v3.25.2
LOANS AND ALLOWANCE FOR CREDIT LOSSES ON LOANS - COMPOSITION OF LOANS (Details) - USD ($)
$ in Thousands
Jun. 30, 2025
Mar. 31, 2025
Dec. 31, 2024
Jun. 30, 2024
Mar. 31, 2024
Dec. 31, 2023
Loans disclosures            
Lease financing receivables $ 96,547   $ 93,304      
Total loans 5,373,020   5,439,466 $ 5,264,270    
Allowance for credit losses (81,760) $ (106,303) (91,978) (80,687) $ (108,702) $ (82,130)
Loans, net 5,291,260   5,347,488      
Core Banking Activities            
Loans disclosures            
Total loans 5,253,925   5,119,939 5,138,178    
Allowance for credit losses (60,731) (60,272) (61,130) (61,235) (60,332) (59,845)
Traditional Banking            
Loans disclosures            
Total loans 96,547   93,304      
Lease financing receivables 96,547   93,304      
Total loans 4,582,152   4,569,179 4,589,167    
Allowance for credit losses (59,055) $ (58,851) (59,756) (59,865) $ (59,176) (58,998)
Warehouse Lending            
Loans disclosures            
Total loans 671,773     549,011    
Republic Processing Group            
Loans disclosures            
Total loans 119,095   319,527      
Total loans 119,095     126,092    
Tax Refund Solutions            
Loans disclosures            
Total loans 95     92    
Republic Credit Solutions            
Loans disclosures            
Total loans 119,000     $ 126,000    
Residential real estate | Residential Real Estate - Owner Occupied            
Loans disclosures            
Total loans 1,031,898   1,032,459      
Residential real estate | Residential Real Estate - Owner Occupied | Traditional Banking            
Loans disclosures            
Total loans 1,031,898   1,032,459      
Residential real estate | Residential Real Estate - Non Owner Occupied            
Loans disclosures            
Total loans 303,357   318,096      
Residential real estate | Residential Real Estate - Non Owner Occupied | Traditional Banking            
Loans disclosures            
Total loans 303,357   318,096      
Residential real estate | Home Equity            
Loans disclosures            
Total loans 387,599   353,441      
Residential real estate | Home Equity | Traditional Banking            
Loans disclosures            
Total loans 387,599   353,441      
Allowance for credit losses           $ (5,501)
Commercial real estate | Commercial Real Estate - Owner Occupied            
Loans disclosures            
Total loans 650,771   659,216      
Commercial real estate | Commercial Real Estate - Owner Occupied | Traditional Banking            
Loans disclosures            
Total loans 650,771   659,216      
Commercial real estate | Commercial Real Estate - Non Owner Occupied            
Loans disclosures            
Total loans 818,367   840,517      
Commercial real estate | Commercial Real Estate - Non Owner Occupied | Traditional Banking            
Loans disclosures            
Total loans 818,367   840,517      
Commercial real estate | Commercial Real Estate - Multi-Family            
Loans disclosures            
Total loans 319,905   313,444      
Commercial real estate | Commercial Real Estate - Multi-Family | Traditional Banking            
Loans disclosures            
Total loans 319,905   313,444      
Construction & land development            
Loans disclosures            
Total loans 258,817   244,121      
Construction & land development | Traditional Banking            
Loans disclosures            
Total loans 258,817   244,121      
Commercial & industrial | Commercial and Industrial            
Loans disclosures            
Total loans 481,219   460,245      
Commercial & industrial | Commercial and Industrial | Traditional Banking            
Loans disclosures            
Total loans 481,219   460,245      
Aircraft            
Loans disclosures            
Total loans 211,910   226,179      
Aircraft | Traditional Banking            
Loans disclosures            
Total loans 211,910   226,179      
Consumer            
Loans disclosures            
Total loans 21,762   28,157      
Consumer | Credit Card | Traditional Banking            
Loans disclosures            
Total loans 10,315   16,464      
Consumer | Overdrafts | Traditional Banking            
Loans disclosures            
Total loans 826   982      
Consumer | Automobile loans | Traditional Banking            
Loans disclosures            
Total loans 916   1,156      
Consumer | Other Consumer | Traditional Banking            
Loans disclosures            
Total loans 9,705   9,555      
Warehouse lines of credit            
Loans disclosures            
Total loans 671,773   550,760      
Warehouse lines of credit | Warehouse Lending            
Loans disclosures            
Total loans 671,773   550,760      
Tax Refund Solution            
Loans disclosures            
Total loans 95   190,794      
Tax Refund Solution | Refund Advances | Tax Refund Solutions            
Loans disclosures            
Total loans     138,614      
Tax Refund Solution | Other TRS commercial and industrial loans | Tax Refund Solutions            
Loans disclosures            
Total loans 95   52,180      
Republic Credit Solution            
Loans disclosures            
Total loans 119,000   128,733      
Republic Credit Solution | Republic Credit Solutions            
Loans disclosures            
Total loans $ 119,000   $ 128,733