The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
The Vanguard Group Vanguard Total Bond Market ETF 921937835 28,673,068 389,421 SH SOLE 0 0 389,421
Dimensional Fund Advisors DFA Intl Sust Core 1 ETF 25434V690 268,540 6,814 SH SOLE 0 0 6,814
Blackrock iShares MSCI Emerging Markets ex China ETF 46434G764 20,156,498 319,235 SH SOLE 0 0 319,235
The Vanguard Group Vanguard ESG U.S. Stock 921910733 22,080,756 201,393 SH SOLE 0 0 201,393
SSgA SPDR S&P Global Infrastructure ETF 78463X855 2,054,227 30,509 SH SOLE 0 0 30,509
Blackrock iShares Global Clean Energy ETF 464288224 2,078,518 158,544 SH SOLE 0 0 158,544
Blackrock iShares North American Natural Res ETF 464287374 896,372 20,257 SH SOLE 0 0 20,257
Blackrock iShares Core S&P Mid-Cap ETF 464287507 467,137 7,532 SH SOLE 0 0 7,532
Blackrock iShares Russell Top 200 Value 464289420 1,917,848 22,780 SH SOLE 0 0 22,780
Blackrock iShares Russell Top 200 Growth 464289438 3,922,960 15,914 SH SOLE 0 0 15,914
Blackrock iShares Global REIT ETF 46434V647 5,812,651 235,330 SH SOLE 0 0 235,330
Blackrock iShares 0-5 Year TIPS Bond ETF 46429B747 8,978,977 87,251 SH SOLE 0 0 87,251
The Vanguard Group Vanguard FTSE Developed Markets ETF 921943858 25,585,630 448,792 SH SOLE 0 0 448,792
The Vanguard Group Vanguard Intermediate-Term Treasury Index ETF 92206C706 4,014,965 67,129 SH SOLE 0 0 67,129
The Vanguard Group Vanguard Real Estate ETF 922908553 1,802,546 20,240 SH SOLE 0 0 20,240
The Vanguard Group Vanguard S&P 500 ETF 922908363 3,111,478 5,478 SH SOLE 0 0 5,478
The Vanguard Group Vanguard ESG International Stock ETF 921910725 17,062,755 260,500 SH SOLE 0 0 260,500
The Vanguard Group Vanguard Total World Stock ETF 922042742 123,084,247 957,705 SH SOLE 0 0 957,705
The Vanguard Group Vanguard Short-Term Infl-Prot Secs ETF 922020805 358,698 7,135 SH SOLE 0 0 7,135
The Vanguard Group Vanguard Large-Cap ETF 922908637 12,694,994 44,497 SH SOLE 0 0 44,497
The Vanguard Group Vanguard FTSE Emerging Markets ETF 922042858 13,063,813 264,129 SH SOLE 0 0 264,129
The Vanguard Group Vanguard Extended Market ETF 922908652 9,343,544 48,485 SH SOLE 0 0 48,485
The Vanguard Group Vanguard Total International Stock ETF 921909768 5,632,707 81,527 SH SOLE 0 0 81,527