Regulatory Capital (Tables)

6 Months Ended

Jun. 30, 2025

Summary of Significant Accounting Policies

Summary of compliance with banking regulatory capital standards


		June 30, 2025					December 31, 2024
					Percent of					Percent of
		Amount			Assets		Amount			Assets

		(Dollars in thousands)
Tier I (leverage) capital:
Capital level		$	875,604		9.82	%	$	847,588		9.31	%
Requirement to be well-capitalized			445,626		5.00			455,335		5.00
Excess			429,978		4.82			392,253		4.31

Common Equity Tier I risk-based capital:
Capital level		$	875,604		13.11	%	$	847,588		12.51	%
Requirement to be well-capitalized			433,982		6.50			440,259		6.50
Excess			441,622		6.61			407,329		6.01

Tier I risk-based capital:
Capital level		$	875,604		13.11	%	$	847,588		12.51	%
Requirement to be well-capitalized			534,132		8.00			541,857		8.00
Excess			341,472		5.11			305,731		4.51

Total risk-based capital:
Capital level		$	917,250		13.74	%	$	887,902		13.11	%
Requirement to be well-capitalized			667,665		10.00			677,321		10.00
Excess			249,585		3.74			210,581		3.11

Holding Company

Summary of Significant Accounting Policies

Summary of compliance with banking regulatory capital standards


		June 30, 2025					December 31, 2024
					Percent of					Percent of
		Amount			Assets		Amount			Assets

		(Dollars in thousands)
Tier I (leverage) capital:
Capital level		$	740,871		8.31	%	$	731,958		8.04	%
Requirement to be well-capitalized			445,628		5.00			455,297		5.00
Excess			295,243		3.31			276,661		3.04

Common Equity Tier I risk-based capital:
Capital level		$	695,099		10.41	%	$	685,004		10.13	%
Requirement to be well-capitalized			433,915		6.50			439,533		6.50
Excess			261,184		3.91			245,471		3.63

Tier I risk-based capital:
Capital level		$	740,871		11.10	%	$	731,958		10.82	%
Requirement to be well-capitalized			534,050		8.00			540,964		8.00
Excess			206,821		3.10			190,994		2.82

Total risk-based capital:
Capital level		$	972,517		14.57	%	$	962,272		14.23	%
Requirement to be well-capitalized			667,562		10.00			676,205		10.00
Excess			304,955		4.57			286,067		4.23