The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 9,929 73 SH SOLE 0 0 73
AMAZON COM INC COM 023135106 3,656,573 16,667 SH SOLE 0 0 16,667
AMERICAN ELEC PWR CO INC COM 025537101 3,482,180 33,560 SH SOLE 0 0 33,560
AMGEN INC COM 031162100 3,453,488 12,369 SH SOLE 0 0 12,369
APPLE INC COM 037833100 5,417,152 26,403 SH SOLE 0 0 26,403
BLACK HILLS CORP COM 092528108 412,980 18,511 SH SOLE 0 0 18,511
CHEVRON CORP NEW COM 166764100 3,504,913 24,477 SH SOLE 0 0 24,477
COLGATE PALMOLIVE CO COM 194162103 63,630 700 SH SOLE 0 0 700
CONOCOPHILLIPS COM 209115104 5,720 57 SH SOLE 0 0 57
DISNEY WALT CO COM 254687106 78,374 632 SH SOLE 0 0 632
FIFTH THIRD BANCORP COM 316773100 3,558,622 86,521 SH SOLE 0 0 86,521
GENERAL MLS INC COM 370334104 36,889 712 SH SOLE 0 0 712
HOME DEPOT INC COM 437076102 5,292,054 14,434 SH SOLE 0 0 14,434
ISHARES TR CORE US AGGBD ET 464287226 225,581 2,274 SH SOLE 0 0 2,274
ISHARES TR MSCI EMG MKT ETF 464287234 120,696 2,502 SH SOLE 0 0 2,502
ISHARES TR MSCI EAFE ETF 464287465 314,921 3,523 SH SOLE 0 0 3,523
ISHARES TR EXPANDED TECH 464287515 53,655 490 SH SOLE 0 0 490
INSTACART HOLDINGS INC CL A 464287523 14,322 60 SH SOLE 0 0 60
ISHARES TR RUS 1000 ETF 464287622 426,500 1,256 SH SOLE 0 0 1,256
ISHARES TR U.S. TECH ETF 464287721 18,367 106 SH SOLE 0 0 106
ISHARES TR MSCI ACWI ETF 464288257 19,161 149 SH SOLE 0 0 149
ISHARES TR GLB INFRASTR ETF 464288372 310,563 5,246 SH SOLE 0 0 5,246
ISHARES TR NATIONAL MUN ETF 464288414 3,240,238 31,013 SH SOLE 0 0 31,013
INSTACART HOLDINGS INC PFD 464288513 24,276 301 SH SOLE 0 0 301
INSTACART HOLDINGS INC PFD 464288828 3,568,867 73,358 SH SOLE 0 0 73,358
KROGER CO COM 501044101 3,651,057 50,900 SH SOLE 0 0 50,900
LAM RESEARCH CORP COM 512807108 5,707,657 58,636 SH SOLE 0 0 58,636
MICROSOFT CORP COM 594918104 5,748,674 11,557 SH SOLE 0 0 11,557
OWENS CORNING NEW COM 690742101 8,251 60 SH SOLE 0 0 60
PARKER-HANNIFIN CORP COM 701094104 5,671,708 8,120 SH SOLE 0 0 8,120
MICROCHIP TECHNOLOGY INC COM 713448108 8,054 61 SH SOLE 0 0 61
PROCTER AND GAMBLE CO COM 742718109 5,113,494 32,096 SH SOLE 0 0 32,096
PROGRESSIVE CORP COM 743315103 3,537,505 13,256 SH SOLE 0 0 13,256
RPM INTL INC COM 749685103 3,369,565 30,677 SH SOLE 0 0 30,677
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 3,402,439 116,482 SH SOLE 0 0 116,482
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 3,332,824 120,449 SH SOLE 0 0 120,449
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 1,146,900 45,332 SH SOLE 0 0 45,332
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 37,645 1,249 SH SOLE 0 0 1,249
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 9,069,334 342,239 SH SOLE 0 0 342,239
SCHWAB STRATEGIC TR US TIPS ETF 808524870 24,750,529 927,681 SH SOLE 0 0 927,681
SMUCKER J M CO COM NEW 832696405 43,699 445 SH SOLE 0 0 445
UNITED PARCEL SERVICE INC CL B 911312106 33,310 330 SH SOLE 0 0 330
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 1,960,943 9,581 SH SOLE 0 0 9,581
VANGUARD STAR FDS VG TL INTL STK F 921909768 20,770,530 300,630 SH SOLE 0 0 300,630
PANASAS INC COM 921943858 17,388 305 SH SOLE 0 0 305
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 1,995,384 14,968 SH SOLE 0 0 14,968
PANDORA MEDIA INC COM 921946885 10,848 166 SH SOLE 0 0 166
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 172,973 305 SH SOLE 0 0 305
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 22,799 256 SH SOLE 0 0 256
PAPA JOHN'S INTERNATIONAL COM 922908629 27,983 100 SH SOLE 0 0 100
PARETEUM CORP COM 922908637 12,268 43 SH SOLE 0 0 43
PARKERVISION INC COM 922908736 51,293 117 SH SOLE 0 0 117
PARTS TOWN HOLDINGS INC COM 922908744 31,813 180 SH SOLE 0 0 180
PASSAGE BIO INC COM 922908751 10,190 43 SH SOLE 0 0 43
AT&T INC COM 00206R102 5,481,120 189,396 SH SOLE 0 0 189,396
ALPHABET INC CAP STK CL A 02079K305 5,580,558 31,666 SH SOLE 0 0 31,666
BROADCOM INC COM 11135F101 5,767,562 20,923 SH SOLE 0 0 20,923
CION INVT CORP COM 17259U204 39,534 4,131 SH SOLE 0 0 4,131
COLUMBIA ETF TR I MULTI SEC MUNI 19761L607 46,457 2,309 SH SOLE 0 0 2,309
DIMENSIONAL ETF TRUST INTL SMALL CAP E 25434V773 252,238 8,453 SH SOLE 0 0 8,453
ELECTRONIC ARTS INC COM 26922B832 5,455,218 189,089 SH SOLE 0 0 189,089
EXXON MOBIL CORP COM 30303M102 8,857 12 SH SOLE 0 0 12
FINANCIAL INST INC SUB NT FXD/FLTG 31761T886 11,920,208 456,888 SH SOLE 0 0 456,888
FIRST TR EXCHANGE TRADED FD NASDAQ CYB ETF 33734X846 10,838,539 143,405 SH SOLE 0 0 143,405
FRANKLIN TEMPLETON ETF TR SHS 33739E108 5,589 314 SH SOLE 0 0 314
GLOBAL X FDS S&P 500 CATHOLIC 37954Y889 463,565 6,144 SH SOLE 0 0 6,144
INSTALLED BLDG PRODS INC COM 45780R101 3,505,301 19,439 SH SOLE 0 0 19,439
INNOVATOR ETFS TRUST US EQTY BUFR JAN 45782C409 115,316 2,296 SH SOLE 0 0 2,296
INNOVATOR ETFS TR US EQTY PWR BUF 45782C656 127,004 3,106 SH SOLE 0 0 3,106
INVESCO EXCHANGE TRADED FD T S&P500 EQL HLT 46137V332 95,389 3,269 SH SOLE 0 0 3,269
INVESCO EXCHANGE TRADED FD T S&P500 EQL FIN 46137V340 7,843,667 103,052 SH SOLE 0 0 103,052
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 29,987 165 SH SOLE 0 0 165
INVESCO EXCHANGE TRADED FD T PHARMACEUTICALS 46137V662 1,696,565 21,242 SH SOLE 0 0 21,242
ISHARES TR MSCI USA MIN VOL 46429B697 502,955 5,358 SH SOLE 0 0 5,358
ISHARES TR CORE 1 5 YR USD 46432F859 2,103,237 43,232 SH SOLE 0 0 43,232
INSTACART HOLDINGS INC CL B 46435G532 9,558 126 SH SOLE 0 0 126
JPMORGAN CHASE & CO COM 46625H100 5,716,428 19,718 SH SOLE 0 0 19,718
IRON MOUNTAIN INC COM CL A 46641Q670 36,764,119 781,218 SH SOLE 0 0 781,218
IRON MOUNTAIN INC COM CL A 47103U845 9,287 183 SH SOLE 0 0 183
MARATHON PETE CORP COM 56585A102 3,638,519 21,904 SH SOLE 0 0 21,904
MEDPACE HLDGS INC COM 58506Q109 1,668,794 5,317 SH SOLE 0 0 5,317
NVIDIA CORPORATION COM 67066G104 717,117 4,539 SH SOLE 0 0 4,539
SPDR INDEX SHS FDS PORTFLI MSCI GBL 78463X475 83,283 1,207 SH SOLE 0 0 1,207
SPDR INDEX SHS FDS DJ GLB RL ES ETF 78463X749 52,306 1,185 SH SOLE 0 0 1,185
SPDR INDEX SHS FDS MSCI ACWI EXUS 78463X848 25,377 777 SH SOLE 0 0 777
SPDR SER TR S&P 400 MDCP VAL 78464A839 419,311 5,279 SH SOLE 0 0 5,279
SPDR SER TR BLOOMBERG HIGH Y 78468R622 87,738 902 SH SOLE 0 0 902
MYRIAD GENETICS INC COM 78468R853 9,670 227 SH SOLE 0 0 227
SALESFORCE INC COM 79466L302 3,498,910 12,831 SH SOLE 0 0 12,831
SELECT SECTOR SPDR TR ENERGY 81369Y506 86,761 1,023 SH SOLE 0 0 1,023
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860 6,462 156 SH SOLE 0 0 156
VANECK ETF TRUST MRNGSTR WDE MOAT 92189F643 12,374,371 131,937 SH SOLE 0 0 131,937
VANECK ETF TRUST SEMICONDUCTR ETF 92189F676 72,509 260 SH SOLE 0 0 260
PALO ALTO NETWORKS INC COM 92189H409 925,019 18,423 SH SOLE 0 0 18,423
VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303 1,474,408 29,568 SH SOLE 0 0 29,568
VERTEX PHARMACEUTICALS INC COM 92532F100 3,454,752 7,760 SH SOLE 0 0 7,760
VISA INC COM CL A 92826C839 5,365,608 15,112 SH SOLE 0 0 15,112
WENDYS CO COM 95058W100 10,369 908 SH SOLE 0 0 908
WISDOMTREE TR GLB HIGH DIV FD 97717W877 12,502,236 218,905 SH SOLE 0 0 218,905
WISDOMTREE TR US S CAP QTY DIV 97717X651 363,974 7,819 SH SOLE 0 0 7,819
WISDOMTREE TR US QTLY DIV GRT 97717X669 10,133 121 SH SOLE 0 0 121
WORLD GOLD TR SPDR GLD MINIS 98149E303 3,958,194 60,412 SH SOLE 0 0 60,412
EATON CORP PLC SHS G29183103 5,572,257 15,609 SH SOLE 0 0 15,609
CHECK POINT SOFTWARE TECH LT ORD M22465104 44,914 203 SH SOLE 0 0 203