LOANS AND ALLOWANCE FOR CREDIT LOSSES ON LOANS - RISK CATEGORY (Details) - USD ($) $ in Thousands |
3 Months Ended |
6 Months Ended |
12 Months Ended |
Jun. 30, 2025 |
Jun. 30, 2024 |
Jun. 30, 2025 |
Jun. 30, 2024 |
Dec. 31, 2024 |
Loans |
|
|
|
|
|
Revolving Loans Amortized Cost Basis |
$ 1,345,710
|
|
$ 1,345,710
|
|
$ 1,147,099
|
Revolving Loans Converted To Term Loans |
240,499
|
|
240,499
|
|
215,439
|
Loans, Gross Charge-offs |
|
|
|
|
|
Revolving Loans Amortized Cost Basis |
|
|
9,170
|
|
20,406
|
Lease |
|
|
|
|
|
Year One |
20,615
|
|
20,615
|
|
34,335
|
Year Two |
28,621
|
|
28,621
|
|
34,508
|
Year Three |
30,028
|
|
30,028
|
|
15,833
|
Year Four |
12,187
|
|
12,187
|
|
5,830
|
Year Five |
3,613
|
|
3,613
|
|
2,299
|
Prior |
1,483
|
|
1,483
|
|
499
|
Total Loans |
96,547
|
|
96,547
|
|
93,304
|
Lease, Gross Charge-offs |
|
|
|
|
|
Year Two |
|
|
|
|
45
|
Year Three |
|
|
107
|
|
124
|
Year Four |
|
|
31
|
|
|
Year Five |
|
|
|
|
4
|
Prior |
|
|
|
|
32
|
Total |
|
|
138
|
|
205
|
Loans and Lease |
|
|
|
|
|
Year One |
240,672
|
|
240,672
|
|
618,491
|
Year Two |
395,770
|
|
395,770
|
|
809,809
|
Year Three |
760,011
|
|
760,011
|
|
768,296
|
Year Four |
710,972
|
|
710,972
|
|
613,791
|
Year Five |
568,169
|
|
568,169
|
|
569,638
|
Prior |
1,111,217
|
|
1,111,217
|
|
696,903
|
Total loans |
5,373,020
|
$ 5,264,270
|
5,373,020
|
$ 5,264,270
|
5,439,466
|
Loans and Lease, Gross Charge-offs |
|
|
|
|
|
Year One |
|
|
15,520
|
|
24,362
|
Year Two |
|
|
9,558
|
|
10,383
|
Year Three |
|
|
109
|
|
192
|
Year Four |
|
|
67
|
|
14
|
Year Five |
|
|
1
|
|
4
|
Prior |
|
|
12
|
|
33
|
Total, YTD Gross Charge-offs |
29,913
|
$ 37,340
|
34,437
|
$ 42,267
|
55,394
|
Pass |
|
|
|
|
|
Loans |
|
|
|
|
|
Revolving Loans Amortized Cost Basis |
1,341,741
|
|
1,341,741
|
|
1,143,030
|
Revolving Loans Converted To Term Loans |
240,155
|
|
240,155
|
|
215,095
|
Lease |
|
|
|
|
|
Year One |
20,615
|
|
20,615
|
|
34,335
|
Year Two |
28,579
|
|
28,579
|
|
34,370
|
Year Three |
29,718
|
|
29,718
|
|
15,427
|
Year Four |
11,879
|
|
11,879
|
|
5,759
|
Year Five |
3,513
|
|
3,513
|
|
2,226
|
Prior |
1,481
|
|
1,481
|
|
451
|
Total Loans |
95,785
|
|
95,785
|
|
92,568
|
Loans and Lease |
|
|
|
|
|
Year One |
239,547
|
|
239,547
|
|
614,658
|
Year Two |
393,601
|
|
393,601
|
|
808,179
|
Year Three |
758,069
|
|
758,069
|
|
757,773
|
Year Four |
700,790
|
|
700,790
|
|
603,642
|
Year Five |
558,199
|
|
558,199
|
|
558,960
|
Prior |
1,067,525
|
|
1,067,525
|
|
655,118
|
Total loans |
5,299,627
|
|
5,299,627
|
|
5,356,455
|
Special Mention |
|
|
|
|
|
Loans |
|
|
|
|
|
Revolving Loans Amortized Cost Basis |
743
|
|
743
|
|
1,260
|
Lease |
|
|
|
|
|
Year Two |
|
|
|
|
23
|
Year Three |
42
|
|
42
|
|
46
|
Year Four |
74
|
|
74
|
|
41
|
Year Five |
90
|
|
90
|
|
73
|
Prior |
2
|
|
2
|
|
48
|
Total Loans |
208
|
|
208
|
|
231
|
Loans and Lease |
|
|
|
|
|
Year One |
765
|
|
765
|
|
2,402
|
Year Two |
1,775
|
|
1,775
|
|
382
|
Year Three |
481
|
|
481
|
|
7,524
|
Year Four |
7,272
|
|
7,272
|
|
6,999
|
Year Five |
2,638
|
|
2,638
|
|
5,794
|
Prior |
9,667
|
|
9,667
|
|
29,922
|
Total loans |
23,341
|
|
23,341
|
|
54,283
|
Substandard |
|
|
|
|
|
Loans |
|
|
|
|
|
Revolving Loans Amortized Cost Basis |
3,226
|
|
3,226
|
|
2,809
|
Revolving Loans Converted To Term Loans |
344
|
|
344
|
|
344
|
Lease |
|
|
|
|
|
Year Two |
42
|
|
42
|
|
115
|
Year Three |
268
|
|
268
|
|
360
|
Year Four |
234
|
|
234
|
|
30
|
Year Five |
10
|
|
10
|
|
|
Total Loans |
554
|
|
554
|
|
505
|
Loans and Lease |
|
|
|
|
|
Year One |
360
|
|
360
|
|
1,431
|
Year Two |
394
|
|
394
|
|
1,248
|
Year Three |
1,461
|
|
1,461
|
|
2,999
|
Year Four |
2,910
|
|
2,910
|
|
3,150
|
Year Five |
7,332
|
|
7,332
|
|
4,884
|
Prior |
34,025
|
|
34,025
|
|
11,863
|
Total loans |
50,052
|
|
50,052
|
|
28,728
|
Residential real estate | Residential Real Estate - Owner Occupied |
|
|
|
|
|
Loans |
|
|
|
|
|
Year One |
70,696
|
|
70,696
|
|
80,749
|
Year Two |
66,242
|
|
66,242
|
|
237,733
|
Year Three |
224,749
|
|
224,749
|
|
184,269
|
Year Four |
177,106
|
|
177,106
|
|
160,640
|
Year Five |
148,750
|
|
148,750
|
|
154,631
|
Prior |
336,343
|
|
336,343
|
|
205,597
|
Revolving Loans Converted To Term Loans |
8,012
|
|
8,012
|
|
8,840
|
Loans |
1,031,898
|
|
1,031,898
|
|
1,032,459
|
Loans, Gross Charge-offs |
|
|
|
|
|
Year Two |
|
|
|
|
10
|
Year Three |
|
|
|
|
39
|
Year Four |
|
|
18
|
|
13
|
Prior |
|
|
11
|
|
|
Total |
|
|
29
|
|
62
|
Residential real estate | Residential Real Estate - Owner Occupied | Pass |
|
|
|
|
|
Loans |
|
|
|
|
|
Year One |
70,696
|
|
70,696
|
|
79,874
|
Year Two |
65,890
|
|
65,890
|
|
236,681
|
Year Three |
223,622
|
|
223,622
|
|
181,703
|
Year Four |
172,813
|
|
172,813
|
|
157,834
|
Year Five |
145,734
|
|
145,734
|
|
150,449
|
Prior |
318,978
|
|
318,978
|
|
191,013
|
Revolving Loans Converted To Term Loans |
8,012
|
|
8,012
|
|
8,840
|
Loans |
1,005,745
|
|
1,005,745
|
|
1,006,394
|
Residential real estate | Residential Real Estate - Owner Occupied | Special Mention |
|
|
|
|
|
Loans |
|
|
|
|
|
Year Four |
1,704
|
|
1,704
|
|
|
Year Five |
|
|
|
|
83
|
Prior |
4,088
|
|
4,088
|
|
4,343
|
Loans |
5,792
|
|
5,792
|
|
4,426
|
Residential real estate | Residential Real Estate - Owner Occupied | Substandard |
|
|
|
|
|
Loans |
|
|
|
|
|
Year One |
|
|
|
|
875
|
Year Two |
352
|
|
352
|
|
1,052
|
Year Three |
1,127
|
|
1,127
|
|
2,566
|
Year Four |
2,589
|
|
2,589
|
|
2,806
|
Year Five |
3,016
|
|
3,016
|
|
4,099
|
Prior |
13,277
|
|
13,277
|
|
10,241
|
Loans |
20,361
|
|
20,361
|
|
21,639
|
Residential real estate | Residential Real Estate - Non Owner Occupied |
|
|
|
|
|
Loans |
|
|
|
|
|
Year One |
8,004
|
|
8,004
|
|
15,147
|
Year Two |
13,455
|
|
13,455
|
|
53,718
|
Year Three |
51,776
|
|
51,776
|
|
60,571
|
Year Four |
53,954
|
|
53,954
|
|
69,355
|
Year Five |
66,659
|
|
66,659
|
|
57,310
|
Prior |
107,092
|
|
107,092
|
|
59,564
|
Revolving Loans Converted To Term Loans |
2,417
|
|
2,417
|
|
2,431
|
Loans |
303,357
|
|
303,357
|
|
318,096
|
Residential real estate | Residential Real Estate - Non Owner Occupied | Pass |
|
|
|
|
|
Loans |
|
|
|
|
|
Year One |
8,004
|
|
8,004
|
|
15,147
|
Year Two |
13,455
|
|
13,455
|
|
53,718
|
Year Three |
51,776
|
|
51,776
|
|
58,776
|
Year Four |
53,954
|
|
53,954
|
|
69,355
|
Year Five |
66,659
|
|
66,659
|
|
57,310
|
Prior |
106,958
|
|
106,958
|
|
59,130
|
Revolving Loans Converted To Term Loans |
2,417
|
|
2,417
|
|
2,431
|
Loans |
303,223
|
|
303,223
|
|
315,867
|
Residential real estate | Residential Real Estate - Non Owner Occupied | Special Mention |
|
|
|
|
|
Loans |
|
|
|
|
|
Year Three |
|
|
|
|
1,795
|
Prior |
|
|
|
|
20
|
Loans |
|
|
|
|
1,815
|
Residential real estate | Residential Real Estate - Non Owner Occupied | Substandard |
|
|
|
|
|
Loans |
|
|
|
|
|
Prior |
134
|
|
134
|
|
414
|
Loans |
134
|
|
134
|
|
414
|
Residential real estate | Home equity lines of credit |
|
|
|
|
|
Loans |
|
|
|
|
|
Revolving Loans Amortized Cost Basis |
387,599
|
|
387,599
|
|
353,441
|
Loans |
387,599
|
|
387,599
|
|
353,441
|
Loans, Gross Charge-offs |
|
|
|
|
|
Revolving Loans Amortized Cost Basis |
|
|
|
|
64
|
Total |
|
|
|
|
64
|
Residential real estate | Home equity lines of credit | Pass |
|
|
|
|
|
Loans |
|
|
|
|
|
Revolving Loans Amortized Cost Basis |
384,195
|
|
384,195
|
|
350,828
|
Loans |
384,195
|
|
384,195
|
|
350,828
|
Residential real estate | Home equity lines of credit | Special Mention |
|
|
|
|
|
Loans |
|
|
|
|
|
Revolving Loans Amortized Cost Basis |
325
|
|
325
|
|
100
|
Loans |
325
|
|
325
|
|
100
|
Residential real estate | Home equity lines of credit | Substandard |
|
|
|
|
|
Loans |
|
|
|
|
|
Revolving Loans Amortized Cost Basis |
3,079
|
|
3,079
|
|
2,513
|
Loans |
3,079
|
|
3,079
|
|
2,513
|
Commercial real estate | Commercial Real Estate - Owner Occupied |
|
|
|
|
|
Loans |
|
|
|
|
|
Year One |
29,404
|
|
29,404
|
|
46,159
|
Year Two |
42,199
|
|
42,199
|
|
68,442
|
Year Three |
66,427
|
|
66,427
|
|
118,662
|
Year Four |
111,869
|
|
111,869
|
|
102,048
|
Year Five |
98,748
|
|
98,748
|
|
115,538
|
Prior |
220,315
|
|
220,315
|
|
126,715
|
Revolving Loans Amortized Cost Basis |
14,431
|
|
14,431
|
|
16,820
|
Revolving Loans Converted To Term Loans |
67,378
|
|
67,378
|
|
64,832
|
Loans |
650,771
|
|
650,771
|
|
659,216
|
Commercial real estate | Commercial Real Estate - Owner Occupied | Pass |
|
|
|
|
|
Loans |
|
|
|
|
|
Year One |
28,279
|
|
28,279
|
|
44,982
|
Year Two |
41,034
|
|
41,034
|
|
68,442
|
Year Three |
66,427
|
|
66,427
|
|
113,338
|
Year Four |
106,676
|
|
106,676
|
|
101,216
|
Year Five |
98,396
|
|
98,396
|
|
114,208
|
Prior |
213,996
|
|
213,996
|
|
120,576
|
Revolving Loans Amortized Cost Basis |
14,119
|
|
14,119
|
|
16,503
|
Revolving Loans Converted To Term Loans |
67,378
|
|
67,378
|
|
64,832
|
Loans |
636,305
|
|
636,305
|
|
644,097
|
Commercial real estate | Commercial Real Estate - Owner Occupied | Special Mention |
|
|
|
|
|
Loans |
|
|
|
|
|
Year One |
765
|
|
765
|
|
1,177
|
Year Two |
1,165
|
|
1,165
|
|
|
Year Three |
|
|
|
|
5,324
|
Year Four |
5,193
|
|
5,193
|
|
832
|
Year Five |
352
|
|
352
|
|
545
|
Prior |
4,033
|
|
4,033
|
|
5,897
|
Revolving Loans Amortized Cost Basis |
312
|
|
312
|
|
317
|
Loans |
11,820
|
|
11,820
|
|
14,092
|
Commercial real estate | Commercial Real Estate - Owner Occupied | Substandard |
|
|
|
|
|
Loans |
|
|
|
|
|
Year One |
360
|
|
360
|
|
|
Year Five |
|
|
|
|
785
|
Prior |
2,286
|
|
2,286
|
|
242
|
Loans |
2,646
|
|
2,646
|
|
1,027
|
Commercial real estate | Commercial Real Estate - Non Owner Occupied |
|
|
|
|
|
Loans |
|
|
|
|
|
Year One |
17,265
|
|
17,265
|
|
50,179
|
Year Two |
49,806
|
|
49,806
|
|
106,785
|
Year Three |
106,467
|
|
106,467
|
|
139,026
|
Year Four |
134,344
|
|
134,344
|
|
116,082
|
Year Five |
110,281
|
|
110,281
|
|
148,534
|
Prior |
282,665
|
|
282,665
|
|
166,253
|
Revolving Loans Amortized Cost Basis |
20,060
|
|
20,060
|
|
16,337
|
Revolving Loans Converted To Term Loans |
97,479
|
|
97,479
|
|
97,321
|
Loans |
818,367
|
|
818,367
|
|
840,517
|
Commercial real estate | Commercial Real Estate - Non Owner Occupied | Pass |
|
|
|
|
|
Loans |
|
|
|
|
|
Year One |
17,265
|
|
17,265
|
|
50,179
|
Year Two |
49,806
|
|
49,806
|
|
106,785
|
Year Three |
106,467
|
|
106,467
|
|
139,026
|
Year Four |
134,344
|
|
134,344
|
|
112,082
|
Year Five |
106,281
|
|
106,281
|
|
144,363
|
Prior |
264,913
|
|
264,913
|
|
148,481
|
Revolving Loans Amortized Cost Basis |
20,060
|
|
20,060
|
|
16,337
|
Revolving Loans Converted To Term Loans |
97,479
|
|
97,479
|
|
97,321
|
Loans |
796,615
|
|
796,615
|
|
814,574
|
Commercial real estate | Commercial Real Estate - Non Owner Occupied | Special Mention |
|
|
|
|
|
Loans |
|
|
|
|
|
Year Four |
|
|
|
|
4,000
|
Year Five |
|
|
|
|
4,171
|
Prior |
746
|
|
746
|
|
17,592
|
Loans |
746
|
|
746
|
|
25,763
|
Commercial real estate | Commercial Real Estate - Non Owner Occupied | Substandard |
|
|
|
|
|
Loans |
|
|
|
|
|
Year Five |
4,000
|
|
4,000
|
|
|
Prior |
17,006
|
|
17,006
|
|
180
|
Loans |
21,006
|
|
21,006
|
|
180
|
Commercial real estate | Commercial Real Estate - Multi-Family |
|
|
|
|
|
Loans |
|
|
|
|
|
Year One |
6,614
|
|
6,614
|
|
13,766
|
Year Two |
14,217
|
|
14,217
|
|
41,171
|
Year Three |
39,751
|
|
39,751
|
|
79,181
|
Year Four |
75,223
|
|
75,223
|
|
56,993
|
Year Five |
48,939
|
|
48,939
|
|
38,908
|
Prior |
74,660
|
|
74,660
|
|
41,422
|
Revolving Loans Amortized Cost Basis |
3,800
|
|
3,800
|
|
5,054
|
Revolving Loans Converted To Term Loans |
56,701
|
|
56,701
|
|
36,949
|
Loans |
319,905
|
|
319,905
|
|
313,444
|
Commercial real estate | Commercial Real Estate - Multi-Family | Pass |
|
|
|
|
|
Loans |
|
|
|
|
|
Year One |
6,614
|
|
6,614
|
|
13,766
|
Year Two |
14,217
|
|
14,217
|
|
41,171
|
Year Three |
39,751
|
|
39,751
|
|
79,181
|
Year Four |
75,223
|
|
75,223
|
|
56,993
|
Year Five |
48,939
|
|
48,939
|
|
38,908
|
Prior |
74,660
|
|
74,660
|
|
41,422
|
Revolving Loans Amortized Cost Basis |
3,800
|
|
3,800
|
|
5,054
|
Revolving Loans Converted To Term Loans |
56,701
|
|
56,701
|
|
36,949
|
Loans |
319,905
|
|
319,905
|
|
313,444
|
Construction & land development |
|
|
|
|
|
Loans |
|
|
|
|
|
Year One |
28,259
|
|
28,259
|
|
52,732
|
Year Two |
57,694
|
|
57,694
|
|
105,941
|
Year Three |
100,852
|
|
100,852
|
|
63,117
|
Year Four |
52,551
|
|
52,551
|
|
15,741
|
Year Five |
13,368
|
|
13,368
|
|
1,689
|
Prior |
4,781
|
|
4,781
|
|
3,740
|
Revolving Loans Amortized Cost Basis |
1,312
|
|
1,312
|
|
1,161
|
Loans |
258,817
|
|
258,817
|
|
244,121
|
Construction & land development | Pass |
|
|
|
|
|
Loans |
|
|
|
|
|
Year One |
28,259
|
|
28,259
|
|
52,732
|
Year Two |
57,694
|
|
57,694
|
|
105,616
|
Year Three |
100,442
|
|
100,442
|
|
63,117
|
Year Four |
52,551
|
|
52,551
|
|
15,741
|
Year Five |
13,368
|
|
13,368
|
|
1,689
|
Prior |
4,781
|
|
4,781
|
|
3,740
|
Revolving Loans Amortized Cost Basis |
1,312
|
|
1,312
|
|
1,161
|
Loans |
258,407
|
|
258,407
|
|
243,796
|
Construction & land development | Special Mention |
|
|
|
|
|
Loans |
|
|
|
|
|
Year Two |
|
|
|
|
325
|
Year Three |
410
|
|
410
|
|
|
Loans |
410
|
|
410
|
|
325
|
Commercial & industrial | Commercial and Industrial |
|
|
|
|
|
Loans |
|
|
|
|
|
Year One |
49,251
|
|
49,251
|
|
83,321
|
Year Two |
79,859
|
|
79,859
|
|
77,448
|
Year Three |
68,526
|
|
68,526
|
|
63,619
|
Year Four |
55,138
|
|
55,138
|
|
50,749
|
Year Five |
44,566
|
|
44,566
|
|
26,530
|
Prior |
45,518
|
|
45,518
|
|
27,641
|
Revolving Loans Amortized Cost Basis |
129,849
|
|
129,849
|
|
125,871
|
Revolving Loans Converted To Term Loans |
8,512
|
|
8,512
|
|
5,066
|
Loans |
481,219
|
|
481,219
|
|
460,245
|
Loans, Gross Charge-offs |
|
|
|
|
|
Year Three |
|
|
|
|
27
|
Year Four |
|
|
18
|
|
|
Total |
|
|
18
|
|
27
|
Commercial & industrial | Commercial and Industrial | Pass |
|
|
|
|
|
Loans |
|
|
|
|
|
Year One |
49,251
|
|
49,251
|
|
82,096
|
Year Two |
79,249
|
|
79,249
|
|
77,333
|
Year Three |
68,431
|
|
68,431
|
|
63,187
|
Year Four |
54,750
|
|
54,750
|
|
48,621
|
Year Five |
42,369
|
|
42,369
|
|
25,608
|
Prior |
43,402
|
|
43,402
|
|
25,286
|
Revolving Loans Amortized Cost Basis |
129,743
|
|
129,743
|
|
125,002
|
Revolving Loans Converted To Term Loans |
8,168
|
|
8,168
|
|
4,722
|
Loans |
475,363
|
|
475,363
|
|
451,855
|
Commercial & industrial | Commercial and Industrial | Special Mention |
|
|
|
|
|
Loans |
|
|
|
|
|
Year One |
|
|
|
|
1,225
|
Year Two |
610
|
|
610
|
|
34
|
Year Three |
29
|
|
29
|
|
359
|
Year Four |
301
|
|
301
|
|
2,126
|
Year Five |
2,196
|
|
2,196
|
|
922
|
Prior |
798
|
|
798
|
|
2,022
|
Revolving Loans Amortized Cost Basis |
106
|
|
106
|
|
843
|
Loans |
4,040
|
|
4,040
|
|
7,531
|
Commercial & industrial | Commercial and Industrial | Substandard |
|
|
|
|
|
Loans |
|
|
|
|
|
Year Two |
|
|
|
|
81
|
Year Three |
66
|
|
66
|
|
73
|
Year Four |
87
|
|
87
|
|
2
|
Year Five |
1
|
|
1
|
|
|
Prior |
1,318
|
|
1,318
|
|
333
|
Revolving Loans Amortized Cost Basis |
|
|
|
|
26
|
Revolving Loans Converted To Term Loans |
344
|
|
344
|
|
344
|
Loans |
1,816
|
|
1,816
|
|
859
|
Aircraft |
|
|
|
|
|
Loans |
|
|
|
|
|
Year One |
8,063
|
|
8,063
|
|
36,972
|
Year Two |
32,891
|
|
32,891
|
|
71,706
|
Year Three |
62,927
|
|
62,927
|
|
40,778
|
Year Four |
37,504
|
|
37,504
|
|
35,964
|
Year Five |
33,120
|
|
33,120
|
|
23,933
|
Prior |
37,405
|
|
37,405
|
|
16,826
|
Loans |
211,910
|
|
211,910
|
|
226,179
|
Aircraft | Pass |
|
|
|
|
|
Loans |
|
|
|
|
|
Year One |
8,063
|
|
8,063
|
|
36,972
|
Year Two |
32,891
|
|
32,891
|
|
71,706
|
Year Three |
62,927
|
|
62,927
|
|
40,778
|
Year Four |
37,504
|
|
37,504
|
|
35,652
|
Year Five |
32,815
|
|
32,815
|
|
23,933
|
Prior |
37,405
|
|
37,405
|
|
16,380
|
Loans |
211,605
|
|
211,605
|
|
225,421
|
Aircraft | Substandard |
|
|
|
|
|
Loans |
|
|
|
|
|
Year Four |
|
|
|
|
312
|
Year Five |
305
|
|
305
|
|
|
Prior |
|
|
|
|
446
|
Loans |
305
|
|
305
|
|
758
|
Consumer |
|
|
|
|
|
Loans |
|
|
|
|
|
Year One |
1,244
|
|
1,244
|
|
5,712
|
Year Two |
5,455
|
|
5,455
|
|
2,403
|
Year Three |
1,835
|
|
1,835
|
|
240
|
Year Four |
151
|
|
151
|
|
94
|
Year Five |
45
|
|
45
|
|
19
|
Prior |
741
|
|
741
|
|
1,263
|
Revolving Loans Amortized Cost Basis |
12,291
|
|
12,291
|
|
18,426
|
Loans |
21,762
|
|
21,762
|
|
28,157
|
Loans, Gross Charge-offs |
|
|
|
|
|
Year One |
|
|
19
|
|
828
|
Year Two |
|
|
1
|
|
1,170
|
Year Three |
|
|
2
|
|
2
|
Year Four |
|
|
|
|
1
|
Year Five |
|
|
1
|
|
|
Prior |
|
|
1
|
|
1
|
Revolving Loans Amortized Cost Basis |
|
|
532
|
|
1,103
|
Total |
|
|
556
|
|
3,105
|
Consumer | Pass |
|
|
|
|
|
Loans |
|
|
|
|
|
Year One |
1,244
|
|
1,244
|
|
5,156
|
Year Two |
5,455
|
|
5,455
|
|
2,403
|
Year Three |
1,835
|
|
1,835
|
|
240
|
Year Four |
151
|
|
151
|
|
94
|
Year Five |
45
|
|
45
|
|
19
|
Prior |
737
|
|
737
|
|
1,256
|
Revolving Loans Amortized Cost Basis |
12,144
|
|
12,144
|
|
18,426
|
Loans |
21,611
|
|
21,611
|
|
27,594
|
Consumer | Substandard |
|
|
|
|
|
Loans |
|
|
|
|
|
Year One |
|
|
|
|
556
|
Prior |
4
|
|
4
|
|
7
|
Revolving Loans Amortized Cost Basis |
147
|
|
147
|
|
|
Loans |
151
|
|
151
|
|
563
|
Warehouse lines of credit |
|
|
|
|
|
Loans |
|
|
|
|
|
Revolving Loans Amortized Cost Basis |
671,773
|
|
671,773
|
|
550,760
|
Loans |
671,773
|
|
671,773
|
|
550,760
|
Warehouse lines of credit | Pass |
|
|
|
|
|
Loans |
|
|
|
|
|
Revolving Loans Amortized Cost Basis |
671,773
|
|
671,773
|
|
550,760
|
Loans |
671,773
|
|
671,773
|
|
550,760
|
Tax Refund Solution |
|
|
|
|
|
Loans |
|
|
|
|
|
Year One |
95
|
|
95
|
|
190,794
|
Loans |
95
|
|
95
|
|
190,794
|
Loans, Gross Charge-offs |
|
|
|
|
|
Year One |
|
|
15,501
|
|
23,534
|
Year Two |
|
|
9,557
|
|
9,158
|
Total |
|
|
25,058
|
|
32,692
|
Tax Refund Solution | Pass |
|
|
|
|
|
Loans |
|
|
|
|
|
Year One |
95
|
|
95
|
|
190,794
|
Loans |
95
|
|
95
|
|
190,794
|
Republic Credit Solution |
|
|
|
|
|
Loans |
|
|
|
|
|
Year One |
1,162
|
|
1,162
|
|
8,625
|
Year Two |
5,331
|
|
5,331
|
|
9,954
|
Year Three |
6,673
|
|
6,673
|
|
3,000
|
Year Four |
945
|
|
945
|
|
295
|
Year Five |
80
|
|
80
|
|
247
|
Prior |
214
|
|
214
|
|
47,383
|
Revolving Loans Amortized Cost Basis |
104,595
|
|
104,595
|
|
59,229
|
Loans |
119,000
|
|
119,000
|
|
128,733
|
Loans, Gross Charge-offs |
|
|
|
|
|
Revolving Loans Amortized Cost Basis |
|
|
8,638
|
|
19,239
|
Total |
|
|
8,638
|
|
19,239
|
Republic Credit Solution | Pass |
|
|
|
|
|
Loans |
|
|
|
|
|
Year One |
1,162
|
|
1,162
|
|
8,625
|
Year Two |
5,331
|
|
5,331
|
|
9,954
|
Year Three |
6,673
|
|
6,673
|
|
3,000
|
Year Four |
945
|
|
945
|
|
295
|
Year Five |
80
|
|
80
|
|
247
|
Prior |
214
|
|
214
|
|
47,383
|
Revolving Loans Amortized Cost Basis |
104,595
|
|
104,595
|
|
58,959
|
Loans |
$ 119,000
|
|
$ 119,000
|
|
128,463
|
Republic Credit Solution | Substandard |
|
|
|
|
|
Loans |
|
|
|
|
|
Revolving Loans Amortized Cost Basis |
|
|
|
|
270
|
Loans |
|
|
|
|
$ 270
|