LOANS AND ALLOWANCE FOR CREDIT LOSSES ON LOANS - REFUND ADVANCES (Details) - Tax Refund Solutions - Refund Advances - USD ($) $ in Thousands |
2 Months Ended | 3 Months Ended | 6 Months Ended | |||
|---|---|---|---|---|---|---|
Feb. 28, 2025 |
Feb. 29, 2024 |
Jun. 30, 2025 |
Jun. 30, 2024 |
Jun. 30, 2025 |
Jun. 30, 2024 |
|
| Period Refund Advance tax credit product offered | 2 months | 2 months | ||||
| Refund Advances | $ 662,556 | $ 771,091 | ||||
| Net charge (credit) to the Provision for RAs, including ERAs | $ (3,934) | $ (1,158) | $ 11,401 | $ 24,560 | ||
| Provision as a percentage of RAs originated , including ERAs | 1.72% | 3.19% | ||||
| Refund Advances net charge-offs | $ 21,885 | $ 28,764 | $ 21,194 | $ 28,489 | ||
| Refund Advances net charge-offs to total Refund Advances originated | 3.20% | 3.69% | ||||