v3.25.2
LOANS (Composition of Loan Portfolio) (Details) - USD ($)
$ in Thousands
Jun. 30, 2025
Mar. 31, 2025
Dec. 31, 2024
Jun. 30, 2024
Mar. 31, 2024
Dec. 31, 2023
Accounts, Notes, Loans and Financing Receivable [Line Items]            
Total Loans $ 8,180,591   $ 7,791,962      
Allowance for credit losses (189,944)   (175,863) $ (157,301)    
Total loans held for investment, net 7,990,647   7,616,099      
Total loans held-for-sale 18,952   17,732      
Total loans 8,009,599   7,633,831      
Commercial loans            
Accounts, Notes, Loans and Financing Receivable [Line Items]            
Total Loans 3,423,434   3,103,091      
Allowance for credit losses (55,068)     (34,598)    
Total loans held-for-sale 4,362   4,446      
Commercial loans | Puerto Rico            
Accounts, Notes, Loans and Financing Receivable [Line Items]            
Total Loans 2,598,180   2,399,010      
Commercial loans | UNITED STATES            
Accounts, Notes, Loans and Financing Receivable [Line Items]            
Total Loans 825,254   704,081      
Mortgage loans            
Accounts, Notes, Loans and Financing Receivable [Line Items]            
Total Loans 1,414,567   1,470,817      
Allowance for credit losses (9,367)     (12,528)    
Total loans held-for-sale 14,590   13,286      
Consumer            
Accounts, Notes, Loans and Financing Receivable [Line Items]            
Total Loans 680,635   668,561      
Allowance for credit losses (32,832)     (29,440)    
Auto loans            
Accounts, Notes, Loans and Financing Receivable [Line Items]            
Total Loans 2,661,955   2,549,493      
Allowance for credit losses (92,677)     (80,735)    
Non-PCD            
Accounts, Notes, Loans and Financing Receivable [Line Items]            
Total Loans 7,297,308   6,860,211      
Allowance for credit losses (182,765) $ (174,752) (170,709) (150,849) $ (148,767) $ (152,610)
Total loans held for investment, net 7,114,543   6,689,502      
Total loans held-for-sale 18,952   17,732      
Total loans 7,133,495   6,707,234      
Non-PCD | Commercial loans            
Accounts, Notes, Loans and Financing Receivable [Line Items]            
Total Loans 3,336,749   3,014,362      
Allowance for credit losses (51,586) (45,452) (44,814) (33,809) (37,371) (44,041)
Total loans held-for-sale 4,362   4,446      
Non-PCD | Commercial loans | Puerto Rico            
Accounts, Notes, Loans and Financing Receivable [Line Items]            
Total Loans 2,511,495   2,310,281      
Non-PCD | Commercial loans | UNITED STATES            
Accounts, Notes, Loans and Financing Receivable [Line Items]            
Total Loans 825,254   704,081      
Non-PCD | Mortgage loans            
Accounts, Notes, Loans and Financing Receivable [Line Items]            
Total Loans 618,704   628,853      
Allowance for credit losses (5,684) (5,922) (6,395) (6,886) (7,627) (7,998)
Total loans held-for-sale 14,590   13,286      
Non-PCD | Consumer            
Accounts, Notes, Loans and Financing Receivable [Line Items]            
Total Loans 680,060   667,963      
Allowance for credit losses (32,822) (32,236) (31,818) (29,432) (27,453) (27,086)
Non-PCD | Auto loans            
Accounts, Notes, Loans and Financing Receivable [Line Items]            
Total Loans 2,661,795   2,549,033      
Allowance for credit losses (92,673) (91,142) (87,682) (80,722) (76,316) (73,485)
PCD            
Accounts, Notes, Loans and Financing Receivable [Line Items]            
Total Loans 883,283   931,751      
Allowance for credit losses (7,179) (6,422) (5,154) (6,452) (7,796) (8,496)
Total loans held for investment, net 876,104   926,597      
Total loans held-for-sale 0   0      
Total loans 876,104   926,597      
PCD | Commercial loans            
Accounts, Notes, Loans and Financing Receivable [Line Items]            
Total Loans 86,685   88,729      
Allowance for credit losses (3,482) (2,338) (622) (789) (1,133) (1,113)
Total loans held-for-sale 0   0      
PCD | Commercial loans | Puerto Rico            
Accounts, Notes, Loans and Financing Receivable [Line Items]            
Total Loans 86,685   88,729      
PCD | Commercial loans | UNITED STATES            
Accounts, Notes, Loans and Financing Receivable [Line Items]            
Total Loans 0   0      
PCD | Mortgage loans            
Accounts, Notes, Loans and Financing Receivable [Line Items]            
Total Loans 795,863   841,964      
Allowance for credit losses (3,683) (4,068) (4,514) (5,642) (6,638) (7,351)
Total loans held-for-sale 0   0      
PCD | Consumer            
Accounts, Notes, Loans and Financing Receivable [Line Items]            
Total Loans 575   598      
Allowance for credit losses (10) (11) (11) (8) (7) (7)
PCD | Auto loans            
Accounts, Notes, Loans and Financing Receivable [Line Items]            
Total Loans 160   460      
Allowance for credit losses (4) $ (5) (7) $ (13) $ (18) $ (25)
Commercial secured by real estate | Commercial loans | Puerto Rico            
Accounts, Notes, Loans and Financing Receivable [Line Items]            
Total Loans 1,337,576   1,299,591      
Commercial secured by real estate | Non-PCD | Commercial loans | Puerto Rico            
Accounts, Notes, Loans and Financing Receivable [Line Items]            
Total Loans 1,262,620   1,222,395      
Commercial secured by real estate | PCD | Commercial loans | Puerto Rico            
Accounts, Notes, Loans and Financing Receivable [Line Items]            
Total Loans 74,956   77,196      
Other commercial and industrial | Commercial loans | Puerto Rico            
Accounts, Notes, Loans and Financing Receivable [Line Items]            
Total Loans 1,260,604   1,099,419      
Other commercial and industrial | Non-PCD | Commercial loans | Puerto Rico            
Accounts, Notes, Loans and Financing Receivable [Line Items]            
Total Loans 1,248,875   1,087,886      
Other commercial and industrial | PCD | Commercial loans | Puerto Rico            
Accounts, Notes, Loans and Financing Receivable [Line Items]            
Total Loans 11,729   11,533      
Personal loans | Consumer            
Accounts, Notes, Loans and Financing Receivable [Line Items]            
Total Loans 635,327   620,675      
Personal loans | Non-PCD | Consumer            
Accounts, Notes, Loans and Financing Receivable [Line Items]            
Total Loans 635,084   620,430      
Personal loans | PCD | Consumer            
Accounts, Notes, Loans and Financing Receivable [Line Items]            
Total Loans 243   245      
Credit lines | Consumer            
Accounts, Notes, Loans and Financing Receivable [Line Items]            
Total Loans 9,872   10,479      
Credit lines | Non-PCD | Consumer            
Accounts, Notes, Loans and Financing Receivable [Line Items]            
Total Loans 9,540   10,126      
Credit lines | PCD | Consumer            
Accounts, Notes, Loans and Financing Receivable [Line Items]            
Total Loans 332   353      
Credit cards | Consumer            
Accounts, Notes, Loans and Financing Receivable [Line Items]            
Total Loans 34,928   36,956      
Credit cards | Non-PCD | Consumer            
Accounts, Notes, Loans and Financing Receivable [Line Items]            
Total Loans 34,928   36,956      
Credit cards | PCD | Consumer            
Accounts, Notes, Loans and Financing Receivable [Line Items]            
Total Loans 0   0      
Overdraft | Consumer            
Accounts, Notes, Loans and Financing Receivable [Line Items]            
Total Loans 508   451      
Overdraft | Non-PCD | Consumer            
Accounts, Notes, Loans and Financing Receivable [Line Items]            
Total Loans 508   451      
Overdraft | PCD | Consumer            
Accounts, Notes, Loans and Financing Receivable [Line Items]            
Total Loans $ 0   $ 0