| Schedule of warehouse lines of credit |
| | | | | | | | | | | | | | | | | | June 30, 2025 | | | | (dollars in thousands) | | Committed | | Uncommitted | | Total Facility | | Outstanding | | | | Facility | | Amount | | Amount | | Capacity | | Balance | | Interest rate(1) | | Agency Warehouse Facility #1 | | $ | 325,000 | | | 250,000 | | | 575,000 | | $ | 138,127 | | SOFR plus 1.30% | | Agency Warehouse Facility #2 | | | 700,000 | | | 300,000 | | | 1,000,000 | | | 396,148 | | SOFR plus 1.30% | | Agency Warehouse Facility #3 | | | 425,000 | | | 425,000 | | | 850,000 | | | 93,987 | | SOFR plus 1.30% | | Agency Warehouse Facility #4 | | | 150,000 | | | 225,000 | | | 375,000 | | | 118,347 | | SOFR plus 1.30% to 1.35% | | Agency Warehouse Facility #5 | | | 50,000 | | | 950,000 | | | 1,000,000 | | | 82,125 | | SOFR plus 1.45% | | Total National Bank Agency Warehouse Facilities | | $ | 1,650,000 | | | 2,150,000 | | | 3,800,000 | | $ | 828,734 | | | | Fannie Mae repurchase agreement, uncommitted line and open maturity | | | — | | | 1,500,000 | | | 1,500,000 | | | 328,926 | | | | Total Agency Warehouse Facilities | | $ | 1,650,000 | | | 3,650,000 | | | 5,300,000 | | $ | 1,157,660 | | | |
| (1) | Interest rate presented does not include the effect of any applicable interest rate floors. |
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