LOAN SERVICING - Schedule of Activity in MSR (Details) - Mortgage Servicing Rights - USD ($) $ in Millions |
3 Months Ended | 6 Months Ended | |||
|---|---|---|---|---|---|
Jun. 30, 2025 |
Jun. 30, 2024 |
Jun. 30, 2025 |
Jun. 30, 2024 |
Dec. 31, 2024 |
|
| Servicing Assets at Fair Value [Line Items] | |||||
| Mortgage loans sold with servicing retained | $ 6,730.0 | $ 6,730.0 | $ 6,429.0 | ||
| Mortgage loans sold with servicing retained | 323.0 | $ 306.0 | 635.0 | $ 622.0 | |
| Pre-tax net gains (losses) resulting from above loan sales | 5.0 | 5.0 | 9.0 | 11.0 | |
| Mortgage servicing fees | 4.0 | 3.0 | 8.0 | 7.0 | |
| Servicing Asset at Amortized Cost, Balance [Roll Forward] | |||||
| Balance at beginning of period | 72.6 | 62.5 | 70.5 | 59.5 | |
| Additions | 2.5 | 3.9 | 6.0 | 7.8 | |
| Payoffs and curtailments | (1.3) | (0.8) | (2.1) | (1.3) | |
| Impairment (charge) / recovery | 0.1 | 0.0 | 0.0 | 0.2 | |
| Amortization / other | (1.7) | (0.5) | (2.2) | (1.1) | |
| Balance at end of period | 72.2 | 65.1 | 72.2 | 65.1 | |
| Fair value, beginning of period | 84.8 | 75.2 | 86.3 | 71.8 | |
| Fair value, end of period | $ 85.5 | $ 78.0 | $ 85.5 | $ 78.0 | |
| X | ||||||||||
- Definition Gain From Sale of Loan, Net, Pretax No definition available.
|
| X | ||||||||||
- Definition Loans Sold With Servicing Retained No definition available.
|
| X | ||||||||||
- Definition Servicing Asset at Amortized Cost, Amortization and Other No definition available.
|
| X | ||||||||||
- Definition Unpaid Principal Balance For Loans Serviced For Investors No definition available.
|
| X | ||||||||||
- Definition Income from mortgage banking activities (fees and commissions) and servicing real estate mortgages, credit cards, and other financial assets held by others net of any related impairment of capitalized service costs. Also includes any premiums received in lieu of regular servicing fees on such loans only as earned over the life of the loans. Reference 1: http://www.xbrl.org/2003/role/disclosureRef
|
| X | ||||||||||
- Definition Amortized amount of contract to service financial assets under which the benefits of servicing are expected to more than adequately compensate the servicer. Reference 1: http://www.xbrl.org/2003/role/disclosureRef
|
| X | ||||||||||
- Definition Amount of additions from purchases, assumption or transfer to contract to service financial assets under which the benefits of servicing are expected to more than adequately compensate the servicer. Reference 1: http://www.xbrl.org/2003/role/disclosureRef
|
| X | ||||||||||
- Definition A roll forward is a reconciliation of a concept from the beginning of a period to the end of a period. No definition available.
|
| X | ||||||||||
- Definition Amount conveyed to unrelated parties of contract to contract to service financial assets under which the benefits of servicing are expected to more than adequately compensate the servicer. Reference 1: http://www.xbrl.org/2003/role/disclosureRef
|
| X | ||||||||||
- Definition Amount of increase (decrease) in the amortized amount from a decrease (increase) in the valuation allowance applied to the servicing asset for a contract to service financial assets under which the benefits of servicing are expected to more than adequately compensate the servicer. Reference 1: http://www.xbrl.org/2003/role/disclosureRef
|
| X | ||||||||||
- Definition Fair value of an asset representing net future revenue from contractually specified servicing fees, late charges, and other ancillary revenues, in excess of future costs related to servicing arrangements. Reference 1: http://www.xbrl.org/2003/role/disclosureRef
|
| X | ||||||||||
- Definition Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table. Reference 1: http://www.xbrl.org/2003/role/disclosureRef
|
| X | ||||||||||
- Details
|