v3.25.2
ALLOWANCE FOR CREDIT LOSSES (Tables)
 6 Months Ended
Jun. 30, 2025
Receivables [Abstract]  
Allowance for Credit Losses by Classification
Changes in the allowance by loan category were as follows:
 Three months ended June 30, 2025
(Dollars in thousands)Commercial & industrialLease financingConstruction real estateCommercial real estateResidential real estateHome EquityInstallmentCredit cardTotal
Allowance for credit losses:        
Balance at beginning of period$50,474 $12,837 $19,564 $34,637 $17,186 $15,132 $3,119 $2,533 $155,482 
Provision for credit losses7,627 1,665 (656)(574)(123)714 93 338 9,084 
Gross charge-offs(4,996)(606)0 0 (16)(100)(1,120)(489)(7,327)
Recoveries290 11 0 70 42 74 716 80 1,283 
Total net charge-offs(4,706)(595)0 70 26 (26)(404)(409)(6,044)
Ending allowance for credit losses$53,395 $13,907 $18,908 $34,133 $17,089 $15,820 $2,808 $2,462 $158,522 

 Three months ended June 30, 2024
(Dollars in thousands)Commercial & industrialLease financingConstruction real estateCommercial real estateResidential real estateHome EquityInstallmentCredit cardTotal
Allowance for credit losses:        
Balance at beginning of period$46,019 $11,903 $13,337 $34,411 $17,717 $12,997 $5,420 $2,470 $144,274 
Provision for credit losses5,206 2,205 6,341 (524)667 897 1,323 42 16,157 
Loans charged off(2,149)(190)0 (2)(6)(122)(2,034)(532)(5,035)
Recoveries236 1 0 137 37 118 219 41 789 
Total net charge-offs(1,913)(189)0 135 31 (4)(1,815)(491)(4,246)
Ending allowance for credit losses$49,312 $13,919 $19,678 $34,022 $18,415 $13,890 $4,928 $2,021 $156,185 

  
Six months ended June 30, 2025
(Dollars in thousands)Commercial & industrialLease financingConstruction real estateCommercial real estateResidential real estateHome equityInstallmentCredit cardTotal
Allowance for credit losses:        
Beginning balance$49,987 $13,079 $19,216 $35,721 $17,822 $14,774 $3,564 $2,628 $156,791 
Provision for credit losses16,097 2,848 (308)(1,682)(783)1,014 406 633 18,225 
Loans charged off(13,174)(2,060)0 0 (16)(186)(2,441)(963)(18,840)
Recoveries485 40 0 94 66 218 1,279 164 2,346 
Total net charge-offs(12,689)(2,020)0 94 50 32 (1,162)(799)(16,494)
Ending allowance for credit losses$53,395 $13,907 $18,908 $34,133 $17,089 $15,820 $2,808 $2,462 $158,522 
 Six months ended June 30, 2024
(Dollars in thousands)Commercial & industrialLease financingConstruction real estateCommercial real estateResidential real estateHome equityInstallmentCredit cardTotal
Allowance for credit losses:        
Beginning balance$44,319 $12,365 $11,003 $34,903 $18,088 $13,322 $4,888 $2,545 $141,433 
Provision for credit losses9,439 1,687 8,675 4,265 337 517 3,946 710 29,576 
Loans charged off(4,844)(193)0 (5,321)(71)(147)(4,270)(1,326)(16,172)
Recoveries398 60 0 175 61 198 364 92 1,348 
Total net charge-offs(4,446)(133)0 (5,146)(10)51 (3,906)(1,234)(14,824)
Ending allowance for credit losses$49,312 $13,919 $19,678 $34,022 $18,415 $13,890 $4,928 $2,021 $156,185