
	Quarter Ended June 30, 2025
	Banking		Wealth Management		Treasury		Total Major Segments		Eliminations		Consolidated Total
	(In thousands)
Interest income	$	158,778	$	6	$	36,975	$	195,759	$	(1,412)	$	194,347
Interest expense	(35,426)		—		(8,405)		(43,831)		1,412		(42,419)
Net interest income	123,352		6		28,570		151,928		—		151,928
(Provision for) recapture of credit losses	(21,678)		—		—		(21,678)		—		(21,678)
Non-interest income, net	21,300		9,129		2		30,431		—		30,431
Non-interest expenses [1]:
Compensation and employee benefits	(36,962)		(2,320)		(283)		(39,565)		—		(39,565)
Occupancy, equipment and infrastructure costs	(9,335)		(191)		(18)		(9,544)		—		(9,544)
Depreciation and amortization of premises and equipment	(5,068)		(12)		(5)		(5,085)		—		(5,085)
Electronic banking charges	(12,276)		—		—		(12,276)		—		(12,276)
Information technology expenses	(6,636)		(42)		—		(6,678)		—		(6,678)
Professional and service fees	(3,935)		(825)		(53)		(4,813)		—		(4,813)
Loan servicing and clearing expenses	(1,705)		(337)		(130)		(2,172)		—		(2,172)
Amortization of other intangible assets	(289)		—		—		(289)		—		(289)
Intersegment expenses	975		(570)		(405)		—		—		—
Other [2]	(13,866)		(390)		(124)		(14,380)		—		(14,380)
Total non-interest expense	(89,097)		(4,687)		(1,018)		(94,802)		—		(94,802)
Income before income taxes	$	33,877	$	4,448	$	27,554	$	65,879	$	—	$	65,879
Income tax expense	(14,037)		—		(41)		(14,078)		—		(14,078)
Net income	$	19,840	$	4,448	$	27,513	$	51,801	$	—	$	51,801
Total assets	$	10,007,703	$	40,323	$	3,469,640	$	13,517,666	$	(1,286,156)	$	12,231,510
Expenditures for long-lived assets	$	4,149	$	—	$	—	$	4,149	$	—	$	4,149

[1] The significant expense categories and amounts align with the segment-level information that is regularly provided to the CODM.

[2] Other non-interest expenses include:
Banking: Taxes, other than payroll and income taxes; insurance; advertising; data communication and systems; printing, postage, stationary and supplies; communication; travels, meals and training; credit related expenses; director and investor relations; loss on sale of foreclosed real estate and other repossessed properties; losses and operational errors, among other business expenses.
Wealth Management: Reinsurance incurred net losses; taxes, other than payroll and income taxes; advertising; insurance; data communication and systems, among other business expenses.
Treasury: Data communication and systems; taxes, other than payroll and income taxes; insurance, among other business expenses.


	Six-Month Period Ended June 30, 2025
	Banking		Wealth Management		Treasury		Total		Eliminations		Consolidated Total
	(In thousands)
Interest income	$	313,805	$	11	$	72,408	$	386,224	$	(2,655)	$	383,569
Interest expense	(69,956)		—		(15,269)		(85,225)		2,655		(82,570)
Net interest income	243,849		11		57,139		300,999		—		300,999
Provision for loan and lease losses, net	(47,368)		—		2		(47,366)		—		(47,366)
Non-interest income, net	42,000		17,946		2		59,948		—		59,948
Non-interest expenses [1]
Compensation and employee benefits	(73,748)		(5,191)		(558)		(79,497)		—		(79,497)
Occupancy, equipment and infrastructure costs	(18,875)		(369)		(34)		(19,278)		—		(19,278)
Depreciation and amortization of premises and equipment	(10,136)		(25)		(10)		(10,171)		—		(10,171)
Electronic banking charges	(21,946)		—		—		(21,946)		—		(21,946)
Information technology expenses	(12,875)		(97)		6		(12,966)		—		(12,966)
Professional and service fees	(8,358)		(1,467)		(106)		(9,931)		—		(9,931)
Loan servicing and clearing expenses	(3,281)		(927)		(198)		(4,406)		—		(4,406)
Amortization of other intangible assets	(577)		—		—		(577)		—		(577)
Intersegment expenses	1,805		(1,090)		(715)		—		—		—
Other [2]	(28,465)		(763)		(254)		(29,482)		—		(29,482)
Total non-interest expense	(176,456)		(9,929)		(1,869)		(188,254)		—		(188,254)
Income before income taxes	$	62,025	$	8,028	$	55,274	$	125,327	$	—	$	125,327
Income tax expense	(27,845)		(17)		(92)		(27,954)		—		(27,954)
Net income	$	34,180	$	8,011	$	55,182	$	97,373	$	—	$	97,373
Total assets	$	10,007,703	$	40,323	$	3,469,640	$	13,517,666	$	(1,286,156)	$	12,231,510
Expenditures for long-lived assets	$	8,498	$	1	$	—	$	8,499	$	—	$	8,499

[1] The significant expense categories and amounts align with the segment-level information that is regularly provided to the CODM.

[2] Other non-interest expenses include:
Banking: Taxes, other than payroll and income taxes; insurance; advertising; communication; printing, postage, stationary and supplies; travels, meals and training; credit related expenses; director and investor relations; loss on sale of foreclosed real estate and other repossessed properties; losses and operational errors, among other business expenses.
Wealth Management: Reinsurance incurred net losses; taxes, other than payroll and income taxes; advertising; insurance; data communication and systems, among other business expenses.
Treasury: Data communication and systems; taxes, other than payroll and income taxes; insurance, among other business expenses.

Eliminations include interest income and expense for a time deposit opened by the Bank in Oriental Overseas, the IBE unit, which operates within the Bank. The time deposit with a balance of $281.0 million and $302.4 million at June 30, 2025 and 2024, respectively, to fund Oriental Overseas operations is included in the Treasury Segment with its corresponding interest expense, and the related interest income is included in the Banking Segment, and are eliminated in the consolidation. Interest income is accrued on the unpaid principal balance. The increase in interest income and interest expense from the prior year periods was mainly as a result of higher interest rate.


	Quarter Ended June 30, 2024
	Banking		Wealth Management		Treasury		Total Major Segments		Eliminations		Consolidated Total
	(In thousands)
Interest income	$	155,681	$	4	$	32,929	$	188,614	$	(956)	$	187,658
Interest expense	(37,654)		—		(3,635)		(41,289)		956		(40,333)
Net interest income	118,027		4		29,294		147,325		—		147,325
(Provision for) recapture of credit losses, net	(15,589)		—		8		(15,581)		—		(15,581)
Non-interest income, net	24,723		7,654		99		32,476		—		32,476
Non-interest expenses [1]:
Compensation and employee benefits	(35,903)		(2,320)		(244)		(38,467)		—		(38,467)
Occupancy, equipment and infrastructure costs	(8,865)		(182)		(32)		(9,079)		—		(9,079)
Depreciation and amortization of premises and equipment	(5,304)		(5)		(5)		(5,314)		—		(5,314)
Electronic banking charges	(11,687)		—		—		(11,687)		—		(11,687)
Information technology expenses	(6,543)		(22)		—		(6,565)		—		(6,565)
Professional and service fees	(4,174)		(899)		(44)		(5,117)		—		(5,117)
Loan servicing and clearing expenses	(1,504)		(277)		(109)		(1,890)		—		(1,890)
Amortization of other intangibles assets	(346)		—		—		(346)		—		(346)
Intersegment expenses	415		(243)		(172)		—		—		—
Other [2]	(13,185)		(913)		(397)		(14,495)		—		(14,495)
Total non-interest expense	(87,096)		(4,861)		(1,003)		(92,960)		—		(92,960)
Income before income taxes	$	40,065	$	2,797	$	28,398	$	71,260	$	—	$	71,260
Income tax expense	(20,096)		5		(38)		(20,129)		—		(20,129)
Net income	$	19,969	$	2,802	$	28,360	$	51,131	$	—	$	51,131
Total assets	$	9,360,801	$	36,217	$	3,055,720	$	12,452,738	$	(1,193,653)	$	11,259,085
Expenditures for long-lived assets	$	4,717	$	—	$	—	$	4,717	$	—	$	4,717

[1] The significant expense categories and amounts align with the segment-level information that is regularly provided to the CODM.

[2] Other non-interest expenses include:
Banking: Taxes, other than payroll and income taxes; insurance; advertising; data communication and systems; printing, postage, stationary and supplies; travels, meals and training; credit related expenses; director and investor relations; loss on sale of foreclosed real estate and other repossessed properties; losses and operational errors, among other business expenses.
Wealth Management: Reinsurance incurred net losses; taxes, other than payroll and income taxes; advertising; insurance; data communication and systems, among other business expenses.
Treasury: Data communication and systems; taxes, other than payroll and income taxes; insurance, among other business expenses.


	Six-Month Period Ended June 30, 2024
	Banking		Wealth Management		Treasury		Total		Eliminations		Consolidated Total
	(In thousands)
Interest income	$	306,676	$	13	$	66,426	$	373,115	$	(2,031)	$	371,084
Interest expense	(73,503)		—		(8,185)		(81,688)		2,031		(79,657)
Net interest income	233,173		13		58,241		291,427		—		291,427
(Provision for) recapture of credit losses, net	(30,814)		—		112		(30,702)		—		(30,702)
Non-interest income, net	47,788		15,029		7		62,824		—		62,824
Non-interest expenses [1]
Compensation and employee benefits	(73,188)		(4,590)		(505)		(78,283)		—		(78,283)
Occupancy, equipment and infrastructure costs	(17,700)		(350)		(65)		(18,115)		—		(18,115)
Depreciation and amortization of premises and equipment	(10,580)		(10)		(10)		(10,600)		—		(10,600)
Electronic banking charges	(22,053)		—		—		(22,053)		—		(22,053)
Information technology expenses	(13,099)		(69)		—		(13,168)		—		(13,168)
Professional and service fees	(7,434)		(1,578)		(109)		(9,121)		—		(9,121)
Loan servicing and clearing expenses	(2,947)		(804)		(249)		(4,000)		—		(4,000)
Amortization of other intangible assets	(692)		—		—		(692)		—		(692)
Intersegment expenses	839		(510)		(329)		—		—		—
Other [2]	(25,808)		(1,739)		(793)		(28,340)		—		(28,340)
Total non-interest expense	(172,662)		(9,650)		(2,060)		(184,372)		—		(184,372)
Income before income taxes	$	77,485	$	5,392	$	56,300	$	139,177	$	—	$	139,177
Income tax expense	(38,262)		(8)		(84)		(38,354)		—		(38,354)
Net income	$	39,223	$	5,384	$	56,216	$	100,823	$	—	$	100,823
Total assets	$	9,360,801	$	36,217	$	3,055,720	$	12,452,738	$	(1,193,653)	$	11,259,085
Expenditures for long-lived assets	$	10,903	$	—	$	—	$	10,903	$	—	$	10,903

[1] The significant expense categories and amounts align with the segment-level information that is regularly provided to the CODM.

[2] Other non-interest expenses include:
Banking: Taxes, other than payroll and income taxes; insurance; advertising; communication; printing, postage, stationary and supplies; travels, meals and training; credit related expenses; director and investor relations; loss on sale of foreclosed real estate and other repossessed properties; losses and operational errors, among other business expenses.
Wealth Management: Reinsurance incurred net losses; taxes, other than payroll and income taxes; advertising; insurance; data communication and systems, among other business expenses.
Treasury: Data communication and systems; taxes, other than payroll and income taxes; insurance, among other business expenses.