v3.25.2
ALLOWANCE FOR CREDIT LOSSES (Schedule of Gross Loan and Allowance for Credit Losses) (Details) - USD ($)
$ in Thousands
3 Months Ended 6 Months Ended 12 Months Ended
Jun. 30, 2025
Jun. 30, 2024
Jun. 30, 2025
Jun. 30, 2024
Dec. 31, 2024
Financing Receivable, Allowance for Credit Loss [Roll Forward]          
Balance at beginning of period     $ 175,863    
Balance at end of period $ 189,944 $ 157,301 189,944 $ 157,301 $ 175,863
Commercial          
Financing Receivable, Allowance for Credit Loss [Roll Forward]          
Charge-offs     (3,303)   (8,217)
Balance at end of period 55,068 34,598 55,068 34,598  
Mortgage loans          
Financing Receivable, Allowance for Credit Loss [Roll Forward]          
Charge-offs     (34)   (126)
Balance at end of period 9,367 12,528 9,367 12,528  
Consumer          
Financing Receivable, Allowance for Credit Loss [Roll Forward]          
Charge-offs     (15,222)   (33,266)
Balance at end of period 32,832 29,440 32,832 29,440  
Auto loans          
Financing Receivable, Allowance for Credit Loss [Roll Forward]          
Charge-offs     (33,062)   (61,651)
Balance at end of period 92,677 80,735 92,677 80,735  
Non-PCD          
Financing Receivable, Allowance for Credit Loss [Roll Forward]          
Balance at beginning of period 174,752 148,767 170,709 152,610 152,610
Provision for (recapture of) credit losses 20,886 17,083 45,689 33,836  
Charge-offs (22,124) (22,474) (51,621) (50,053)  
Recoveries 9,251 7,473 17,988 14,456  
Balance at end of period 182,765 150,849 182,765 150,849 170,709
Non-PCD | Commercial          
Financing Receivable, Allowance for Credit Loss [Roll Forward]          
Balance at beginning of period 45,452 37,371 44,814 44,041 44,041
Provision for (recapture of) credit losses 6,319 (1,984) 9,835 (3,390)  
Charge-offs (273) (1,734) (3,303) (7,050)  
Recoveries 88 156 240 208  
Balance at end of period 51,586 33,809 51,586 33,809 44,814
Non-PCD | Mortgage loans          
Financing Receivable, Allowance for Credit Loss [Roll Forward]          
Balance at beginning of period 5,922 7,627 6,395 7,998 7,998
Provision for (recapture of) credit losses (972) (1,280) (1,608) (1,854)  
Charge-offs (11) (1) (34) (65)  
Recoveries 745 540 931 807  
Balance at end of period 5,684 6,886 5,684 6,886 6,395
Non-PCD | Consumer          
Financing Receivable, Allowance for Credit Loss [Roll Forward]          
Balance at beginning of period 32,236 27,453 31,818 27,086 27,086
Provision for (recapture of) credit losses 6,708 9,308 14,653 16,963  
Charge-offs (6,970) (8,180) (15,222) (16,161)  
Recoveries 848 851 1,573 1,544  
Balance at end of period 32,822 29,432 32,822 29,432 31,818
Non-PCD | Auto loans          
Financing Receivable, Allowance for Credit Loss [Roll Forward]          
Balance at beginning of period 91,142 76,316 87,682 73,485 73,485
Provision for (recapture of) credit losses 8,831 11,039 22,809 22,117  
Charge-offs (14,870) (12,559) (33,062) (26,777)  
Recoveries 7,570 5,926 15,244 11,897  
Balance at end of period 92,673 80,722 92,673 80,722 87,682
PCD          
Financing Receivable, Allowance for Credit Loss [Roll Forward]          
Balance at beginning of period 6,422 7,796 5,154 8,496 8,496
Provision for (recapture of) credit losses 668 (1,332) 1,546 (2,816)  
Charge-offs (104) (300) (105) (392)  
Recoveries 193 288 584 1,164  
Balance at end of period 7,179 6,452 7,179 6,452 5,154
PCD | Commercial          
Financing Receivable, Allowance for Credit Loss [Roll Forward]          
Balance at beginning of period 2,338 1,133 622 1,113 1,113
Provision for (recapture of) credit losses 1,112 (237) 2,803 (374)  
Charge-offs (31) (265) (31) (265)  
Recoveries 63 158 88 315  
Balance at end of period 3,482 789 3,482 789 622
PCD | Mortgage loans          
Financing Receivable, Allowance for Credit Loss [Roll Forward]          
Balance at beginning of period 4,068 6,638 4,514 7,351 7,351
Provision for (recapture of) credit losses (417) (1,060) (1,204) (2,328)  
Charge-offs (59) (29) (59) (112)  
Recoveries 91 93 432 731  
Balance at end of period 3,683 5,642 3,683 5,642 4,514
PCD | Consumer          
Financing Receivable, Allowance for Credit Loss [Roll Forward]          
Balance at beginning of period 11 7 11 7 7
Provision for (recapture of) credit losses (11) (6) (17) (29)  
Charge-offs (1) 0 (1) 0  
Recoveries 11 7 17 30  
Balance at end of period 10 8 10 8 11
PCD | Auto loans          
Financing Receivable, Allowance for Credit Loss [Roll Forward]          
Balance at beginning of period 5 18 7 25 25
Provision for (recapture of) credit losses (16) (29) (36) (85)  
Charge-offs (13) (6) (14) (15)  
Recoveries 28 30 47 88  
Balance at end of period $ 4 $ 13 $ 4 $ 13 $ 7