v3.25.2
OFF BALANCE SHEET RISKS, COMMITMENTS AND CONTINGENT LIABILITIES (Details) - USD ($)
$ in Thousands
3 Months Ended 6 Months Ended
Jun. 30, 2025
Jun. 30, 2024
Jun. 30, 2025
Jun. 30, 2024
Dec. 31, 2024
OFF BALANCE SHEET RISKS, COMMITMENTS AND CONTINGENT LIABILITIES          
Total commitments $ 2,023,280   $ 2,023,280   $ 1,987,552
Roll Forward of ACLC          
Beginning Balance 1,510 $ 1,230 1,490 $ 1,340  
Provision (10) (120) 10 (230)  
Ending Balance 1,500 1,110 1,500 1,110  
Unused warehouse lines of credit          
OFF BALANCE SHEET RISKS, COMMITMENTS AND CONTINGENT LIABILITIES          
Total commitments 363,726   363,726   404,240
Roll Forward of ACLC          
Beginning Balance 105 108 79 116  
Provision (13) (31) 13 (39)  
Ending Balance 92 77 92 77  
Unused home equity lines of credit          
OFF BALANCE SHEET RISKS, COMMITMENTS AND CONTINGENT LIABILITIES          
Total commitments 480,341   480,341   478,040
Roll Forward of ACLC          
Beginning Balance 199 86 183 55  
Provision (4) 24 12 55  
Ending Balance 195 110 195 110  
Unused construction lines of credit          
Roll Forward of ACLC          
Beginning Balance 737 641 677 820  
Provision (34) (50) 26 (229)  
Ending Balance 703 591 703 591  
Unused RCS lines of credit          
Roll Forward of ACLC          
Beginning Balance 190   300    
Provision 30   (80)    
Ending Balance 220   220    
Unused loan commitments - other          
OFF BALANCE SHEET RISKS, COMMITMENTS AND CONTINGENT LIABILITIES          
Total commitments 1,167,249   1,167,249   1,093,990
Roll Forward of ACLC          
Beginning Balance 279 395 251 349  
Provision 11 (63) 39 (17)  
Ending Balance 290 $ 332 290 $ 332  
Standby letters of credit          
OFF BALANCE SHEET RISKS, COMMITMENTS AND CONTINGENT LIABILITIES          
Total commitments $ 11,964   $ 11,964   $ 11,282