LOANS AND ALLOWANCE FOR CREDIT LOSSES ON LOANS - DELINQUENT LOANS (Details) - USD ($)
$ in Thousands |
Jun. 30, 2025 |
Dec. 31, 2024 |
Jun. 30, 2024 |
| Aging or recorded investments in loans |
|
|
|
| Lease financing receivables |
$ 96,547
|
$ 93,304
|
|
| Total loans |
5,373,020
|
5,439,466
|
$ 5,264,270
|
| 30 - 59 Days Delinquent |
|
|
|
| Aging or recorded investments in loans |
|
|
|
| Total loans |
$ 12,293
|
$ 11,301
|
|
| Delinquent acquired bank loans to total acquired bank loans (as a percent) |
0.23%
|
0.21%
|
|
| 60 - 89 Days Delinquent |
|
|
|
| Aging or recorded investments in loans |
|
|
|
| Total loans |
$ 3,665
|
$ 5,062
|
|
| Delinquent acquired bank loans to total acquired bank loans (as a percent) |
0.07%
|
0.09%
|
|
| 90+ Days Past Due |
|
|
|
| Aging or recorded investments in loans |
|
|
|
| Total loans |
$ 3,128
|
$ 4,126
|
|
| Delinquent acquired bank loans to total acquired bank loans (as a percent) |
0.06%
|
0.08%
|
|
| Past Due |
|
|
|
| Aging or recorded investments in loans |
|
|
|
| Total loans |
$ 19,086
|
$ 20,489
|
|
| Delinquent acquired bank loans to total acquired bank loans (as a percent) |
0.36%
|
0.38%
|
|
| Current |
|
|
|
| Aging or recorded investments in loans |
|
|
|
| Total loans |
$ 5,353,934
|
$ 5,418,977
|
|
| Residential real estate | Residential Real Estate - Owner Occupied |
|
|
|
| Aging or recorded investments in loans |
|
|
|
| Carrying value of loans |
1,031,898
|
1,032,459
|
|
| Residential real estate | Residential Real Estate - Non Owner Occupied |
|
|
|
| Aging or recorded investments in loans |
|
|
|
| Carrying value of loans |
303,357
|
318,096
|
|
| Residential real estate | Home equity lines of credit |
|
|
|
| Aging or recorded investments in loans |
|
|
|
| Carrying value of loans |
387,599
|
353,441
|
|
| Commercial real estate | Commercial Real Estate - Owner Occupied |
|
|
|
| Aging or recorded investments in loans |
|
|
|
| Carrying value of loans |
650,771
|
659,216
|
|
| Commercial real estate | Commercial Real Estate - Non Owner Occupied |
|
|
|
| Aging or recorded investments in loans |
|
|
|
| Carrying value of loans |
818,367
|
840,517
|
|
| Commercial real estate | Commercial Real Estate - Multi-Family |
|
|
|
| Aging or recorded investments in loans |
|
|
|
| Carrying value of loans |
319,905
|
313,444
|
|
| Construction & land development |
|
|
|
| Aging or recorded investments in loans |
|
|
|
| Carrying value of loans |
258,817
|
244,121
|
|
| Commercial & industrial | Commercial and Industrial |
|
|
|
| Aging or recorded investments in loans |
|
|
|
| Carrying value of loans |
481,219
|
460,245
|
|
| Aircraft |
|
|
|
| Aging or recorded investments in loans |
|
|
|
| Carrying value of loans |
211,910
|
226,179
|
|
| Consumer |
|
|
|
| Aging or recorded investments in loans |
|
|
|
| Carrying value of loans |
21,762
|
28,157
|
|
| Warehouse lines of credit |
|
|
|
| Aging or recorded investments in loans |
|
|
|
| Carrying value of loans |
671,773
|
550,760
|
|
| Tax Refund Solution |
|
|
|
| Aging or recorded investments in loans |
|
|
|
| Carrying value of loans |
95
|
190,794
|
|
| Republic Credit Solution |
|
|
|
| Aging or recorded investments in loans |
|
|
|
| Carrying value of loans |
119,000
|
128,733
|
|
| Core Banking Activities |
|
|
|
| Aging or recorded investments in loans |
|
|
|
| Total loans |
5,253,925
|
5,119,939
|
5,138,178
|
| Core Banking Activities | 30 - 59 Days Delinquent |
|
|
|
| Aging or recorded investments in loans |
|
|
|
| Total loans |
4,974
|
3,386
|
|
| Core Banking Activities | 60 - 89 Days Delinquent |
|
|
|
| Aging or recorded investments in loans |
|
|
|
| Total loans |
1,956
|
2,814
|
|
| Core Banking Activities | 90+ Days Past Due |
|
|
|
| Aging or recorded investments in loans |
|
|
|
| Total loans |
3,023
|
3,985
|
|
| Core Banking Activities | Past Due |
|
|
|
| Aging or recorded investments in loans |
|
|
|
| Total loans |
9,953
|
10,185
|
|
| Core Banking Activities | Current |
|
|
|
| Aging or recorded investments in loans |
|
|
|
| Total loans |
5,243,972
|
5,109,754
|
|
| Traditional Banking |
|
|
|
| Aging or recorded investments in loans |
|
|
|
| Carrying value of loans |
96,547
|
93,304
|
|
| Lease financing receivables |
96,547
|
93,304
|
|
| Total loans |
4,582,152
|
4,569,179
|
4,589,167
|
| Traditional Banking | 30 - 59 Days Delinquent |
|
|
|
| Aging or recorded investments in loans |
|
|
|
| Lease financing receivables |
5
|
8
|
|
| Total loans |
4,974
|
3,386
|
|
| Traditional Banking | 60 - 89 Days Delinquent |
|
|
|
| Aging or recorded investments in loans |
|
|
|
| Lease financing receivables |
6
|
14
|
|
| Total loans |
1,956
|
2,814
|
|
| Traditional Banking | 90+ Days Past Due |
|
|
|
| Aging or recorded investments in loans |
|
|
|
| Lease financing receivables |
103
|
53
|
|
| Total loans |
3,023
|
3,985
|
|
| Traditional Banking | Past Due |
|
|
|
| Aging or recorded investments in loans |
|
|
|
| Lease financing receivables |
114
|
75
|
|
| Total loans |
9,953
|
10,185
|
|
| Traditional Banking | Current |
|
|
|
| Aging or recorded investments in loans |
|
|
|
| Lease financing receivables |
96,433
|
93,229
|
|
| Total loans |
4,572,199
|
4,558,994
|
|
| Traditional Banking | Residential real estate | Residential Real Estate - Owner Occupied |
|
|
|
| Aging or recorded investments in loans |
|
|
|
| Carrying value of loans |
1,031,898
|
1,032,459
|
|
| Traditional Banking | Residential real estate | Residential Real Estate - Owner Occupied | 30 - 59 Days Delinquent |
|
|
|
| Aging or recorded investments in loans |
|
|
|
| Carrying value of loans |
4,155
|
2,320
|
|
| Traditional Banking | Residential real estate | Residential Real Estate - Owner Occupied | 60 - 89 Days Delinquent |
|
|
|
| Aging or recorded investments in loans |
|
|
|
| Carrying value of loans |
1,587
|
2,292
|
|
| Traditional Banking | Residential real estate | Residential Real Estate - Owner Occupied | 90+ Days Past Due |
|
|
|
| Aging or recorded investments in loans |
|
|
|
| Carrying value of loans |
1,593
|
2,403
|
|
| Traditional Banking | Residential real estate | Residential Real Estate - Owner Occupied | Past Due |
|
|
|
| Aging or recorded investments in loans |
|
|
|
| Carrying value of loans |
7,335
|
7,015
|
|
| Traditional Banking | Residential real estate | Residential Real Estate - Owner Occupied | Current |
|
|
|
| Aging or recorded investments in loans |
|
|
|
| Carrying value of loans |
1,024,563
|
1,025,444
|
|
| Traditional Banking | Residential real estate | Residential Real Estate - Non Owner Occupied |
|
|
|
| Aging or recorded investments in loans |
|
|
|
| Carrying value of loans |
303,357
|
318,096
|
|
| Traditional Banking | Residential real estate | Residential Real Estate - Non Owner Occupied | 90+ Days Past Due |
|
|
|
| Aging or recorded investments in loans |
|
|
|
| Carrying value of loans |
|
21
|
|
| Traditional Banking | Residential real estate | Residential Real Estate - Non Owner Occupied | Past Due |
|
|
|
| Aging or recorded investments in loans |
|
|
|
| Carrying value of loans |
|
21
|
|
| Traditional Banking | Residential real estate | Residential Real Estate - Non Owner Occupied | Current |
|
|
|
| Aging or recorded investments in loans |
|
|
|
| Carrying value of loans |
303,357
|
318,075
|
|
| Traditional Banking | Residential real estate | Home equity lines of credit |
|
|
|
| Aging or recorded investments in loans |
|
|
|
| Carrying value of loans |
387,599
|
353,441
|
|
| Traditional Banking | Residential real estate | Home equity lines of credit | 30 - 59 Days Delinquent |
|
|
|
| Aging or recorded investments in loans |
|
|
|
| Carrying value of loans |
622
|
714
|
|
| Traditional Banking | Residential real estate | Home equity lines of credit | 60 - 89 Days Delinquent |
|
|
|
| Aging or recorded investments in loans |
|
|
|
| Carrying value of loans |
346
|
204
|
|
| Traditional Banking | Residential real estate | Home equity lines of credit | 90+ Days Past Due |
|
|
|
| Aging or recorded investments in loans |
|
|
|
| Carrying value of loans |
429
|
478
|
|
| Traditional Banking | Residential real estate | Home equity lines of credit | Past Due |
|
|
|
| Aging or recorded investments in loans |
|
|
|
| Carrying value of loans |
1,397
|
1,396
|
|
| Traditional Banking | Residential real estate | Home equity lines of credit | Current |
|
|
|
| Aging or recorded investments in loans |
|
|
|
| Carrying value of loans |
386,202
|
352,045
|
|
| Traditional Banking | Commercial real estate | Commercial Real Estate - Owner Occupied |
|
|
|
| Aging or recorded investments in loans |
|
|
|
| Carrying value of loans |
650,771
|
659,216
|
|
| Traditional Banking | Commercial real estate | Commercial Real Estate - Owner Occupied | 90+ Days Past Due |
|
|
|
| Aging or recorded investments in loans |
|
|
|
| Carrying value of loans |
263
|
244
|
|
| Traditional Banking | Commercial real estate | Commercial Real Estate - Owner Occupied | Past Due |
|
|
|
| Aging or recorded investments in loans |
|
|
|
| Carrying value of loans |
263
|
244
|
|
| Traditional Banking | Commercial real estate | Commercial Real Estate - Owner Occupied | Current |
|
|
|
| Aging or recorded investments in loans |
|
|
|
| Carrying value of loans |
650,508
|
658,972
|
|
| Traditional Banking | Commercial real estate | Commercial Real Estate - Non Owner Occupied |
|
|
|
| Aging or recorded investments in loans |
|
|
|
| Carrying value of loans |
818,367
|
840,517
|
|
| Traditional Banking | Commercial real estate | Commercial Real Estate - Non Owner Occupied | 60 - 89 Days Delinquent |
|
|
|
| Aging or recorded investments in loans |
|
|
|
| Carrying value of loans |
|
275
|
|
| Traditional Banking | Commercial real estate | Commercial Real Estate - Non Owner Occupied | Past Due |
|
|
|
| Aging or recorded investments in loans |
|
|
|
| Carrying value of loans |
|
275
|
|
| Traditional Banking | Commercial real estate | Commercial Real Estate - Non Owner Occupied | Current |
|
|
|
| Aging or recorded investments in loans |
|
|
|
| Carrying value of loans |
818,367
|
840,242
|
|
| Traditional Banking | Commercial real estate | Commercial Real Estate - Multi-Family |
|
|
|
| Aging or recorded investments in loans |
|
|
|
| Carrying value of loans |
319,905
|
313,444
|
|
| Traditional Banking | Commercial real estate | Commercial Real Estate - Multi-Family | Current |
|
|
|
| Aging or recorded investments in loans |
|
|
|
| Carrying value of loans |
319,905
|
313,444
|
|
| Traditional Banking | Construction & land development |
|
|
|
| Aging or recorded investments in loans |
|
|
|
| Carrying value of loans |
258,817
|
244,121
|
|
| Traditional Banking | Construction & land development | Current |
|
|
|
| Aging or recorded investments in loans |
|
|
|
| Carrying value of loans |
258,817
|
244,121
|
|
| Traditional Banking | Commercial & industrial | Commercial and Industrial |
|
|
|
| Aging or recorded investments in loans |
|
|
|
| Carrying value of loans |
481,219
|
460,245
|
|
| Traditional Banking | Commercial & industrial | Commercial and Industrial | 30 - 59 Days Delinquent |
|
|
|
| Aging or recorded investments in loans |
|
|
|
| Carrying value of loans |
26
|
104
|
|
| Traditional Banking | Commercial & industrial | Commercial and Industrial | 60 - 89 Days Delinquent |
|
|
|
| Aging or recorded investments in loans |
|
|
|
| Carrying value of loans |
1
|
15
|
|
| Traditional Banking | Commercial & industrial | Commercial and Industrial | 90+ Days Past Due |
|
|
|
| Aging or recorded investments in loans |
|
|
|
| Carrying value of loans |
634
|
785
|
|
| Traditional Banking | Commercial & industrial | Commercial and Industrial | Past Due |
|
|
|
| Aging or recorded investments in loans |
|
|
|
| Carrying value of loans |
661
|
904
|
|
| Traditional Banking | Commercial & industrial | Commercial and Industrial | Current |
|
|
|
| Aging or recorded investments in loans |
|
|
|
| Carrying value of loans |
480,558
|
459,341
|
|
| Traditional Banking | Aircraft |
|
|
|
| Aging or recorded investments in loans |
|
|
|
| Carrying value of loans |
211,910
|
226,179
|
|
| Traditional Banking | Aircraft | Current |
|
|
|
| Aging or recorded investments in loans |
|
|
|
| Carrying value of loans |
211,910
|
226,179
|
|
| Traditional Banking | Consumer | Consumer: Credit cards |
|
|
|
| Aging or recorded investments in loans |
|
|
|
| Carrying value of loans |
10,315
|
16,464
|
|
| Traditional Banking | Consumer | Consumer: Credit cards | 30 - 59 Days Delinquent |
|
|
|
| Aging or recorded investments in loans |
|
|
|
| Carrying value of loans |
11
|
25
|
|
| Traditional Banking | Consumer | Consumer: Credit cards | 60 - 89 Days Delinquent |
|
|
|
| Aging or recorded investments in loans |
|
|
|
| Carrying value of loans |
2
|
3
|
|
| Traditional Banking | Consumer | Consumer: Credit cards | Past Due |
|
|
|
| Aging or recorded investments in loans |
|
|
|
| Carrying value of loans |
13
|
28
|
|
| Traditional Banking | Consumer | Consumer: Credit cards | Current |
|
|
|
| Aging or recorded investments in loans |
|
|
|
| Carrying value of loans |
10,302
|
16,436
|
|
| Traditional Banking | Consumer | Overdrafts |
|
|
|
| Aging or recorded investments in loans |
|
|
|
| Carrying value of loans |
826
|
982
|
|
| Traditional Banking | Consumer | Overdrafts | 30 - 59 Days Delinquent |
|
|
|
| Aging or recorded investments in loans |
|
|
|
| Carrying value of loans |
120
|
163
|
|
| Traditional Banking | Consumer | Overdrafts | 60 - 89 Days Delinquent |
|
|
|
| Aging or recorded investments in loans |
|
|
|
| Carrying value of loans |
2
|
10
|
|
| Traditional Banking | Consumer | Overdrafts | 90+ Days Past Due |
|
|
|
| Aging or recorded investments in loans |
|
|
|
| Carrying value of loans |
1
|
|
|
| Traditional Banking | Consumer | Overdrafts | Past Due |
|
|
|
| Aging or recorded investments in loans |
|
|
|
| Carrying value of loans |
123
|
173
|
|
| Traditional Banking | Consumer | Overdrafts | Current |
|
|
|
| Aging or recorded investments in loans |
|
|
|
| Carrying value of loans |
703
|
809
|
|
| Traditional Banking | Consumer | Automobile loans |
|
|
|
| Aging or recorded investments in loans |
|
|
|
| Carrying value of loans |
916
|
1,156
|
|
| Traditional Banking | Consumer | Automobile loans | 30 - 59 Days Delinquent |
|
|
|
| Aging or recorded investments in loans |
|
|
|
| Carrying value of loans |
|
11
|
|
| Traditional Banking | Consumer | Automobile loans | Past Due |
|
|
|
| Aging or recorded investments in loans |
|
|
|
| Carrying value of loans |
|
11
|
|
| Traditional Banking | Consumer | Automobile loans | Current |
|
|
|
| Aging or recorded investments in loans |
|
|
|
| Carrying value of loans |
916
|
1,145
|
|
| Traditional Banking | Consumer | Other Consumer |
|
|
|
| Aging or recorded investments in loans |
|
|
|
| Carrying value of loans |
9,705
|
9,555
|
|
| Traditional Banking | Consumer | Other Consumer | 30 - 59 Days Delinquent |
|
|
|
| Aging or recorded investments in loans |
|
|
|
| Carrying value of loans |
35
|
41
|
|
| Traditional Banking | Consumer | Other Consumer | 60 - 89 Days Delinquent |
|
|
|
| Aging or recorded investments in loans |
|
|
|
| Carrying value of loans |
12
|
1
|
|
| Traditional Banking | Consumer | Other Consumer | 90+ Days Past Due |
|
|
|
| Aging or recorded investments in loans |
|
|
|
| Carrying value of loans |
|
1
|
|
| Traditional Banking | Consumer | Other Consumer | Past Due |
|
|
|
| Aging or recorded investments in loans |
|
|
|
| Carrying value of loans |
47
|
43
|
|
| Traditional Banking | Consumer | Other Consumer | Current |
|
|
|
| Aging or recorded investments in loans |
|
|
|
| Carrying value of loans |
9,658
|
9,512
|
|
| Warehouse Lending |
|
|
|
| Aging or recorded investments in loans |
|
|
|
| Total loans |
671,773
|
|
549,011
|
| Warehouse Lending | Warehouse lines of credit |
|
|
|
| Aging or recorded investments in loans |
|
|
|
| Carrying value of loans |
671,773
|
550,760
|
|
| Warehouse Lending | Warehouse lines of credit | Current |
|
|
|
| Aging or recorded investments in loans |
|
|
|
| Carrying value of loans |
671,773
|
550,760
|
|
| Republic Processing Group |
|
|
|
| Aging or recorded investments in loans |
|
|
|
| Carrying value of loans |
119,095
|
319,527
|
|
| Total loans |
119,095
|
|
126,092
|
| Republic Processing Group | 30 - 59 Days Delinquent |
|
|
|
| Aging or recorded investments in loans |
|
|
|
| Carrying value of loans |
7,319
|
7,915
|
|
| Republic Processing Group | 60 - 89 Days Delinquent |
|
|
|
| Aging or recorded investments in loans |
|
|
|
| Carrying value of loans |
1,709
|
2,248
|
|
| Republic Processing Group | 90+ Days Past Due |
|
|
|
| Aging or recorded investments in loans |
|
|
|
| Carrying value of loans |
105
|
141
|
|
| Republic Processing Group | Past Due |
|
|
|
| Aging or recorded investments in loans |
|
|
|
| Carrying value of loans |
9,133
|
10,304
|
|
| Republic Processing Group | Current |
|
|
|
| Aging or recorded investments in loans |
|
|
|
| Carrying value of loans |
109,962
|
309,223
|
|
| Tax Refund Solutions |
|
|
|
| Aging or recorded investments in loans |
|
|
|
| Total loans |
95
|
|
92
|
| Tax Refund Solutions | Tax Refund Solution | Refund Advances |
|
|
|
| Aging or recorded investments in loans |
|
|
|
| Carrying value of loans |
|
138,614
|
|
| Tax Refund Solutions | Tax Refund Solution | Refund Advances | Current |
|
|
|
| Aging or recorded investments in loans |
|
|
|
| Carrying value of loans |
|
138,614
|
|
| Tax Refund Solutions | Tax Refund Solution | Other TRS commercial and industrial loans |
|
|
|
| Aging or recorded investments in loans |
|
|
|
| Carrying value of loans |
95
|
52,180
|
|
| Tax Refund Solutions | Tax Refund Solution | Other TRS commercial and industrial loans | Current |
|
|
|
| Aging or recorded investments in loans |
|
|
|
| Carrying value of loans |
95
|
52,180
|
|
| Republic Credit Solutions |
|
|
|
| Aging or recorded investments in loans |
|
|
|
| Total loans |
119,000
|
|
$ 126,000
|
| Republic Credit Solutions | Republic Credit Solution |
|
|
|
| Aging or recorded investments in loans |
|
|
|
| Carrying value of loans |
119,000
|
128,733
|
|
| Republic Credit Solutions | Republic Credit Solution | 30 - 59 Days Delinquent |
|
|
|
| Aging or recorded investments in loans |
|
|
|
| Carrying value of loans |
7,319
|
7,915
|
|
| Republic Credit Solutions | Republic Credit Solution | 60 - 89 Days Delinquent |
|
|
|
| Aging or recorded investments in loans |
|
|
|
| Carrying value of loans |
1,709
|
2,248
|
|
| Republic Credit Solutions | Republic Credit Solution | 90+ Days Past Due |
|
|
|
| Aging or recorded investments in loans |
|
|
|
| Carrying value of loans |
105
|
141
|
|
| Republic Credit Solutions | Republic Credit Solution | Past Due |
|
|
|
| Aging or recorded investments in loans |
|
|
|
| Carrying value of loans |
9,133
|
10,304
|
|
| Republic Credit Solutions | Republic Credit Solution | Current |
|
|
|
| Aging or recorded investments in loans |
|
|
|
| Carrying value of loans |
$ 109,867
|
$ 118,429
|
|