v3.25.2
Allowance for Credit Losses - Portfolio Credit Quality (Details) - USD ($)
$ in Thousands
3 Months Ended 6 Months Ended 12 Months Ended
Jun. 30, 2025
Jun. 30, 2024
Jun. 30, 2025
Jun. 30, 2024
Dec. 31, 2024
Loan portfolio by credit quality indicator          
2025 $ 2,134,384   $ 2,134,384    
2024 2,336,859   2,336,859   $ 3,472,021
2023 2,090,563   2,090,563   2,298,973
2022 1,120,841   1,120,841   1,284,843
2021 662,226   662,226   826,553
2020/Prior 793,747   793,747   404,659
Prior         522,777
Total loans 9,138,620   9,138,620   8,809,826
Current-period gross writeoffs          
Total 9,978 $ 4,260 11,977 $ 32,084  
Commercial, financial and agricultural          
Loan portfolio by credit quality indicator          
Total loans 5,288,360   5,288,360   5,089,721
Commercial, financial and agricultural | Domestic | Commercial          
Loan portfolio by credit quality indicator          
2025 621,545   621,545    
2024 453,902   453,902   995,267
2023 341,927   341,927   405,836
2022 109,732   109,732   135,176
2021 182,716   182,716   214,824
2020/Prior 97,036   97,036   37,670
Prior         63,030
Total loans 1,806,858   1,806,858   1,851,803
Current-period gross writeoffs          
2025     3,022    
2024     515   5,711
2023         2,689
2022         25,686
2021         44
2020         14
Prior         5
Total 1,749 1,979 3,537 29,720 34,149
Commercial, financial and agricultural | Domestic | Commercial | Pass          
Loan portfolio by credit quality indicator          
2025 606,234   606,234    
2024 451,967   451,967   993,045
2023 294,786   294,786   343,212
2022 109,643   109,643   135,057
2021 182,551   182,551   214,702
2020/Prior 96,997   96,997   37,670
Prior         63,030
Total loans 1,742,178   1,742,178   1,786,716
Commercial, financial and agricultural | Domestic | Commercial | Watch List - Pass          
Loan portfolio by credit quality indicator          
2025 10,855   10,855    
2024 61   61    
2023         11,113
Total loans 10,916   10,916   11,113
Commercial, financial and agricultural | Domestic | Commercial | Watch List - Substandard          
Loan portfolio by credit quality indicator          
2025 17   17    
2024 1,010   1,010   1,341
2023 267   267   327
2022 71   71   74
2021 93   93   122
2020/Prior 38   38    
Total loans 1,496   1,496   1,864
Commercial, financial and agricultural | Domestic | Commercial | Watch List - Doubtful          
Loan portfolio by credit quality indicator          
2025 4,439   4,439    
2024 864   864   881
2023 46,874   46,874   51,184
2022 18   18   45
2021 72   72    
2020/Prior 1   1    
Total loans 52,268   52,268   52,110
Commercial, financial and agricultural | Domestic | Commercial real estate: farmland & commercial          
Loan portfolio by credit quality indicator          
2025 489,342   489,342    
2024 740,672   740,672   903,313
2023 646,993   646,993   699,730
2022 515,290   515,290   545,802
2021 306,286   306,286   312,757
2020/Prior 406,719   406,719   220,867
Prior         245,334
Total loans 3,105,302   3,105,302   2,927,803
Commercial, financial and agricultural | Domestic | Commercial real estate: farmland & commercial | Pass          
Loan portfolio by credit quality indicator          
2025 417,160   417,160    
2024 725,235   725,235   814,273
2023 579,807   579,807   631,806
2022 500,224   500,224   531,035
2021 306,286   306,286   312,757
2020/Prior 406,368   406,368   220,510
Prior         245,334
Total loans 2,935,080   2,935,080   2,755,715
Commercial, financial and agricultural | Domestic | Commercial real estate: farmland & commercial | Special Mention          
Loan portfolio by credit quality indicator          
2025 18,046   18,046    
2024 463   463   643
2023 66,946   66,946   67,567
Total loans 85,455   85,455   68,210
Commercial, financial and agricultural | Domestic | Commercial real estate: farmland & commercial | Watch List - Pass          
Loan portfolio by credit quality indicator          
2025 16,036   16,036    
2024 199   199   16,490
2022 2,076   2,076    
Total loans 18,311   18,311   16,490
Commercial, financial and agricultural | Domestic | Commercial real estate: farmland & commercial | Watch List - Substandard          
Loan portfolio by credit quality indicator          
2024 2,073   2,073   18,934
2023 240   240   242
2022 445   445   2,122
2020/Prior 351   351   357
Total loans 3,109   3,109   21,655
Commercial, financial and agricultural | Domestic | Commercial real estate: farmland & commercial | Watch List - Doubtful          
Loan portfolio by credit quality indicator          
2025 38,100   38,100    
2024 12,702   12,702   52,973
2023         115
2022 12,545   12,545   12,645
Total loans 63,347   63,347   65,733
Commercial, financial and agricultural | Domestic | Commercial real estate: multifamily          
Loan portfolio by credit quality indicator          
2025 113,499   113,499    
2024 73,365   73,365   107,993
2023 20,837   20,837   36,602
2022 117,619   117,619   108,830
2021 18,253   18,253   18,621
2020/Prior 32,627   32,627   8,198
Prior         29,871
Total loans 376,200   376,200   310,115
Commercial, financial and agricultural | Domestic | Commercial real estate: multifamily | Pass          
Loan portfolio by credit quality indicator          
2025 100,592   100,592    
2024 43,234   43,234   90,092
2023 20,837   20,837   11,538
2022 117,619   117,619   108,830
2021 18,253   18,253   18,621
2020/Prior 32,627   32,627   8,198
Prior         29,871
Total loans 333,162   333,162   267,150
Commercial, financial and agricultural | Domestic | Commercial real estate: multifamily | Watch List - Doubtful          
Loan portfolio by credit quality indicator          
2025 12,907   12,907    
2024 30,131   30,131   17,901
2023         25,064
Total loans 43,038   43,038   42,965
Commercial real estate          
Loan portfolio by credit quality indicator          
Total loans 2,563,794   2,563,794   2,484,454
Commercial real estate | Domestic | Commercial real estate construction development          
Loan portfolio by credit quality indicator          
2025 616,399   616,399    
2024 792,615   792,615   1,029,750
2023 879,835   879,835   937,180
2022 227,451   227,451   330,470
2021 34,959   34,959   144,221
2020/Prior 12,535   12,535   39,908
Prior         2,925
Total loans 2,563,794   2,563,794   2,484,454
Current-period gross writeoffs          
2023         1,146
2022     8,121   1,082
Total 8,121 2,228 8,121 2,228 2,228
Commercial real estate | Domestic | Commercial real estate construction development | Pass          
Loan portfolio by credit quality indicator          
2025 598,585   598,585    
2024 792,337   792,337   1,029,399
2023 879,835   879,835   921,180
2022 227,451   227,451   322,348
2021 34,959   34,959   144,221
2020/Prior 12,535   12,535   39,908
Prior         2,925
Total loans 2,545,702   2,545,702   2,459,981
Commercial real estate | Domestic | Commercial real estate construction development | Special Mention          
Loan portfolio by credit quality indicator          
2025 17,814   17,814    
2023         16,000
Total loans 17,814   17,814   16,000
Commercial real estate | Domestic | Commercial real estate construction development | Watch List - Substandard          
Loan portfolio by credit quality indicator          
2024 278   278   278
Total loans 278   278   278
Commercial real estate | Domestic | Commercial real estate construction development | Watch List - Doubtful          
Loan portfolio by credit quality indicator          
2024         73
2022         8,122
Total loans         8,195
Real estate - mortgage          
Loan portfolio by credit quality indicator          
Total loans 1,050,280   1,050,280   999,313
Real estate - mortgage | Domestic | Residential First Lien          
Loan portfolio by credit quality indicator          
2025 177,047   177,047    
2024 96,392   96,392   180,861
2023 107,988   107,988   107,100
2022 75,175   75,175   81,640
2021 48,457   48,457   57,777
2020/Prior 83,206   83,206   29,316
Prior         73,390
Total loans 588,265   588,265   530,084
Current-period gross writeoffs          
2025     48    
Prior     1    
Prior         46
Total 3 1 49 46 46
Real estate - mortgage | Domestic | Residential First Lien | Pass          
Loan portfolio by credit quality indicator          
2025 177,047   177,047    
2024 96,279   96,279   180,743
2023 107,988   107,988   107,100
2022 75,158   75,158   81,618
2021 48,162   48,162   57,503
2020/Prior 83,206   83,206   29,316
Prior         73,390
Total loans 587,840   587,840   529,670
Real estate - mortgage | Domestic | Residential First Lien | Watch List - Substandard          
Loan portfolio by credit quality indicator          
2024 91   91   95
2021 295   295   274
Total loans 386   386   369
Real estate - mortgage | Domestic | Residential First Lien | Watch List - Doubtful          
Loan portfolio by credit quality indicator          
2024 22   22   23
2022 17   17   22
Total loans 39   39   45
Real estate - mortgage | Domestic | Residential Junior Lien          
Loan portfolio by credit quality indicator          
2025 29,907   29,907    
2024 86,397   86,397   91,343
2023 66,502   66,502   73,740
2022 61,011   61,011   65,144
2021 64,754   64,754   70,969
2020/Prior 153,444   153,444   65,799
Prior         102,234
Total loans 462,015   462,015   469,229
Current-period gross writeoffs          
2025     120    
Prior     82    
Total 82   202    
Real estate - mortgage | Domestic | Residential Junior Lien | Pass          
Loan portfolio by credit quality indicator          
2025 29,766   29,766    
2024 86,397   86,397   91,202
2023 66,502   66,502   73,740
2022 61,011   61,011   65,144
2021 64,754   64,754   70,969
2020/Prior 153,444   153,444   65,799
Prior         102,234
Total loans 461,874   461,874   469,088
Real estate - mortgage | Domestic | Residential Junior Lien | Watch List - Doubtful          
Loan portfolio by credit quality indicator          
2025 141   141    
2024         141
Total loans 141   141   141
Consumer          
Loan portfolio by credit quality indicator          
Total loans 52,211   52,211   49,777
Consumer | Domestic          
Loan portfolio by credit quality indicator          
2025 27,093   27,093    
2024 19,416   19,416   38,778
2023 3,345   3,345   8,137
2022 591   591   904
2021 316   316   422
2020/Prior 1,450   1,450   22
Prior         1,514
Total loans 52,211   52,211   49,777
Current-period gross writeoffs          
2025     32    
2024     30   43
2023     5   120
2022         22
Prior     1    
Total 23 $ 52 68 $ 90 185
Consumer | Domestic | Pass          
Loan portfolio by credit quality indicator          
2025 27,093   27,093    
2024 19,416   19,416   38,778
2023 3,345   3,345   8,137
2022 591   591   904
2021 316   316   422
2020/Prior 1,450   1,450   22
Prior         1,514
Total loans 52,211   52,211   49,777
Foreign          
Loan portfolio by credit quality indicator          
Total loans 183,975   183,975   186,561
Foreign | Foreign          
Loan portfolio by credit quality indicator          
2025 59,552   59,552    
2024 74,100   74,100   124,716
2023 23,136   23,136   30,648
2022 13,972   13,972   16,877
2021 6,485   6,485   6,962
2020/Prior 6,730   6,730   2,879
Prior         4,479
Total loans 183,975   183,975   186,561
Foreign | Foreign | Pass          
Loan portfolio by credit quality indicator          
2025 59,552   59,552    
2024 74,100   74,100   124,716
2023 23,136   23,136   30,648
2022 13,972   13,972   16,877
2021 6,485   6,485   6,962
2020/Prior 6,730   6,730   2,879
Prior         4,479
Total loans $ 183,975   $ 183,975   $ 186,561