v3.25.2
Regulatory Matters - Schedule of Capital Amounts and Ratios for Bank (Details)
$ in Thousands
Jun. 30, 2025
USD ($)
Dec. 31, 2024
USD ($)
Actual Capital, Amount    
Common Equity Tier 1 Capital to Risk-Weighted Assets, Actual Capital, Amount $ 336,061 $ 325,296
Common Equity Tier 1 Capital to Risk-Weighted Assets, Minimum Regulatory Capital Required for Capital Adequacy plus Capital Conservation Buffer 192,868 195,690
Common Equity Tier 1 Capital to Risk-Weighted Assets, Minimum Regulatory Capital to be Well Capitalized Under Prompt Corrective Action Provisions 179,091 181,712
Tier One Risk Based Capital, Amount    
Tier I Capital to Risk-Weighted Assets, Actual Capital, Amount 336,061 325,296
Tier I Capital to Risk-Weighted Assets, Minimum Regulatory Capital to be Well Capitalized Under Prompt Corrective Action Provisions 234,196 237,623
Tier I Capital to Risk-Weighted Assets, Minimum Regulatory Capital to be Well Capitalized Under Prompt Corrective Action Provisions, with Buffer 220,420 223,645
Capital, Amount    
Total Capital to Risk-Weighted Assets, Actual Capital, Amount 365,917 355,058
Total Capital to Risk-Weighted Assets, Minimum Regulatory Capital Required for Capital Adequacy plus Capital Conservation Buffer 289,301 296,535
Total Capital to Risk-Weighted Assets, Minimum Regulatory Capital to be Well Capitalized Under Prompt Corrective Action Provisions 275,525 279,557
Tier One Leverage Capital, Amount    
Tier I Capital to Average Assets, Actual Capital, Amount 336,061 325,296
Tier I Capital to Average Assets, Minimum Regulatory Capital Required for Capital Adequacy plus Capital Conservation Buffer 127,136 128,998
Tier I Capital to Average Assets, Minimum Regulatory Capital to be Well Capitalized Under Prompt Corrective Action Provisions $ 158,920 $ 161,248
Actual Capital, Ratio    
Common Equity Tier One Capital Ratio 0.1220 0.1164
Common Equity Tier 1 requirement (as a percent) 0.0700 0.0700
Common Equity Tier 1 Capital to Risk-Weighted Assets, Minimum Regulatory Capital to be Well Capitalized Under Prompt Corrective Action Provisions 0.0650 0.0650
Tier I Capital to Risk-Weighted Assets, Actual Capital, Ratio 0.1220 0.1164
Tier I Capital to Risk-Weighted Assets, Minimum Regulatory Capital Required for Capital Adequacy plus Capital Conservation Buffer 0.085 0.0850
Tier I Capital to Risk-Weighted Assets, Minimum Regulatory Capital to be Well Capitalized Under Prompt Corrective Action Provisions with Buffer 8.00% 8.00%
Total Capital to Risk-Weighted Assets, Actual Capital, Ratio 0.1328 0.1270
Total Capital to Risk-Weighted Assets, Minimum Regulatory Capital Required for Capital Adequacy plus Capital Conservation Buffer 0.1050 0.1050
Total Capital to Risk-Weighted Assets, Minimum Regulatory Capital to be Well Capitalized Under Prompt Corrective Action Provisions 0.1000 0.1000
Tier I Capital to Average Assets, Actual Capital, Ratio 0.1057 0.1009
Tier I Capital to Average Assets, Minimum Regulatory Capital Required for Capital Adequacy plus Capital Conservation Buffer 0.040 0.0400
Tier I Capital to Average Assets, Minimum Regulatory Capital to be Well Capitalized Under Prompt Corrective Action Provisions 0.0500 0.0500
Bankwell Financial Group Inc    
Actual Capital, Amount    
Common Equity Tier 1 Capital to Risk-Weighted Assets, Actual Capital, Amount $ 281,024 $ 268,733
Common Equity Tier 1 Capital to Risk-Weighted Assets, Minimum Regulatory Capital Required for Capital Adequacy plus Capital Conservation Buffer 124,256 126,030
Common Equity Tier 1 Capital to Risk-Weighted Assets, Minimum Regulatory Capital to be Well Capitalized Under Prompt Corrective Action Provisions 179,481 182,043
Tier One Risk Based Capital, Amount    
Tier I Capital to Risk-Weighted Assets, Actual Capital, Amount 281,024 268,733
Tier I Capital to Risk-Weighted Assets, Minimum Regulatory Capital to be Well Capitalized Under Prompt Corrective Action Provisions 165,675 168,040
Tier I Capital to Risk-Weighted Assets, Minimum Regulatory Capital Required for Capital Adequacy plus Capital Conservation Buffer 220,899 224,053
Capital, Amount    
Total Capital to Risk-Weighted Assets, Actual Capital, Amount 380,454 367,946
Total Capital to Risk-Weighted Assets, Minimum Regulatory Capital Required for Capital Adequacy plus Capital Conservation Buffer 220,899 224,053
Total Capital to Risk-Weighted Assets, Minimum Regulatory Capital to be Well Capitalized Under Prompt Corrective Action Provisions 276,124 280,066
Tier One Leverage Capital, Amount    
Tier I Capital to Average Assets, Actual Capital, Amount 281,024 268,733
Tier I Capital to Average Assets, Minimum Regulatory Capital Required for Capital Adequacy plus Capital Conservation Buffer 127,559 128,943
Tier I Capital to Average Assets, Minimum Regulatory Capital to be Well Capitalized Under Prompt Corrective Action Provisions $ 159,449 $ 161,179
Actual Capital, Ratio    
Common Equity Tier One Capital Ratio 0.1018 0.0960
Common Equity Tier 1 requirement (as a percent) 0.0450 0.0450
Common Equity Tier 1 Capital to Risk-Weighted Assets, Minimum Regulatory Capital to be Well Capitalized Under Prompt Corrective Action Provisions 0.0650 0.0650
Tier I Capital to Risk-Weighted Assets, Actual Capital, Ratio 0.1018 0.0960
Tier I Capital to Risk-Weighted Assets, Minimum Regulatory Capital Required for Capital Adequacy plus Capital Conservation Buffer 0.0600 0.0600
Tier I Capital to Risk-Weighted Assets, Minimum Regulatory Capital to be Well Capitalized Under Prompt Corrective Action Provisions 0.0800 0.0800
Total Capital to Risk-Weighted Assets, Actual Capital, Ratio 0.1378 0.1314
Total Capital to Risk-Weighted Assets, Minimum Regulatory Capital Required for Capital Adequacy plus Capital Conservation Buffer 0.0800 0.0800
Total Capital to Risk-Weighted Assets, Minimum Regulatory Capital to be Well Capitalized Under Prompt Corrective Action Provisions 0.1000 0.1000
Tier I Capital to Average Assets, Actual Capital, Ratio 0.0881 0.0834
Tier I Capital to Average Assets, Minimum Regulatory Capital Required for Capital Adequacy plus Capital Conservation Buffer 0.0400 0.0400
Tier I Capital to Average Assets, Minimum Regulatory Capital to be Well Capitalized Under Prompt Corrective Action Provisions 0.0500 0.0500