v3.25.2
LOANS, LEASES, AND ALLOWANCE FOR CREDIT LOSSES (Summary of Changes in the Allowance for Credit Losses) (Details) - USD ($)
$ in Millions
3 Months Ended 6 Months Ended
Jun. 30, 2025
Jun. 30, 2024
Jun. 30, 2025
Jun. 30, 2024
Allowance for loan losses        
Balance at beginning of period $ 697 $ 699 $ 696 $ 684
Provision for loan losses 3 12 20 33
Total 16 21 40 35
Recoveries 6 6 14 14
Net loan and lease charge-offs (recoveries) 10 15 26 21
Balance at end of period 690 696 690 696
Reserve for unfunded lending commitments        
Balance at beginning of period 46 37 45 45
Provision for unfunded lending commitments (4) (7) (3) (15)
Balance at end of period 42 30 42 30
Total allowance for credit losses 732 726 732 726
Commercial:        
Allowance for loan losses        
Balance at beginning of period 337 296 308 302
Provision for loan losses 31 10 72 8
Total 12 8 31 18
Recoveries 5 4 12 10
Net loan and lease charge-offs (recoveries) 7 4 19 8
Balance at end of period 361 302 361 302
Reserve for unfunded lending commitments        
Balance at beginning of period 28 19 26 19
Provision for unfunded lending commitments (6) (3) (4) (3)
Balance at end of period 22 16 22 16
Total allowance for credit losses 383 318 383 318
Commercial real estate:        
Allowance for loan losses        
Balance at beginning of period 271 299 300 241
Provision for loan losses (40) 12 (69) 69
Total 1 11 1 11
Recoveries 0 0 0 1
Net loan and lease charge-offs (recoveries) 1 11 1 10
Balance at end of period 230 300 230 300
Reserve for unfunded lending commitments        
Balance at beginning of period 10 10 11 17
Provision for unfunded lending commitments 2 (3) 1 (10)
Balance at end of period 12 7 12 7
Total allowance for credit losses 242 307 242 307
Consumer:        
Allowance for loan losses        
Balance at beginning of period 89 104 88 141
Provision for loan losses 12 (10) 17 (44)
Total 3 2 8 6
Recoveries 1 2 2 3
Net loan and lease charge-offs (recoveries) 2 0 6 3
Balance at end of period 99 94 99 94
Reserve for unfunded lending commitments        
Balance at beginning of period 8 8 8 9
Provision for unfunded lending commitments 0 (1) 0 (2)
Balance at end of period 8 7 8 7
Total allowance for credit losses $ 107 $ 101 $ 107 $ 101