The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR S&P 500 VAL ETF 464287408 6,360,644 32,549 SH SOLE 0 0 32,549
ISHARES TR CORE S&P500 ETF 464287200 2,969,014 4,782 SH SOLE 0 0 4,782
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 802,492 1,652 SH SOLE 0 0 1,652
HOWMET AEROSPACE INC COM 443201108 502,552 2,700 SH SOLE 0 0 2,700
KROGER CO COM 501044101 403,051 5,619 SH SOLE 0 0 5,619
ISHARES TR MSCI EAFE ETF 464287465 2,774,894 31,043 SH SOLE 0 0 31,043
CARDINAL HEALTH INC COM 14149Y108 934,261 5,561 SH SOLE 0 0 5,561
COSTCO WHSL CORP NEW COM 22160K105 381,128 385 SH SOLE 0 0 385
CVS HEALTH CORP COM 126650100 413,811 5,999 SH SOLE 0 0 5,999
MCKESSON CORP COM 58155Q103 414,753 566 SH SOLE 0 0 566
BOOKING HOLDINGS INC COM 09857L108 335,776 58 SH SOLE 0 0 58
ISHARES TR 1 3 YR TREAS BD 464287457 6,287,743 75,884 SH SOLE 0 0 75,884
RTX CORPORATION COM 75513E101 452,078 3,096 SH SOLE 0 0 3,096
VANGUARD INDEX FDS TOTAL STK MKT 922908769 116,667,765 383,864 SH SOLE 0 0 383,864
ISHARES TR MSCI EMG MKT ETF 464287234 1,695,427 35,146 SH SOLE 0 0 35,146
F5 INC COM 315616102 449,721 1,528 SH SOLE 0 0 1,528
VERISIGN INC COM 92343E102 634,785 2,198 SH SOLE 0 0 2,198
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 30,515,245 616,968 SH SOLE 0 0 616,968
NETFLIX INC COM 64110L106 472,713 353 SH SOLE 0 0 353
ISHARES TR CORE US AGGBD ET 464287226 60,240,599 607,264 SH SOLE 0 0 607,264
DOLLAR GEN CORP NEW COM 256677105 509,449 4,454 SH SOLE 0 0 4,454
CHECK POINT SOFTWARE TECH LT ORD M22465104 410,198 1,854 SH SOLE 0 0 1,854
ALPHABET INC CAP STK CL A 02079K305 216,411 1,228 SH SOLE 0 0 1,228
SPDR GOLD TR GOLD SHS 78463V107 206,388 677 SH SOLE 0 0 677
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866 43,936,277 534,635 SH SOLE 0 0 534,635
VANGUARD INDEX FDS VALUE ETF 922908744 100,529,094 568,797 SH SOLE 0 0 568,797
VANGUARD INDEX FDS SM CP VAL ETF 922908611 119,090,443 610,689 SH SOLE 0 0 610,689
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 49,135,965 551,718 SH SOLE 0 0 551,718
PILGRIMS PRIDE CORP COM 72147K108 393,935 8,758 SH SOLE 0 0 8,758
VANGUARD INDEX FDS SMALL CP ETF 922908751 102,866,693 434,073 SH SOLE 0 0 434,073
ISHARES TR MICRO-CAP ETF 464288869 2,996,969 23,476 SH SOLE 0 0 23,476
ISHARES TR EAFE VALUE ETF 464288877 5,143,696 81,029 SH SOLE 0 0 81,029
INVESCO CURRENCYSHARES EURO EURO SHS 46138K103 434,944 3,998 SH SOLE 0 0 3,998
VANECK ETF TRUST GOLD MINERS ETF 92189F106 463,230 8,898 SH SOLE 0 0 8,898
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 42,429,945 547,483 SH SOLE 0 0 547,483
INVESCO CURRENCYSHARES SWISS SWISS FRANC 46138R108 420,592 3,762 SH SOLE 0 0 3,762
ISHARES TR U.S. INSRNCE ETF 464288786 605,608 4,504 SH SOLE 0 0 4,504
ISHARES TR CORE S&P TTL STK 464287150 351,719 2,605 SH SOLE 0 0 2,605
VANGUARD INDEX FDS LARGE CAP ETF 922908637 557,081 1,953 SH SOLE 0 0 1,953
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 57,939,578 861,940 SH SOLE 0 0 861,940
ISHARES TR IBOXX HI YD ETF 464288513 204,591 2,537 SH SOLE 0 0 2,537
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 62,330,477 792,001 SH SOLE 0 0 792,001
VANGUARD BD INDEX FDS INTERMED TERM 921937819 98,800,268 1,277,480 SH SOLE 0 0 1,277,480
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 107,403,660 1,458,694 SH SOLE 0 0 1,458,694
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 43,177,037 757,359 SH SOLE 0 0 757,359
ISHARES TR NATIONAL MUN ETF 464288414 359,577 3,442 SH SOLE 0 0 3,442
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 46,000,125 342,288 SH SOLE 0 0 342,288
WISDOMTREE TR EMG MKTS SMCAP 97717W281 9,991,677 180,878 SH SOLE 0 0 180,878
FIRST TR EXCHANGE TRADED FD UTILITIES ALPH 33734X184 1,258,095 29,686 SH SOLE 0 0 29,686
ISHARES TR EAFE SML CP ETF 464288273 1,756,985 24,174 SH SOLE 0 0 24,174
VANGUARD WORLD FD MEGA GRWTH IND 921910816 1,649,601 4,505 SH SOLE 0 0 4,505
SPDR INDEX SHS FDS DJ GLB RL ES ETF 78463X749 542,633 12,293 SH SOLE 0 0 12,293
INVESCO EXCHANGE TRADED FD T NASDAQ INTERNT 46137V530 1,581,442 30,290 SH SOLE 0 0 30,290
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 2,360,353 18,366 SH SOLE 0 0 18,366
ISHARES TR CORE 60/40 BALAN 464289867 289,075 4,695 SH SOLE 0 0 4,695
ISHARES TR SHRT NAT MUN ETF 464288158 765,811 7,202 SH SOLE 0 0 7,202
ISHARES TR CORE 80/20 AGGRE 464289859 529,554 6,350 SH SOLE 0 0 6,350
PIMCO ETF TR 1-5 US TIP IDX 72201R205 4,013,939 74,595 SH SOLE 0 0 74,595
ETFS GOLD TR PHYSCL GOLD SHS 00326A104 874,447 27,725 SH SOLE 0 0 27,725
ISHARES TR RUS TOP 200 ETF 464289446 616,790 4,028 SH SOLE 0 0 4,028
FORTINET INC COM 34959E109 618,039 5,846 SH SOLE 0 0 5,846
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 32,078,164 403,499 SH SOLE 0 0 403,499
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 21,875,352 372,156 SH SOLE 0 0 372,156
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 102,873,686 181,106 SH SOLE 0 0 181,106
WISDOMTREE TR FUTRE STRAT FD 97717W125 1,649,559 46,722 SH SOLE 0 0 46,722
VANGUARD STAR FDS VG TL INTL STK F 921909768 44,251,374 640,489 SH SOLE 0 0 640,489
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 839,189 11,524 SH SOLE 0 0 11,524
FLEXSHARES TR MORNSTAR USMKT 33939L100 4,988,196 22,268 SH SOLE 0 0 22,268
VANECK ETF TRUST ENERGY INCME ET 92189H870 643,547 6,520 SH SOLE 0 0 6,520
ISHARES INC CORE MSCI EMKT 46434G103 230,067 3,833 SH SOLE 0 0 3,833
ISHARES TR CORE MSCI EAFE 46432F842 375,581 4,499 SH SOLE 0 0 4,499
FLEXSHARES TR M STAR DEV MKT 33939L803 3,025,752 36,254 SH SOLE 0 0 36,254
FLEXSHARES TR MSTAR EMKT FAC 33939L308 543,874 9,276 SH SOLE 0 0 9,276
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 31,931,428 635,198 SH SOLE 0 0 635,198
SPDR SERIES TRUST SSGA US LRG ETF 78468R804 815,635 4,671 SH SOLE 0 0 4,671
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 32,160,305 649,572 SH SOLE 0 0 649,572
SPDR SERIES TRUST BLOOMBERG 1 10 Y 78468R861 4,031,488 210,632 SH SOLE 0 0 210,632
FIRST TR EXCHANGE TRADED FD NASDAQ CYB ETF 33734X846 674,252 8,921 SH SOLE 0 0 8,921
ISHARES TR CORE INTL AGGR 46435G672 2,223,641 43,524 SH SOLE 0 0 43,524
PACER FDS TR GLOBL CASH ETF 69374H709 1,709,834 45,031 SH SOLE 0 0 45,031
LEGG MASON ETF INVT FRANKLIN INTL LW 52468L505 844,245 25,937 SH SOLE 0 0 25,937
LISTED FDS TR CORE ALT FD 53656F847 395,993 14,743 SH SOLE 0 0 14,743
DOCUSIGN INC COM 256163106 203,449 2,612 SH SOLE 0 0 2,612
ISHARES U S ETF TR U.S. TECH INDEPD 46431W648 1,690,607 17,985 SH SOLE 0 0 17,985
PALOMAR HLDGS INC COM 69753M105 410,614 2,662 SH SOLE 0 0 2,662
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802 21,619,025 272,692 SH SOLE 0 0 272,692
PALANTIR TECHNOLOGIES INC CL A 69608A108 902,302 6,619 SH SOLE 0 0 6,619
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302 13,797,133 476,585 SH SOLE 0 0 476,585
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 56,082,890 1,564,813 SH SOLE 0 0 1,564,813
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 6,516,843 102,289 SH SOLE 0 0 102,289
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 6,596,569 122,249 SH SOLE 0 0 122,249
DIMENSIONAL ETF TRUST US HIGH PROFITAB 25434V831 44,984,410 1,265,028 SH SOLE 0 0 1,265,028
DIMENSIONAL ETF TRUST INTL HIGH PROFIT 25434V765 16,499,998 559,512 SH SOLE 0 0 559,512
DIMENSIONAL ETF TRUST INTL SMALL CAP V 25434V781 2,891,616 87,864 SH SOLE 0 0 87,864
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799 42,015,377 1,351,411 SH SOLE 0 0 1,351,411
DIMENSIONAL ETF TRUST INTL SMALL CAP E 25434V773 29,507,189 988,847 SH SOLE 0 0 988,847