Note 4 - Loans Receivable - Risk Categories of Loans By Class of Loans (Details) - USD ($) $ in Thousands |
3 Months Ended |
6 Months Ended |
12 Months Ended |
Jun. 30, 2025 |
Jun. 30, 2024 |
Jun. 30, 2025 |
Jun. 30, 2024 |
Dec. 31, 2024 |
Loans receivable |
$ 805,079
|
|
$ 805,079
|
|
$ 895,157
|
Current period recoveries, total |
10
|
$ 13
|
25
|
$ 27
|
|
Current period gross charge-offs, total |
(434)
|
$ (22)
|
(480)
|
$ (193)
|
|
Real Estate Portfolio [Member] | One-to-Four Family Residential Real Estate [Member] |
|
|
|
|
|
Loans receivable |
13,534
|
|
13,534
|
|
14,829
|
Financing Receivable, current year |
346
|
|
346
|
|
0
|
Financing Receivable, one year before |
0
|
|
0
|
|
484
|
Financing Receivable, two years before |
481
|
|
481
|
|
0
|
Financing Receivable, three years before |
0
|
|
0
|
|
0
|
Financing Receivable, four years before |
0
|
|
0
|
|
34
|
Financing Receivable, prior |
9,732
|
|
9,732
|
|
11,089
|
Financing Receivable, revolving |
2,975
|
|
2,975
|
|
3,222
|
Current period recoveries, current year |
|
|
0
|
|
0
|
Current period recoveries, one year before |
|
|
0
|
|
0
|
Current period recoveries, two years before |
|
|
0
|
|
0
|
Current period recoveries, three years before |
|
|
0
|
|
0
|
Current period recoveries, four years before |
|
|
0
|
|
0
|
Current period recoveries, prior |
|
|
5
|
|
28
|
Current period recoveries, revolving |
|
|
0
|
|
0
|
Current period recoveries, total |
|
|
5
|
|
28
|
Real Estate Portfolio [Member] | Multi-family Mortgage [Member] |
|
|
|
|
|
Loans receivable |
496,190
|
|
496,190
|
|
521,957
|
Financing Receivable, current year |
7,022
|
|
7,022
|
|
33,812
|
Financing Receivable, one year before |
33,281
|
|
33,281
|
|
38,444
|
Financing Receivable, two years before |
36,837
|
|
36,837
|
|
204,590
|
Financing Receivable, three years before |
187,326
|
|
187,326
|
|
107,420
|
Financing Receivable, four years before |
103,247
|
|
103,247
|
|
55,129
|
Financing Receivable, prior |
123,297
|
|
123,297
|
|
76,940
|
Financing Receivable, revolving |
5,180
|
|
5,180
|
|
5,622
|
Current period recoveries, current year |
|
|
0
|
|
0
|
Current period recoveries, one year before |
|
|
0
|
|
0
|
Current period recoveries, two years before |
|
|
0
|
|
0
|
Current period recoveries, three years before |
|
|
0
|
|
0
|
Current period recoveries, four years before |
|
|
0
|
|
0
|
Current period recoveries, prior |
|
|
5
|
|
18
|
Current period recoveries, revolving |
|
|
0
|
|
0
|
Current period recoveries, total |
|
|
5
|
|
18
|
Current period gross charge-offs |
|
|
0
|
|
0
|
Current period gross charge-offs, one year before |
|
|
0
|
|
0
|
Current period gross charge-offs, two years before |
|
|
0
|
|
(5)
|
Current period gross charge-offs, three years before |
|
|
(297)
|
|
0
|
Current period gross charge-offs, four years before |
|
|
0
|
|
0
|
Current period gross charge-offs, prior |
|
|
0
|
|
0
|
Current period gross charge-offs, revolving |
|
|
0
|
|
0
|
Current period gross charge-offs, total |
|
|
(297)
|
|
(5)
|
Net period recoveries (charge offs), current year |
|
|
0
|
|
0
|
Net period recoveries (charge offs), one year before |
|
|
0
|
|
0
|
Net period recoveries (charge offs), two years before |
|
|
0
|
|
(5)
|
Net period recoveries (charge offs), three years before |
|
|
(297)
|
|
0
|
Net period recoveries (charge offs), four years before |
|
|
0
|
|
0
|
Net period recoveries (charge offs), prior |
|
|
5
|
|
18
|
Net period recoveries (charge offs), revolving |
|
|
0
|
|
0
|
Net period recoveries (charge offs) |
|
|
(292)
|
|
13
|
Real Estate Portfolio [Member] | Nonresidential Real Estate [Member] |
|
|
|
|
|
Loans receivable |
103,062
|
|
103,062
|
|
108,153
|
Financing Receivable, current year |
2,214
|
|
2,214
|
|
17,201
|
Financing Receivable, one year before |
15,790
|
|
15,790
|
|
14,355
|
Financing Receivable, two years before |
14,129
|
|
14,129
|
|
47,580
|
Financing Receivable, three years before |
46,452
|
|
46,452
|
|
14,771
|
Financing Receivable, four years before |
14,223
|
|
14,223
|
|
7,335
|
Financing Receivable, prior |
9,244
|
|
9,244
|
|
5,998
|
Financing Receivable, revolving |
1,010
|
|
1,010
|
|
913
|
Commercial Portfolio Segment [Member] |
|
|
|
|
|
Loans receivable |
190,518
|
|
190,518
|
|
248,595
|
Financing Receivable, current year |
10,580
|
|
10,580
|
|
27,360
|
Financing Receivable, one year before |
23,219
|
|
23,219
|
|
32,572
|
Financing Receivable, two years before |
23,692
|
|
23,692
|
|
87,396
|
Financing Receivable, three years before |
64,111
|
|
64,111
|
|
30,804
|
Financing Receivable, four years before |
21,321
|
|
21,321
|
|
10,131
|
Financing Receivable, prior |
3,351
|
|
3,351
|
|
723
|
Financing Receivable, revolving |
44,244
|
|
44,244
|
|
59,609
|
Current period recoveries, current year |
|
|
0
|
|
0
|
Current period recoveries, one year before |
|
|
0
|
|
0
|
Current period recoveries, two years before |
|
|
8
|
|
1
|
Current period recoveries, three years before |
|
|
3
|
|
5
|
Current period recoveries, four years before |
|
|
0
|
|
7
|
Current period recoveries, prior |
|
|
2
|
|
1
|
Current period recoveries, revolving |
|
|
0
|
|
0
|
Current period recoveries, total |
|
|
13
|
|
14
|
Current period gross charge-offs |
|
|
0
|
|
0
|
Current period gross charge-offs, one year before |
|
|
(88)
|
|
(332)
|
Current period gross charge-offs, two years before |
|
|
(11)
|
|
(4,998)
|
Current period gross charge-offs, three years before |
|
|
(65)
|
|
(44)
|
Current period gross charge-offs, four years before |
|
|
(4)
|
|
(493)
|
Current period gross charge-offs, prior |
|
|
0
|
|
0
|
Current period gross charge-offs, revolving |
|
|
(1)
|
|
0
|
Current period gross charge-offs, total |
|
|
(169)
|
|
(5,867)
|
Net period recoveries (charge offs), current year |
|
|
0
|
|
0
|
Net period recoveries (charge offs), one year before |
|
|
(88)
|
|
(332)
|
Net period recoveries (charge offs), two years before |
|
|
(3)
|
|
(4,997)
|
Net period recoveries (charge offs), three years before |
|
|
(62)
|
|
(39)
|
Net period recoveries (charge offs), four years before |
|
|
(4)
|
|
(486)
|
Net period recoveries (charge offs), prior |
|
|
2
|
|
1
|
Net period recoveries (charge offs), revolving |
|
|
(1)
|
|
0
|
Net period recoveries (charge offs) |
|
|
(156)
|
|
(5,853)
|
Consumer Portfolio Segment [Member] |
|
|
|
|
|
Loans receivable |
1,775
|
|
1,775
|
|
1,623
|
Financing Receivable, current year |
81
|
|
81
|
|
790
|
Financing Receivable, one year before |
676
|
|
676
|
|
169
|
Financing Receivable, two years before |
151
|
|
151
|
|
3
|
Financing Receivable, three years before |
3
|
|
3
|
|
20
|
Financing Receivable, four years before |
0
|
|
0
|
|
49
|
Financing Receivable, prior |
48
|
|
48
|
|
0
|
Financing Receivable, revolving |
816
|
|
816
|
|
592
|
Current period recoveries, current year |
|
|
0
|
|
0
|
Current period recoveries, one year before |
|
|
0
|
|
0
|
Current period recoveries, two years before |
|
|
0
|
|
0
|
Current period recoveries, three years before |
|
|
0
|
|
0
|
Current period recoveries, four years before |
|
|
0
|
|
0
|
Current period recoveries, prior |
|
|
0
|
|
0
|
Current period recoveries, revolving |
|
|
2
|
|
1
|
Current period recoveries, total |
|
|
2
|
|
1
|
Current period gross charge-offs |
|
|
0
|
|
0
|
Current period gross charge-offs, one year before |
|
|
0
|
|
0
|
Current period gross charge-offs, two years before |
|
|
0
|
|
0
|
Current period gross charge-offs, three years before |
|
|
0
|
|
0
|
Current period gross charge-offs, four years before |
|
|
0
|
|
0
|
Current period gross charge-offs, prior |
|
|
0
|
|
0
|
Current period gross charge-offs, revolving |
|
|
(14)
|
|
(44)
|
Current period gross charge-offs, total |
|
|
(14)
|
|
(44)
|
Net period recoveries (charge offs), current year |
|
|
0
|
|
0
|
Net period recoveries (charge offs), one year before |
|
|
0
|
|
0
|
Net period recoveries (charge offs), two years before |
|
|
0
|
|
0
|
Net period recoveries (charge offs), three years before |
|
|
0
|
|
0
|
Net period recoveries (charge offs), four years before |
|
|
0
|
|
0
|
Net period recoveries (charge offs), prior |
|
|
0
|
|
0
|
Net period recoveries (charge offs), revolving |
|
|
(12)
|
|
(43)
|
Net period recoveries (charge offs) |
|
|
(12)
|
|
(43)
|
Pass [Member] |
|
|
|
|
|
Loans receivable |
783,063
|
|
783,063
|
|
866,318
|
Pass [Member] | Real Estate Portfolio [Member] | One-to-Four Family Residential Real Estate [Member] |
|
|
|
|
|
Loans receivable |
13,304
|
|
13,304
|
|
14,485
|
Financing Receivable, current year |
273
|
|
273
|
|
0
|
Financing Receivable, one year before |
0
|
|
0
|
|
484
|
Financing Receivable, two years before |
481
|
|
481
|
|
0
|
Financing Receivable, three years before |
0
|
|
0
|
|
0
|
Financing Receivable, four years before |
0
|
|
0
|
|
34
|
Financing Receivable, prior |
9,660
|
|
9,660
|
|
10,897
|
Financing Receivable, revolving |
2,890
|
|
2,890
|
|
3,070
|
Pass [Member] | Real Estate Portfolio [Member] | Multi-family Mortgage [Member] |
|
|
|
|
|
Loans receivable |
487,698
|
|
487,698
|
|
515,478
|
Financing Receivable, current year |
3,182
|
|
3,182
|
|
33,812
|
Financing Receivable, one year before |
33,281
|
|
33,281
|
|
38,228
|
Financing Receivable, two years before |
36,837
|
|
36,837
|
|
199,495
|
Financing Receivable, three years before |
187,326
|
|
187,326
|
|
107,420
|
Financing Receivable, four years before |
99,273
|
|
99,273
|
|
55,129
|
Financing Receivable, prior |
122,619
|
|
122,619
|
|
75,772
|
Financing Receivable, revolving |
5,180
|
|
5,180
|
|
5,622
|
Pass [Member] | Real Estate Portfolio [Member] | Nonresidential Real Estate [Member] |
|
|
|
|
|
Loans receivable |
101,167
|
|
101,167
|
|
106,891
|
Financing Receivable, current year |
1,794
|
|
1,794
|
|
16,760
|
Financing Receivable, one year before |
15,790
|
|
15,790
|
|
14,355
|
Financing Receivable, two years before |
14,129
|
|
14,129
|
|
46,759
|
Financing Receivable, three years before |
44,977
|
|
44,977
|
|
14,771
|
Financing Receivable, four years before |
14,223
|
|
14,223
|
|
7,335
|
Financing Receivable, prior |
9,244
|
|
9,244
|
|
5,998
|
Financing Receivable, revolving |
1,010
|
|
1,010
|
|
913
|
Pass [Member] | Commercial Portfolio Segment [Member] |
|
|
|
|
|
Loans receivable |
179,128
|
|
179,128
|
|
227,851
|
Financing Receivable, current year |
10,580
|
|
10,580
|
|
27,360
|
Financing Receivable, one year before |
23,219
|
|
23,219
|
|
32,517
|
Financing Receivable, two years before |
23,649
|
|
23,649
|
|
72,546
|
Financing Receivable, three years before |
54,905
|
|
54,905
|
|
30,764
|
Financing Receivable, four years before |
21,280
|
|
21,280
|
|
9,973
|
Financing Receivable, prior |
3,347
|
|
3,347
|
|
723
|
Financing Receivable, revolving |
42,148
|
|
42,148
|
|
53,968
|
Pass [Member] | Consumer Portfolio Segment [Member] |
|
|
|
|
|
Loans receivable |
1,766
|
|
1,766
|
|
1,613
|
Financing Receivable, current year |
81
|
|
81
|
|
788
|
Financing Receivable, one year before |
675
|
|
675
|
|
169
|
Financing Receivable, two years before |
151
|
|
151
|
|
3
|
Financing Receivable, three years before |
3
|
|
3
|
|
20
|
Financing Receivable, four years before |
0
|
|
0
|
|
49
|
Financing Receivable, prior |
48
|
|
48
|
|
0
|
Financing Receivable, revolving |
808
|
|
808
|
|
584
|
Special Mention [Member] |
|
|
|
|
|
Loans receivable |
1,480
|
|
1,480
|
|
7,446
|
Special Mention [Member] | Real Estate Portfolio [Member] | One-to-Four Family Residential Real Estate [Member] |
|
|
|
|
|
Loans receivable |
0
|
|
0
|
|
0
|
Special Mention [Member] | Real Estate Portfolio [Member] | Multi-family Mortgage [Member] |
|
|
|
|
|
Loans receivable |
0
|
|
0
|
|
3,858
|
Financing Receivable, current year |
|
|
|
|
0
|
Financing Receivable, one year before |
|
|
|
|
0
|
Financing Receivable, two years before |
|
|
|
|
3,858
|
Financing Receivable, three years before |
|
|
|
|
0
|
Financing Receivable, four years before |
|
|
|
|
0
|
Financing Receivable, prior |
|
|
|
|
0
|
Financing Receivable, revolving |
|
|
|
|
0
|
Special Mention [Member] | Real Estate Portfolio [Member] | Nonresidential Real Estate [Member] |
|
|
|
|
|
Loans receivable |
1,475
|
|
1,475
|
|
428
|
Financing Receivable, current year |
0
|
|
0
|
|
0
|
Financing Receivable, one year before |
0
|
|
0
|
|
0
|
Financing Receivable, two years before |
0
|
|
0
|
|
428
|
Financing Receivable, three years before |
1,475
|
|
1,475
|
|
0
|
Financing Receivable, four years before |
0
|
|
0
|
|
0
|
Financing Receivable, prior |
0
|
|
0
|
|
0
|
Financing Receivable, revolving |
0
|
|
0
|
|
0
|
Special Mention [Member] | Commercial Portfolio Segment [Member] |
|
|
|
|
|
Loans receivable |
0
|
|
0
|
|
3,156
|
Financing Receivable, current year |
|
|
|
|
0
|
Financing Receivable, one year before |
|
|
|
|
0
|
Financing Receivable, two years before |
|
|
|
|
0
|
Financing Receivable, three years before |
|
|
|
|
0
|
Financing Receivable, four years before |
|
|
|
|
0
|
Financing Receivable, prior |
|
|
|
|
0
|
Financing Receivable, revolving |
|
|
|
|
3,156
|
Special Mention [Member] | Consumer Portfolio Segment [Member] |
|
|
|
|
|
Loans receivable |
5
|
|
5
|
|
4
|
Financing Receivable, current year |
0
|
|
0
|
|
0
|
Financing Receivable, one year before |
0
|
|
0
|
|
0
|
Financing Receivable, two years before |
0
|
|
0
|
|
0
|
Financing Receivable, three years before |
0
|
|
0
|
|
0
|
Financing Receivable, four years before |
0
|
|
0
|
|
0
|
Financing Receivable, prior |
0
|
|
0
|
|
0
|
Financing Receivable, revolving |
5
|
|
5
|
|
4
|
Substandard [Member] |
|
|
|
|
|
Loans receivable |
11,317
|
|
11,317
|
|
4,459
|
Substandard [Member] | Real Estate Portfolio [Member] | One-to-Four Family Residential Real Estate [Member] |
|
|
|
|
|
Loans receivable |
217
|
|
217
|
|
218
|
Financing Receivable, current year |
73
|
|
73
|
|
0
|
Financing Receivable, one year before |
0
|
|
0
|
|
0
|
Financing Receivable, two years before |
0
|
|
0
|
|
0
|
Financing Receivable, three years before |
0
|
|
0
|
|
0
|
Financing Receivable, four years before |
0
|
|
0
|
|
0
|
Financing Receivable, prior |
72
|
|
72
|
|
81
|
Financing Receivable, revolving |
72
|
|
72
|
|
137
|
Substandard [Member] | Real Estate Portfolio [Member] | Multi-family Mortgage [Member] |
|
|
|
|
|
Loans receivable |
8,492
|
|
8,492
|
|
1,168
|
Financing Receivable, current year |
3,840
|
|
3,840
|
|
0
|
Financing Receivable, one year before |
0
|
|
0
|
|
0
|
Financing Receivable, two years before |
0
|
|
0
|
|
0
|
Financing Receivable, three years before |
0
|
|
0
|
|
0
|
Financing Receivable, four years before |
3,974
|
|
3,974
|
|
0
|
Financing Receivable, prior |
678
|
|
678
|
|
1,168
|
Financing Receivable, revolving |
0
|
|
0
|
|
0
|
Substandard [Member] | Real Estate Portfolio [Member] | Nonresidential Real Estate [Member] |
|
|
|
|
|
Loans receivable |
420
|
|
420
|
|
441
|
Financing Receivable, current year |
420
|
|
420
|
|
441
|
Financing Receivable, one year before |
0
|
|
0
|
|
0
|
Financing Receivable, two years before |
0
|
|
0
|
|
0
|
Financing Receivable, three years before |
0
|
|
0
|
|
0
|
Financing Receivable, four years before |
0
|
|
0
|
|
0
|
Financing Receivable, prior |
0
|
|
0
|
|
0
|
Financing Receivable, revolving |
0
|
|
0
|
|
0
|
Substandard [Member] | Commercial Portfolio Segment [Member] |
|
|
|
|
|
Loans receivable |
2,184
|
|
2,184
|
|
2,628
|
Financing Receivable, current year |
0
|
|
0
|
|
0
|
Financing Receivable, one year before |
0
|
|
0
|
|
0
|
Financing Receivable, two years before |
0
|
|
0
|
|
103
|
Financing Receivable, three years before |
84
|
|
84
|
|
40
|
Financing Receivable, four years before |
0
|
|
0
|
|
0
|
Financing Receivable, prior |
4
|
|
4
|
|
0
|
Financing Receivable, revolving |
2,096
|
|
2,096
|
|
2,485
|
Substandard [Member] | Consumer Portfolio Segment [Member] |
|
|
|
|
|
Loans receivable |
4
|
|
4
|
|
4
|
Financing Receivable, current year |
0
|
|
0
|
|
0
|
Financing Receivable, one year before |
1
|
|
1
|
|
0
|
Financing Receivable, two years before |
0
|
|
0
|
|
0
|
Financing Receivable, three years before |
0
|
|
0
|
|
0
|
Financing Receivable, four years before |
0
|
|
0
|
|
0
|
Financing Receivable, prior |
0
|
|
0
|
|
0
|
Financing Receivable, revolving |
3
|
|
3
|
|
4
|
Substandard Nonaccrual [Member] |
|
|
|
|
|
Loans receivable |
9,219
|
|
9,219
|
|
16,934
|
Substandard Nonaccrual [Member] | Real Estate Portfolio [Member] | One-to-Four Family Residential Real Estate [Member] |
|
|
|
|
|
Loans receivable |
13
|
|
13
|
|
126
|
Financing Receivable, current year |
0
|
|
0
|
|
0
|
Financing Receivable, one year before |
0
|
|
0
|
|
0
|
Financing Receivable, two years before |
0
|
|
0
|
|
0
|
Financing Receivable, three years before |
0
|
|
0
|
|
0
|
Financing Receivable, four years before |
0
|
|
0
|
|
0
|
Financing Receivable, prior |
0
|
|
0
|
|
111
|
Financing Receivable, revolving |
13
|
|
13
|
|
15
|
Substandard Nonaccrual [Member] | Real Estate Portfolio [Member] | Multi-family Mortgage [Member] |
|
|
|
|
|
Loans receivable |
0
|
|
0
|
|
1,453
|
Financing Receivable, current year |
|
|
|
|
0
|
Financing Receivable, one year before |
|
|
|
|
216
|
Financing Receivable, two years before |
|
|
|
|
1,237
|
Financing Receivable, three years before |
|
|
|
|
0
|
Financing Receivable, four years before |
|
|
|
|
0
|
Financing Receivable, prior |
|
|
|
|
0
|
Financing Receivable, revolving |
|
|
|
|
0
|
Substandard Nonaccrual [Member] | Real Estate Portfolio [Member] | Nonresidential Real Estate [Member] |
|
|
|
|
|
Loans receivable |
0
|
|
0
|
|
393
|
Financing Receivable, current year |
|
|
|
|
0
|
Financing Receivable, one year before |
|
|
|
|
0
|
Financing Receivable, two years before |
|
|
|
|
393
|
Financing Receivable, three years before |
|
|
|
|
0
|
Financing Receivable, four years before |
|
|
|
|
0
|
Financing Receivable, prior |
|
|
|
|
0
|
Financing Receivable, revolving |
|
|
|
|
0
|
Substandard Nonaccrual [Member] | Commercial Portfolio Segment [Member] |
|
|
|
|
|
Loans receivable |
9,206
|
|
9,206
|
|
14,960
|
Financing Receivable, current year |
0
|
|
0
|
|
0
|
Financing Receivable, one year before |
0
|
|
0
|
|
55
|
Financing Receivable, two years before |
43
|
|
43
|
|
14,747
|
Financing Receivable, three years before |
9,122
|
|
9,122
|
|
0
|
Financing Receivable, four years before |
41
|
|
41
|
|
158
|
Financing Receivable, prior |
0
|
|
0
|
|
0
|
Financing Receivable, revolving |
0
|
|
0
|
|
0
|
Substandard Nonaccrual [Member] | Consumer Portfolio Segment [Member] |
|
|
|
|
|
Loans receivable |
$ 0
|
|
$ 0
|
|
2
|
Financing Receivable, current year |
|
|
|
|
2
|
Financing Receivable, one year before |
|
|
|
|
0
|
Financing Receivable, two years before |
|
|
|
|
0
|
Financing Receivable, three years before |
|
|
|
|
0
|
Financing Receivable, four years before |
|
|
|
|
0
|
Financing Receivable, prior |
|
|
|
|
0
|
Financing Receivable, revolving |
|
|
|
|
$ 0
|