FAIR VALUE - Carrying Amounts and Estimated Fair Values of Other Financial Instruments (Details) - USD ($) $ in Thousands	Jun. 30, 2025	Dec. 31, 2024
Financial assets:
Cash and due from financial institutions	$ 35,825	$ 26,224
Interest-earning deposits in other financial institutions	284,226	20,811
Loans, net and loans held for sale	2,109,749	2,050,031
Derivative assets	18,727	23,829
Deposits:
FHLBNY advances	55,000	109,110
Subordinated debt, net of deferred issuance costs	44,146	0
Derivative liabilities	18,815	23,851
Recurring
Financial assets:
Securities available for sale	287,335	531,442
Derivative assets	18,727	23,829
Deposits:
Derivative liabilities	18,815	23,851
Recurring \| Quoted Prices in Active Markets for Identical Assets (Level 1)
Financial assets:
Securities available for sale	0	56,906
Derivative assets	0	0
Deposits:
Derivative liabilities	0	0
Recurring \| Significant Other Observable Inputs (Level 2)
Financial assets:
Securities available for sale	281,455	462,404
Derivative assets	18,727	23,829
Deposits:
Derivative liabilities	18,815	23,851
Recurring \| Significant Unobservable Inputs (Level 3)
Financial assets:
Securities available for sale	5,880	12,132
Derivative assets	0	0
Deposits:
Derivative liabilities	0	0
Recurring \| Carrying Amount
Financial assets:
Cash and due from financial institutions	35,825	26,224
Interest-earning deposits in other financial institutions	284,226	20,811
Equity investments	3,387	3,235
Securities available for sale	287,335	531,442
Securities held to maturity	680	808
FHLBNY and FRBNY stock	6,826	9,117
Loans, net and loans held for sale	2,134,626	2,071,419
Derivative assets	18,727	23,829
Deposits:
Demand, savings, and insured money market deposits	1,850,492	1,772,971
Time deposits	618,470	623,912
FHLBNY advances	55,000	109,110
Subordinated debt, net of deferred issuance costs	44,146
Derivative liabilities	18,815	23,851
Recurring \| Estimated Fair Value
Financial assets:
Cash and due from financial institutions	35,825	26,224
Interest-earning deposits in other financial institutions	284,226	20,811
Equity investments	3,387	3,235
Securities available for sale	287,335	531,442
Securities held to maturity	680	808
Loans, net and loans held for sale	2,054,833	1,981,851
Derivative assets	18,727	23,829
Deposits:
Demand, savings, and insured money market deposits	1,850,492	1,772,971
Time deposits	619,462	622,920
FHLBNY advances	55,004	109,083
Subordinated debt, net of deferred issuance costs	45,823
Derivative liabilities	18,815	23,851
Recurring \| Estimated Fair Value \| Quoted Prices in Active Markets for Identical Assets (Level 1)
Financial assets:
Cash and due from financial institutions	35,825	26,224
Interest-earning deposits in other financial institutions	284,226	20,811
Equity investments	3,387	3,235
Securities available for sale	0	56,906
Securities held to maturity	0	0
FHLBNY and FRBNY stock	0	0
Loans, net and loans held for sale	0	0
Derivative assets	0	0
Deposits:
Demand, savings, and insured money market deposits	1,850,492	1,772,971
Time deposits	0	0
FHLBNY advances	0	0
Subordinated debt, net of deferred issuance costs	0
Derivative liabilities	0	0
Recurring \| Estimated Fair Value \| Significant Other Observable Inputs (Level 2)
Financial assets:
Cash and due from financial institutions	0	0
Interest-earning deposits in other financial institutions	0	0
Equity investments	0	0
Securities available for sale	281,455	462,404
Securities held to maturity	0	0
FHLBNY and FRBNY stock	0	0
Loans, net and loans held for sale	0	0
Derivative assets	18,727	23,829
Deposits:
Demand, savings, and insured money market deposits	0	0
Time deposits	619,462	622,920
FHLBNY advances	55,004	109,083
Subordinated debt, net of deferred issuance costs	45,823
Derivative liabilities	18,815	23,851
Recurring \| Estimated Fair Value \| Significant Unobservable Inputs (Level 3)
Financial assets:
Cash and due from financial institutions	0	0
Interest-earning deposits in other financial institutions	0	0
Equity investments	0	0
Securities available for sale	5,880	12,132
Securities held to maturity	680	808
FHLBNY and FRBNY stock	0	0
Loans, net and loans held for sale	2,054,833	1,981,851
Derivative assets	0	0
Deposits:
Demand, savings, and insured money market deposits	0	0
Time deposits	0	0
FHLBNY advances	0	0
Subordinated debt, net of deferred issuance costs	0
Derivative liabilities	$ 0	$ 0

The amount of money in accounts that may bear interest and that the depositor is entitled to withdraw at any time without prior notice. Amount of interest bearing deposits with no stated maturity, which may include passbook and statement savings accounts and money-market deposit accounts (MMDAs). Amount of deposits in accounts that offer many of the same services as checking accounts although transactions may be somewhat more limited, share some of the characteristics of a money market fund and are insured by the Federal government, also known as money market accounts.

No definition available.