v3.25.2
LOANS AND ALLOWANCE FOR CREDIT LOSSES - Loans by category and risk rating separated by origination and loan class (Details) - USD ($)
$ in Thousands
6 Months Ended 12 Months Ended
Jun. 30, 2025
Dec. 31, 2024
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Total $ 4,604,943 $ 4,761,848
Commercial real estate    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Current Year 9,965 97,512
One Year Before 112,068 81,282
Two Years Before 90,687 320,442
Three Years Before 313,526 217,126
Four Years Before 193,116 96,246
Prior 735,257 695,197
Revolving Loans 33,061 35,937
Total 1,487,680 1,543,742
Current Period Gross Charge Offs    
Two year Before   54
Three year Before   10
Four Year Before 8  
Prior   1,236
Total 8 1,300
Commercial real estate | Satisfactory    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Current Year 9,965 97,512
One Year Before 112,068 81,282
Two Years Before 90,687 320,442
Three Years Before 302,479 217,049
Four Years Before 193,116 96,246
Prior 723,170 682,549
Revolving Loans 33,061 35,937
Total 1,464,546 1,531,017
Commercial real estate | Watch    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Three Years Before 11,047  
Prior 7,790 7,879
Total 18,837 7,879
Commercial real estate | Special Mention    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Prior   438
Total   438
Commercial real estate | Classified    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Three Years Before   77
Prior 4,297 4,331
Total 4,297 4,408
Consumer    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Current Year 9,261 17,392
One Year Before 13,283 9,243
Two Years Before 6,673 6,163
Three Years Before 4,053 2,638
Four Years Before 1,589 1,155
Prior 9,112 10,725
Revolving Loans 123,347 122,212
Total 167,318 169,528
Current Period Gross Charge Offs    
Current Year   13
One Year Before 21 105
Two year Before 15 122
Three year Before 12 32
Four Year Before   4
Prior 425 1,161
Revolving Loans 2 54
Total 475 1,491
Consumer | Satisfactory    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Current Year 9,250 17,391
One Year Before 13,281 9,234
Two Years Before 6,656 6,147
Three Years Before 4,049 2,618
Four Years Before 1,578 1,151
Prior 8,866 10,478
Revolving Loans 122,315 120,653
Total 165,995 167,672
Consumer | Watch    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Two Years Before   5
Three Years Before 1  
Four Years Before   4
Prior 193 194
Revolving Loans 73 107
Total 267 310
Consumer | Classified    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Current Year 11 1
One Year Before 2 9
Two Years Before 17 11
Three Years Before 3 20
Four Years Before 11  
Prior 53 53
Revolving Loans 959 1,452
Total 1,056 1,546
Combined    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Current Year 164,783 354,122
One Year Before 413,858 340,786
Two Years Before 307,070 1,406,976
Three Years Before 1,341,465 982,991
Four Years Before 837,683 379,160
Prior 1,308,628 1,059,999
Revolving Loans 231,456 237,814
Total 4,604,943 4,761,848
Current Period Gross Charge Offs    
Current Year   13
One Year Before 21 154
Two year Before 15 176
Three year Before 33 46
Four Year Before 24 31
Prior 569 2,678
Revolving Loans 14 102
Total 676 3,200
Combined | Satisfactory    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Current Year 164,772 354,121
One Year Before 413,856 339,904
Two Years Before 306,745 1,404,573
Three Years Before 1,329,024 979,469
Four Years Before 834,369 378,509
Prior 1,291,698 1,042,480
Revolving Loans 228,814 234,745
Total 4,569,278 4,733,801
Combined | Watch    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Two Years Before   1,010
Three Years Before 11,959 3,296
Four Years Before 2,959 149
Prior 11,392 11,380
Revolving Loans 73 107
Total 26,383 15,942
Combined | Special Mention    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Two Years Before   995
Four Years Before   38
Prior 32 438
Total 32 1,471
Combined | Classified    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Current Year 11 1
One Year Before 2 882
Two Years Before 325 398
Three Years Before 482 226
Four Years Before 355 464
Prior 5,506 5,701
Revolving Loans 2,569 2,962
Total 9,250 10,634
One- to four-family residential construction    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Current Year 4,017 11,750
One Year Before 6,863 8,961
Two Years Before 4,676 822
Three Years Before 822  
Revolving Loans 5,289 9,000
Total 21,667 30,533
One- to four-family residential construction | Satisfactory    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Current Year 4,017 11,750
One Year Before 6,863 8,961
Two Years Before 4,676 822
Three Years Before 822  
Revolving Loans 5,289 9,000
Total 21,667 30,533
Subdivision construction    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Current Year 400 711
One Year Before 3,936 182
Two Years Before 343 136
Three Years Before 270 17,609
Four Years Before 17,776 29
Prior 460 205
Revolving Loans 2,230 989
Total 25,415 19,861
Subdivision construction | Satisfactory    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Current Year 400 711
One Year Before 3,936 182
Two Years Before 343 136
Three Years Before 270 17,609
Four Years Before 17,776 29
Prior 460 205
Revolving Loans 2,230 989
Total 25,415 19,861
Construction and land development    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Current Year 1,222 18,282
One Year Before 10,168 6,112
Two Years Before 4,258 2,722
Three Years Before 1,120 5,210
Four Years Before 509 3,569
Prior 7,123 4,236
Revolving Loans 2,897 2,373
Total 27,297 42,504
Current Period Gross Charge Offs    
Prior   101
Total   101
Construction and land development | Satisfactory    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Current Year 1,222 18,282
One Year Before 10,168 6,112
Two Years Before 4,258 2,722
Three Years Before 1,120 5,210
Four Years Before 509 3,105
Prior 7,123 4,236
Revolving Loans 2,897 2,373
Total 27,297 42,040
Construction and land development | Classified    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Four Years Before   464
Total   464
Other construction    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Current Year 25,411 78,337
One Year Before 134,514 52,046
Two Years Before 20,586 189,389
Three Years Before 94,307 33,021
Four Years Before 17,370  
Total 292,188 352,793
Other construction | Satisfactory    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Current Year 25,411 78,337
One Year Before 134,514 52,046
Two Years Before 20,586 189,389
Three Years Before 94,307 33,021
Four Years Before 17,370  
Total 292,188 352,793
One- to four-family residential    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Current Year 33,036 42,931
One Year Before 41,408 60,601
Two Years Before 56,688 304,441
Three Years Before 286,052 176,888
Four Years Before 164,231 91,383
Prior 226,863 155,167
Revolving Loans 2,077 1,936
Total 810,355 833,347
Current Period Gross Charge Offs    
One Year Before   49
Three year Before 21  
Four Year Before 16  
Prior 9 16
Total 46 65
One- to four-family residential | Satisfactory    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Current Year 33,036 42,931
One Year Before 41,408 59,973
Two Years Before 56,380 304,054
Three Years Before 285,573 176,759
Four Years Before 163,887 91,238
Prior 224,983 153,392
Revolving Loans 500 426
Total 805,767 828,773
One- to four-family residential | Watch    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Four Years Before   145
Prior 724 597
Total 724 742
One- to four-family residential | Classified    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
One Year Before   628
Two Years Before 308 387
Three Years Before 479 129
Four Years Before 344  
Prior 1,156 1,178
Revolving Loans 1,577 1,510
Total 3,864 3,832
Other residential (multi-family)    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Current Year 63,819 66,028
One Year Before 65,872 92,268
Two Years Before 111,631 552,183
Three Years Before 622,476 506,902
Four Years Before 422,747 179,094
Prior 287,641 149,422
Revolving Loans 3,755 3,352
Total 1,577,941 1,549,249
Other residential (multi-family) | Satisfactory    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Current Year 63,819 66,028
One Year Before 65,872 92,268
Two Years Before 111,631 552,183
Three Years Before 622,476 506,902
Four Years Before 422,747 179,094
Prior 284,956 146,712
Revolving Loans 3,755 3,352
Total 1,575,256 1,546,539
Other residential (multi-family) | Watch    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Prior 2,685 2,710
Total 2,685 2,710
Commercial business    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Current Year 17,652 21,179
One Year Before 25,746 30,091
Two Years Before 11,528 30,678
Three Years Before 18,839 23,597
Four Years Before 20,345 7,684
Prior 42,172 45,047
Revolving Loans 58,800 62,015
Total 195,082 220,291
Current Period Gross Charge Offs    
Three year Before   4
Four Year Before   27
Prior 135 164
Revolving Loans 12 48
Total 147 243
Commercial business | Satisfactory    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Current Year 17,652 21,179
One Year Before 25,746 29,846
Two Years Before 11,528 28,678
Three Years Before 17,928 20,301
Four Years Before 17,386 7,646
Prior 42,140 44,908
Revolving Loans 58,767 62,015
Total 191,147 214,573
Commercial business | Watch    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Two Years Before   1,005
Three Years Before 911 3,296
Four Years Before 2,959  
Total 3,870 4,301
Commercial business | Special Mention    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Two Years Before   995
Four Years Before   38
Prior 32  
Total 32 1,033
Commercial business | Classified    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
One Year Before   245
Prior   139
Revolving Loans 33  
Total $ 33 $ 384