The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM 023135106 1,508,087 6,874 SH SOLE 5,849 0 1,025
VISA INC COM CL A 92826C839 213,740 602 SH SOLE 307 0 295
APPLE INC COM 037833100 2,080,395 10,140 SH SOLE 8,050 0 2,090
ISHARES TR 20 YR TR BD ETF 464287432 2,022,255 22,915 SH SOLE 20,790 0 2,125
ISHARES TR S&P MC 400VL ETF 464287705 358,382 2,900 SH SOLE 1,550 0 1,350
ISHARES TR SP SMCP600VL ETF 464287879 233,304 2,345 SH SOLE 1,595 0 750
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332 2,870,611 50,494 SH SOLE 41,644 0 8,850
J P MORGAN EXCHANGE TRADED F NASDAQ EQT PREM 46654Q203 738,752 13,580 SH SOLE 9,680 0 3,900
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 596,960 11,399 SH SOLE 7,569 0 3,830
VANECK ETF TRUST MRNGSTR WDE MOAT 92189F643 3,156,000 33,650 SH SOLE 30,434 0 3,216
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 2,992,573 22,448 SH SOLE 21,078 0 1,370
VANGUARD BD INDEX FDS INTERMED TERM 921937819 317,094 4,100 SH SOLE 2,650 0 1,450
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794 708,974 8,850 SH SOLE 4,700 0 4,150
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 217,279 9,832 SH SOLE 9,832 0 0
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 4,678,893 160,181 SH SOLE 160,181 0 0
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 5,698,079 205,930 SH SOLE 205,930 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 1,795,937 64,026 SH SOLE 64,026 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 1,665,567 65,833 SH SOLE 65,833 0 0
DIMENSIONAL ETF TRUST US LARGE CAP VAL 25434V666 2,750,016 88,653 SH SOLE 88,653 0 0
GOLDMAN SACHS ETF TR EQUAL WEIGHT US 381430438 838,639 10,285 SH SOLE 10,285 0 0
ISHARES TR CORE MSCI EAFE 46432F842 2,611,801 31,287 SH SOLE 30,921 0 366
ISHARES TR MSCI USA QLT FCT 46432F339 4,671,843 25,554 SH SOLE 25,554 0 0
ISHARES TR ULTRA SHORT DUR 46434V878 4,010,347 79,084 SH SOLE 79,084 0 0
ISHARES TR U.S. TECH ETF 464287721 2,669,098 15,404 SH SOLE 15,404 0 0
SPDR SERIES TRUST PORTFOLIO S&P500 78464A854 23,165,642 318,691 SH SOLE 318,691 0 0
VANGUARD MALVERN FDS CORE-PLUS BD ETF 922020755 5,657,283 72,716 SH SOLE 72,716 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 4,178,166 9,530 SH SOLE 9,490 0 40
ABBOTT LABS COM 002824100 1,646,674 12,107 SH SOLE 12,107 0 0
ALPHABET INC CAP STK CL A 02079K305 1,921,436 10,903 SH SOLE 9,913 0 990
ALPHABET INC CAP STK CL C 02079K107 4,069,669 22,942 SH SOLE 21,822 0 1,120
AXON ENTERPRISE INC COM 05464C101 207,813 251 SH SOLE 251 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 2,972,912 6,120 SH SOLE 6,120 0 0
BROADCOM INC COM 11135F101 509,126 1,847 SH SOLE 1,397 0 450
SCHWAB CHARLES CORP COM 808513105 1,143,511 12,533 SH SOLE 8,933 0 3,600
COSTCO WHSL CORP NEW COM 22160K105 544,475 550 SH SOLE 550 0 0
CROWDSTRIKE HLDGS INC CL A 22788C105 493,012 968 SH SOLE 513 0 455
EATON CORP PLC SHS G29183103 367,343 1,029 SH SOLE 1,029 0 0
EXXON MOBIL CORP COM 30231G102 507,892 4,711 SH SOLE 4,711 0 0
JPMORGAN CHASE & CO. COM 46625H100 360,068 1,242 SH SOLE 742 0 500
LOCKHEED MARTIN CORP COM 539830109 251,022 542 SH SOLE 542 0 0
MERCK & CO INC COM 58933Y105 225,052 2,843 SH SOLE 2,843 0 0
META PLATFORMS INC CL A 30303M102 1,913,925 2,593 SH SOLE 1,838 0 755
MICROSOFT CORP COM 594918104 1,798,810 3,616 SH SOLE 3,096 0 520
NVIDIA CORPORATION COM 67066G104 1,997,311 12,642 SH SOLE 10,253 0 2,389
PALANTIR TECHNOLOGIES INC CL A 69608A108 264,052 1,937 SH SOLE 727 0 1,210
PEPSICO INC COM 713448108 948,811 7,186 SH SOLE 7,186 0 0
MICROSTRATEGY INC CL A NEW 594972408 456,780 1,130 SH SOLE 760 0 370
TESLA INC COM 88160R101 345,932 1,089 SH SOLE 1,089 0 0
HOME DEPOT INC COM 437076102 220,373 601 SH SOLE 601 0 0
BARINGS BDC INC COM 06759L103 99,909 10,931 SH SOLE 10,931 0 0
FIDELITY WISE ORIGIN BITCOIN SHS 315948109 3,719,090 39,569 SH SOLE 39,569 0 0
FS KKR CAP CORP COM 302635206 324,406 15,634 SH SOLE 15,634 0 0
ISHARES BITCOIN TRUST ETF SHS BEN INT 46438F101 3,236,356 52,873 SH SOLE 52,873 0 0
SILA REALTY TRUST INC COMMON STOCK 146280508 381,063 16,099 SH SOLE 16,099 0 0
INVESCO EXCH TRADED FD TR II CEF INM COMPSI 46138E404 1,000,503 51,203 SH SOLE 51,203 0 0
ISHARES TR INTL SEL DIV ETF 464288448 1,158,831 33,580 SH SOLE 33,580 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 3,558,915 134,299 SH SOLE 134,299 0 0
WISDOMTREE TR US QTLY DIV GRT 97717X669 1,768,329 21,117 SH SOLE 21,117 0 0
ISHARES TR CORE S&P MCP ETF 464287507 482,966 7,787 SH SOLE 7,787 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 2,699,801 4,753 SH SOLE 4,708 0 45
INVESCO QQQ TR UNIT SER 1 46090E103 3,046,504 5,523 SH SOLE 5,523 0 0
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 569,334 7,818 SH SOLE 7,818 0 0
ISHARES TR MRNING SM CP ETF 464288703 821,373 13,380 SH SOLE 13,380 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 2,080,519 87,307 SH SOLE 87,307 0 0
VANGUARD WORLD FD ENERGY ETF 92204A306 339,803 2,853 SH SOLE 2,853 0 0
WISDOMTREE TR US TOTAL DIVIDND 97717W109 920,178 11,572 SH SOLE 11,572 0 0
ISHARES TR CORE S&P TTL STK 464287150 611,461 4,528 SH SOLE 4,528 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768 1,082,571 15,669 SH SOLE 15,669 0 0
AIM ETF PRODUCTS TRUST US LRGCP B10 JUN 00888H745 376,253 11,050 SH SOLE 9,050 0 2,000
FIDELITY COVINGTON TRUST MSCI HLTH CARE I 316092600 211,922 3,314 SH SOLE 3,314 0 0
VANGUARD WORLD FD FINANCIALS ETF 92204A405 485,380 3,813 SH SOLE 3,813 0 0
VANGUARD WORLD FD INF TECH ETF 92204A702 2,011,758 3,033 SH SOLE 3,033 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506 1,870,683 22,057 SH SOLE 21,357 0 700
DBX ETF TR XTRACK MSCI EAFE 233051200 216,563 4,950 SH SOLE 3,350 0 1,600
ISHARES TR ISHS 1-5YR INVS 464288646 356,027 6,748 SH SOLE 5,948 0 800
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 272,950 2,025 SH SOLE 1,825 0 200
ISHARES INC MSCI EMRG CHN 46434G764 579,870 9,184 SH SOLE 8,084 0 1,100
MORGAN STANLEY ETF TRUST EATON VANCE SHRT 61774R858 870,850 17,417 SH SOLE 17,417 0 0
DOUBLELINE ETF TRUST OPPORTUNISTIC CO 25861R105 562,972 12,175 SH SOLE 6,975 0 5,200
BLACKROCK ETF TRUST II ISHARES FLEXIBLE 092528603 451,782 8,550 SH SOLE 7,150 0 1,400
SIMPLIFY EXCHANGE TRADED FUN ENHANCED INM ETF 82889N632 273,799 11,300 SH SOLE 8,500 0 2,800
VANGUARD WORLD FD CONSUM STP ETF 92204A207 464,075 2,119 SH SOLE 2,119 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 399,844 2,262 SH SOLE 2,262 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 681,162 3,748 SH SOLE 2,478 0 1,270
ISHARES TR LARGE CAP MAX BU 46438G612 1,877,558 68,250 SH SOLE 44,100 0 24,150
ISHARES TR CORE S&P500 ETF 464287200 2,690,930 4,334 SH SOLE 4,334 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 216,794 2,434 SH SOLE 1,789 0 645
NORTHERN LTS FD TR III HCM DEFND 100 66538R748 1,658,283 24,527 SH SOLE 24,527 0 0
NORTHERN LTS FD TR III HCM DEFEN 500 66538R730 1,490,522 27,379 SH SOLE 27,379 0 0
REALTY INCOME CORP COM 756109104 324,549 5,634 SH SOLE 5,634 0 0
VANGUARD WORLD FD COMM SRVC ETF 92204A884 204,317 1,195 SH SOLE 1,195 0 0
VANGUARD WORLD FD CONSUM DIS ETF 92204A108 237,223 655 SH SOLE 655 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 235,939 1,435 SH SOLE 1,435 0 0
FIRST TR EXCHANGE-TRADED FD CAP STRENGTH ETF 33733E104 610,781 6,720 SH SOLE 6,720 0 0
ISHARES TR U.S. MED DVC ETF 464288810 445,607 7,114 SH SOLE 7,114 0 0
FIDELITY COVINGTON TRUST MSCI FINLS IDX 316092501 288,756 3,900 SH SOLE 3,475 0 425
ISHARES GOLD TR ISHARES NEW 464285204 425,919 6,830 SH SOLE 6,830 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 337,747 13,819 SH SOLE 13,819 0 0
AIM ETF PRODUCTS TRUST US LRGCP B10 JAN 00888H703 458,118 12,125 SH SOLE 2,550 0 9,575
AIM ETF PRODUCTS TRUST US LRGCP B10 APR 00888H109 295,468 7,525 SH SOLE 7,525 0 0
AIM ETF PRODUCTS TRUST US LRGCP B10 OCT 00888H604 531,855 13,250 SH SOLE 10,250 0 3,000
AIM ETF PRODUCTS TRUST US LRGCP B20 OCT 00888H505 277,575 7,500 SH SOLE 5,000 0 2,500
ROCKET COS INC COM CL A 77311W101 155,980 11,000 SH SOLE 5,000 0 6,000
TARGET CORP COM 87612E106 334,621 3,392 SH SOLE 2,375 0 1,017
ISHARES TR ESG OPTIMIZED 464288802 263,260 2,077 SH SOLE 2,077 0 0
SPDR GOLD TR GOLD SHS 78463V107 618,805 2,030 SH SOLE 2,030 0 0
WELLTOWER INC COM 95040Q104 653,660 4,252 SH SOLE 4,252 0 0
GRAYSCALE BITCOIN TRUST ETF SHS REP COM UT 389637109 341,610 4,027 SH SOLE 4,027 0 0
SOFI TECHNOLOGIES INC COM 83406F102 193,937 10,650 SH SOLE 150 0 10,500
ISHARES TR ISHS 5-10YR INVT 464288638 238,067 4,467 SH SOLE 4,467 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 226,751 367 SH SOLE 367 0 0
MIDCAP FINANCIAL INVSTMNT CO COM NEW 03761U502 676,811 53,630 SH SOLE 53,630 0 0
VANGUARD WORLD FD HEALTH CAR ETF 92204A504 310,510 1,250 SH SOLE 1,250 0 0
FIRST TR EXCHANGE TRADED FD RISNG DIVD ACHIV 33738R506 913,871 14,566 SH SOLE 14,566 0 0
FS CREDIT OPPORTUNITIES CORP COMMON STOCK 30290Y101 240,016 33,060 SH SOLE 33,060 0 0
VANGUARD WORLD FD UTILITIES ETF 92204A876 288,913 1,637 SH SOLE 1,637 0 0
MORGAN STANLEY ETF TRUST EATON VANCE FLTG 61774R833 275,676 5,529 SH SOLE 5,529 0 0
VANGUARD WORLD FD MEGA CAP INDEX 921910873 269,904 1,200 SH SOLE 1,200 0 0
AMERICAN HEALTHCARE REIT INC COM SHS 398182303 356,011 9,690 SH SOLE 9,690 0 0
MPLX LP COM UNIT REP LTD 55336V100 208,976 4,057 SH SOLE 4,057 0 0
ARBOR REALTY TRUST INC COM 038923108 125,254 11,706 SH SOLE 11,706 0 0