v3.25.2
LOANS HELD FOR SALE (Tables)
6 Months Ended
Jun. 30, 2025
LOANS HELD FOR SALE  
Schedule of activity of consumer loans held for sale and carried at fair value

    

Three Months Ended

Six Months Ended

June 30, 

June 30, 

(in thousands)

2025

    

2024

    

2025

    

2024

Balance, beginning of period

$

8,602

$

6,093

$

5,443

$

7,914

Origination of consumer loans held for sale

 

48,465

 

42,241

 

82,812

 

77,400

Proceeds from the sale of consumer loans held for sale

 

(49,880)

 

(41,080)

 

(81,900)

 

(79,091)

Net gain on sale of consumer loans held for sale

 

1,125

 

1,087

 

1,957

 

2,118

Balance, end of period

$

8,312

$

8,341

$

8,312

$

8,341

Schedule of activity of consumer loans held for sale and carried at lower of cost or fair value

    

Three Months Ended

 

Six Months Ended

    

June 30, 

June 30, 

(in thousands)

2025

    

2024

    

2025

    

2024

Balance, beginning of period

$

23,523

$

13,083

$

18,632

$

16,094

Origination of consumer loans held for sale

 

272,662

 

359,900

 

504,966

 

513,088

Transferred from held for investment to held for sale

4,977

Proceeds from the sale of consumer loans held for sale

 

(279,465)

 

(351,675)

 

(514,078)

 

(510,248)

Net gain on sale of consumer loans held for sale

 

2,920

 

2,552

 

5,143

 

4,926

Balance, end of period

$

19,640

$

23,860

$

19,640

$

23,860