Notes Tables

Financing Receivable, Nonaccrual [Table Text Block]

	June 30, 2025						December 31, 2024
	Nonaccrual Loans with ACLL		Nonaccrual Loans with No ACLL		Total Nonaccrual Loans		Nonaccrual Loans with ACLL		Nonaccrual Loans with No ACLL		Total Nonaccrual Loans
	(In thousands)
One-to-four family	$	910	$	1,364	$	2,274	$	364	$	1,113	$	1,477
Commercial real estate		4		4,091		4,095		4		5,594		5,598
Construction and land		9		13,054		13,063		10		19,534		19,544
Home equity		10		—		10		55		—		55
Auto and other consumer		26		384		410		—		700		700
Commercial business		197		317		514		2,537		604		3,141
Total nonaccrual loans	$	1,156	$	19,210	$	20,366	$	2,970	$	27,545	$	30,515

Financing Receivable Credit Quality Indicators [Table Text Block]

	Term Loans by Year of Origination or Most Recent Renewal or Extension ⁽¹⁾												Revolving		Total
	2025		2024		2023		2022		2021		Prior		Loans		Loans
	(In thousands)
One-to-four family
Pass (Grades 1-3)	$	2,455	$	2,327	$	8,785	$	132,379	$	113,753	$	122,045	$	—	$	381,744
Watch (Grade 4)		—		—		—		294		—		3,065		—		3,359
Special Mention (Grade 5)		—		—		—		—		—		637		—		637
Substandard (Grade 6)		—		—		—		259		—		1,460		—		1,719
Total one-to-four family		2,455		2,327		8,785		132,932		113,753		127,207		—		387,459
Gross charge-offs year-to-date		—		—		—		—		—		—		—		—
Multi-family
Pass (Grades 1-3)		5,304		19,750		25,911		103,711		73,776		60,394		—		288,846
Watch (Grade 4)		—		8,690		—		4,104		22,877		1,855		—		37,526
Special Mention (Grade 5)		—		—		3,324		—		—		—		—		3,324
Total multi-family		5,304		28,440		29,235		107,815		96,653		62,249		—		329,696
Gross charge-offs year-to-date		—		—		—		—		—		—		—		—
Commercial Real Estate
Pass (Grades 1-3)		30,219		33,551		46,882		58,106		95,044		98,549		—		362,351
Watch (Grade 4)		—		545		3,732		8,697		1,068		1,113		—		15,155
Special Mention (Grade 5)		—		—		—		1,849		—		1,235		—		3,084
Substandard (Grade 6)		6,676		—		4,091		5		—		—		—		10,772
Total commercial real estate		36,895		34,096		54,705		68,657		96,112		100,897		—		391,362
Gross charge-offs year-to-date		—		—		—		—		5,586		—		—		5,586
Construction and Land
Pass (Grades 1-3)		9,419		23,509		14,613		3,025		1,528		618		—		52,712
Watch (Grade 4)		5,279		1,461		—		—		—		24		—		6,764
Substandard (Grade 6)		4,933		—		8,120		—		—		9		—		13,062
Total construction and land		19,631		24,970		22,733		3,025		1,528		651		—		72,538
Gross charge-offs year-to-date		—		—		374		—		—		—		—		374
Home Equity
Pass (Grades 1-3)		2,974		4,807		4,848		5,293		3,912		7,015		55,330		84,179
Watch (Grade 4)		—		—		187		199		—		25		275		686
Substandard (Grade 6)		—		—		—		—		—		62		—		62
Total home equity		2,974		4,807		5,035		5,492		3,912		7,102		55,605		84,927
Gross charge-offs year-to-date		—		—		—		—		—		—		—		—
Auto and Other Consumer
Pass (Grades 1-3)		37,226		61,905		37,383		47,193		55,309		36,635		612		276,263
Watch (Grade 4)		—		855		896		1,376		205		229		—		3,561
Special Mention (Grade 5)		—		177		154		56		24		12		2		425
Substandard (Grade 6)		—		—		411		191		—		26		—		628
Total auto and other consumer		37,226		62,937		38,844		48,816		55,538		36,902		614		280,877
Gross charge-offs year-to-date		—		3		194		209		13		21		76		516
Commercial business
Pass (Grades 1-3)		10,851		29,634		15,080		7,220		3,215		1,627		41,551		109,178
Watch (Grade 4)		78		—		—		1,075		13		—		85		1,251
Special Mention (Grade 5)		14		—		118		334		584		2		1,668		2,720
Substandard (Grade 6)		105		85		178		3,149		887		—		290		4,694
Total commercial business		11,048		29,719		15,376		11,778		4,699		1,629		43,594		117,843
Gross charge-offs year-to-date		—		100		—		1,730		1,821		685		—		4,336
Total loans
Pass (Grades 1-3)		98,448		175,483		153,502		356,927		346,537		326,883		97,493		1,555,273
Watch (Grade 4)		5,357		11,551		4,815		15,745		24,163		6,311		360		68,302
Special Mention (Grade 5)		14		177		3,596		2,239		608		1,886		1,670		10,190
Substandard (Grade 6)		11,714		85		12,800		3,604		887		1,557		290		30,937
Total loans	$	115,533	$	187,296	$	174,713	$	378,515	$	372,195	$	336,637	$	99,813	$	1,664,702
Total gross charge-offs year-to-date	$	—	$	103	$	568	$	1,939	$	7,420	$	706	$	76	$	10,812

	Term Loans by Year of Origination or Most Recent Renewal or Extension ⁽¹⁾												Revolving		Total
	2024		2023		2022		2021		2020		Prior		Loans		Loans
	(In thousands)
One-to-four family
Pass (Grades 1-3)	$	1,596	$	10,315	$	130,021	$	116,245	$	64,869	$	65,927	$	—	$	388,973
Watch (Grade 4)		—		—		297		1,305		1,006		2,141		—		4,749
Special Mention (Grade 5)		—		—		—		—		—		78		—		78
Substandard (Grade 6)		—		—		273		—		840		402		—		1,515
Total one-to-four family		1,596		10,315		130,591		117,550		66,715		68,548		—		395,315
Gross charge-offs for the year		—		—		—		—		—		—		—		—
Multi-family
Pass (Grades 1-3)		19,871		31,334		105,919		74,679		49,885		11,299		—		292,987
Watch (Grade 4)		8,755		—		1,764		23,051		1,278		976		—		35,824
Special Mention (Grade 5)		—		3,785		—		—		—		—		—		3,785
Total multi-family		28,626		35,119		107,683		97,730		51,163		12,275		—		332,596
Gross charge-offs for the year		—		—		—		—		—		—		—		—
Commercial Real Estate
Pass (Grades 1-3)		35,011		51,514		72,064		97,421		74,182		28,762		—		358,954
Watch (Grade 4)		552		3,779		10,371		—		—		767		—		15,469
Special Mention (Grade 5)		—		—		—		—		1,255		2,702		—		3,957
Substandard (Grade 6)		—		—		4		11,995		—		—		—		11,999
Total commercial real estate		35,563		55,293		82,439		109,416		75,437		32,231		—		390,379
Gross charge-offs for the year		—		—		—		—		—		—		—		—
Construction and Land
Pass (Grades 1-3)		20,870		15,874		13,638		1,357		504		327		—		52,570
Watch (Grade 4)		213		5,531		—		222		—		30		—		5,996
Substandard (Grade 6)		8,150		11,384		—		—		—		10		—		19,544
Total construction and land		29,233		32,789		13,638		1,579		504		367		—		78,110
Gross charge-offs for the year		—		4,389		—		—		—		—		—		4,389
Home Equity
Pass (Grades 1-3)		5,779		5,860		5,868		4,117		2,571		4,620		49,531		78,346
Watch (Grade 4)		122		—		65		—		35		61		326		609
Substandard (Grade 6)		—		—		—		—		55		11		33		99
Total home equity		5,901		5,860		5,933		4,117		2,661		4,692		49,890		79,054
Gross charge-offs for the year		—		—		—		—		—		—		—		—
Auto and Other Consumer
Pass (Grades 1-3)		55,699		46,719		65,193		36,235		12,268		47,728		518		264,360
Watch (Grade 4)		848		786		980		52		217		496		—		3,379
Special Mention (Grade 5)		228		14		—		157		—		38		—		437
Substandard (Grade 6)		240		243		31		—		133		53		—		700
Total auto and other consumer		57,015		47,762		66,204		36,444		12,618		48,315		518		268,876
Gross charge-offs for the year		—		505		1,536		92		17		237		107		2,494
Commercial business
Pass (Grades 1-3)		29,228		19,478		8,744		3,633		1,495		40,670		35,209		138,457
Watch (Grade 4)		—		136		1,064		314		—		—		3		1,517
Special Mention (Grade 5)		—		—		1,279		1,552		—		2		—		2,833
Substandard (Grade 6)		47		252		3,752		1,818		611		—		2,206		8,686
Total commercial business		29,275		19,866		14,839		7,317		2,106		40,672		37,418		151,493
Gross charge-offs for the year		2,105		259		2,771		2,022		139		—		—		7,296
Total loans
Pass (Grades 1-3)		168,054		181,094		401,447		333,687		205,774		199,333		85,258		1,574,647
Watch (Grade 4)		10,490		10,232		14,541		24,944		2,536		4,471		329		67,543
Special Mention (Grade 5)		228		3,799		1,279		1,709		1,255		2,820		—		11,090
Substandard (Grade 6)		8,437		11,879		4,060		13,813		1,639		476		2,239		42,543
Total loans	$	187,209	$	207,004	$	421,327	$	374,153	$	211,204	$	207,100	$	87,826	$	1,695,823
Total Gross charge-offs for the year	$	2,105	$	5,153	$	4,307	$	2,114	$	156	$	237	$	107	$	14,179