v3.25.2
Note 4 - Allowance for Credit Losses on Loans - Allowance for Loan Losses (Details) - USD ($)
$ in Thousands
3 Months Ended 6 Months Ended 12 Months Ended
Jun. 30, 2025
Jun. 30, 2024
Jun. 30, 2025
Jun. 30, 2024
Dec. 31, 2024
Balance [1]     $ 20,449    
Charge-offs $ (3,111) $ (7,453) (10,812) $ (8,292) $ (14,179)
Recoveries 1,183 198 1,234 246  
Provision for Credit Losses (296) 8,640 7,474 9,879  
Balance 18,345 [1] 19,343 18,345 [1] 19,343 20,449 [1]
Cumulative Effect, Period of Adoption, Adjusted Balance [Member]          
Balance 20,569 17,958 20,449 17,510 17,510
Balance         20,449
Real Estate Portfolio Segment [Member] | One-to-four Family Loan [Member]          
Charge-offs 0 0 0 0 0
Recoveries 0 0 0 2  
Provision for Credit Losses 12 460 131 1,559  
Balance 4,888 4,536 4,888 4,536  
Real Estate Portfolio Segment [Member] | One-to-four Family Loan [Member] | Cumulative Effect, Period of Adoption, Adjusted Balance [Member]          
Balance 4,876 4,076 4,757 2,975 2,975
Balance         4,757
Real Estate Portfolio Segment [Member] | Multi-family Loan [Member]          
Charge-offs 0 0 0 0 0
Recoveries 0 0 0 0  
Provision for Credit Losses (12) 293 140 470  
Balance 2,633 1,624 2,633 1,624  
Real Estate Portfolio Segment [Member] | Multi-family Loan [Member] | Cumulative Effect, Period of Adoption, Adjusted Balance [Member]          
Balance 2,645 1,331 2,493 1,154 1,154
Balance         2,493
Real Estate Portfolio Segment [Member] | Commercial Real Estate [Member]          
Charge-offs (15) 0 (5,586) 0 0
Recoveries 20 0 26 0  
Provision for Credit Losses 30 (250) 5,612 (539)  
Balance 2,462 3,132 2,462 3,132  
Real Estate Portfolio Segment [Member] | Commercial Real Estate [Member] | Cumulative Effect, Period of Adoption, Adjusted Balance [Member]          
Balance 2,427 3,382 2,410 3,671 3,671
Balance         2,410
Real Estate Portfolio Segment [Member] | Construction Loans [Member]          
Charge-offs 0 (3,978) (374) (3,978) (4,389)
Recoveries 5 0 5 0  
Provision for Credit Losses 33 3,789 292 2,890  
Balance 499 801 499 801  
Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Cumulative Effect, Period of Adoption, Adjusted Balance [Member]          
Balance 461 990 576 1,889 1,889
Balance         576
Consumer Portfolio Segment [Member] | Home Equity Loan [Member]          
Charge-offs 0 0 0 0 0
Recoveries 0 0 0 0  
Provision for Credit Losses 54 (49) 119 615  
Balance 1,441 1,692 1,441 1,692  
Consumer Portfolio Segment [Member] | Home Equity Loan [Member] | Cumulative Effect, Period of Adoption, Adjusted Balance [Member]          
Balance 1,387 1,741 1,322 1,077 1,077
Balance         1,322
Consumer Portfolio Segment [Member] | Automobile and Other Loan [Member]          
Charge-offs (273) (832) (516) (1,638) (2,494)
Recoveries 74 198 117 244  
Provision for Credit Losses 18 387 (20) (419)  
Balance 2,268 2,596 2,268 2,596  
Consumer Portfolio Segment [Member] | Automobile and Other Loan [Member] | Cumulative Effect, Period of Adoption, Adjusted Balance [Member]          
Balance 2,449 2,843 2,687 4,409 4,409
Balance         2,687
Commercial Portfolio Segment [Member]          
Charge-offs (2,823) (2,643) (4,336) (2,676) (7,296)
Recoveries 1,084 0 1,086 0  
Provision for Credit Losses (431) 4,010 1,200 5,303  
Balance 4,154 4,962 4,154 4,962  
Commercial Portfolio Segment [Member] | Cumulative Effect, Period of Adoption, Adjusted Balance [Member]          
Balance $ 6,324 $ 3,595 $ 6,204 $ 2,335 2,335
Balance         $ 6,204
[1] Allowance for credit losses on loans in 2023 reported using the CECL method and in 2022 reported using the incurred loss method.