MORTGAGE BANKING ACTIVITIES - OTHER INFORMATION RELATING TO MSRS (Details) - USD ($) $ in Thousands |
6 Months Ended | 12 Months Ended |
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Jun. 30, 2025 |
Dec. 31, 2024 |
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| MORTGAGE BANKING ACTIVITIES | ||
| Fair value of mortgage servicing rights portfolio | $ 17,157 | $ 17,159 |
| Monthly weighted average prepayment rate of unpaid principal balance (as percent) | 126.00% | 125.00% |
| Discount rate (as percent) | 9.84% | 10.25% |
| Weighted average foreclosure rate | 0.08% | 0.06% |
| Weighted average life in years | 7 years 6 months 18 days | 7 years 6 months 3 days |
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- References No definition available.
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- Definition Fair value of an asset representing net future revenue from contractually specified servicing fees, late charges, and other ancillary revenues, in excess of future costs related to servicing arrangements. Reference 1: http://www.xbrl.org/2003/role/disclosureRef
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- Definition Discount rate used to estimate the fair value of servicing assets and servicing liabilities. Reference 1: http://www.xbrl.org/2003/role/exampleRef
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- Definition Percentage of contractually collectible principal associated with a financial asset expected not to be collected due to default by the borrower. Reference 1: http://www.xbrl.org/2003/role/exampleRef
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- Definition Estimated rate of prepayments of principal on servicing assets and servicing liabilities. Reference 1: http://www.xbrl.org/2003/role/exampleRef
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- Definition Weighted average life of financial assets and financial liabilities, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents the reported fact of one year, five months, and thirteen days. Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
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