LOANS, LEASES, AND ALLOWANCE FOR CREDIT LOSSES (Summary of Outstanding Loan Balances (Accruing and Nonaccruing) Categorized by Credit Quality Indicators - Prior Year) (Details) - USD ($)
$ in Millions |
3 Months Ended |
6 Months Ended |
|
Jun. 30, 2025 |
Jun. 30, 2024 |
Jun. 30, 2025 |
Jun. 30, 2024 |
Dec. 31, 2024 |
| Total loans |
|
|
|
|
|
| 2024 |
$ 4,924
|
|
$ 4,924
|
|
$ 8,437
|
| 2023 |
7,956
|
|
7,956
|
|
6,729
|
| 2022 |
6,196
|
|
6,196
|
|
11,321
|
| 2021 |
10,182
|
|
10,182
|
|
7,007
|
| 2020 |
6,374
|
|
6,374
|
|
3,912
|
| Prior |
10,335
|
|
10,335
|
|
7,759
|
| Revolving loans amortized cost basis |
14,194
|
|
14,194
|
|
13,581
|
| Revolving loans converted to term loans amortized cost basis |
672
|
|
672
|
|
664
|
| Total loans |
60,833
|
|
60,833
|
|
59,410
|
| Gross charge-offs by year of loan origination |
|
|
|
|
|
| 2024 |
1
|
$ 0
|
1
|
$ 0
|
|
| 2023 |
1
|
8
|
1
|
9
|
|
| 2022 |
1
|
5
|
2
|
8
|
|
| 2021 |
1
|
1
|
1
|
2
|
|
| 2020 |
2
|
0
|
4
|
0
|
|
| Prior |
2
|
3
|
13
|
5
|
|
| Revolving loans gross charge-offs |
8
|
4
|
18
|
10
|
|
| Revolving loans converted to term loans gross charge-offs |
0
|
0
|
0
|
1
|
|
| Total |
16
|
21
|
40
|
35
|
|
| Commercial: |
|
|
|
|
|
| Total loans |
|
|
|
|
|
| 2024 |
2,689
|
|
2,689
|
|
4,715
|
| 2023 |
4,486
|
|
4,486
|
|
3,552
|
| 2022 |
3,108
|
|
3,108
|
|
4,551
|
| 2021 |
3,904
|
|
3,904
|
|
3,558
|
| 2020 |
3,179
|
|
3,179
|
|
1,911
|
| Prior |
5,041
|
|
5,041
|
|
3,796
|
| Revolving loans amortized cost basis |
8,956
|
|
8,956
|
|
8,630
|
| Revolving loans converted to term loans amortized cost basis |
283
|
|
283
|
|
252
|
| Total loans |
31,646
|
|
31,646
|
|
30,965
|
| Gross charge-offs by year of loan origination |
|
|
|
|
|
| Total |
12
|
8
|
31
|
18
|
|
| Commercial real estate: |
|
|
|
|
|
| Total loans |
|
|
|
|
|
| 2024 |
1,668
|
|
1,668
|
|
2,451
|
| 2023 |
2,144
|
|
2,144
|
|
2,078
|
| 2022 |
2,004
|
|
2,004
|
|
3,361
|
| 2021 |
2,895
|
|
2,895
|
|
1,521
|
| 2020 |
1,288
|
|
1,288
|
|
1,067
|
| Prior |
2,265
|
|
2,265
|
|
1,734
|
| Revolving loans amortized cost basis |
1,068
|
|
1,068
|
|
961
|
| Revolving loans converted to term loans amortized cost basis |
279
|
|
279
|
|
304
|
| Total loans |
13,611
|
|
13,611
|
|
13,477
|
| Gross charge-offs by year of loan origination |
|
|
|
|
|
| Total |
1
|
11
|
1
|
11
|
|
| Consumer: |
|
|
|
|
|
| Total loans |
|
|
|
|
|
| 2024 |
567
|
|
567
|
|
1,271
|
| 2023 |
1,326
|
|
1,326
|
|
1,099
|
| 2022 |
1,084
|
|
1,084
|
|
3,409
|
| 2021 |
3,383
|
|
3,383
|
|
1,928
|
| 2020 |
1,907
|
|
1,907
|
|
934
|
| Prior |
3,029
|
|
3,029
|
|
2,229
|
| Revolving loans amortized cost basis |
4,170
|
|
4,170
|
|
3,990
|
| Revolving loans converted to term loans amortized cost basis |
110
|
|
110
|
|
108
|
| Total loans |
15,576
|
|
15,576
|
|
14,968
|
| Gross charge-offs by year of loan origination |
|
|
|
|
|
| 2024 |
0
|
|
0
|
0
|
|
| 2023 |
0
|
|
0
|
0
|
|
| 2022 |
0
|
|
0
|
0
|
|
| 2021 |
0
|
|
0
|
0
|
|
| 2020 |
0
|
|
1
|
0
|
|
| Prior |
1
|
|
2
|
2
|
|
| Revolving loans gross charge-offs |
2
|
|
5
|
4
|
|
| Revolving loans converted to term loans gross charge-offs |
0
|
|
0
|
0
|
|
| Total |
3
|
2
|
8
|
6
|
|
| Commercial and industrial | Commercial: |
|
|
|
|
|
| Total loans |
|
|
|
|
|
| 2024 |
1,715
|
|
1,715
|
|
2,576
|
| 2023 |
2,391
|
|
2,391
|
|
2,031
|
| 2022 |
1,753
|
|
1,753
|
|
1,782
|
| 2021 |
1,287
|
|
1,287
|
|
810
|
| 2020 |
581
|
|
581
|
|
418
|
| Prior |
917
|
|
917
|
|
738
|
| Revolving loans amortized cost basis |
8,693
|
|
8,693
|
|
8,366
|
| Revolving loans converted to term loans amortized cost basis |
189
|
|
189
|
|
170
|
| Total loans |
17,526
|
|
17,526
|
|
16,891
|
| Gross charge-offs by year of loan origination |
|
|
|
|
|
| 2024 |
0
|
0
|
0
|
0
|
|
| 2023 |
1
|
1
|
1
|
2
|
|
| 2022 |
1
|
1
|
2
|
4
|
|
| 2021 |
1
|
1
|
1
|
2
|
|
| 2020 |
2
|
0
|
3
|
0
|
|
| Prior |
1
|
3
|
11
|
3
|
|
| Revolving loans gross charge-offs |
6
|
2
|
13
|
6
|
|
| Revolving loans converted to term loans gross charge-offs |
0
|
0
|
0
|
1
|
|
| Total |
12
|
8
|
31
|
18
|
|
| Owner-occupied | Commercial: |
|
|
|
|
|
| Total loans |
|
|
|
|
|
| 2024 |
640
|
|
640
|
|
1,412
|
| 2023 |
1,394
|
|
1,394
|
|
936
|
| 2022 |
804
|
|
804
|
|
1,723
|
| 2021 |
1,645
|
|
1,645
|
|
1,755
|
| 2020 |
1,664
|
|
1,664
|
|
927
|
| Prior |
2,914
|
|
2,914
|
|
2,263
|
| Revolving loans amortized cost basis |
263
|
|
263
|
|
264
|
| Revolving loans converted to term loans amortized cost basis |
53
|
|
53
|
|
53
|
| Total loans |
9,377
|
|
9,377
|
|
9,333
|
| Municipal | Commercial: |
|
|
|
|
|
| Total loans |
|
|
|
|
|
| 2024 |
293
|
|
293
|
|
617
|
| 2023 |
600
|
|
600
|
|
502
|
| 2022 |
478
|
|
478
|
|
939
|
| 2021 |
877
|
|
877
|
|
965
|
| 2020 |
912
|
|
912
|
|
553
|
| Prior |
1,175
|
|
1,175
|
|
759
|
| Revolving loans amortized cost basis |
0
|
|
0
|
|
0
|
| Revolving loans converted to term loans amortized cost basis |
41
|
|
41
|
|
29
|
| Total loans |
4,376
|
|
4,376
|
|
4,364
|
| Leasing | Commercial: |
|
|
|
|
|
| Total loans |
|
|
|
|
|
| 2024 |
41
|
|
41
|
|
110
|
| 2023 |
101
|
|
101
|
|
83
|
| 2022 |
73
|
|
73
|
|
107
|
| 2021 |
95
|
|
95
|
|
28
|
| 2020 |
22
|
|
22
|
|
13
|
| Prior |
35
|
|
35
|
|
36
|
| Revolving loans amortized cost basis |
0
|
|
0
|
|
0
|
| Revolving loans converted to term loans amortized cost basis |
0
|
|
0
|
|
0
|
| Total loans |
367
|
|
367
|
|
377
|
| Term | Commercial real estate: |
|
|
|
|
|
| Total loans |
|
|
|
|
|
| 2024 |
1,412
|
|
1,412
|
|
2,033
|
| 2023 |
1,682
|
|
1,682
|
|
1,303
|
| 2022 |
1,361
|
|
1,361
|
|
2,646
|
| 2021 |
2,622
|
|
2,622
|
|
1,422
|
| 2020 |
1,287
|
|
1,287
|
|
1,066
|
| Prior |
2,264
|
|
2,264
|
|
1,725
|
| Revolving loans amortized cost basis |
323
|
|
323
|
|
281
|
| Revolving loans converted to term loans amortized cost basis |
235
|
|
235
|
|
227
|
| Total loans |
11,186
|
|
11,186
|
|
10,703
|
| Gross charge-offs by year of loan origination |
|
|
|
|
|
| 2024 |
1
|
|
|
|
|
| 2023 |
0
|
|
|
|
|
| 2022 |
0
|
|
|
|
|
| 2021 |
0
|
|
|
|
|
| 2020 |
0
|
|
|
|
|
| Prior |
0
|
|
|
|
|
| Revolving loans gross charge-offs |
0
|
|
|
|
|
| Revolving loans converted to term loans gross charge-offs |
0
|
|
|
|
|
| Total |
1
|
|
|
|
|
| Construction and land development | Commercial real estate: |
|
|
|
|
|
| Total loans |
|
|
|
|
|
| 2024 |
256
|
|
256
|
|
418
|
| 2023 |
462
|
|
462
|
|
775
|
| 2022 |
643
|
|
643
|
|
715
|
| 2021 |
273
|
|
273
|
|
99
|
| 2020 |
1
|
|
1
|
|
1
|
| Prior |
1
|
|
1
|
|
9
|
| Revolving loans amortized cost basis |
745
|
|
745
|
|
680
|
| Revolving loans converted to term loans amortized cost basis |
44
|
|
44
|
|
77
|
| Total loans |
2,425
|
|
2,425
|
|
2,774
|
| Gross charge-offs by year of loan origination |
|
|
|
|
|
| 2024 |
|
0
|
1
|
0
|
|
| 2023 |
|
7
|
0
|
7
|
|
| 2022 |
|
4
|
0
|
4
|
|
| 2021 |
|
0
|
0
|
0
|
|
| 2020 |
|
0
|
0
|
0
|
|
| Prior |
|
0
|
0
|
0
|
|
| Revolving loans gross charge-offs |
|
0
|
0
|
0
|
|
| Revolving loans converted to term loans gross charge-offs |
|
0
|
0
|
0
|
|
| Total |
|
11
|
1
|
11
|
|
| 1-4 family residential | Consumer: |
|
|
|
|
|
| Total loans |
|
|
|
|
|
| 2024 |
462
|
|
462
|
|
1,062
|
| 2023 |
1,011
|
|
1,011
|
|
873
|
| 2022 |
923
|
|
923
|
|
2,967
|
| 2021 |
3,126
|
|
3,126
|
|
1,886
|
| 2020 |
1,885
|
|
1,885
|
|
927
|
| Prior |
3,024
|
|
3,024
|
|
2,224
|
| Revolving loans amortized cost basis |
0
|
|
0
|
|
0
|
| Revolving loans converted to term loans amortized cost basis |
0
|
|
0
|
|
0
|
| Total loans |
10,431
|
|
10,431
|
|
9,939
|
| Gross charge-offs by year of loan origination |
|
|
|
|
|
| 2024 |
0
|
|
0
|
|
|
| 2023 |
0
|
|
0
|
|
|
| 2022 |
0
|
|
0
|
|
|
| 2021 |
0
|
|
0
|
|
|
| 2020 |
0
|
|
0
|
|
|
| Prior |
1
|
|
0
|
|
|
| Revolving loans gross charge-offs |
0
|
|
1
|
|
|
| Revolving loans converted to term loans gross charge-offs |
0
|
|
0
|
|
|
| Total |
1
|
|
1
|
|
|
| Home equity credit line | Consumer: |
|
|
|
|
|
| Total loans |
|
|
|
|
|
| 2024 |
0
|
|
0
|
|
0
|
| 2023 |
0
|
|
0
|
|
0
|
| 2022 |
0
|
|
0
|
|
0
|
| 2021 |
0
|
|
0
|
|
0
|
| 2020 |
0
|
|
0
|
|
0
|
| Prior |
0
|
|
0
|
|
0
|
| Revolving loans amortized cost basis |
3,675
|
|
3,675
|
|
3,534
|
| Revolving loans converted to term loans amortized cost basis |
109
|
|
109
|
|
107
|
| Total loans |
3,784
|
|
3,784
|
|
3,641
|
| Gross charge-offs by year of loan origination |
|
|
|
|
|
| 2024 |
|
|
0
|
0
|
|
| 2023 |
|
|
0
|
0
|
|
| 2022 |
|
|
0
|
0
|
|
| 2021 |
|
|
0
|
0
|
|
| 2020 |
|
|
1
|
0
|
|
| Prior |
|
|
2
|
1
|
|
| Revolving loans gross charge-offs |
|
|
0
|
0
|
|
| Revolving loans converted to term loans gross charge-offs |
|
|
0
|
0
|
|
| Total |
|
|
3
|
1
|
|
| Construction and other consumer real estate | Consumer: |
|
|
|
|
|
| Total loans |
|
|
|
|
|
| 2024 |
66
|
|
66
|
|
157
|
| 2023 |
281
|
|
281
|
|
191
|
| 2022 |
136
|
|
136
|
|
420
|
| 2021 |
241
|
|
241
|
|
34
|
| 2020 |
16
|
|
16
|
|
5
|
| Prior |
3
|
|
3
|
|
3
|
| Revolving loans amortized cost basis |
0
|
|
0
|
|
0
|
| Revolving loans converted to term loans amortized cost basis |
0
|
|
0
|
|
0
|
| Total loans |
743
|
|
743
|
|
810
|
| Bankcard and other revolving plans | Consumer: |
|
|
|
|
|
| Total loans |
|
|
|
|
|
| 2024 |
0
|
|
0
|
|
0
|
| 2023 |
0
|
|
0
|
|
0
|
| 2022 |
0
|
|
0
|
|
0
|
| 2021 |
0
|
|
0
|
|
0
|
| 2020 |
0
|
|
0
|
|
0
|
| Prior |
0
|
|
0
|
|
0
|
| Revolving loans amortized cost basis |
495
|
|
495
|
|
456
|
| Revolving loans converted to term loans amortized cost basis |
1
|
|
1
|
|
1
|
| Total loans |
496
|
|
496
|
|
457
|
| Gross charge-offs by year of loan origination |
|
|
|
|
|
| 2024 |
0
|
0
|
0
|
0
|
|
| 2023 |
0
|
0
|
0
|
0
|
|
| 2022 |
0
|
0
|
0
|
0
|
|
| 2021 |
0
|
0
|
0
|
0
|
|
| 2020 |
0
|
0
|
0
|
0
|
|
| Prior |
0
|
0
|
0
|
0
|
|
| Revolving loans gross charge-offs |
2
|
2
|
4
|
4
|
|
| Revolving loans converted to term loans gross charge-offs |
0
|
0
|
0
|
0
|
|
| Total |
2
|
$ 2
|
4
|
4
|
|
| Other | Consumer: |
|
|
|
|
|
| Total loans |
|
|
|
|
|
| 2024 |
39
|
|
39
|
|
52
|
| 2023 |
34
|
|
34
|
|
35
|
| 2022 |
25
|
|
25
|
|
22
|
| 2021 |
16
|
|
16
|
|
8
|
| 2020 |
6
|
|
6
|
|
2
|
| Prior |
2
|
|
2
|
|
2
|
| Revolving loans amortized cost basis |
0
|
|
0
|
|
0
|
| Revolving loans converted to term loans amortized cost basis |
0
|
|
0
|
|
0
|
| Total loans |
122
|
|
122
|
|
121
|
| Gross charge-offs by year of loan origination |
|
|
|
|
|
| 2024 |
|
|
|
0
|
|
| 2023 |
|
|
|
0
|
|
| 2022 |
|
|
|
0
|
|
| 2021 |
|
|
|
0
|
|
| 2020 |
|
|
|
0
|
|
| Prior |
|
|
|
1
|
|
| Revolving loans gross charge-offs |
|
|
|
0
|
|
| Revolving loans converted to term loans gross charge-offs |
|
|
|
0
|
|
| Total |
|
|
|
$ 1
|
|
| Pass | Commercial and industrial | Commercial: |
|
|
|
|
|
| Total loans |
|
|
|
|
|
| 2024 |
1,699
|
|
1,699
|
|
2,479
|
| 2023 |
2,300
|
|
2,300
|
|
1,951
|
| 2022 |
1,688
|
|
1,688
|
|
1,504
|
| 2021 |
1,042
|
|
1,042
|
|
759
|
| 2020 |
554
|
|
554
|
|
387
|
| Prior |
861
|
|
861
|
|
679
|
| Revolving loans amortized cost basis |
8,356
|
|
8,356
|
|
8,043
|
| Revolving loans converted to term loans amortized cost basis |
148
|
|
148
|
|
150
|
| Total loans |
16,648
|
|
16,648
|
|
15,952
|
| Pass | Owner-occupied | Commercial: |
|
|
|
|
|
| Total loans |
|
|
|
|
|
| 2024 |
637
|
|
637
|
|
1,346
|
| 2023 |
1,291
|
|
1,291
|
|
907
|
| 2022 |
773
|
|
773
|
|
1,606
|
| 2021 |
1,494
|
|
1,494
|
|
1,657
|
| 2020 |
1,530
|
|
1,530
|
|
900
|
| Prior |
2,754
|
|
2,754
|
|
2,097
|
| Revolving loans amortized cost basis |
241
|
|
241
|
|
234
|
| Revolving loans converted to term loans amortized cost basis |
47
|
|
47
|
|
47
|
| Total loans |
8,767
|
|
8,767
|
|
8,794
|
| Pass | Municipal | Commercial: |
|
|
|
|
|
| Total loans |
|
|
|
|
|
| 2024 |
293
|
|
293
|
|
604
|
| 2023 |
597
|
|
597
|
|
498
|
| 2022 |
478
|
|
478
|
|
939
|
| 2021 |
877
|
|
877
|
|
960
|
| 2020 |
907
|
|
907
|
|
553
|
| Prior |
1,156
|
|
1,156
|
|
753
|
| Revolving loans amortized cost basis |
0
|
|
0
|
|
0
|
| Revolving loans converted to term loans amortized cost basis |
41
|
|
41
|
|
29
|
| Total loans |
4,349
|
|
4,349
|
|
4,336
|
| Pass | Leasing | Commercial: |
|
|
|
|
|
| Total loans |
|
|
|
|
|
| 2024 |
41
|
|
41
|
|
109
|
| 2023 |
98
|
|
98
|
|
79
|
| 2022 |
70
|
|
70
|
|
94
|
| 2021 |
84
|
|
84
|
|
26
|
| 2020 |
20
|
|
20
|
|
12
|
| Prior |
34
|
|
34
|
|
36
|
| Revolving loans amortized cost basis |
0
|
|
0
|
|
0
|
| Revolving loans converted to term loans amortized cost basis |
0
|
|
0
|
|
0
|
| Total loans |
347
|
|
347
|
|
356
|
| Pass | Term | Commercial real estate: |
|
|
|
|
|
| Total loans |
|
|
|
|
|
| 2024 |
1,139
|
|
1,139
|
|
1,687
|
| 2023 |
1,485
|
|
1,485
|
|
1,198
|
| 2022 |
1,283
|
|
1,283
|
|
2,093
|
| 2021 |
2,089
|
|
2,089
|
|
1,278
|
| 2020 |
1,147
|
|
1,147
|
|
1,053
|
| Prior |
2,169
|
|
2,169
|
|
1,608
|
| Revolving loans amortized cost basis |
322
|
|
322
|
|
254
|
| Revolving loans converted to term loans amortized cost basis |
155
|
|
155
|
|
175
|
| Total loans |
9,789
|
|
9,789
|
|
9,346
|
| Pass | Construction and land development | Commercial real estate: |
|
|
|
|
|
| Total loans |
|
|
|
|
|
| 2024 |
161
|
|
161
|
|
361
|
| 2023 |
453
|
|
453
|
|
701
|
| 2022 |
563
|
|
563
|
|
445
|
| 2021 |
194
|
|
194
|
|
4
|
| 2020 |
1
|
|
1
|
|
1
|
| Prior |
1
|
|
1
|
|
9
|
| Revolving loans amortized cost basis |
745
|
|
745
|
|
680
|
| Revolving loans converted to term loans amortized cost basis |
44
|
|
44
|
|
52
|
| Total loans |
2,162
|
|
2,162
|
|
2,253
|
| Pass | 1-4 family residential | Consumer: |
|
|
|
|
|
| Total loans |
|
|
|
|
|
| 2024 |
462
|
|
462
|
|
1,062
|
| 2023 |
1,010
|
|
1,010
|
|
870
|
| 2022 |
919
|
|
919
|
|
2,959
|
| 2021 |
3,115
|
|
3,115
|
|
1,877
|
| 2020 |
1,872
|
|
1,872
|
|
925
|
| Prior |
2,992
|
|
2,992
|
|
2,197
|
| Revolving loans amortized cost basis |
0
|
|
0
|
|
0
|
| Revolving loans converted to term loans amortized cost basis |
0
|
|
0
|
|
0
|
| Total loans |
10,370
|
|
10,370
|
|
9,890
|
| Pass | Home equity credit line | Consumer: |
|
|
|
|
|
| Total loans |
|
|
|
|
|
| 2024 |
0
|
|
0
|
|
0
|
| 2023 |
0
|
|
0
|
|
0
|
| 2022 |
0
|
|
0
|
|
0
|
| 2021 |
0
|
|
0
|
|
0
|
| 2020 |
0
|
|
0
|
|
0
|
| Prior |
0
|
|
0
|
|
0
|
| Revolving loans amortized cost basis |
3,643
|
|
3,643
|
|
3,506
|
| Revolving loans converted to term loans amortized cost basis |
104
|
|
104
|
|
99
|
| Total loans |
3,747
|
|
3,747
|
|
3,605
|
| Pass | Construction and other consumer real estate | Consumer: |
|
|
|
|
|
| Total loans |
|
|
|
|
|
| 2024 |
66
|
|
66
|
|
157
|
| 2023 |
281
|
|
281
|
|
191
|
| 2022 |
136
|
|
136
|
|
420
|
| 2021 |
241
|
|
241
|
|
34
|
| 2020 |
16
|
|
16
|
|
5
|
| Prior |
3
|
|
3
|
|
3
|
| Revolving loans amortized cost basis |
0
|
|
0
|
|
0
|
| Revolving loans converted to term loans amortized cost basis |
0
|
|
0
|
|
0
|
| Total loans |
743
|
|
743
|
|
810
|
| Pass | Bankcard and other revolving plans | Consumer: |
|
|
|
|
|
| Total loans |
|
|
|
|
|
| 2024 |
0
|
|
0
|
|
0
|
| 2023 |
0
|
|
0
|
|
0
|
| 2022 |
0
|
|
0
|
|
0
|
| 2021 |
0
|
|
0
|
|
0
|
| 2020 |
0
|
|
0
|
|
0
|
| Prior |
0
|
|
0
|
|
0
|
| Revolving loans amortized cost basis |
492
|
|
492
|
|
453
|
| Revolving loans converted to term loans amortized cost basis |
1
|
|
1
|
|
1
|
| Total loans |
493
|
|
493
|
|
454
|
| Pass | Other | Consumer: |
|
|
|
|
|
| Total loans |
|
|
|
|
|
| 2024 |
39
|
|
39
|
|
52
|
| 2023 |
34
|
|
34
|
|
35
|
| 2022 |
25
|
|
25
|
|
22
|
| 2021 |
16
|
|
16
|
|
8
|
| 2020 |
6
|
|
6
|
|
2
|
| Prior |
2
|
|
2
|
|
2
|
| Revolving loans amortized cost basis |
0
|
|
0
|
|
0
|
| Revolving loans converted to term loans amortized cost basis |
0
|
|
0
|
|
0
|
| Total loans |
122
|
|
122
|
|
121
|
| Special Mention | Commercial and industrial | Commercial: |
|
|
|
|
|
| Total loans |
|
|
|
|
|
| 2024 |
3
|
|
3
|
|
37
|
| 2023 |
23
|
|
23
|
|
24
|
| 2022 |
16
|
|
16
|
|
47
|
| 2021 |
27
|
|
27
|
|
8
|
| 2020 |
5
|
|
5
|
|
2
|
| Prior |
17
|
|
17
|
|
34
|
| Revolving loans amortized cost basis |
158
|
|
158
|
|
85
|
| Revolving loans converted to term loans amortized cost basis |
3
|
|
3
|
|
5
|
| Total loans |
252
|
|
252
|
|
242
|
| Special Mention | Owner-occupied | Commercial: |
|
|
|
|
|
| Total loans |
|
|
|
|
|
| 2024 |
1
|
|
1
|
|
38
|
| 2023 |
66
|
|
66
|
|
0
|
| 2022 |
1
|
|
1
|
|
38
|
| 2021 |
19
|
|
19
|
|
31
|
| 2020 |
30
|
|
30
|
|
2
|
| Prior |
29
|
|
29
|
|
18
|
| Revolving loans amortized cost basis |
0
|
|
0
|
|
18
|
| Revolving loans converted to term loans amortized cost basis |
1
|
|
1
|
|
1
|
| Total loans |
147
|
|
147
|
|
146
|
| Special Mention | Municipal | Commercial: |
|
|
|
|
|
| Total loans |
|
|
|
|
|
| 2024 |
0
|
|
0
|
|
0
|
| 2023 |
3
|
|
3
|
|
0
|
| 2022 |
0
|
|
0
|
|
0
|
| 2021 |
0
|
|
0
|
|
0
|
| 2020 |
0
|
|
0
|
|
0
|
| Prior |
0
|
|
0
|
|
0
|
| Revolving loans amortized cost basis |
0
|
|
0
|
|
0
|
| Revolving loans converted to term loans amortized cost basis |
0
|
|
0
|
|
0
|
| Total loans |
3
|
|
3
|
|
0
|
| Special Mention | Leasing | Commercial: |
|
|
|
|
|
| Total loans |
|
|
|
|
|
| 2024 |
0
|
|
0
|
|
0
|
| 2023 |
1
|
|
1
|
|
0
|
| 2022 |
0
|
|
0
|
|
2
|
| 2021 |
0
|
|
0
|
|
0
|
| 2020 |
0
|
|
0
|
|
0
|
| Prior |
0
|
|
0
|
|
0
|
| Revolving loans amortized cost basis |
0
|
|
0
|
|
0
|
| Revolving loans converted to term loans amortized cost basis |
0
|
|
0
|
|
0
|
| Total loans |
1
|
|
1
|
|
2
|
| Special Mention | Term | Commercial real estate: |
|
|
|
|
|
| Total loans |
|
|
|
|
|
| 2024 |
0
|
|
0
|
|
48
|
| 2023 |
41
|
|
41
|
|
0
|
| 2022 |
0
|
|
0
|
|
87
|
| 2021 |
44
|
|
44
|
|
0
|
| 2020 |
0
|
|
0
|
|
0
|
| Prior |
1
|
|
1
|
|
5
|
| Revolving loans amortized cost basis |
0
|
|
0
|
|
0
|
| Revolving loans converted to term loans amortized cost basis |
0
|
|
0
|
|
0
|
| Total loans |
86
|
|
86
|
|
140
|
| Special Mention | Construction and land development | Commercial real estate: |
|
|
|
|
|
| Total loans |
|
|
|
|
|
| 2024 |
0
|
|
0
|
|
0
|
| 2023 |
0
|
|
0
|
|
22
|
| 2022 |
61
|
|
61
|
|
21
|
| 2021 |
32
|
|
32
|
|
17
|
| 2020 |
0
|
|
0
|
|
0
|
| Prior |
0
|
|
0
|
|
0
|
| Revolving loans amortized cost basis |
0
|
|
0
|
|
0
|
| Revolving loans converted to term loans amortized cost basis |
0
|
|
0
|
|
25
|
| Total loans |
93
|
|
93
|
|
85
|
| Special Mention | 1-4 family residential | Consumer: |
|
|
|
|
|
| Total loans |
|
|
|
|
|
| 2024 |
0
|
|
0
|
|
0
|
| 2023 |
0
|
|
0
|
|
0
|
| 2022 |
0
|
|
0
|
|
0
|
| 2021 |
0
|
|
0
|
|
0
|
| 2020 |
0
|
|
0
|
|
0
|
| Prior |
0
|
|
0
|
|
0
|
| Revolving loans amortized cost basis |
0
|
|
0
|
|
0
|
| Revolving loans converted to term loans amortized cost basis |
0
|
|
0
|
|
0
|
| Total loans |
0
|
|
0
|
|
0
|
| Special Mention | Home equity credit line | Consumer: |
|
|
|
|
|
| Total loans |
|
|
|
|
|
| 2024 |
0
|
|
0
|
|
0
|
| 2023 |
0
|
|
0
|
|
0
|
| 2022 |
0
|
|
0
|
|
0
|
| 2021 |
0
|
|
0
|
|
0
|
| 2020 |
0
|
|
0
|
|
0
|
| Prior |
0
|
|
0
|
|
0
|
| Revolving loans amortized cost basis |
0
|
|
0
|
|
0
|
| Revolving loans converted to term loans amortized cost basis |
0
|
|
0
|
|
0
|
| Total loans |
0
|
|
0
|
|
0
|
| Special Mention | Construction and other consumer real estate | Consumer: |
|
|
|
|
|
| Total loans |
|
|
|
|
|
| 2024 |
0
|
|
0
|
|
0
|
| 2023 |
0
|
|
0
|
|
0
|
| 2022 |
0
|
|
0
|
|
0
|
| 2021 |
0
|
|
0
|
|
0
|
| 2020 |
0
|
|
0
|
|
0
|
| Prior |
0
|
|
0
|
|
0
|
| Revolving loans amortized cost basis |
0
|
|
0
|
|
0
|
| Revolving loans converted to term loans amortized cost basis |
0
|
|
0
|
|
0
|
| Total loans |
0
|
|
0
|
|
0
|
| Special Mention | Bankcard and other revolving plans | Consumer: |
|
|
|
|
|
| Total loans |
|
|
|
|
|
| 2024 |
0
|
|
0
|
|
0
|
| 2023 |
0
|
|
0
|
|
0
|
| 2022 |
0
|
|
0
|
|
0
|
| 2021 |
0
|
|
0
|
|
0
|
| 2020 |
0
|
|
0
|
|
0
|
| Prior |
0
|
|
0
|
|
0
|
| Revolving loans amortized cost basis |
0
|
|
0
|
|
0
|
| Revolving loans converted to term loans amortized cost basis |
0
|
|
0
|
|
0
|
| Total loans |
0
|
|
0
|
|
0
|
| Special Mention | Other | Consumer: |
|
|
|
|
|
| Total loans |
|
|
|
|
|
| 2024 |
0
|
|
0
|
|
0
|
| 2023 |
0
|
|
0
|
|
0
|
| 2022 |
0
|
|
0
|
|
0
|
| 2021 |
0
|
|
0
|
|
0
|
| 2020 |
0
|
|
0
|
|
0
|
| Prior |
0
|
|
0
|
|
0
|
| Revolving loans amortized cost basis |
0
|
|
0
|
|
0
|
| Revolving loans converted to term loans amortized cost basis |
0
|
|
0
|
|
0
|
| Total loans |
0
|
|
0
|
|
0
|
| Accruing Substandard | Commercial and industrial | Commercial: |
|
|
|
|
|
| Total loans |
|
|
|
|
|
| 2024 |
1
|
|
1
|
|
53
|
| 2023 |
65
|
|
65
|
|
43
|
| 2022 |
47
|
|
47
|
|
200
|
| 2021 |
191
|
|
191
|
|
26
|
| 2020 |
17
|
|
17
|
|
28
|
| Prior |
15
|
|
15
|
|
21
|
| Revolving loans amortized cost basis |
166
|
|
166
|
|
200
|
| Revolving loans converted to term loans amortized cost basis |
11
|
|
11
|
|
12
|
| Total loans |
513
|
|
513
|
|
583
|
| Accruing Substandard | Owner-occupied | Commercial: |
|
|
|
|
|
| Total loans |
|
|
|
|
|
| 2024 |
2
|
|
2
|
|
23
|
| 2023 |
30
|
|
30
|
|
28
|
| 2022 |
28
|
|
28
|
|
75
|
| 2021 |
124
|
|
124
|
|
66
|
| 2020 |
102
|
|
102
|
|
25
|
| Prior |
113
|
|
113
|
|
133
|
| Revolving loans amortized cost basis |
20
|
|
20
|
|
7
|
| Revolving loans converted to term loans amortized cost basis |
5
|
|
5
|
|
5
|
| Total loans |
424
|
|
424
|
|
362
|
| Accruing Substandard | Municipal | Commercial: |
|
|
|
|
|
| Total loans |
|
|
|
|
|
| 2024 |
0
|
|
0
|
|
10
|
| 2023 |
0
|
|
0
|
|
4
|
| 2022 |
0
|
|
0
|
|
0
|
| 2021 |
0
|
|
0
|
|
0
|
| 2020 |
0
|
|
0
|
|
0
|
| Prior |
19
|
|
19
|
|
3
|
| Revolving loans amortized cost basis |
0
|
|
0
|
|
0
|
| Revolving loans converted to term loans amortized cost basis |
0
|
|
0
|
|
0
|
| Total loans |
19
|
|
19
|
|
17
|
| Accruing Substandard | Leasing | Commercial: |
|
|
|
|
|
| Total loans |
|
|
|
|
|
| 2024 |
0
|
|
0
|
|
1
|
| 2023 |
2
|
|
2
|
|
3
|
| 2022 |
2
|
|
2
|
|
10
|
| 2021 |
10
|
|
10
|
|
2
|
| 2020 |
2
|
|
2
|
|
1
|
| Prior |
1
|
|
1
|
|
0
|
| Revolving loans amortized cost basis |
0
|
|
0
|
|
0
|
| Revolving loans converted to term loans amortized cost basis |
0
|
|
0
|
|
0
|
| Total loans |
17
|
|
17
|
|
17
|
| Accruing Substandard | Term | Commercial real estate: |
|
|
|
|
|
| Total loans |
|
|
|
|
|
| 2024 |
246
|
|
246
|
|
298
|
| 2023 |
156
|
|
156
|
|
105
|
| 2022 |
78
|
|
78
|
|
443
|
| 2021 |
466
|
|
466
|
|
144
|
| 2020 |
140
|
|
140
|
|
13
|
| Prior |
84
|
|
84
|
|
102
|
| Revolving loans amortized cost basis |
1
|
|
1
|
|
27
|
| Revolving loans converted to term loans amortized cost basis |
80
|
|
80
|
|
26
|
| Total loans |
1,251
|
|
1,251
|
|
1,158
|
| Accruing Substandard | Construction and land development | Commercial real estate: |
|
|
|
|
|
| Total loans |
|
|
|
|
|
| 2024 |
95
|
|
95
|
|
57
|
| 2023 |
9
|
|
9
|
|
52
|
| 2022 |
19
|
|
19
|
|
249
|
| 2021 |
47
|
|
47
|
|
78
|
| 2020 |
0
|
|
0
|
|
0
|
| Prior |
0
|
|
0
|
|
0
|
| Revolving loans amortized cost basis |
0
|
|
0
|
|
0
|
| Revolving loans converted to term loans amortized cost basis |
0
|
|
0
|
|
0
|
| Total loans |
170
|
|
170
|
|
436
|
| Accruing Substandard | 1-4 family residential | Consumer: |
|
|
|
|
|
| Total loans |
|
|
|
|
|
| 2024 |
0
|
|
0
|
|
0
|
| 2023 |
0
|
|
0
|
|
0
|
| 2022 |
0
|
|
0
|
|
0
|
| 2021 |
0
|
|
0
|
|
0
|
| 2020 |
1
|
|
1
|
|
0
|
| Prior |
2
|
|
2
|
|
0
|
| Revolving loans amortized cost basis |
0
|
|
0
|
|
0
|
| Revolving loans converted to term loans amortized cost basis |
0
|
|
0
|
|
0
|
| Total loans |
3
|
|
3
|
|
0
|
| Accruing Substandard | Home equity credit line | Consumer: |
|
|
|
|
|
| Total loans |
|
|
|
|
|
| 2024 |
0
|
|
0
|
|
0
|
| 2023 |
0
|
|
0
|
|
0
|
| 2022 |
0
|
|
0
|
|
0
|
| 2021 |
0
|
|
0
|
|
0
|
| 2020 |
0
|
|
0
|
|
0
|
| Prior |
0
|
|
0
|
|
0
|
| Revolving loans amortized cost basis |
7
|
|
7
|
|
6
|
| Revolving loans converted to term loans amortized cost basis |
0
|
|
0
|
|
0
|
| Total loans |
7
|
|
7
|
|
6
|
| Accruing Substandard | Construction and other consumer real estate | Consumer: |
|
|
|
|
|
| Total loans |
|
|
|
|
|
| 2024 |
0
|
|
0
|
|
0
|
| 2023 |
0
|
|
0
|
|
0
|
| 2022 |
0
|
|
0
|
|
0
|
| 2021 |
0
|
|
0
|
|
0
|
| 2020 |
0
|
|
0
|
|
0
|
| Prior |
0
|
|
0
|
|
0
|
| Revolving loans amortized cost basis |
0
|
|
0
|
|
0
|
| Revolving loans converted to term loans amortized cost basis |
0
|
|
0
|
|
0
|
| Total loans |
0
|
|
0
|
|
0
|
| Accruing Substandard | Bankcard and other revolving plans | Consumer: |
|
|
|
|
|
| Total loans |
|
|
|
|
|
| 2024 |
0
|
|
0
|
|
0
|
| 2023 |
0
|
|
0
|
|
0
|
| 2022 |
0
|
|
0
|
|
0
|
| 2021 |
0
|
|
0
|
|
0
|
| 2020 |
0
|
|
0
|
|
0
|
| Prior |
0
|
|
0
|
|
0
|
| Revolving loans amortized cost basis |
2
|
|
2
|
|
2
|
| Revolving loans converted to term loans amortized cost basis |
0
|
|
0
|
|
0
|
| Total loans |
2
|
|
2
|
|
2
|
| Accruing Substandard | Other | Consumer: |
|
|
|
|
|
| Total loans |
|
|
|
|
|
| 2024 |
0
|
|
0
|
|
0
|
| 2023 |
0
|
|
0
|
|
0
|
| 2022 |
0
|
|
0
|
|
0
|
| 2021 |
0
|
|
0
|
|
0
|
| 2020 |
0
|
|
0
|
|
0
|
| Prior |
0
|
|
0
|
|
0
|
| Revolving loans amortized cost basis |
0
|
|
0
|
|
0
|
| Revolving loans converted to term loans amortized cost basis |
0
|
|
0
|
|
0
|
| Total loans |
0
|
|
0
|
|
0
|
| Nonaccrual | Commercial and industrial | Commercial: |
|
|
|
|
|
| Total loans |
|
|
|
|
|
| 2024 |
12
|
|
12
|
|
7
|
| 2023 |
3
|
|
3
|
|
13
|
| 2022 |
2
|
|
2
|
|
31
|
| 2021 |
27
|
|
27
|
|
17
|
| 2020 |
5
|
|
5
|
|
1
|
| Prior |
24
|
|
24
|
|
4
|
| Revolving loans amortized cost basis |
13
|
|
13
|
|
38
|
| Revolving loans converted to term loans amortized cost basis |
27
|
|
27
|
|
3
|
| Total loans |
113
|
|
113
|
|
114
|
| Nonaccrual | Owner-occupied | Commercial: |
|
|
|
|
|
| Total loans |
|
|
|
|
|
| 2024 |
0
|
|
0
|
|
5
|
| 2023 |
7
|
|
7
|
|
1
|
| 2022 |
2
|
|
2
|
|
4
|
| 2021 |
8
|
|
8
|
|
1
|
| 2020 |
2
|
|
2
|
|
0
|
| Prior |
18
|
|
18
|
|
15
|
| Revolving loans amortized cost basis |
2
|
|
2
|
|
5
|
| Revolving loans converted to term loans amortized cost basis |
0
|
|
0
|
|
0
|
| Total loans |
39
|
|
39
|
|
31
|
| Nonaccrual | Municipal | Commercial: |
|
|
|
|
|
| Total loans |
|
|
|
|
|
| 2024 |
0
|
|
0
|
|
3
|
| 2023 |
0
|
|
0
|
|
0
|
| 2022 |
0
|
|
0
|
|
0
|
| 2021 |
0
|
|
0
|
|
5
|
| 2020 |
5
|
|
5
|
|
0
|
| Prior |
0
|
|
0
|
|
3
|
| Revolving loans amortized cost basis |
0
|
|
0
|
|
0
|
| Revolving loans converted to term loans amortized cost basis |
0
|
|
0
|
|
0
|
| Total loans |
5
|
|
5
|
|
11
|
| Nonaccrual | Leasing | Commercial: |
|
|
|
|
|
| Total loans |
|
|
|
|
|
| 2024 |
0
|
|
0
|
|
0
|
| 2023 |
0
|
|
0
|
|
1
|
| 2022 |
1
|
|
1
|
|
1
|
| 2021 |
1
|
|
1
|
|
0
|
| 2020 |
0
|
|
0
|
|
0
|
| Prior |
0
|
|
0
|
|
0
|
| Revolving loans amortized cost basis |
0
|
|
0
|
|
0
|
| Revolving loans converted to term loans amortized cost basis |
0
|
|
0
|
|
0
|
| Total loans |
2
|
|
2
|
|
2
|
| Nonaccrual | Term | Commercial real estate: |
|
|
|
|
|
| Total loans |
|
|
|
|
|
| 2024 |
27
|
|
27
|
|
0
|
| 2023 |
0
|
|
0
|
|
0
|
| 2022 |
0
|
|
0
|
|
23
|
| 2021 |
23
|
|
23
|
|
0
|
| 2020 |
0
|
|
0
|
|
0
|
| Prior |
10
|
|
10
|
|
10
|
| Revolving loans amortized cost basis |
0
|
|
0
|
|
0
|
| Revolving loans converted to term loans amortized cost basis |
0
|
|
0
|
|
26
|
| Total loans |
60
|
|
60
|
|
59
|
| Nonaccrual | Construction and land development | Commercial real estate: |
|
|
|
|
|
| Total loans |
|
|
|
|
|
| 2024 |
0
|
|
0
|
|
0
|
| 2023 |
0
|
|
0
|
|
0
|
| 2022 |
0
|
|
0
|
|
0
|
| 2021 |
0
|
|
0
|
|
0
|
| 2020 |
0
|
|
0
|
|
0
|
| Prior |
0
|
|
0
|
|
0
|
| Revolving loans amortized cost basis |
0
|
|
0
|
|
0
|
| Revolving loans converted to term loans amortized cost basis |
0
|
|
0
|
|
0
|
| Total loans |
0
|
|
0
|
|
0
|
| Nonaccrual | 1-4 family residential | Consumer: |
|
|
|
|
|
| Total loans |
|
|
|
|
|
| 2024 |
0
|
|
0
|
|
0
|
| 2023 |
1
|
|
1
|
|
3
|
| 2022 |
4
|
|
4
|
|
8
|
| 2021 |
11
|
|
11
|
|
9
|
| 2020 |
12
|
|
12
|
|
2
|
| Prior |
30
|
|
30
|
|
27
|
| Revolving loans amortized cost basis |
0
|
|
0
|
|
0
|
| Revolving loans converted to term loans amortized cost basis |
0
|
|
0
|
|
0
|
| Total loans |
58
|
|
58
|
|
49
|
| Nonaccrual | Home equity credit line | Consumer: |
|
|
|
|
|
| Total loans |
|
|
|
|
|
| 2024 |
0
|
|
0
|
|
0
|
| 2023 |
0
|
|
0
|
|
0
|
| 2022 |
0
|
|
0
|
|
0
|
| 2021 |
0
|
|
0
|
|
0
|
| 2020 |
0
|
|
0
|
|
0
|
| Prior |
0
|
|
0
|
|
0
|
| Revolving loans amortized cost basis |
25
|
|
25
|
|
22
|
| Revolving loans converted to term loans amortized cost basis |
5
|
|
5
|
|
8
|
| Total loans |
30
|
|
30
|
|
30
|
| Nonaccrual | Construction and other consumer real estate | Consumer: |
|
|
|
|
|
| Total loans |
|
|
|
|
|
| 2024 |
0
|
|
0
|
|
0
|
| 2023 |
0
|
|
0
|
|
0
|
| 2022 |
0
|
|
0
|
|
0
|
| 2021 |
0
|
|
0
|
|
0
|
| 2020 |
0
|
|
0
|
|
0
|
| Prior |
0
|
|
0
|
|
0
|
| Revolving loans amortized cost basis |
0
|
|
0
|
|
0
|
| Revolving loans converted to term loans amortized cost basis |
0
|
|
0
|
|
0
|
| Total loans |
0
|
|
0
|
|
0
|
| Nonaccrual | Bankcard and other revolving plans | Consumer: |
|
|
|
|
|
| Total loans |
|
|
|
|
|
| 2024 |
0
|
|
0
|
|
0
|
| 2023 |
0
|
|
0
|
|
0
|
| 2022 |
0
|
|
0
|
|
0
|
| 2021 |
0
|
|
0
|
|
0
|
| 2020 |
0
|
|
0
|
|
0
|
| Prior |
0
|
|
0
|
|
0
|
| Revolving loans amortized cost basis |
1
|
|
1
|
|
1
|
| Revolving loans converted to term loans amortized cost basis |
0
|
|
0
|
|
0
|
| Total loans |
1
|
|
1
|
|
1
|
| Nonaccrual | Other | Consumer: |
|
|
|
|
|
| Total loans |
|
|
|
|
|
| 2024 |
0
|
|
0
|
|
0
|
| 2023 |
0
|
|
0
|
|
0
|
| 2022 |
0
|
|
0
|
|
0
|
| 2021 |
0
|
|
0
|
|
0
|
| 2020 |
0
|
|
0
|
|
0
|
| Prior |
0
|
|
0
|
|
0
|
| Revolving loans amortized cost basis |
0
|
|
0
|
|
0
|
| Revolving loans converted to term loans amortized cost basis |
0
|
|
0
|
|
0
|
| Total loans |
$ 0
|
|
$ 0
|
|
$ 0
|