v3.25.2
Loans And Leases - Schedule of Loan Portfolio (Details) - USD ($)
$ in Thousands
Jun. 30, 2025
Dec. 31, 2024
Jun. 30, 2024
Dec. 31, 2023
Loans $ 871,431 $ 823,039    
Less: Allowance for credit losses on loans and leases 11,388 10,184 $ 10,227 $ 10,507
Net loans and leases held for investment [1] 860,043 812,855    
Construction, Land Development and Other Land Loans [Member]        
Less: Allowance for credit losses on loans and leases 283 352 535 565
Secured By Multi family Residential Properties [Member]        
Less: Allowance for credit losses on loans and leases 714 546 758 415
Secured by Non-residential Commercial Real Estate [Member]        
Less: Allowance for credit losses on loans and leases 1,605 1,428 1,705 1,425
Real Estate [Member] | Construction, Land Development and Other Land Loans [Member]        
Loans 48,101 65,537    
Real Estate [Member] | Secured by 1-4 Family Residential Properties [Member]        
Loans 67,587 69,999    
Real Estate [Member] | Secured By Multi family Residential Properties [Member]        
Loans 118,807 101,057    
Real Estate [Member] | Secured by Non-residential Commercial Real Estate [Member]        
Loans 215,035 227,751    
Commercial and Industrial Loans and Leases [Member]        
Loans [2] 40,986 44,238    
Consumer Portfolio Segment [Member]        
Loans 448,502 384,456    
Consumer Portfolio Segment [Member] | Secured by 1-4 Family Residential Properties [Member]        
Loans 67,587 69,999    
Consumer Portfolio Segment [Member] | Direct [Member]        
Loans 4,836 4,774    
Less: Allowance for credit losses on loans and leases 83 49 52 64
Consumer Portfolio Segment [Member] | Indirect [Member]        
Loans 376,079 309,683    
Less: Allowance for credit losses on loans and leases $ 7,288 $ 5,872 $ 6,238 $ 6,934
[1] Loans are presented net of unearned income and unamortized deferred fees and costs of $0.7 million and $0.8 million as of June 30, 2025 and December 31, 2024, respectively. Loans are also presented net of unamortized premiums associated with indirect loans of $15.1 million and $10.6 million as of June 30, 2025 and December 31, 2024, respectively.
[2] Includes equipment financing leases, which totaled $14.3 million as of June 30, 2025 and $14.2 million as of December 31, 2024.