The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 425,968 2,798 SH SOLE 0 0 2,798
ABBOTT LABS COM 002824100 529,663 3,894 SH SOLE 0 0 3,894
ABBVIE INC COM 00287Y109 901,558 4,857 SH SOLE 0 0 4,857
ALLIANCEBERNSTEIN HLDG L P UNIT LTD PARTN 01881G106 222,524 5,450 SH SOLE 0 0 5,450
ALPHABET INC CAP STK CL A 02079K305 529,780 3,006 SH SOLE 0 0 3,006
ALPHABET INC CAP STK CL C 02079K107 1,757,958 9,910 SH SOLE 0 0 9,910
AMAZON COM INC COM 023135106 7,885,974 35,945 SH SOLE 0 0 35,945
AMERICAN CENTY ETF TR LARGE CAP EQUITY 025072752 351,504 4,860 SH SOLE 0 0 4,860
AMERICAN EXPRESS CO COM 025816109 430,623 1,350 SH SOLE 0 0 1,350
AMERICAN TOWER CORP NEW COM 03027X100 236,933 1,072 SH SOLE 0 0 1,072
APPLE INC COM 037833100 9,200,570 44,844 SH SOLE 0 0 44,844
AT&T INC COM 00206R102 1,324,230 45,758 SH SOLE 0 0 45,758
AUTOMATIC DATA PROCESSING IN COM 053015103 350,651 1,137 SH SOLE 0 0 1,137
AUTOZONE INC COM 053332102 7,762,273 2,091 SH SOLE 0 0 2,091
AXON ENTERPRISE INC COM 05464C101 208,641 252 SH SOLE 0 0 252
BANK AMERICA CORP COM 060505104 2,204,972 46,597 SH SOLE 0 0 46,597
BERKSHIRE HATHAWAY INC DEL CL A 084670108 3,644,000 5 SH SOLE 0 0 5
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 18,677,371 38,449 SH SOLE 0 0 38,449
BOOKING HOLDINGS INC COM 09857L108 358,933 62 SH SOLE 0 0 62
BRISTOL-MYERS SQUIBB CO COM 110122108 308,291 6,660 SH SOLE 0 0 6,660
CSX CORP COM 126408103 227,135 6,961 SH SOLE 0 0 6,961
CANADIAN PACIFIC KANSAS CITY COM 13646K108 476,096 6,006 SH SOLE 0 0 6,006
CARMAX INC COM 143130102 220,785 3,285 SH SOLE 0 0 3,285
SCHWAB CHARLES CORP COM 808513105 1,095,062 12,002 SH SOLE 0 0 12,002
CHEVRON CORP NEW COM 166764100 687,933 4,804 SH SOLE 0 0 4,804
THE CIGNA GROUP COM 125523100 217,191 657 SH SOLE 0 0 657
CISCO SYS INC COM 17275R102 423,739 6,108 SH SOLE 0 0 6,108
CME GROUP INC COM 12572Q105 235,655 855 SH SOLE 0 0 855
CNH INDL N V SHS N20944109 1,270,080 98,000 SH SOLE 0 0 98,000
COCA COLA CO COM 191216100 1,493,047 21,103 SH SOLE 0 0 21,103
COSTCO WHSL CORP NEW COM 22160K105 1,234,738 1,247 SH SOLE 0 0 1,247
CREDIT ACCEP CORP MICH COM 225310101 246,564 484 SH SOLE 0 0 484
CROWN HLDGS INC COM 228368106 462,792 4,494 SH SOLE 0 0 4,494
DANAHER CORPORATION COM 235851102 225,591 1,142 SH SOLE 0 0 1,142
DEERE & CO COM 244199105 1,933,787 3,803 SH SOLE 0 0 3,803
DIMENSIONAL ETF TRUST US EQUITY MARKET 25434V401 961,402 14,345 SH SOLE 0 0 14,345
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 274,144 4,303 SH SOLE 0 0 4,303
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724 380,552 9,001 SH SOLE 0 0 9,001
DOMINION ENERGY INC COM 25746U109 211,328 3,739 SH SOLE 0 0 3,739
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 5,714,349 12,968 SH SOLE 0 0 12,968
DUKE ENERGY CORP NEW COM NEW 26441C204 374,650 3,175 SH SOLE 0 0 3,175
EATON CORP PLC SHS G29183103 220,263 617 SH SOLE 0 0 617
EMERSON ELEC CO COM 291011104 2,286,743 17,151 SH SOLE 0 0 17,151
ENBRIDGE INC COM 29250N105 221,026 4,877 SH SOLE 0 0 4,877
ENTERGY CORP NEW COM 29364G103 290,920 3,500 SH SOLE 0 0 3,500
ENTERPRISE PRODS PARTNERS L COM 293792107 388,586 12,531 SH SOLE 0 0 12,531
EXPEDITORS INTL WASH INC COM 302130109 915,143 8,010 SH SOLE 0 0 8,010
EXXON MOBIL CORP COM 30231G102 2,709,249 25,132 SH SOLE 0 0 25,132
FARMLAND PARTNERS INC COM 31154R109 1,121,822 97,465 SH SOLE 0 0 97,465
FASTENAL CO COM 311900104 645,792 15,376 SH SOLE 0 0 15,376
FEDEX CORP COM 31428X106 1,785,386 7,854 SH SOLE 0 0 7,854
FIRST HORIZON CORPORATION COM 320517105 391,346 18,460 SH SOLE 0 0 18,460
GE AEROSPACE COM NEW 369604301 234,225 910 SH SOLE 0 0 910
GENERAL DYNAMICS CORP COM 369550108 468,406 1,606 SH SOLE 0 0 1,606
GLOBE LIFE INC COM 37959E102 747,451 6,014 SH SOLE 0 0 6,014
GRAYSCALE BITCOIN TRUST ETF SHS REP COM UT 389637109 231,162 2,725 SH SOLE 0 0 2,725
HARBOR ETF TRUST INTERNATNAL COMP 41151J885 1,291,539 44,125 SH SOLE 0 0 44,125
HOME DEPOT INC COM 437076102 2,827,161 7,711 SH SOLE 0 0 7,711
HONEYWELL INTL INC COM 438516106 2,029,782 8,716 SH SOLE 0 0 8,716
INTERNATIONAL BUSINESS MACHS COM 459200101 1,576,147 5,347 SH SOLE 0 0 5,347
ISHARES TR IBONDS DEC25 ETF 46434VBD1 16,670,030 662,035 SH SOLE 0 0 662,035
ISHARES TR IBONDS DEC2026 46435GAA0 16,697,935 688,575 SH SOLE 0 0 688,575
ISHARES TR IBONDS 27 ETF 46435UAA9 16,638,736 685,568 SH SOLE 0 0 685,568
IDEXX LABS INC COM 45168D104 4,175,407 7,785 SH SOLE 0 0 7,785
INNOVATOR ETFS TRUST US EQTY ULTRA B 45782C532 387,175 10,625 SH SOLE 0 0 10,625
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 34,745,063 1,572,175 SH SOLE 0 0 1,572,175
INVESCO QQQ TR UNIT SER 1 46090E103 2,069,018 3,751 SH SOLE 0 0 3,751
INVESCO EXCHANGE TRADED FD T S&P 500 TOP 50 46137V233 681,989 13,090 SH SOLE 0 0 13,090
ISHARES TR CORE S&P MCP ETF 464287507 679,987 10,964 SH SOLE 0 0 10,964
ISHARES TR 7-10 YR TRSY BD 464287440 18,367,833 191,791 SH SOLE 0 0 191,791
ISHARES TR CORE S&P500 ETF 464287200 19,218,718 30,953 SH SOLE 0 0 30,953
ISHARES TR HDG MSCI EAFE 46434V803 5,157,625 135,870 SH SOLE 0 0 135,870
ISHARES TR FLTG RATE NT ETF 46429B655 342,752 6,718 SH SOLE 0 0 6,718
ISHARES TR USD INV GRDE ETF 464288620 1,950,553 37,919 SH SOLE 0 0 37,919
ISHARES TR CORE US AGGBD ET 464287226 8,653,315 87,231 SH SOLE 0 0 87,231
ISHARES TR MORNINGSTAR GRWT 464287119 802,817 8,285 SH SOLE 0 0 8,285
ISHARES TR MORNINGSTAR VALU 464288109 424,455 5,090 SH SOLE 0 0 5,090
ISHARES TR MRGSTR MD CP ETF 464288208 785,049 9,855 SH SOLE 0 0 9,855
ISHARES TR MRGSTR MD CP GRW 464288307 4,732,687 58,989 SH SOLE 0 0 58,989
ISHARES TR MRGSTR MD CP VAL 464288406 320,332 4,216 SH SOLE 0 0 4,216
ISHARES TR MSCI EAFE ETF 464287465 7,618,173 85,224 SH SOLE 0 0 85,224
DBX ETF TR XTRACK MSCI EURP 233051853 1,324,692 30,052 SH SOLE 0 0 30,052
ISHARES TR RUS 1000 ETF 464287622 483,548 1,424 SH SOLE 0 0 1,424
ISHARES TR S&P 500 GRWT ETF 464287309 511,525 4,646 SH SOLE 0 0 4,646
ISHARES TR S&P 500 VAL ETF 464287408 864,734 4,425 SH SOLE 0 0 4,425
ISHARES TR CORE S&P SCP ETF 464287804 18,928,905 173,199 SH SOLE 0 0 173,199
JOHNSON & JOHNSON COM 478160104 2,195,759 14,375 SH SOLE 0 0 14,375
JOHNSON CTLS INTL PLC SHS G51502105 2,196,896 20,800 SH SOLE 0 0 20,800
JPMORGAN CHASE & CO. COM 46625H100 3,361,506 11,595 SH SOLE 0 0 11,595
ELI LILLY & CO COM 532457108 1,086,665 1,394 SH SOLE 0 0 1,394
MASTERCARD INCORPORATED CL A 57636Q104 723,779 1,288 SH SOLE 0 0 1,288
MCDONALDS CORP COM 580135101 428,462 1,466 SH SOLE 0 0 1,466
MERCK & CO INC COM 58933Y105 504,091 6,368 SH SOLE 0 0 6,368
META PLATFORMS INC CL A 30303M102 628,876 852 SH SOLE 0 0 852
MICROSOFT CORP COM 594918104 9,340,423 18,778 SH SOLE 0 0 18,778
MID-AMER APT CMNTYS INC COM 59522J103 775,945 5,243 SH SOLE 0 0 5,243
MONDELEZ INTL INC CL A 609207105 334,030 4,953 SH SOLE 0 0 4,953
NEXPOINT REAL ESTATE FIN INC COM 65342V101 552,745 40,083 SH SOLE 0 0 40,083
NEXTERA ENERGY INC COM 65339F101 902,449 13,000 SH SOLE 0 0 13,000
NVIDIA CORPORATION COM 67066G104 9,533,496 60,342 SH SOLE 0 0 60,342
ORACLE CORP COM 68389X105 745,266 3,409 SH SOLE 0 0 3,409
OREILLY AUTOMOTIVE INC COM 67103H107 670,567 7,440 SH SOLE 0 0 7,440
PACER FDS TR US CASH COWS 100 69374H881 495,349 8,990 SH SOLE 0 0 8,990
PEPSICO INC COM 713448108 950,842 7,201 SH SOLE 0 0 7,201
PFIZER INC COM 717081103 584,550 24,115 SH SOLE 0 0 24,115
PHILIP MORRIS INTL INC COM 718172109 435,461 2,391 SH SOLE 0 0 2,391
PHILLIPS 66 COM 718546104 223,697 1,875 SH SOLE 0 0 1,875
PINNACLE FINL PARTNERS INC COM 72346Q104 761,823 6,900 SH SOLE 0 0 6,900
PROCTER AND GAMBLE CO COM 742718109 2,892,744 18,157 SH SOLE 0 0 18,157
PROGRESSIVE CORP COM 743315103 1,573,140 5,895 SH SOLE 0 0 5,895
PUBLIC STORAGE OPER CO COM 74460D109 252,341 860 SH SOLE 0 0 860
EXCHANGE TRADED CONCEPTS TRU ROBO GLB ETF 301505707 233,142 3,900 SH SOLE 0 0 3,900
ROCKWELL AUTOMATION INC COM 773903109 1,874,767 5,644 SH SOLE 0 0 5,644
ROYAL BK CDA COM 780087102 509,362 3,872 SH SOLE 0 0 3,872
RTX CORPORATION COM 75513E101 2,844,324 19,479 SH SOLE 0 0 19,479
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,942,890 3,145 SH SOLE 0 0 3,145
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 627,660 1,108 SH SOLE 0 0 1,108
SALESFORCE INC COM 79466L302 241,876 887 SH SOLE 0 0 887
SCHWAB STRATEGIC TR INTERNL DIVID 808524672 18,077,911 660,984 SH SOLE 0 0 660,984
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 259,217 10,632 SH SOLE 0 0 10,632
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848 6,804,421 169,644 SH SOLE 0 0 169,644
SPDR SERIES TRUST S&P DIVID ETF 78464A763 200,202 1,475 SH SOLE 0 0 1,475
STEREOTAXIS INC COM NEW 85916J409 44,520 21,000 SH SOLE 0 0 21,000
TJX COS INC NEW COM 872540109 1,771,217 14,343 SH SOLE 0 0 14,343
T ROWE PRICE ETF INC PRICE BLUE CHIP 87283Q107 2,541,731 56,047 SH SOLE 0 0 56,047
T ROWE PRICE ETF INC PRICE DIV GRWT 87283Q404 222,495 5,250 SH SOLE 0 0 5,250
TEXAS INSTRS INC COM 882508104 296,481 1,428 SH SOLE 0 0 1,428
TEXAS ROADHOUSE INC COM 882681109 313,724 1,674 SH SOLE 0 0 1,674
SOUTHERN CO COM 842587107 642,325 6,995 SH SOLE 0 0 6,995
T-MOBILE US INC COM 872590104 269,234 1,130 SH SOLE 0 0 1,130
TRACTOR SUPPLY CO COM 892356106 1,081,785 20,500 SH SOLE 0 0 20,500
T ROWE PRICE ETF INC CAP APPRECIATION 87283Q867 246,290 6,981 SH SOLE 0 0 6,981
TRUIST FINL CORP COM 89832Q109 397,190 9,239 SH SOLE 0 0 9,239
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 586,810 24,625 SH SOLE 0 0 24,625
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 52,308,377 1,973,901 SH SOLE 0 0 1,973,901
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 40,151,481 1,374,580 SH SOLE 0 0 1,374,580
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 867,009 35,475 SH SOLE 0 0 35,475
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 29,536,105 1,067,441 SH SOLE 0 0 1,067,441
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 34,916,844 1,244,807 SH SOLE 0 0 1,244,807
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 1,015,011 40,119 SH SOLE 0 0 40,119
UNION PAC CORP COM 907818108 1,549,553 6,735 SH SOLE 0 0 6,735
UNITED PARCEL SERVICE INC CL B 911312106 386,297 3,827 SH SOLE 0 0 3,827
VANECK ETF TRUST MRNGSTR WDE MOAT 92189F643 35,174,454 375,034 SH SOLE 0 0 375,034
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 394,141 5,353 SH SOLE 0 0 5,353
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 345,688 1,689 SH SOLE 0 0 1,689
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 2,190,412 28,263 SH SOLE 0 0 28,263
VANGUARD WORLD FD FINANCIALS ETF 92204A405 257,610 2,024 SH SOLE 0 0 2,024
VANGUARD WORLD FD HEALTH CAR ETF 92204A504 295,907 1,192 SH SOLE 0 0 1,192
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 15,942,160 192,260 SH SOLE 0 0 192,260
VANGUARD WORLD FD MEGA CAP INDEX 921910873 236,166 1,050 SH SOLE 0 0 1,050
VANGUARD INDEX FDS MID CAP ETF 922908629 269,196 962 SH SOLE 0 0 962
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 955,994 1,683 SH SOLE 0 0 1,683
VANGUARD ADMIRAL FDS INC 500 GRTH IDX F 921932505 1,201,120 3,029 SH SOLE 0 0 3,029
VANGUARD ADMIRAL FDS INC SMLCP 600 GRTH 921932794 863,489 7,546 SH SOLE 0 0 7,546
VANGUARD INDEX FDS SM CP VAL ETF 922908611 241,617 1,239 SH SOLE 0 0 1,239
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 252,750 5,155 SH SOLE 0 0 5,155
VANGUARD STAR FDS VG TL INTL STK F 921909768 510,230 7,385 SH SOLE 0 0 7,385
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,414,490 4,654 SH SOLE 0 0 4,654
VANGUARD INDEX FDS VALUE ETF 922908744 435,664 2,465 SH SOLE 0 0 2,465
VERIZON COMMUNICATIONS INC COM 92343V104 635,443 14,686 SH SOLE 0 0 14,686
VICTORY PORTFOLIOS II SHARES FREE CASH 92647X830 1,902,184 53,810 SH SOLE 0 0 53,810
VIRTUS ETF TR II SEIX SR LN ETF 92790A405 484,064 20,546 SH SOLE 0 0 20,546
VISA INC COM CL A 92826C839 1,878,207 5,290 SH SOLE 0 0 5,290
WALMART INC COM 931142103 4,741,263 48,489 SH SOLE 0 0 48,489
DISNEY WALT CO COM 254687106 236,605 1,908 SH SOLE 0 0 1,908
WASTE CONNECTIONS INC COM 94106B101 206,886 1,108 SH SOLE 0 0 1,108
WASTE MGMT INC DEL COM 94106L109 319,261 1,395 SH SOLE 0 0 1,395
WELLS FARGO CO NEW COM 949746101 616,523 7,695 SH SOLE 0 0 7,695
WESTROCK COFFEE CO COM 96145W103 76,043 13,271 SH SOLE 0 0 13,271
WEC ENERGY GROUP INC COM 92939U106 347,507 3,335 SH SOLE 0 0 3,335
WISDOMTREE TR ITL HDG QTLY DIV 97717X594 17,196,518 381,721 SH SOLE 0 0 381,721