v3.25.2
REGULATORY CAPITAL REQUIREMENTS (Details)
$ in Thousands
Jun. 30, 2025
USD ($)
Dec. 31, 2024
USD ($)
OFG Bancorp    
Amount    
Actual - Total capital to risk-weighted assets $ 1,409,447 $ 1,367,692
Actual - Tier 1 capital to risk-weighted assets 1,293,041 1,256,906
Actual - Common equity tier 1 capital to risk-weighted assets 1,293,041 1,256,906
Actual - Tier 1 capital to average total assets 1,293,041 1,256,906
Minimum Capital Requirement - Total capital to risk-weighted assets 970,738 925,305
Minimum Capital Requirement - Tier 1 capital to risk-weighted assets 785,836 749,056
Minimum Capital Requirement - Common equity tier 1 capital to risk-weighted assets 647,159 616,870
Minimum Capital Requirement - Tier 1 capital to average total assets 477,663 460,138
Minimum to be Well Capitalized - Total capital to risk-weighted assets 924,513 881,242
Minimum to be Well Capitalized - Tier 1 capital to risk-weighted assets 739,610 704,994
Minimum to be Well Capitalized - Common equity tier 1 capital to risk-weighted assets 600,933 572,807
Minimum to be Well Capitalized - Tier 1 capital to average total assets $ 597,078 $ 575,172
Ratio    
Actual - total capital to risk-weighted assets 0.1525 0.1552
Actual - Tier 1 capital to risk-weighted assets 0.1399 0.1426
Actual - Common equity tier 1 capital to risk-weighted assets 0.1399 0.1426
Actual - Tier 1 capital to average total assets 0.1083 0.1093
Minimum Capital Requirement - Total capital to risk-weighted assets 0.1050 0.1050
Minimum Capital Requirement - Tier 1 capital to risk-weighted assets 0.0850 0.0850
Minimum Capital Requirement - Common equity tier 1 capital to risk-weighted assets 0.0700 0.0700
Minimum Capital Requirement - Tier 1 capital to average total assets 0.0400 0.0400
Minimum to be Well Capitalized - Total capital to risk-weighted assets 0.1000 0.1000
Minimum to be Well Capitalized - Tier 1 capital to risk-weighted assets 0.0800 0.0800
Minimum to be Well Capitalized - Common equity tier 1 capital to risk-weighted assets 0.0650 0.0650
Minimum to be Well Capitalized - Tier 1 capital to average total assets 0.0500 0.0500
Bank    
Amount    
Actual - Total capital to risk-weighted assets $ 1,304,814 $ 1,301,684
Actual - Tier 1 capital to risk-weighted assets 1,189,212 1,191,547
Actual - Common equity tier 1 capital to risk-weighted assets 1,189,212 1,191,547
Actual - Tier 1 capital to average total assets 1,189,212 1,191,547
Minimum Capital Requirement - Total capital to risk-weighted assets 963,900 919,781
Minimum Capital Requirement - Tier 1 capital to risk-weighted assets 780,300 744,585
Minimum Capital Requirement - Common equity tier 1 capital to risk-weighted assets 642,600 613,187
Minimum Capital Requirement - Tier 1 capital to average total assets 472,586 456,144
Minimum to be Well Capitalized - Total capital to risk-weighted assets 918,000 875,982
Minimum to be Well Capitalized - Tier 1 capital to risk-weighted assets 734,400 700,786
Minimum to be Well Capitalized - Common equity tier 1 capital to risk-weighted assets 596,700 569,388
Minimum to be Well Capitalized - Tier 1 capital to average total assets $ 590,732 $ 570,179
Ratio    
Actual - total capital to risk-weighted assets 0.1421 0.1486
Actual - Tier 1 capital to risk-weighted assets 0.1295 0.1360
Actual - Common equity tier 1 capital to risk-weighted assets 0.1295 0.1360
Actual - Tier 1 capital to average total assets 0.1007 0.1045
Minimum Capital Requirement - Total capital to risk-weighted assets 0.1050 0.1050
Minimum Capital Requirement - Tier 1 capital to risk-weighted assets 0.0850 0.0850
Minimum Capital Requirement - Common equity tier 1 capital to risk-weighted assets 0.0700 0.0700
Minimum Capital Requirement - Tier 1 capital to average total assets 0.0400 0.0400
Minimum to be Well Capitalized - Total capital to risk-weighted assets 0.1000 0.1000
Minimum to be Well Capitalized - Tier 1 capital to risk-weighted assets 0.0800 0.0800
Minimum to be Well Capitalized - Common equity tier 1 capital to risk-weighted assets 0.0650 0.0650
Minimum to be Well Capitalized - Tier 1 capital to average total assets 0.0500 0.0500