v3.25.2
CONSOLIDATED STATEMENTS OF FINANCIAL CONDITION - USD ($)
$ in Thousands
Jun. 30, 2025
Dec. 31, 2024
ASSETS    
Cash $ 110,007 $ 109,366
Interest-bearing deposits in other financial institutions 135,906 86,390
Cash and cash equivalents 245,913 195,756
Available-for-sale securities 527,543 533,373
Held-to-maturity securities 183,100 187,433
Mortgage loans held for sale 5,616 6,937
Loans receivable, net of allowance for credit losses of $64,815 - June 2025; $64,760 - December 2024 4,534,287 4,690,393
Interest receivable 20,644 20,430
Prepaid expenses and other assets 133,614 136,594
Other real estate owned and repossessions, net 6,040 5,993
Premises and equipment, net 134,337 132,466
Goodwill and other intangible assets 9,877 10,094
Federal Home Loan Bank stock and other interest-earning assets 23,714 28,392
Current and deferred income taxes 29,987 33,767
Total Assets 5,854,672 5,981,628
Liabilities:    
Deposits 4,684,126 4,605,549
Securities sold under reverse repurchase agreements with customers 54,802 64,444
Short-term borrowings and other interest-bearing liabilities 369,907 514,247
Subordinated debentures issued to capital trust 25,774 25,774
Subordinated notes   74,876
Accrued interest payable 4,065 12,761
Advances from borrowers for taxes and insurance 8,822 5,272
Accrued expenses and other liabilities 76,763 70,634
Liability for unfunded commitments 8,045 8,503
Total Liabilities 5,232,304 5,382,060
Stockholders' Equity:    
Serial preferred stock, $.01 par value; authorized 1,000,000 shares; issued and outstanding June 2025 and December 2024 - - 0 - shares
Common stock, $.01 par value; authorized 20,000,000 shares; issued and outstanding June 2025 - 11,396,533 shares; December 2024 - 11,723,548 shares 114 117
Additional paid-in capital 51,646 50,336
Retained earnings 611,921 603,477
Accumulated other comprehensive loss (41,313) (54,362)
Total Stockholders' Equity 622,368 599,568
Total Liabilities and Stockholders' Equity $ 5,854,672 $ 5,981,628