v3.25.2
LOANS AND ALLOWANCE FOR CREDIT LOSSES - Allowance for credit losses (Details) - USD ($)
$ in Thousands
 3 Months Ended 6 Months Ended
Jun. 30, 2025
Jun. 30, 2024
Jun. 30, 2025
Jun. 30, 2024
LOANS AND ALLOWANCE FOR CREDIT LOSSES        
Balance at beginning of period $ 64,704 $ 65,087 $ 64,760 $ 64,670
Provision (credit) charged to expense 0     500
Provision (credit) for unfunded commitments (110) (607) (458) (477)
Losses charged off (251) (549) (676) (976)
Recoveries 362 717 731 1,061
Balance at end of period 64,815 65,255 64,815 65,255
Allowance for unfunded commitment        
LOANS AND ALLOWANCE FOR CREDIT LOSSES        
Balance at beginning of period 8,155 7,617 8,503 7,487
Provision (credit) for unfunded commitments (110) (607) (458) (477)
Balance at end of period 8,045 7,010 8,045 7,010
One- To Four-Family Residential and Construction        
LOANS AND ALLOWANCE FOR CREDIT LOSSES        
Balance at beginning of period 9,192 9,660 9,224 9,820
Provision (credit) charged to expense 0     (107)
Losses charged off (10) (9) (46) (65)
Recoveries 22 27 26 30
Balance at end of period 9,204 9,678 9,204 9,678
One- To Four-Family Residential and Construction | Allowance for unfunded commitment        
LOANS AND ALLOWANCE FOR CREDIT LOSSES        
Balance at beginning of period 658 679 619 706
Provision (credit) for unfunded commitments 97 (6) 136 (33)
Balance at end of period 755 673 755 673
Other Residential        
LOANS AND ALLOWANCE FOR CREDIT LOSSES        
Balance at beginning of period 15,594 13,886 15,594 13,370
Provision (credit) charged to expense 0     516
Balance at end of period 15,594 13,886 15,594 13,886
Other Residential | Allowance for unfunded commitment        
LOANS AND ALLOWANCE FOR CREDIT LOSSES        
Balance at beginning of period 4,594 3,978 4,833 4,006
Provision (credit) for unfunded commitments 9 (632) (230) (660)
Balance at end of period 4,603 3,346 4,603 3,346
Commercial Real Estate        
LOANS AND ALLOWANCE FOR CREDIT LOSSES        
Balance at beginning of period 28,794 29,469 28,802 28,171
Provision (credit) charged to expense 0     1,298
Losses charged off     (8)  
Balance at end of period 28,794 29,469 28,794 29,469
Commercial Real Estate | Allowance for unfunded commitment        
LOANS AND ALLOWANCE FOR CREDIT LOSSES        
Balance at beginning of period 620 614 653 619
Provision (credit) for unfunded commitments 61 32 28 27
Balance at end of period 681 646 681 646
Commercial Construction        
LOANS AND ALLOWANCE FOR CREDIT LOSSES        
Balance at beginning of period 2,929 2,748 2,735 2,844
Provision (credit) charged to expense 0     (96)
Losses charged off   (101)   (101)
Recoveries 7 194 201 194
Balance at end of period 2,936 2,841 2,936 2,841
Commercial Construction | Allowance for unfunded commitment        
LOANS AND ALLOWANCE FOR CREDIT LOSSES        
Balance at beginning of period 418 509 496 741
Provision (credit) for unfunded commitments 54 41 (24) (191)
Balance at end of period 472 550 472 550
Commercial Business        
LOANS AND ALLOWANCE FOR CREDIT LOSSES        
Balance at beginning of period 4,522 5,396 4,656 6,935
Provision (credit) charged to expense 0     (1,596)
Losses charged off     (147) (31)
Recoveries 190 281 203 369
Balance at end of period 4,712 5,677 4,712 5,677
Commercial Business | Allowance for unfunded commitment        
LOANS AND ALLOWANCE FOR CREDIT LOSSES        
Balance at beginning of period 1,428 1,353 1,468 959
Provision (credit) for unfunded commitments (281) (10) (321) 384
Balance at end of period 1,147 1,343 1,147 1,343
Consumer        
LOANS AND ALLOWANCE FOR CREDIT LOSSES        
Balance at beginning of period 3,673 3,928 3,749 3,530
Provision (credit) charged to expense 0     485
Losses charged off (241) (439) (475) (779)
Recoveries 143 215 301 468
Balance at end of period 3,575 3,704 3,575 3,704
Consumer | Allowance for unfunded commitment        
LOANS AND ALLOWANCE FOR CREDIT LOSSES        
Balance at beginning of period 437 484 434 456
Provision (credit) for unfunded commitments (50) (32) (47) (4)
Balance at end of period $ 387 $ 452 $ 387 $ 452