Consolidated Statements Of Income (unaudited) - USD ($) $ in Thousands |
3 Months Ended | 9 Months Ended | ||
|---|---|---|---|---|
Jun. 30, 2025 |
Jun. 30, 2024 |
Jun. 30, 2025 |
Jun. 30, 2024 |
|
| INTEREST AND DIVIDEND INCOME: | ||||
| Loans, including fees | $ 177,493 | $ 166,268 | $ 521,151 | $ 491,273 |
| Investment securities available for sale | 4,816 | 4,663 | 14,026 | 13,534 |
| Other interest and dividend earning assets | 9,098 | 13,975 | 28,950 | 40,751 |
| Total interest and dividend income | 191,407 | 184,906 | 564,127 | 545,558 |
| INTEREST EXPENSE: | ||||
| Deposits | 76,803 | 75,521 | 230,124 | 212,532 |
| Borrowed funds | 39,610 | 40,112 | 118,632 | 123,283 |
| Interest Expense, Operating, Total | 116,413 | 115,633 | 348,756 | 335,815 |
| NET INTEREST INCOME | 74,994 | 69,273 | 215,371 | 209,743 |
| PROVISION (RELEASE) FOR CREDIT LOSSES | 1,500 | (500) | 1,500 | (2,500) |
| NET INTEREST INCOME AFTER PROVISION (RELEASE) FOR CREDIT LOSSES | 73,494 | 69,773 | 213,871 | 212,243 |
| NON-INTEREST INCOME: | ||||
| Net gain on the sale of loans | 726 | 723 | 3,028 | 1,646 |
| Increase in and death benefits from bank owned life insurance contracts | 2,733 | 2,254 | 8,095 | 7,638 |
| Other | 1,122 | 1,171 | 2,584 | 3,308 |
| Total non-interest income | 7,048 | 6,245 | 20,619 | 18,282 |
| NON-INTEREST EXPENSE: | ||||
| Salaries and employee benefits | 27,651 | 26,845 | 81,923 | 81,462 |
| Marketing services | 5,810 | 4,867 | 14,096 | 14,397 |
| Office property, equipment and software | 7,653 | 7,008 | 22,114 | 21,156 |
| Federal insurance premium and assessments | 3,519 | 3,258 | 10,777 | 11,049 |
| State franchise tax | 1,204 | 1,244 | 3,450 | 3,658 |
| Other expenses | 7,348 | 7,566 | 19,854 | 21,541 |
| Total non-interest expense | 53,185 | 50,788 | 152,214 | 153,263 |
| INCOME BEFORE INCOME TAXES | 27,357 | 25,230 | 82,276 | 77,262 |
| INCOME TAX EXPENSE | 5,844 | 5,277 | 17,316 | 15,889 |
| NET INCOME | $ 21,513 | $ 19,953 | $ 64,960 | $ 61,373 |
| Earnings Per Share, Diluted | $ 0.08 | $ 0.07 | $ 0.23 | $ 0.22 |
| Earnings Per Share, Basic | $ 0.08 | $ 0.07 | $ 0.23 | $ 0.22 |
| Weighted average shares outstanding | ||||
| Basic | 278,832,875 | 278,291,376 | 278,699,423 | 278,104,352 |
| Diluted | 279,873,274 | 279,221,360 | 279,716,745 | 279,072,087 |
| Banking | ||||
| NON-INTEREST INCOME: | ||||
| Fees and service charges, net of amortization | $ 2,467 | $ 2,097 | $ 6,912 | $ 5,690 |
| X | ||||||||||
- Definition This element represents furniture and equipment expense including depreciation, repairs, rentals, and service contract costs. This item also includes equipment purchases which do not qualify for capitalization in accordance with accounting policy. In addition, this item includes the amount charged to expense for amortization of capitalized computer software costs as well as amounts incurred for software development activities that were not capitalized. No definition available.
|
| X | ||||||||||
- Definition Includes the premium paid to the Federal Deposit Insurance Corporation for deposit insurance and assessment to the thrift regulatory agency. No definition available.
|
| X | ||||||||||
- Definition Earnings on or other increases in the value of the cash surrender value of bank owned life insurance policies. Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef
|
| X | ||||||||||
- Definition The amount of net income (loss) for the period per each share of common stock or unit outstanding during the reporting period. Reference 1: http://www.xbrl.org/2003/role/disclosureRef
|
| X | ||||||||||
- Definition The amount of net income (loss) for the period available to each share of common stock or common unit outstanding during the reporting period and to each share or unit that would have been outstanding assuming the issuance of common shares or units for all dilutive potential common shares or units outstanding during the reporting period. Reference 1: http://www.xbrl.org/2003/role/disclosureRef
|
| X | ||||||||||
- Definition The net gain (loss) resulting from a sale of loans, including adjustments to record loans classified as held-for-sale at the lower-of-cost-or-market and fair value adjustments to loan held for investment purposes. Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef
|
| X | ||||||||||
- Definition Amount of income (loss) from continuing operations, including income (loss) from equity method investments, before deduction of income tax expense (benefit), and income (loss) attributable to noncontrolling interest. Reference 1: http://www.xbrl.org/2003/role/exampleRef
|
| X | ||||||||||
- Definition Amount of current income tax expense (benefit) and deferred income tax expense (benefit) pertaining to continuing operations. Reference 1: http://www.xbrl.org/2003/role/exampleRef
|
| X | ||||||||||
- Definition Represents the total of interest and dividend income, including any amortization and accretion (as applicable) of discounts and premiums, earned from (1) loans and leases whether held-for-sale or held-in-portfolio; (2) investment securities; (3) federal funds sold; (4) securities purchased under agreements to resell; (5) investments in banker's acceptances, commercial paper, or certificates of deposit; (6) dividend income; or (7) other investments not otherwise specified herein. Reference 1: http://www.xbrl.org/2003/role/exampleRef
|
| X | ||||||||||
- References No definition available.
|
| X | ||||||||||
- Definition The aggregate interest and fee income generated by: (1) loans the Entity has positive intent and ability to hold for the foreseeable future, or until maturity or payoff, including commercial and consumer loans, whether domestic or foreign, which may consist of: (a) industrial and agricultural; (b) real estate; and (c) real estate construction loans; (d) trade financing; (e) lease financing; (f) home equity lines-of-credit; (g) automobile and other vehicle loans; and (h) credit card and other revolving-type loans and (2) loans and leases held-for-sale which may include mortgage loans, direct financing, and sales-type leases. Reference 1: http://www.xbrl.org/2003/role/exampleRef
|
| X | ||||||||||
- References No definition available.
|
| X | ||||||||||
- Definition Aggregate amount of interest expense on all borrowings. Reference 1: http://www.xbrl.org/2003/role/exampleRef
|
| X | ||||||||||
- Definition Aggregate amount of interest expense on all deposits. Reference 1: http://www.xbrl.org/2003/role/exampleRef
|
| X | ||||||||||
- Definition Amount of interest expense classified as operating. Reference 1: http://www.xbrl.org/2003/role/exampleRef
|
| X | ||||||||||
- Definition Amount of interest income, amortization of premium and accretion of discount on investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale); classified as operating. No definition available.
|
| X | ||||||||||
- Definition Amount of interest income or expense, including any amortization and accretion (as applicable) of discounts and premiums, including consideration of the provisions for loan, lease, credit, and other related losses. Reference 1: http://www.xbrl.org/2003/role/exampleRef
|
| X | ||||||||||
- Definition Amount of interest income (expense) classified as operating. Reference 1: http://www.xbrl.org/2003/role/exampleRef
|
| X | ||||||||||
- Definition Amount of expense for salary, wage, profit sharing; incentive and equity-based compensation; and other employee benefit. Reference 1: http://www.xbrl.org/2003/role/exampleRef
|
| X | ||||||||||
- Definition Expenditures for planning and executing the conception, pricing, promotion, and distribution of ideas, goods, and services. Costs of public relations and corporate promotions are typically considered to be marketing costs. Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef
|
| X | ||||||||||
- Definition The portion of profit or loss for the period, net of income taxes, which is attributable to the parent. Reference 1: http://www.xbrl.org/2003/role/exampleRef
|
| X | ||||||||||
- Definition Total aggregate amount of all noninterest expense. Reference 1: http://www.xbrl.org/2003/role/exampleRef
|
| X | ||||||||||
- References No definition available.
|
| X | ||||||||||
- Definition The total amount of noninterest income which may be derived from: (1) fees and commissions; (2) premiums earned; (3) insurance policy charges; (4) the sale or disposal of assets; and (5) other sources not otherwise specified. Reference 1: http://www.xbrl.org/2003/role/exampleRef
|
| X | ||||||||||
- References No definition available.
|
| X | ||||||||||
- Definition Amount of revenue earned, classified as other, excluding interest income. Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef
|
| X | ||||||||||
- Definition Amount, after discount, accretion and premium amortization, of interest income and dividend income classified as other. Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef
|
| X | ||||||||||
- Definition Amount of noninterest expense classified as other. Reference 1: http://www.xbrl.org/2003/role/exampleRef
|
| X | ||||||||||
- Definition Amount of credit loss expense (reversal of expense) for financing receivable. Reference 1: http://www.xbrl.org/2003/role/disclosureRef
|
| X | ||||||||||
- Definition Amount of revenue that is not accounted for under Topic 606. Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
|
| X | ||||||||||
- Definition Amount of tax expense classified as other. No definition available.
|
| X | ||||||||||
- Definition The average number of shares or units issued and outstanding that are used in calculating diluted EPS or earnings per unit (EPU), determined based on the timing of issuance of shares or units in the period. Reference 1: http://www.xbrl.org/2003/role/disclosureRef
|
| X | ||||||||||
- References No definition available.
|
| X | ||||||||||
- Definition Number of [basic] shares or units, after adjustment for contingently issuable shares or units and other shares or units not deemed outstanding, determined by relating the portion of time within a reporting period that common shares or units have been outstanding to the total time in that period. Reference 1: http://www.xbrl.org/2003/role/disclosureRef
|
| X | ||||||||||
- Details
|