, By Loan Class (Details) - USD ($) |
3 Months Ended | 6 Months Ended | 12 Months Ended | ||
---|---|---|---|---|---|
Jun. 30, 2025 |
Jun. 30, 2024 |
Jun. 30, 2025 |
Jun. 30, 2024 |
Dec. 31, 2024 |
|
Credit Quality Information | |||||
Total | $ 9,582,374,000 | $ 9,582,374,000 | $ 9,779,288,000 | ||
Current-period gross writeoffs | |||||
Total | 5,601,000 | $ 8,823,000 | 14,674,000 | $ 14,213,000 | |
Definite Loss | |||||
Credit Quality Information | |||||
Total | 0 | 0 | 0 | ||
Commercial Real Estate | |||||
Credit Quality Information | |||||
Year one | 87,050,000 | 87,050,000 | 170,382,000 | ||
Year two | 195,642,000 | 195,642,000 | 395,770,000 | ||
Year three | 299,249,000 | 299,249,000 | 702,630,000 | ||
Year four | 789,395,000 | 789,395,000 | 749,832,000 | ||
Year five | 733,455,000 | 733,455,000 | 371,965,000 | ||
Prior | 1,761,863,000 | 1,761,863,000 | 1,573,722,000 | ||
Revolving Loans | 28,249,000 | 28,249,000 | 45,933,000 | ||
Revolving Loans Converted to Term Loans | 18,769,000 | 18,769,000 | 17,031,000 | ||
Total | 3,913,672,000 | 3,913,672,000 | 4,027,265,000 | ||
Current-period gross writeoffs | |||||
Year one | 0 | 0 | |||
Year two | 0 | 0 | |||
Year three | 0 | 552,000 | |||
Year four | 0 | 0 | |||
Year five | 0 | 0 | |||
Prior | 1,467,000 | 3,874,000 | |||
Revolving Loans | 0 | 0 | |||
Revolving Loans Converted to Term Loans | 0 | 0 | |||
Total | 1,467,000 | 4,426,000 | |||
Commercial Real Estate | Pass | |||||
Credit Quality Information | |||||
Year one | 87,050,000 | 87,050,000 | 147,877,000 | ||
Year two | 173,139,000 | 173,139,000 | 395,770,000 | ||
Year three | 295,852,000 | 295,852,000 | 677,054,000 | ||
Year four | 728,866,000 | 728,866,000 | 740,805,000 | ||
Year five | 704,182,000 | 704,182,000 | 368,755,000 | ||
Prior | 1,683,058,000 | 1,683,058,000 | 1,493,198,000 | ||
Revolving Loans | 28,249,000 | 28,249,000 | 45,933,000 | ||
Revolving Loans Converted to Term Loans | 16,516,000 | 16,516,000 | 16,620,000 | ||
Total | 3,716,912,000 | 3,716,912,000 | 3,886,012,000 | ||
Commercial Real Estate | OAEM | |||||
Credit Quality Information | |||||
Year one | 0 | 0 | 22,505,000 | ||
Year two | 0 | 0 | 0 | ||
Year three | 0 | 0 | 21,923,000 | ||
Year four | 21,743,000 | 21,743,000 | 3,611,000 | ||
Year five | 21,950,000 | 21,950,000 | 3,210,000 | ||
Prior | 22,785,000 | 22,785,000 | 41,704,000 | ||
Revolving Loans | 0 | 0 | 0 | ||
Revolving Loans Converted to Term Loans | 2,253,000 | 2,253,000 | 411,000 | ||
Total | 68,731,000 | 68,731,000 | 93,364,000 | ||
Commercial Real Estate | Substandard | |||||
Credit Quality Information | |||||
Year one | 0 | 0 | 0 | ||
Year two | 22,503,000 | 22,503,000 | 0 | ||
Year three | 3,397,000 | 3,397,000 | 3,653,000 | ||
Year four | 38,786,000 | 38,786,000 | 5,416,000 | ||
Year five | 7,323,000 | 7,323,000 | 0 | ||
Prior | 56,020,000 | 56,020,000 | 38,820,000 | ||
Revolving Loans | 0 | 0 | 0 | ||
Revolving Loans Converted to Term Loans | 0 | 0 | 0 | ||
Total | 128,029,000 | 128,029,000 | 47,889,000 | ||
Multi-Family Mortgage | |||||
Credit Quality Information | |||||
Year one | 10,889,000 | 10,889,000 | 16,197,000 | ||
Year two | 13,240,000 | 13,240,000 | 67,890,000 | ||
Year three | 103,875,000 | 103,875,000 | 258,888,000 | ||
Year four | 313,511,000 | 313,511,000 | 255,454,000 | ||
Year five | 266,309,000 | 266,309,000 | 153,294,000 | ||
Prior | 648,765,000 | 648,765,000 | 592,135,000 | ||
Revolving Loans | 6,744,000 | 6,744,000 | 5,937,000 | ||
Revolving Loans Converted to Term Loans | 37,929,000 | 37,929,000 | 38,001,000 | ||
Total | 1,401,262,000 | 1,401,262,000 | 1,387,796,000 | ||
Current-period gross writeoffs | |||||
Year one | |||||
Year two | |||||
Year three | |||||
Year four | |||||
Year five | |||||
Prior | 2,057,000 | ||||
Revolving Loans | |||||
Revolving Loans Converted to Term Loans | |||||
Total | 2,057,000 | ||||
Multi-Family Mortgage | Pass | |||||
Credit Quality Information | |||||
Year one | 10,889,000 | 10,889,000 | 16,197,000 | ||
Year two | 13,240,000 | 13,240,000 | 67,890,000 | ||
Year three | 103,875,000 | 103,875,000 | 244,419,000 | ||
Year four | 299,679,000 | 299,679,000 | 243,977,000 | ||
Year five | 254,876,000 | 254,876,000 | 153,294,000 | ||
Prior | 640,381,000 | 640,381,000 | 572,534,000 | ||
Revolving Loans | 6,744,000 | 6,744,000 | 5,937,000 | ||
Revolving Loans Converted to Term Loans | 37,929,000 | 37,929,000 | 38,001,000 | ||
Total | 1,367,613,000 | 1,367,613,000 | 1,342,249,000 | ||
Multi-Family Mortgage | OAEM | |||||
Credit Quality Information | |||||
Year one | 0 | 0 | 0 | ||
Year two | 0 | 0 | 0 | ||
Year three | 0 | 0 | 11,606,000 | ||
Year four | 10,969,000 | 10,969,000 | 0 | ||
Year five | 0 | 0 | 0 | ||
Prior | 0 | 0 | 3,855,000 | ||
Revolving Loans | 0 | 0 | 0 | ||
Revolving Loans Converted to Term Loans | 0 | 0 | 0 | ||
Total | 10,969,000 | 10,969,000 | 15,461,000 | ||
Multi-Family Mortgage | Substandard | |||||
Credit Quality Information | |||||
Year one | 0 | 0 | 0 | ||
Year two | 0 | 0 | 0 | ||
Year three | 0 | 0 | 2,863,000 | ||
Year four | 2,863,000 | 2,863,000 | 11,477,000 | ||
Year five | 11,433,000 | 11,433,000 | 0 | ||
Prior | 8,384,000 | 8,384,000 | 15,746,000 | ||
Revolving Loans | 0 | 0 | 0 | ||
Revolving Loans Converted to Term Loans | 0 | 0 | 0 | ||
Total | 22,680,000 | 22,680,000 | 30,086,000 | ||
Construction | |||||
Credit Quality Information | |||||
Year one | 6,688,000 | 6,688,000 | 50,569,000 | ||
Year two | 49,992,000 | 49,992,000 | 24,642,000 | ||
Year three | 63,485,000 | 63,485,000 | 177,386,000 | ||
Year four | 25,101,000 | 25,101,000 | 37,832,000 | ||
Year five | 18,757,000 | 18,757,000 | 1,649,000 | ||
Prior | 3,114,000 | 3,114,000 | 221,000 | ||
Revolving Loans | 3,475,000 | 3,475,000 | 8,754,000 | ||
Revolving Loans Converted to Term Loans | 0 | 0 | 0 | ||
Total | 170,612,000 | 170,612,000 | 301,053,000 | ||
Construction | Pass | |||||
Credit Quality Information | |||||
Year one | 6,688,000 | 6,688,000 | 50,569,000 | ||
Year two | 49,992,000 | 49,992,000 | 24,642,000 | ||
Year three | 63,485,000 | 63,485,000 | 169,636,000 | ||
Year four | 2,351,000 | 2,351,000 | 37,832,000 | ||
Year five | 18,757,000 | 18,757,000 | 1,649,000 | ||
Prior | 3,114,000 | 3,114,000 | 221,000 | ||
Revolving Loans | 3,475,000 | 3,475,000 | 8,754,000 | ||
Revolving Loans Converted to Term Loans | 0 | 0 | 0 | ||
Total | 147,862,000 | 147,862,000 | 293,303,000 | ||
Construction | OAEM | |||||
Credit Quality Information | |||||
Year one | 0 | 0 | 0 | ||
Year two | 0 | 0 | 0 | ||
Year three | 0 | 0 | 7,750,000 | ||
Year four | 22,750,000 | 22,750,000 | 0 | ||
Year five | 0 | 0 | 0 | ||
Prior | 0 | 0 | 0 | ||
Revolving Loans | 0 | 0 | 0 | ||
Revolving Loans Converted to Term Loans | 0 | 0 | 0 | ||
Total | 22,750,000 | 22,750,000 | 7,750,000 | ||
Commercial | |||||
Credit Quality Information | |||||
Year one | 78,811,000 | 78,811,000 | 171,978,000 | ||
Year two | 174,537,000 | 174,537,000 | 256,271,000 | ||
Year three | 245,276,000 | 245,276,000 | 138,946,000 | ||
Year four | 131,291,000 | 131,291,000 | 109,332,000 | ||
Year five | 105,954,000 | 105,954,000 | 36,287,000 | ||
Prior | 106,045,000 | 106,045,000 | 99,717,000 | ||
Revolving Loans | 455,702,000 | 455,702,000 | 391,527,000 | ||
Revolving Loans Converted to Term Loans | 5,900,000 | 5,900,000 | 7,656,000 | ||
Total | 1,303,516,000 | 1,303,516,000 | 1,211,714,000 | ||
Current-period gross writeoffs | |||||
Year one | 0 | 13,000 | |||
Year two | 0 | 4,000 | |||
Year three | 0 | 3,612,000 | |||
Year four | 0 | 100,000 | |||
Year five | 0 | 1,523,000 | |||
Prior | 7,155,000 | 1,596,000 | |||
Revolving Loans | 0 | 0 | |||
Revolving Loans Converted to Term Loans | 0 | 0 | |||
Total | 7,155,000 | 6,848,000 | |||
Commercial | Pass | |||||
Credit Quality Information | |||||
Year one | 78,811,000 | 78,811,000 | 171,978,000 | ||
Year two | 174,096,000 | 174,096,000 | 256,267,000 | ||
Year three | 244,218,000 | 244,218,000 | 138,946,000 | ||
Year four | 124,451,000 | 124,451,000 | 108,892,000 | ||
Year five | 105,483,000 | 105,483,000 | 35,090,000 | ||
Prior | 104,780,000 | 104,780,000 | 87,430,000 | ||
Revolving Loans | 440,246,000 | 440,246,000 | 383,725,000 | ||
Revolving Loans Converted to Term Loans | 5,705,000 | 5,705,000 | 6,962,000 | ||
Total | 1,277,790,000 | 1,277,790,000 | 1,189,290,000 | ||
Commercial | OAEM | |||||
Credit Quality Information | |||||
Year one | 0 | 0 | 0 | ||
Year two | 0 | 0 | 0 | ||
Year three | 63,000 | 63,000 | 0 | ||
Year four | 0 | 0 | 48,000 | ||
Year five | 62,000 | 62,000 | 0 | ||
Prior | 164,000 | 164,000 | 284,000 | ||
Revolving Loans | 5,391,000 | 5,391,000 | 1,711,000 | ||
Revolving Loans Converted to Term Loans | 0 | 0 | 0 | ||
Total | 5,680,000 | 5,680,000 | 2,043,000 | ||
Commercial | Substandard | |||||
Credit Quality Information | |||||
Year one | 0 | 0 | 0 | ||
Year two | 441,000 | 441,000 | 4,000 | ||
Year three | 991,000 | 991,000 | 0 | ||
Year four | 6,840,000 | 6,840,000 | 392,000 | ||
Year five | 409,000 | 409,000 | 1,197,000 | ||
Prior | 1,099,000 | 1,099,000 | 12,001,000 | ||
Revolving Loans | 10,065,000 | 10,065,000 | 6,091,000 | ||
Revolving Loans Converted to Term Loans | 181,000 | 181,000 | 365,000 | ||
Total | 20,026,000 | 20,026,000 | 20,050,000 | ||
Commercial | Doubtful | |||||
Credit Quality Information | |||||
Year one | 0 | 0 | 0 | ||
Year two | 0 | 0 | 0 | ||
Year three | 4,000 | 4,000 | 0 | ||
Year four | 0 | 0 | 0 | ||
Year five | 0 | 0 | 0 | ||
Prior | 2,000 | 2,000 | 2,000 | ||
Revolving Loans | 0 | 0 | 0 | ||
Revolving Loans Converted to Term Loans | 14,000 | 14,000 | 329,000 | ||
Total | 20,000 | 20,000 | 331,000 | ||
Equipment Financing | |||||
Credit Quality Information | |||||
Year one | 99,989,000 | 99,989,000 | 287,280,000 | ||
Year two | 272,899,000 | 272,899,000 | 367,484,000 | ||
Year three | 322,205,000 | 322,205,000 | 298,797,000 | ||
Year four | 251,948,000 | 251,948,000 | 151,092,000 | ||
Year five | 121,520,000 | 121,520,000 | 84,389,000 | ||
Prior | 130,614,000 | 130,614,000 | 88,072,000 | ||
Revolving Loans | 1,475,000 | 1,475,000 | 425,000 | ||
Revolving Loans Converted to Term Loans | 16,181,000 | 16,181,000 | 17,411,000 | ||
Total | 1,216,831,000 | 1,216,831,000 | 1,294,950,000 | ||
Current-period gross writeoffs | |||||
Year one | 0 | 840,000 | |||
Year two | 461,000 | 2,801,000 | |||
Year three | 1,012,000 | 4,740,000 | |||
Year four | 1,233,000 | 1,430,000 | |||
Year five | 345,000 | 5,219,000 | |||
Prior | 931,000 | 4,166,000 | |||
Revolving Loans | 0 | 0 | |||
Revolving Loans Converted to Term Loans | 0 | 0 | |||
Total | 3,982,000 | 19,196,000 | |||
Equipment Financing | Pass | |||||
Credit Quality Information | |||||
Year one | 99,989,000 | 99,989,000 | 287,280,000 | ||
Year two | 270,549,000 | 270,549,000 | 359,803,000 | ||
Year three | 306,697,000 | 306,697,000 | 289,487,000 | ||
Year four | 240,160,000 | 240,160,000 | 147,244,000 | ||
Year five | 117,649,000 | 117,649,000 | 83,664,000 | ||
Prior | 125,904,000 | 125,904,000 | 85,286,000 | ||
Revolving Loans | 1,475,000 | 1,475,000 | 425,000 | ||
Revolving Loans Converted to Term Loans | 4,651,000 | 4,651,000 | 5,881,000 | ||
Total | 1,167,074,000 | 1,167,074,000 | 1,259,070,000 | ||
Equipment Financing | OAEM | |||||
Credit Quality Information | |||||
Year one | 0 | 0 | 0 | ||
Year two | 0 | 0 | 0 | ||
Year three | 0 | 0 | 1,572,000 | ||
Year four | 1,289,000 | 1,289,000 | 930,000 | ||
Year five | 759,000 | 759,000 | 0 | ||
Prior | 0 | 0 | 0 | ||
Revolving Loans | 0 | 0 | 0 | ||
Revolving Loans Converted to Term Loans | 0 | 0 | 0 | ||
Total | 2,048,000 | 2,048,000 | 2,502,000 | ||
Equipment Financing | Substandard | |||||
Credit Quality Information | |||||
Year one | 0 | 0 | 0 | ||
Year two | 2,350,000 | 2,350,000 | 7,681,000 | ||
Year three | 15,508,000 | 15,508,000 | 3,455,000 | ||
Year four | 6,216,000 | 6,216,000 | 2,918,000 | ||
Year five | 3,112,000 | 3,112,000 | 725,000 | ||
Prior | 4,692,000 | 4,692,000 | 2,771,000 | ||
Revolving Loans | 0 | 0 | 0 | ||
Revolving Loans Converted to Term Loans | 11,530,000 | 11,530,000 | 11,530,000 | ||
Total | 43,408,000 | 43,408,000 | 29,080,000 | ||
Equipment Financing | Doubtful | |||||
Credit Quality Information | |||||
Year one | 0 | 0 | 0 | ||
Year two | 0 | 0 | 0 | ||
Year three | 0 | 0 | 4,283,000 | ||
Year four | 4,283,000 | 4,283,000 | 0 | ||
Year five | 0 | 0 | 0 | ||
Prior | 18,000 | 18,000 | 15,000 | ||
Revolving Loans | 0 | 0 | 0 | ||
Revolving Loans Converted to Term Loans | 0 | 0 | 0 | ||
Total | 4,301,000 | 4,301,000 | 4,298,000 | ||
Other Consumer | |||||
Credit Quality Information | |||||
Year one | 460,000 | 460,000 | 373,000 | ||
Year two | 251,000 | 251,000 | 176,000 | ||
Year three | 125,000 | 125,000 | 84,000 | ||
Year four | 52,000 | 52,000 | 873,000 | ||
Year five | 6,000 | 6,000 | 0 | ||
Prior | 2,057,000 | 2,057,000 | 2,057,000 | ||
Revolving Loans | 60,529,000 | 60,529,000 | 60,789,000 | ||
Revolving Loans Converted to Term Loans | 18,000 | 18,000 | 15,000 | ||
Total | 63,498,000 | 63,498,000 | 64,367,000 | ||
Current-period gross writeoffs | |||||
Year one | 6,000 | 7,000 | |||
Year two | 0 | 0 | |||
Year three | 1,000 | 3,000 | |||
Year four | 0 | 0 | |||
Year five | 0 | 1,000 | |||
Prior | 6,000 | 12,000 | |||
Revolving Loans | 0 | 0 | |||
Revolving Loans Converted to Term Loans | 0 | 0 | |||
Total | 13,000 | 23,000 | |||
Other Consumer | Pass | |||||
Credit Quality Information | |||||
Year one | 460,000 | 460,000 | 373,000 | ||
Year two | 251,000 | 251,000 | 176,000 | ||
Year three | 125,000 | 125,000 | 84,000 | ||
Year four | 52,000 | 52,000 | 873,000 | ||
Year five | 6,000 | 6,000 | 0 | ||
Prior | 2,057,000 | 2,057,000 | 2,057,000 | ||
Revolving Loans | 60,529,000 | 60,529,000 | 60,789,000 | ||
Revolving Loans Converted to Term Loans | 18,000 | 18,000 | 15,000 | ||
Total | 63,498,000 | 63,498,000 | 64,367,000 | ||
Total | |||||
Credit Quality Information | |||||
Year one | 283,887,000 | 283,887,000 | 696,779,000 | ||
Year two | 706,561,000 | 706,561,000 | 1,112,233,000 | ||
Year three | 1,034,215,000 | 1,034,215,000 | 1,576,731,000 | ||
Year four | 1,511,298,000 | 1,511,298,000 | 1,304,415,000 | ||
Year five | 1,246,001,000 | 1,246,001,000 | 647,584,000 | ||
Prior | 2,652,458,000 | 2,652,458,000 | 2,355,924,000 | ||
Revolving Loans | 556,174,000 | 556,174,000 | 513,365,000 | ||
Revolving Loans Converted to Term Loans | 78,797,000 | 78,797,000 | 80,114,000 | ||
Total | 8,069,391,000 | 8,069,391,000 | 8,287,145,000 | ||
Total | Pass | |||||
Credit Quality Information | |||||
Year one | 283,887,000 | 283,887,000 | 674,274,000 | ||
Year two | 681,267,000 | 681,267,000 | 1,104,548,000 | ||
Year three | 1,014,252,000 | 1,014,252,000 | 1,519,626,000 | ||
Year four | 1,395,559,000 | 1,395,559,000 | 1,279,623,000 | ||
Year five | 1,200,953,000 | 1,200,953,000 | 642,452,000 | ||
Prior | 2,559,294,000 | 2,559,294,000 | 2,240,726,000 | ||
Revolving Loans | 540,718,000 | 540,718,000 | 505,563,000 | ||
Revolving Loans Converted to Term Loans | 64,819,000 | 64,819,000 | 67,479,000 | ||
Total | 7,740,749,000 | 7,740,749,000 | 8,034,291,000 | ||
Total | OAEM | |||||
Credit Quality Information | |||||
Year one | 0 | 0 | 22,505,000 | ||
Year two | 0 | 0 | 0 | ||
Year three | 63,000 | 63,000 | 42,851,000 | ||
Year four | 56,751,000 | 56,751,000 | 4,589,000 | ||
Year five | 22,771,000 | 22,771,000 | 3,210,000 | ||
Prior | 22,949,000 | 22,949,000 | 45,843,000 | ||
Revolving Loans | 5,391,000 | 5,391,000 | 1,711,000 | ||
Revolving Loans Converted to Term Loans | 2,253,000 | 2,253,000 | 411,000 | ||
Total | 110,178,000 | 110,178,000 | 121,120,000 | ||
Total | Substandard | |||||
Credit Quality Information | |||||
Year one | 0 | 0 | 0 | ||
Year two | 25,294,000 | 25,294,000 | 7,685,000 | ||
Year three | 19,896,000 | 19,896,000 | 9,971,000 | ||
Year four | 54,705,000 | 54,705,000 | 20,203,000 | ||
Year five | 22,277,000 | 22,277,000 | 1,922,000 | ||
Prior | 70,195,000 | 70,195,000 | 69,338,000 | ||
Revolving Loans | 10,065,000 | 10,065,000 | 6,091,000 | ||
Revolving Loans Converted to Term Loans | 11,711,000 | 11,711,000 | 11,895,000 | ||
Total | 214,143,000 | 214,143,000 | 127,105,000 | ||
Total | Doubtful | |||||
Credit Quality Information | |||||
Year one | 0 | 0 | 0 | ||
Year two | 0 | 0 | 0 | ||
Year three | 4,000 | 4,000 | 4,283,000 | ||
Year four | 4,283,000 | 4,283,000 | 0 | ||
Year five | 0 | 0 | 0 | ||
Prior | 20,000 | 20,000 | 17,000 | ||
Revolving Loans | 0 | 0 | 0 | ||
Revolving Loans Converted to Term Loans | 14,000 | 14,000 | 329,000 | ||
Total | 4,321,000 | 4,321,000 | 4,629,000 | ||
Residential | |||||
Credit Quality Information | |||||
Year one | 63,545,000 | 63,545,000 | 128,358,000 | ||
Year two | 118,221,000 | 118,221,000 | 84,375,000 | ||
Year three | 81,729,000 | 81,729,000 | 184,146,000 | ||
Year four | 173,875,000 | 173,875,000 | 217,510,000 | ||
Year five | 209,718,000 | 209,718,000 | 120,301,000 | ||
Prior | 463,416,000 | 463,416,000 | 372,106,000 | ||
Revolving Loans | 4,900,000 | 4,900,000 | 7,936,000 | ||
Revolving Loans Converted to Term Loans | 100,000 | 100,000 | 0 | ||
Total | 1,115,504,000 | 1,115,504,000 | 1,114,732,000 | ||
Residential | Over 700 | |||||
Credit Quality Information | |||||
Year one | 50,709,000 | 50,709,000 | 119,843,000 | ||
Year two | 111,352,000 | 111,352,000 | 75,397,000 | ||
Year three | 70,641,000 | 70,641,000 | 167,352,000 | ||
Year four | 150,896,000 | 150,896,000 | 204,738,000 | ||
Year five | 188,390,000 | 188,390,000 | 110,663,000 | ||
Prior | 388,170,000 | 388,170,000 | 341,746,000 | ||
Revolving Loans | 4,900,000 | 4,900,000 | 7,936,000 | ||
Revolving Loans Converted to Term Loans | 92,000 | 92,000 | 0 | ||
Total | 965,150,000 | 965,150,000 | 1,027,675,000 | ||
Residential | 661 - 700 | |||||
Credit Quality Information | |||||
Year one | 3,009,000 | 3,009,000 | 6,444,000 | ||
Year two | 4,460,000 | 4,460,000 | 7,330,000 | ||
Year three | 5,036,000 | 5,036,000 | 7,734,000 | ||
Year four | 12,545,000 | 12,545,000 | 6,915,000 | ||
Year five | 10,307,000 | 10,307,000 | 4,622,000 | ||
Prior | 25,836,000 | 25,836,000 | 12,583,000 | ||
Revolving Loans | 0 | 0 | 0 | ||
Revolving Loans Converted to Term Loans | 8,000 | 8,000 | 0 | ||
Total | 61,201,000 | 61,201,000 | 45,628,000 | ||
Residential | 600 and below | |||||
Credit Quality Information | |||||
Year one | 115,000 | 115,000 | 2,040,000 | ||
Year two | 2,055,000 | 2,055,000 | 1,111,000 | ||
Year three | 4,530,000 | 4,530,000 | 7,711,000 | ||
Year four | 8,785,000 | 8,785,000 | 4,976,000 | ||
Year five | 8,767,000 | 8,767,000 | 5,016,000 | ||
Prior | 30,612,000 | 30,612,000 | 13,024,000 | ||
Revolving Loans | 0 | 0 | 0 | ||
Revolving Loans Converted to Term Loans | 0 | 0 | 0 | ||
Total | 54,864,000 | 54,864,000 | 33,878,000 | ||
Residential | Data not available | |||||
Credit Quality Information | |||||
Year one | 9,712,000 | 9,712,000 | 31,000 | ||
Year two | 354,000 | 354,000 | 537,000 | ||
Year three | 1,522,000 | 1,522,000 | 1,349,000 | ||
Year four | 1,649,000 | 1,649,000 | 881,000 | ||
Year five | 2,254,000 | 2,254,000 | 0 | ||
Prior | 18,798,000 | 18,798,000 | 4,753,000 | ||
Revolving Loans | 0 | 0 | 0 | ||
Revolving Loans Converted to Term Loans | 0 | 0 | 0 | ||
Total | 34,289,000 | 34,289,000 | 7,551,000 | ||
Home Equity | |||||
Credit Quality Information | |||||
Year one | 1,740,000 | 1,740,000 | 1,862,000 | ||
Year two | 1,690,000 | 1,690,000 | 5,491,000 | ||
Year three | 4,870,000 | 4,870,000 | 3,645,000 | ||
Year four | 3,465,000 | 3,465,000 | 1,440,000 | ||
Year five | 1,368,000 | 1,368,000 | 547,000 | ||
Prior | 7,227,000 | 7,227,000 | 7,706,000 | ||
Revolving Loans | 370,561,000 | 370,561,000 | 349,574,000 | ||
Revolving Loans Converted to Term Loans | 6,558,000 | 6,558,000 | 7,146,000 | ||
Total | 397,479,000 | 397,479,000 | 377,411,000 | ||
Current-period gross writeoffs | |||||
Year one | 0 | ||||
Year two | 0 | ||||
Year three | 16,000 | ||||
Year four | 0 | ||||
Year five | 0 | ||||
Prior | 0 | ||||
Revolving Loans | 0 | ||||
Revolving Loans Converted to Term Loans | 0 | ||||
Total | 16,000 | ||||
Home Equity | Over 700 | |||||
Credit Quality Information | |||||
Year one | 1,682,000 | 1,682,000 | 1,696,000 | ||
Year two | 1,572,000 | 1,572,000 | 4,686,000 | ||
Year three | 4,144,000 | 4,144,000 | 3,492,000 | ||
Year four | 3,254,000 | 3,254,000 | 1,402,000 | ||
Year five | 931,000 | 931,000 | 529,000 | ||
Prior | 6,380,000 | 6,380,000 | 7,003,000 | ||
Revolving Loans | 323,307,000 | 323,307,000 | 316,187,000 | ||
Revolving Loans Converted to Term Loans | 2,897,000 | 2,897,000 | 5,446,000 | ||
Total | 344,167,000 | 344,167,000 | 340,441,000 | ||
Home Equity | 661 - 700 | |||||
Credit Quality Information | |||||
Year one | 56,000 | 56,000 | 166,000 | ||
Year two | 26,000 | 26,000 | 400,000 | ||
Year three | 35,000 | 35,000 | 21,000 | ||
Year four | 144,000 | 144,000 | 38,000 | ||
Year five | 37,000 | 37,000 | 0 | ||
Prior | 406,000 | 406,000 | 326,000 | ||
Revolving Loans | 26,466,000 | 26,466,000 | 18,700,000 | ||
Revolving Loans Converted to Term Loans | 1,415,000 | 1,415,000 | 505,000 | ||
Total | 28,585,000 | 28,585,000 | 20,156,000 | ||
Home Equity | 600 and below | |||||
Credit Quality Information | |||||
Year one | 0 | 0 | 0 | ||
Year two | 92,000 | 92,000 | 405,000 | ||
Year three | 676,000 | 676,000 | 132,000 | ||
Year four | 67,000 | 67,000 | 0 | ||
Year five | 400,000 | 400,000 | 18,000 | ||
Prior | 405,000 | 405,000 | 373,000 | ||
Revolving Loans | 18,260,000 | 18,260,000 | 12,121,000 | ||
Revolving Loans Converted to Term Loans | 2,246,000 | 2,246,000 | 1,195,000 | ||
Total | 22,146,000 | 22,146,000 | 14,244,000 | ||
Home Equity | Data not available | |||||
Credit Quality Information | |||||
Year one | 2,000 | 2,000 | 0 | ||
Year two | 0 | 0 | 0 | ||
Year three | 15,000 | 15,000 | 0 | ||
Year four | 0 | 0 | 0 | ||
Year five | 0 | 0 | 0 | ||
Prior | 36,000 | 36,000 | 4,000 | ||
Revolving Loans | 2,528,000 | 2,528,000 | 2,566,000 | ||
Revolving Loans Converted to Term Loans | 0 | 0 | 0 | ||
Total | $ 2,581,000 | $ 2,581,000 | $ 2,570,000 |