v3.25.2
Note 3 - Loans Receivable - Credit Quality Indicators by Class of Loan (Details) - USD ($)
$ in Thousands
3 Months Ended 6 Months Ended 12 Months Ended
Jun. 30, 2025
Jun. 30, 2024
Jun. 30, 2025
Jun. 30, 2024
Dec. 31, 2024
Originated current year $ 115,533   $ 115,533   $ 187,209
Originated prior year 187,296   187,296   207,004
Originated two years prior 174,713   174,713   421,327
Originated three years prior 378,515   378,515   374,153
Originated four years prior 372,195   372,195   211,204
Originated years prior 336,637   336,637   207,100
Revolving 99,813   99,813   87,826
Loan receivable, gross 1,664,702   1,664,702   1,695,823
Originated current year, write offs     0   2,105
Originated prior year, write offs     103   5,153
Originated two years prior, write offs     568   4,307
Originated three years prior, write offs     1,939   2,114
Originated four years prior, write offs     7,420   156
Originated years prior, write offs     706   237
Revolving, write offs     76   107
Loan receivable, gross, write offs 3,111 $ 7,453 10,812 $ 8,292 14,179
Pass [Member]          
Originated current year 98,448   98,448   168,054
Originated prior year 175,483   175,483   181,094
Originated two years prior 153,502   153,502   401,447
Originated three years prior 356,927   356,927   333,687
Originated four years prior 346,537   346,537   205,774
Originated years prior 326,883   326,883   199,333
Revolving 97,493   97,493   85,258
Loan receivable, gross 1,555,273   1,555,273   1,574,647
Watch [Member]          
Originated current year 5,357   5,357   10,490
Originated prior year 11,551   11,551   10,232
Originated two years prior 4,815   4,815   14,541
Originated three years prior 15,745   15,745   24,944
Originated four years prior 24,163   24,163   2,536
Originated years prior 6,311   6,311   4,471
Revolving 360   360   329
Loan receivable, gross 68,302   68,302   67,543
Special Mention [Member]          
Originated current year 14   14   228
Originated prior year 177   177   3,799
Originated two years prior 3,596   3,596   1,279
Originated three years prior 2,239   2,239   1,709
Originated four years prior 608   608   1,255
Originated years prior 1,886   1,886   2,820
Revolving 1,670   1,670   0
Loan receivable, gross 10,190   10,190   11,090
Substandard [Member]          
Originated current year 11,714   11,714   8,437
Originated prior year 85   85   11,879
Originated two years prior 12,800   12,800   4,060
Originated three years prior 3,604   3,604   13,813
Originated four years prior 887   887   1,639
Originated years prior 1,557   1,557   476
Revolving 290   290   2,239
Loan receivable, gross 30,937   30,937   42,543
Real Estate Portfolio Segment [Member]          
Loan receivable, gross 1,181,055   1,181,055   1,196,400
Real Estate Portfolio Segment [Member] | One-to-four Family Loan [Member]          
Originated current year 2,455   2,455   1,596
Originated prior year 2,327   2,327   10,315
Originated two years prior 8,785   8,785   130,591
Originated three years prior 132,932   132,932   117,550
Originated four years prior 113,753   113,753   66,715
Originated years prior 127,207   127,207   68,548
Revolving 0   0   0
Loan receivable, gross 387,459   387,459   395,315
Originated current year, write offs     0   0
Originated prior year, write offs     0   0
Originated two years prior, write offs     0   0
Originated three years prior, write offs     0   0
Originated four years prior, write offs     0   0
Originated years prior, write offs     0   0
Revolving, write offs     0   0
Loan receivable, gross, write offs (0) (0) 0 (0) 0
Real Estate Portfolio Segment [Member] | One-to-four Family Loan [Member] | Pass [Member]          
Originated current year 2,455   2,455   1,596
Originated prior year 2,327   2,327   10,315
Originated two years prior 8,785   8,785   130,021
Originated three years prior 132,379   132,379   116,245
Originated four years prior 113,753   113,753   64,869
Originated years prior 122,045   122,045   65,927
Revolving 0   0   0
Loan receivable, gross 381,744   381,744   388,973
Real Estate Portfolio Segment [Member] | One-to-four Family Loan [Member] | Watch [Member]          
Originated current year 0   0   0
Originated prior year 0   0   0
Originated two years prior 0   0   297
Originated three years prior 294   294   1,305
Originated four years prior 0   0   1,006
Originated years prior 3,065   3,065   2,141
Revolving 0   0   0
Loan receivable, gross 3,359   3,359   4,749
Real Estate Portfolio Segment [Member] | One-to-four Family Loan [Member] | Special Mention [Member]          
Originated current year 0   0   0
Originated prior year 0   0   0
Originated two years prior 0   0   0
Originated three years prior 0   0   0
Originated four years prior 0   0   0
Originated years prior 637   637   78
Revolving 0   0   0
Loan receivable, gross 637   637   78
Real Estate Portfolio Segment [Member] | One-to-four Family Loan [Member] | Substandard [Member]          
Originated current year 0   0   0
Originated prior year 0   0   0
Originated two years prior 0   0   273
Originated three years prior 259   259   0
Originated four years prior 0   0   840
Originated years prior 1,460   1,460   402
Revolving 0   0   0
Loan receivable, gross 1,719   1,719   1,515
Real Estate Portfolio Segment [Member] | Multi-family Loan [Member]          
Originated current year 5,304   5,304   28,626
Originated prior year 28,440   28,440   35,119
Originated two years prior 29,235   29,235   107,683
Originated three years prior 107,815   107,815   97,730
Originated four years prior 96,653   96,653   51,163
Originated years prior 62,249   62,249   12,275
Revolving 0   0   0
Loan receivable, gross 329,696   329,696   332,596
Originated current year, write offs     0   0
Originated prior year, write offs     0   0
Originated two years prior, write offs     0   0
Originated three years prior, write offs     0   0
Originated four years prior, write offs     0   0
Originated years prior, write offs     0   0
Revolving, write offs     0   0
Loan receivable, gross, write offs (0) (0) 0 (0) 0
Real Estate Portfolio Segment [Member] | Multi-family Loan [Member] | Pass [Member]          
Originated current year 5,304   5,304   19,871
Originated prior year 19,750   19,750   31,334
Originated two years prior 25,911   25,911   105,919
Originated three years prior 103,711   103,711   74,679
Originated four years prior 73,776   73,776   49,885
Originated years prior 60,394   60,394   11,299
Revolving 0   0   0
Loan receivable, gross 288,846   288,846   292,987
Real Estate Portfolio Segment [Member] | Multi-family Loan [Member] | Watch [Member]          
Originated current year 0   0   8,755
Originated prior year 8,690   8,690   0
Originated two years prior 0   0   1,764
Originated three years prior 4,104   4,104   23,051
Originated four years prior 22,877   22,877   1,278
Originated years prior 1,855   1,855   976
Revolving 0   0   0
Loan receivable, gross 37,526   37,526   35,824
Real Estate Portfolio Segment [Member] | Multi-family Loan [Member] | Special Mention [Member]          
Originated current year 0   0   0
Originated prior year 0   0   3,785
Originated two years prior 3,324   3,324   0
Originated three years prior 0   0   0
Originated four years prior 0   0   0
Originated years prior 0   0   0
Revolving 0   0   0
Loan receivable, gross 3,324   3,324   3,785
Real Estate Portfolio Segment [Member] | Commercial Real Estate [Member]          
Originated current year 36,895   36,895   35,563
Originated prior year 34,096   34,096   55,293
Originated two years prior 54,705   54,705   82,439
Originated three years prior 68,657   68,657   109,416
Originated four years prior 96,112   96,112   75,437
Originated years prior 100,897   100,897   32,231
Revolving 0   0   0
Loan receivable, gross 391,362   391,362   390,379
Originated current year, write offs     0   0
Originated prior year, write offs     0   0
Originated two years prior, write offs     0   0
Originated three years prior, write offs     0   0
Originated four years prior, write offs     5,586   0
Originated years prior, write offs     0   0
Revolving, write offs     0   0
Loan receivable, gross, write offs 15 (0) 5,586 (0) 0
Real Estate Portfolio Segment [Member] | Commercial Real Estate [Member] | Pass [Member]          
Originated current year 30,219   30,219   35,011
Originated prior year 33,551   33,551   51,514
Originated two years prior 46,882   46,882   72,064
Originated three years prior 58,106   58,106   97,421
Originated four years prior 95,044   95,044   74,182
Originated years prior 98,549   98,549   28,762
Revolving 0   0   0
Loan receivable, gross 362,351   362,351   358,954
Real Estate Portfolio Segment [Member] | Commercial Real Estate [Member] | Watch [Member]          
Originated current year 0   0   552
Originated prior year 545   545   3,779
Originated two years prior 3,732   3,732   10,371
Originated three years prior 8,697   8,697   0
Originated four years prior 1,068   1,068   0
Originated years prior 1,113   1,113   767
Revolving 0   0   0
Loan receivable, gross 15,155   15,155   15,469
Real Estate Portfolio Segment [Member] | Commercial Real Estate [Member] | Special Mention [Member]          
Originated current year 0   0   0
Originated prior year 0   0   0
Originated two years prior 0   0   0
Originated three years prior 1,849   1,849   0
Originated four years prior 0   0   1,255
Originated years prior 1,235   1,235   2,702
Revolving 0   0   0
Loan receivable, gross 3,084   3,084   3,957
Real Estate Portfolio Segment [Member] | Commercial Real Estate [Member] | Substandard [Member]          
Originated current year 6,676   6,676   0
Originated prior year 0   0   0
Originated two years prior 4,091   4,091   4
Originated three years prior 5   5   11,995
Originated four years prior 0   0   0
Originated years prior 0   0   0
Revolving 0   0   0
Loan receivable, gross 10,772   10,772   11,999
Real Estate Portfolio Segment [Member] | Construction Loans [Member]          
Originated current year 19,631   19,631   29,233
Originated prior year 24,970   24,970   32,789
Originated two years prior 22,733   22,733   13,638
Originated three years prior 3,025   3,025   1,579
Originated four years prior 1,528   1,528   504
Originated years prior 651   651   367
Revolving 0   0   0
Loan receivable, gross 72,538   72,538   78,110
Originated current year, write offs     0   0
Originated prior year, write offs     0   4,389
Originated two years prior, write offs     374   0
Originated three years prior, write offs     0   0
Originated four years prior, write offs     0   0
Originated years prior, write offs     0   0
Revolving, write offs     0   0
Loan receivable, gross, write offs (0) 3,978 374 3,978 4,389
Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Pass [Member]          
Originated current year 9,419   9,419   20,870
Originated prior year 23,509   23,509   15,874
Originated two years prior 14,613   14,613   13,638
Originated three years prior 3,025   3,025   1,357
Originated four years prior 1,528   1,528   504
Originated years prior 618   618   327
Revolving 0   0   0
Loan receivable, gross 52,712   52,712   52,570
Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Watch [Member]          
Originated current year 5,279   5,279   213
Originated prior year 1,461   1,461   5,531
Originated two years prior 0   0   0
Originated three years prior 0   0   222
Originated four years prior 0   0   0
Originated years prior 24   24   30
Revolving 0   0   0
Loan receivable, gross 6,764   6,764   5,996
Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Substandard [Member]          
Originated current year 4,933   4,933   8,150
Originated prior year 0   0   11,384
Originated two years prior 8,120   8,120   0
Originated three years prior 0   0   0
Originated four years prior 0   0   0
Originated years prior 9   9   10
Revolving 0   0   0
Loan receivable, gross 13,062   13,062   19,544
Consumer Portfolio Segment [Member]          
Loan receivable, gross 365,804   365,804   347,930
Consumer Portfolio Segment [Member] | Home Equity Loan [Member]          
Originated current year 2,974   2,974   5,901
Originated prior year 4,807   4,807   5,860
Originated two years prior 5,035   5,035   5,933
Originated three years prior 5,492   5,492   4,117
Originated four years prior 3,912   3,912   2,661
Originated years prior 7,102   7,102   4,692
Revolving 55,605   55,605   49,890
Loan receivable, gross 84,927   84,927   79,054
Originated current year, write offs     0   0
Originated prior year, write offs     0   0
Originated two years prior, write offs     0   0
Originated three years prior, write offs     0   0
Originated four years prior, write offs     0   0
Originated years prior, write offs     0   0
Revolving, write offs     0   0
Loan receivable, gross, write offs (0) (0) 0 (0) 0
Consumer Portfolio Segment [Member] | Home Equity Loan [Member] | Pass [Member]          
Originated current year 2,974   2,974   5,779
Originated prior year 4,807   4,807   5,860
Originated two years prior 4,848   4,848   5,868
Originated three years prior 5,293   5,293   4,117
Originated four years prior 3,912   3,912   2,571
Originated years prior 7,015   7,015   4,620
Revolving 55,330   55,330   49,531
Loan receivable, gross 84,179   84,179   78,346
Consumer Portfolio Segment [Member] | Home Equity Loan [Member] | Watch [Member]          
Originated current year 0   0   122
Originated prior year 0   0   0
Originated two years prior 187   187   65
Originated three years prior 199   199   0
Originated four years prior 0   0   35
Originated years prior 25   25   61
Revolving 275   275   326
Loan receivable, gross 686   686   609
Consumer Portfolio Segment [Member] | Home Equity Loan [Member] | Substandard [Member]          
Originated current year 0   0   0
Originated prior year 0   0   0
Originated two years prior 0   0   0
Originated three years prior 0   0   0
Originated four years prior 0   0   55
Originated years prior 62   62   11
Revolving 0   0   33
Loan receivable, gross 62   62   99
Consumer Portfolio Segment [Member] | Automobile and Other Loan [Member]          
Originated current year 37,226   37,226   57,015
Originated prior year 62,937   62,937   47,762
Originated two years prior 38,844   38,844   66,204
Originated three years prior 48,816   48,816   36,444
Originated four years prior 55,538   55,538   12,618
Originated years prior 36,902   36,902   48,315
Revolving 614   614   518
Loan receivable, gross 280,877   280,877   268,876
Originated current year, write offs     0   0
Originated prior year, write offs     3   505
Originated two years prior, write offs     194   1,536
Originated three years prior, write offs     209   92
Originated four years prior, write offs     13   17
Originated years prior, write offs     21   237
Revolving, write offs     76   107
Loan receivable, gross, write offs 273 832 516 1,638 2,494
Consumer Portfolio Segment [Member] | Automobile and Other Loan [Member] | Pass [Member]          
Originated current year 37,226   37,226   55,699
Originated prior year 61,905   61,905   46,719
Originated two years prior 37,383   37,383   65,193
Originated three years prior 47,193   47,193   36,235
Originated four years prior 55,309   55,309   12,268
Originated years prior 36,635   36,635   47,728
Revolving 612   612   518
Loan receivable, gross 276,263   276,263   264,360
Consumer Portfolio Segment [Member] | Automobile and Other Loan [Member] | Watch [Member]          
Originated current year 0   0   848
Originated prior year 855   855   786
Originated two years prior 896   896   980
Originated three years prior 1,376   1,376   52
Originated four years prior 205   205   217
Originated years prior 229   229   496
Revolving 0   0   0
Loan receivable, gross 3,561   3,561   3,379
Consumer Portfolio Segment [Member] | Automobile and Other Loan [Member] | Special Mention [Member]          
Originated current year 0   0   228
Originated prior year 177   177   14
Originated two years prior 154   154   0
Originated three years prior 56   56   157
Originated four years prior 24   24   0
Originated years prior 12   12   38
Revolving 2   2   0
Loan receivable, gross 425   425   437
Consumer Portfolio Segment [Member] | Automobile and Other Loan [Member] | Substandard [Member]          
Originated current year 0   0   240
Originated prior year 0   0   243
Originated two years prior 411   411   31
Originated three years prior 191   191   0
Originated four years prior 0   0   133
Originated years prior 26   26   53
Revolving 0   0   0
Loan receivable, gross 628   628   700
Commercial Portfolio Segment [Member]          
Originated current year 11,048   11,048   29,275
Originated prior year 29,719   29,719   19,866
Originated two years prior 15,376   15,376   14,839
Originated three years prior 11,778   11,778   7,317
Originated four years prior 4,699   4,699   2,106
Originated years prior 1,629   1,629   40,672
Revolving 43,594   43,594   37,418
Loan receivable, gross 117,843   117,843   151,493
Originated current year, write offs     0   2,105
Originated prior year, write offs     100   259
Originated two years prior, write offs     0   2,771
Originated three years prior, write offs     1,730   2,022
Originated four years prior, write offs     1,821   139
Originated years prior, write offs     685   0
Revolving, write offs     0   0
Loan receivable, gross, write offs 2,823 $ 2,643 4,336 $ 2,676 7,296
Commercial Portfolio Segment [Member] | Pass [Member]          
Originated current year 10,851   10,851   29,228
Originated prior year 29,634   29,634   19,478
Originated two years prior 15,080   15,080   8,744
Originated three years prior 7,220   7,220   3,633
Originated four years prior 3,215   3,215   1,495
Originated years prior 1,627   1,627   40,670
Revolving 41,551   41,551   35,209
Loan receivable, gross 109,178   109,178   138,457
Commercial Portfolio Segment [Member] | Watch [Member]          
Originated current year 78   78   0
Originated prior year 0   0   136
Originated two years prior 0   0   1,064
Originated three years prior 1,075   1,075   314
Originated four years prior 13   13   0
Revolving 85   85   3
Loan receivable, gross 1,251   1,251   1,517
Originated years prior, net of deferred fees 0   0   0
Commercial Portfolio Segment [Member] | Special Mention [Member]          
Originated current year 14   14   0
Originated prior year 0   0   0
Originated two years prior 118   118   1,279
Originated three years prior 334   334   1,552
Originated four years prior 584   584   0
Originated years prior 2   2   2
Revolving 1,668   1,668   0
Loan receivable, gross 2,720   2,720   2,833
Commercial Portfolio Segment [Member] | Substandard [Member]          
Originated current year 105   105   47
Originated prior year 85   85   252
Originated two years prior 178   178   3,752
Originated three years prior 3,149   3,149   1,818
Originated four years prior 887   887   611
Originated years prior 0   0   0
Revolving 290   290   2,206
Loan receivable, gross $ 4,694   $ 4,694   $ 8,686