v3.25.2
REVENUE FROM CONTRACTS WITH CUSTOMERS (Details) - USD ($)
$ in Thousands
 3 Months Ended 6 Months Ended
Jun. 30, 2025
Jun. 30, 2024
Jun. 30, 2025
Jun. 30, 2024
Revenue recognition        
Net interest income $ 76,202 $ 68,536 $ 178,890 $ 165,455
Noninterest income:        
Mortgage banking income 1,896 1,612 3,717 1,922
Program fees 4,451 4,398 8,273 8,577
Increase in cash surrender value of BOLI 821 792 1,614 1,546
Gain on sale of Visa Class B-1 shares     4,090  
Total noninterest income 17,644 18,346 50,798 41,719
Total net revenue $ 93,846 $ 86,882 $ 229,688 $ 207,174
Net-revenue concentration (as percent) 100.00% 100.00% 100.00% 100.00%
Writedowns during entity's holding of property (as a percent)     10.00%  
Core Banking Activities        
Revenue recognition        
Net interest income $ 59,929 $ 52,829 $ 116,278 $ 103,345
Noninterest income:        
Mortgage banking income 1,896 1,612 3,717 1,922
Increase in cash surrender value of BOLI 821 792 1,614 1,546
Gain on sale of Visa Class B-1 shares     4,090  
Total noninterest income 10,469 10,060 25,853 18,369
Total net revenue $ 70,398 $ 62,889 $ 142,131 $ 121,714
Net-revenue concentration (as percent) 75.00% 73.00% 62.00% 59.00%
Traditional Banking        
Revenue recognition        
Net interest income $ 56,380 $ 49,915 $ 109,701 $ 98,174
Noninterest income:        
Mortgage banking income 1,896 1,612 3,717 1,922
Increase in cash surrender value of BOLI 821 792 1,614 1,546
Gain on sale of Visa Class B-1 shares     4,090  
Total noninterest income 10,446 10,047 25,810 18,343
Total net revenue $ 66,826 $ 59,962 $ 135,511 $ 116,517
Net-revenue concentration (as percent) 71.00% 70.00% 59.00% 56.00%
Warehouse Lending        
Revenue recognition        
Net interest income $ 3,549 $ 2,914 $ 6,577 $ 5,171
Noninterest income:        
Total noninterest income 23 13 43 26
Total net revenue $ 3,572 $ 2,927 $ 6,620 $ 5,197
Net-revenue concentration (as percent) 4.00% 3.00% 3.00% 3.00%
Republic Processing Group        
Revenue recognition        
Net interest income $ 16,273 $ 15,707 $ 62,612 $ 62,110
Noninterest income:        
Program fees 4,451 4,398 8,273 8,577
Total noninterest income 7,175 8,286 24,945 23,350
Total net revenue $ 23,448 $ 23,993 $ 87,557 $ 85,460
Net-revenue concentration (as percent) 25.00% 27.00% 38.00% 41.00%
Tax Refund Solutions        
Revenue recognition        
Net interest income $ 62 $ 823 $ 29,874 $ 31,733
Noninterest income:        
Total noninterest income 2,723 3,886 16,670 14,769
Total net revenue $ 2,785 $ 4,709 $ 46,544 $ 46,502
Net-revenue concentration (as percent) 3.00% 5.00% 20.00% 22.00%
Republic Payment Solutions        
Revenue recognition        
Net interest income $ 3,563 $ 2,930 $ 7,557 $ 6,438
Noninterest income:        
Program fees 735 760 1,502 1,533
Total noninterest income 736 761 1,503 1,535
Total net revenue $ 4,299 $ 3,691 $ 9,060 $ 7,973
Net-revenue concentration (as percent) 5.00% 4.00% 4.00% 4.00%
Republic Credit Solutions        
Revenue recognition        
Net interest income $ 12,648 $ 11,954 $ 25,181 $ 23,939
Noninterest income:        
Program fees 3,716 3,638 6,771 7,044
Total noninterest income 3,716 3,639 6,772 7,046
Total net revenue $ 16,364 $ 15,593 $ 31,953 $ 30,985
Net-revenue concentration (as percent) 17.00% 18.00% 14.00% 15.00%
Service charges on deposit accounts        
Noninterest income:        
Revenue $ 3,505 $ 3,526 $ 6,965 $ 6,839
Service charges on deposit accounts | Core Banking Activities        
Noninterest income:        
Revenue 3,505 3,526 6,964 6,838
Service charges on deposit accounts | Traditional Banking        
Noninterest income:        
Revenue 3,482 3,513 6,921 6,812
Service charges on deposit accounts | Warehouse Lending        
Noninterest income:        
Revenue 23 13 43 26
Service charges on deposit accounts | Republic Processing Group        
Noninterest income:        
Revenue     1 1
Service charges on deposit accounts | Republic Credit Solutions        
Noninterest income:        
Revenue     1 1
Net refund transfer fees        
Noninterest income:        
Revenue 2,567 3,811 16,460 14,631
Net refund transfer fees | Republic Processing Group        
Noninterest income:        
Revenue 2,567 3,811 16,460 14,631
Net refund transfer fees | Tax Refund Solutions        
Noninterest income:        
Revenue 2,567 3,811 16,460 14,631
Interchange fee income        
Noninterest income:        
Revenue 3,200 3,351 6,277 6,508
Interchange fee income | Core Banking Activities        
Noninterest income:        
Revenue 3,157 3,313 6,201 6,430
Interchange fee income | Traditional Banking        
Noninterest income:        
Revenue 3,157 3,313 6,201 6,430
Interchange fee income | Republic Processing Group        
Noninterest income:        
Revenue 43 38 76 78
Interchange fee income | Tax Refund Solutions        
Noninterest income:        
Revenue 42 36 75 75
Interchange fee income | Republic Payment Solutions        
Noninterest income:        
Revenue 1 1 1 2
Interchange fee income | Republic Credit Solutions        
Noninterest income:        
Revenue   1   1
Net losses on other real estate owned        
Noninterest income:        
Revenue (53) (48) (106) (101)
Net losses on other real estate owned | Core Banking Activities        
Noninterest income:        
Revenue (53) (48) (106) (101)
Net losses on other real estate owned | Traditional Banking        
Noninterest income:        
Revenue (53) (48) (106) (101)
Other        
Noninterest income:        
Revenue 1,257 904 3,508 1,797
Other | Core Banking Activities        
Noninterest income:        
Revenue 1,143 865 3,373 1,734
Other | Traditional Banking        
Noninterest income:        
Revenue 1,143 865 3,373 1,734
Other | Republic Processing Group        
Noninterest income:        
Revenue 114 39 135 63
Other | Tax Refund Solutions        
Noninterest income:        
Revenue $ 114 $ 39 $ 135 $ 63