v3.25.2
Note 4 - Allowance for Credit Losses on Loans (Tables)
6 Months Ended
Jun. 30, 2025
Notes Tables  
Financing Receivable, Allowance for Credit Loss [Table Text Block]
   

At or For the Three Months Ended June 30, 2025

 
   

Beginning Balance

   

Charge-offs

   

Recoveries

   

Provision for (Recapture of) Credit Losses

   

Ending Balance

 
   

(In thousands)

 

One-to-four family

  $ 4,876     $     $     $ 12     $ 4,888  

Multi-family

    2,645                   (12 )     2,633  

Commercial real estate

    2,427       (15 )     20       30       2,462  

Construction and land

    461             5       33       499  

Home equity

    1,387                   54       1,441  

Auto and other consumer

    2,449       (273 )     74       18       2,268  

Commercial business

    6,324       (2,823 )     1,084       (431 )     4,154  

Total

  $ 20,569     $ (3,111 )   $ 1,183     $ (296 )   $ 18,345  
   

At or For the Six Months Ended June 30, 2025

 
   

Beginning Balance

   

Charge-offs

   

Recoveries

   

Provision for (Recapture of) Credit Losses

   

Ending Balance

 
   

(In thousands)

 

One-to-four family

  $ 4,757     $     $     $ 131     $ 4,888  

Multi-family

    2,493                   140       2,633  

Commercial real estate

    2,410       (5,586 )     26       5,612       2,462  

Construction and land

    576       (374 )     5       292       499  

Home equity

    1,322                   119       1,441  

Auto and other consumer

    2,687       (516 )     117       (20 )     2,268  

Commercial business

    6,204       (4,336 )     1,086       1,200       4,154  

Total

  $ 20,449     $ (10,812 )   $ 1,234     $ 7,474     $ 18,345  
   

At or For the Three Months Ended June 30, 2024

 
   

Beginning Balance

   

Charge-offs

   

Recoveries

   

Provision for (Recapture of) Credit Losses

   

Ending Balance

 
   

(In thousands)

 

One-to-four family

  $ 4,076     $     $     $ 460     $ 4,536  

Multi-family

    1,331                   293       1,624  

Commercial real estate

    3,382                   (250 )     3,132  

Construction and land

    990       (3,978 )           3,789       801  

Home equity

    1,741                   (49 )     1,692  

Auto and other consumer

    2,843       (832 )     198       387       2,596  

Commercial business

    3,595       (2,643 )           4,010       4,962  

Total

  $ 17,958     $ (7,453 )   $ 198     $ 8,640     $ 19,343  
   

At or For the Six Months Ended June 30, 2024

 
   

Beginning Balance

   

Charge-offs

   

Recoveries

    Provision for (Recapture of) Credit Losses    

Ending Balance

 
   

(In thousands)

 

One-to-four family

  $ 2,975     $     $ 2     $ 1,559     $ 4,536  

Multi-family

    1,154                   470       1,624  

Commercial real estate

    3,671                   (539 )     3,132  

Construction and land

    1,889       (3,978 )           2,890       801  

Home equity

    1,077                   615       1,692  

Auto and other consumer

    4,409       (1,638 )     244       (419 )     2,596  

Commercial business

    2,335       (2,676 )           5,303       4,962  

Total

  $ 17,510     $ (8,292 )   $ 246     $ 9,879     $ 19,343