v3.25.2
LOANS AND ALLOWANCE FOR CREDIT LOSSES ON LOANS - ALLOWANCE ACTIVITY (Details) - USD ($)
 3 Months Ended 6 Months Ended 12 Months Ended
Jun. 30, 2025
Jun. 30, 2024
Jun. 30, 2025
Jun. 30, 2024
Dec. 31, 2024
Financing Receivable And Net Investment In Lease, Excluding Interest Allowance for Credit Loss [Roll Forward]          
Beginning Balance $ 106,303,000 $ 108,702,000 $ 91,978,000 $ 82,130,000 $ 82,130,000
Provision 1,823,000 5,149,000 19,495,000 35,771,000  
Charge-offs     (138,000)   (205,000)
Charge-offs (29,913,000) (37,340,000) (34,437,000) (42,267,000) (55,394,000)
Recoveries 3,547,000 4,176,000 4,724,000 5,053,000  
Ending Balance 81,760,000 80,687,000 $ 81,760,000 80,687,000 91,978,000
Forecast period for unemployment and general CRE values     1 year    
Net credit to provision due to application of practical expedient 518,000        
Core Banking Activities          
Financing Receivable And Net Investment In Lease, Excluding Interest Allowance for Credit Loss [Roll Forward]          
Beginning Balance 60,272,000 60,332,000 $ 61,130,000 59,845,000 59,845,000
Provision 772,000 1,135,000 50,000 1,802,000  
Charge-offs (470,000) (332,000) (741,000) (714,000)  
Recoveries 157,000 100,000 292,000 302,000  
Ending Balance 60,731,000 61,235,000 60,731,000 61,235,000 61,130,000
Traditional Banking          
Financing Receivable And Net Investment In Lease, Excluding Interest Allowance for Credit Loss [Roll Forward]          
Beginning balance 1,054,000 1,072,000 1,117,000 1,061,000 1,061,000
Beginning Balance 58,851,000 59,176,000 59,756,000 58,998,000 58,998,000
Provision 39,000 69,000 (18,000) 91,000  
Provision 517,000 921,000 (252,000) 1,279,000  
Charge-offs (127,000) (34,000) (138,000) (58,000)  
Charge-offs (470,000) (332,000) (741,000) (714,000)  
Recoveries 17,000 9,000 22,000 (22,000)  
Recoveries 157,000 100,000 292,000 (302,000)  
Ending balance 983,000 1,116,000 983,000 1,116,000 1,117,000
Ending Balance 59,055,000 59,865,000 59,055,000 59,865,000 59,756,000
Republic Processing Group          
Financing Receivable And Net Investment In Lease, Excluding Interest Allowance for Credit Loss [Roll Forward]          
Beginning balance 46,031,000 48,370,000 30,848,000 22,285,000 22,285,000
Provision 1,051,000 4,014,000 19,445,000 33,969,000  
Charge-offs (29,443,000) (37,008,000) (33,696,000) (41,553,000)  
Recoveries 3,390,000 4,076,000 4,432,000 4,751,000  
Ending balance 21,029,000 19,452,000 21,029,000 19,452,000 30,848,000
Residential real estate | Residential Real Estate - Owner Occupied          
Financing Receivable And Net Investment In Lease, Excluding Interest Allowance for Credit Loss [Roll Forward]          
Charge-offs     (29,000)   (62,000)
Residential real estate | Residential Real Estate - Owner Occupied | Traditional Banking          
Financing Receivable And Net Investment In Lease, Excluding Interest Allowance for Credit Loss [Roll Forward]          
Beginning balance 10,756,000 9,582,000 10,849,000 10,337,000 10,337,000
Provision (142,000) (20,000) (257,000) (820,000)  
Charge-offs (11,000) (39,000) (29,000) (52,000)  
Recoveries 23,000 21,000 63,000 79,000  
Ending balance 10,626,000 9,544,000 10,626,000 9,544,000 10,849,000
Residential real estate | Residential Real Estate - Non Owner Occupied | Traditional Banking          
Financing Receivable And Net Investment In Lease, Excluding Interest Allowance for Credit Loss [Roll Forward]          
Beginning balance 4,025,000 3,051,000 4,140,000 3,047,000 3,047,000
Provision (142,000) (94,000) (257,000) (91,000)  
Recoveries       1,000  
Ending balance 3,883,000 2,957,000 3,883,000 2,957,000 4,140,000
Residential real estate | Home equity lines of credit          
Financing Receivable And Net Investment In Lease, Excluding Interest Allowance for Credit Loss [Roll Forward]          
Charge-offs         (64,000)
Residential real estate | Home equity lines of credit | Traditional Banking          
Financing Receivable And Net Investment In Lease, Excluding Interest Allowance for Credit Loss [Roll Forward]          
Beginning balance 7,626,000 5,749,000 7,378,000    
Beginning Balance       5,501,000 5,501,000
Provision 454,000 310,000 701,000 557,000  
Recoveries 26,000   27,000 1,000  
Recoveries 8,106,000        
Ending balance 8,106,000 6,059,000 8,106,000 6,059,000 7,378,000
Commercial real estate | Traditional Banking          
Financing Receivable And Net Investment In Lease, Excluding Interest Allowance for Credit Loss [Roll Forward]          
Beginning balance 22,320,000 25,995,000 22,556,000 25,830,000 25,830,000
Provision (477,000) 163,000 (713,000) 308,000  
Recoveries 3,000 3,000 3,000 23,000  
Ending balance 21,846,000 26,161,000 21,846,000 26,161,000 22,556,000
Commercial real estate | Commercial Real Estate - Owner Occupied | Traditional Banking          
Financing Receivable And Net Investment In Lease, Excluding Interest Allowance for Credit Loss [Roll Forward]          
Beginning balance 7,334,000   7,319,000    
Provision (191,000)   (176,000)    
Ending balance 7,143,000   7,143,000   7,319,000
Commercial real estate | Commercial Real Estate - Non Owner Occupied | Traditional Banking          
Financing Receivable And Net Investment In Lease, Excluding Interest Allowance for Credit Loss [Roll Forward]          
Beginning balance 12,179,000   12,523,000    
Provision (230,000)   (574,000)    
Recoveries 3,000   3,000    
Ending balance 11,952,000   11,952,000   12,523,000
Commercial real estate | Commercial Real Estate - Multi-Family | Traditional Banking          
Financing Receivable And Net Investment In Lease, Excluding Interest Allowance for Credit Loss [Roll Forward]          
Beginning balance 2,807,000   2,714,000    
Provision (56,000)   37,000    
Ending balance 2,751,000   2,751,000   2,714,000
Construction & land development | Traditional Banking          
Financing Receivable And Net Investment In Lease, Excluding Interest Allowance for Credit Loss [Roll Forward]          
Beginning balance 8,027,000 6,700,000 8,227,000 6,060,000 6,060,000
Provision 698,000 222,000 498,000 862,000  
Ending balance 8,725,000 6,922,000 8,725,000 6,922,000 8,227,000
Commercial & industrial | Commercial and Industrial          
Financing Receivable And Net Investment In Lease, Excluding Interest Allowance for Credit Loss [Roll Forward]          
Charge-offs     (18,000)   (27,000)
Commercial & industrial | Commercial and Industrial | Traditional Banking          
Financing Receivable And Net Investment In Lease, Excluding Interest Allowance for Credit Loss [Roll Forward]          
Beginning balance 2,616,000 4,158,000 2,527,000 4,236,000 4,236,000
Provision (143,000) (26,000) (54,000) (105,000)  
Charge-offs (18,000)   (18,000)    
Recoveries   1,000   2,000  
Ending balance 2,455,000 4,133,000 2,455,000 4,133,000 2,527,000
Aircraft | Traditional Banking          
Financing Receivable And Net Investment In Lease, Excluding Interest Allowance for Credit Loss [Roll Forward]          
Beginning balance 554,000 615,000 565,000 625,000 625,000
Provision (24,000) (14,000) (35,000) (24,000)  
Ending balance 530,000 601,000 530,000 601,000 565,000
Consumer          
Financing Receivable And Net Investment In Lease, Excluding Interest Allowance for Credit Loss [Roll Forward]          
Charge-offs     (556,000)   (3,105,000)
Consumer | Credit Card | Traditional Banking          
Financing Receivable And Net Investment In Lease, Excluding Interest Allowance for Credit Loss [Roll Forward]          
Beginning balance 937,000 1,087,000 1,379,000 1,074,000 1,074,000
Provision 78,000 26,000 (347,000) 109,000  
Charge-offs (56,000) (50,000) (92,000) (131,000)  
Recoveries 31,000 4,000 50,000 15,000  
Ending balance 990,000 1,067,000 990,000 1,067,000 1,379,000
Consumer | Overdrafts | Traditional Banking          
Financing Receivable And Net Investment In Lease, Excluding Interest Allowance for Credit Loss [Roll Forward]          
Beginning balance 687,000 563,000 724,000 694,000 694,000
Provision 170,000 234,000 269,000 260,000  
Charge-offs (250,000) (189,000) (440,000) (426,000)  
Recoveries 49,000 50,000 103,000 130,000  
Ending balance 656,000 658,000 656,000 658,000 724,000
Consumer | Automobile loans | Traditional Banking          
Financing Receivable And Net Investment In Lease, Excluding Interest Allowance for Credit Loss [Roll Forward]          
Beginning balance 8,000 24,000 11,000 32,000 32,000
Provision (7,000) (6,000) (11,000) (16,000)  
Recoveries 1,000 1,000 2,000 3,000  
Ending balance 2,000 19,000 2,000 19,000 11,000
Consumer | Other Consumer | Traditional Banking          
Financing Receivable And Net Investment In Lease, Excluding Interest Allowance for Credit Loss [Roll Forward]          
Beginning balance 241,000 580,000 283,000 501,000 501,000
Provision 13,000 57,000 (28,000) 148,000  
Charge-offs (8,000) (20,000) (24,000) (47,000)  
Recoveries 7,000 11,000 22,000 26,000  
Ending balance 253,000 628,000 253,000 628,000 283,000
Warehouse lines of credit | Warehouse Lending          
Financing Receivable And Net Investment In Lease, Excluding Interest Allowance for Credit Loss [Roll Forward]          
Beginning balance 1,421,000 1,156,000 1,374,000 847,000 847,000
Provision 255,000 214,000 302,000 523,000  
Ending balance 1,676,000 1,370,000 1,676,000 1,370,000 1,374,000
Tax Refund Solution          
Financing Receivable And Net Investment In Lease, Excluding Interest Allowance for Credit Loss [Roll Forward]          
Charge-offs     (25,058,000)   (32,692,000)
Tax Refund Solution | Refund Advances | Tax Refund Solutions          
Financing Receivable And Net Investment In Lease, Excluding Interest Allowance for Credit Loss [Roll Forward]          
Beginning balance 25,819,000 29,922,000 9,793,000 3,929,000 3,929,000
Provision (3,934,000) (1,158,000) 11,401,000 24,560,000  
Charge-offs (24,893,000) (32,556,000) (24,893,000) (32,556,000)  
Recoveries 3,008,000 3,792,000 3,699,000 4,067,000  
Ending balance         9,793,000
Tax Refund Solution | Other TRS commercial and industrial loans | Tax Refund Solutions          
Financing Receivable And Net Investment In Lease, Excluding Interest Allowance for Credit Loss [Roll Forward]          
Beginning balance 162,000 147,000 68,000 61,000 61,000
Provision 2,000 (24,000) 94,000 32,000  
Charge-offs (166,000) (137,000) (165,000) (137,000)  
Recoveries 2,000 14,000 3,000 44,000  
Ending balance         68,000
Republic Credit Solution          
Financing Receivable And Net Investment In Lease, Excluding Interest Allowance for Credit Loss [Roll Forward]          
Charge-offs     (8,638,000)   (19,239,000)
Republic Credit Solution | Republic Credit Solutions          
Financing Receivable And Net Investment In Lease, Excluding Interest Allowance for Credit Loss [Roll Forward]          
Beginning balance 20,050,000 18,301,000 20,987,000 18,295,000 18,295,000
Provision 4,983,000 5,196,000 7,950,000 9,377,000  
Charge-offs (4,384,000) (4,315,000) (8,638,000) (8,860,000)  
Recoveries 380,000 270,000 730,000 640,000  
Ending balance $ 21,029,000 $ 19,452,000 $ 21,029,000 $ 19,452,000 $ 20,987,000