The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
SPDR S&P MF Closed and MF Open 78462F103 69,265,739 112,108 SH SOLE 396 0 111,712
PROGRESSIVE CORP Common Stock 743315103 53,047,539 198,784 SH SOLE 136 0 198,648
SPDR DEVELOPED MF Closed and MF Open 78463X889 22,050,328 544,588 SH SOLE 2,067 0 542,521
INVESCO BULLETSHARES MF Closed and MF Open 46138J429 17,155,108 1,037,817 SH SOLE 2,598 0 1,035,219
ISHARES CORE MF Closed and MF Open 464287200 17,144,322 27,612 SH SOLE 151 0 27,461
INVESCO BULLETSHARES MF Closed and MF Open 46138J577 16,746,504 895,534 SH SOLE 0 0 895,534
GE VERNOVA Common Stock 36828A101 15,552,798 29,392 SH SOLE 91 0 29,301
WISDOMTREE FLOATING MF Closed and MF Open 97717Y527 13,258,796 263,542 SH SOLE 0 0 263,542
INVESCO S&P MF Closed and MF Open 46137V241 10,322,277 144,854 SH SOLE 603 0 144,250
TAIWAN SEMICONDUCTOR Common Stock 874039100 10,187,371 44,979 SH SOLE 131 0 44,848
BOSTON SCIENTIFIC Common Stock 101137107 9,635,079 89,704 SH SOLE 351 0 89,353
COSTCO WHOLESALE Common Stock 22160K105 9,068,195 9,160 SH SOLE 27 0 9,133
APPLE INC Common Stock 037833100 8,626,459 42,046 SH SOLE 95 0 41,951
MICROSOFT CORP Common Stock 594918104 8,450,496 16,989 SH SOLE 56 0 16,934
AMAZON COM Common Stock 023135106 8,173,724 37,257 SH SOLE 100 0 37,157
ISHARES IBONDS MF Closed and MF Open 46436E460 7,033,630 343,097 SH SOLE 0 0 343,097
ISHARES IBONDS MF Closed and MF Open 46436E148 6,969,457 284,351 SH SOLE 0 0 284,351
KNIFE RIVER Common Stock 498894104 4,911,951 60,166 SH SOLE 0 0 60,166
PROLOGIS INC Common Stock 74340W103 4,869,957 46,328 SH SOLE 103 0 46,225
VANGUARD TOTAL MF Closed and MF Open 921909768 3,819,829 55,288 SH SOLE 0 0 55,288
NVIDIA CORP Common Stock 67066G104 2,451,297 15,516 SH SOLE 0 0 15,516
SPDR PORTFOLIO MF Closed and MF Open 78464A508 835,307 15,959 SH SOLE 0 0 15,959
ISHARES RUSSELL MF Closed and MF Open 464287614 512,535 1,207 SH SOLE 0 0 1,207
CONSTELLATION ENERGY Common Stock 21037T109 507,339 1,572 SH SOLE 0 0 1,572
ALPHABET INC Common Stock 02079K107 484,674 2,732 SH SOLE 0 0 2,732
INVESCO QQQ MF Closed and MF Open 46090E103 458,503 831 SH SOLE 0 0 831
TESLA INC Common Stock 88160R101 443,453 1,396 SH SOLE 0 0 1,396
VANGUARD SMALL MF Closed and MF Open 922908595 405,440 1,464 SH SOLE 0 0 1,464
FIRST TRUST MF Closed and MF Open 33739H101 404,272 16,387 SH SOLE 1,378 0 15,009
AUTOZONE INC Common Stock 053332102 397,209 107 SH SOLE 0 0 107
INTERDIGITAL INC Common Stock 45867G101 380,459 1,697 SH SOLE 0 0 1,697
SPDR S&P MF Closed and MF Open 78464A771 379,087 2,616 SH SOLE 0 0 2,616
MCDONALDS CORP Common Stock 580135101 377,519 1,292 SH SOLE 0 0 1,292
PALANTIR TECHNOLOGIES Common Stock 69608A108 373,653 2,741 SH SOLE 0 0 2,741
ALLSTATE CORP Common Stock 020002101 363,401 1,805 SH SOLE 0 0 1,805
INVESCO S&P MF Closed and MF Open 46138E354 354,946 4,874 SH SOLE 0 0 4,874
XTRACKERS MF Closed and MF Open 233051630 350,630 12,149 SH SOLE 0 0 12,149
BERKSHIRE HATHAWAY Common Stock 084670702 339,556 699 SH SOLE 0 0 699
BROADCOM INC Common Stock 11135F101 336,531 1,221 SH SOLE 0 0 1,221
VANGUARD TOTAL MF Closed and MF Open 922908769 323,868 1,066 SH SOLE 0 0 1,066
VANGUARD MID MF Closed and MF Open 922908538 318,232 1,119 SH SOLE 0 0 1,119
VISA INC Common Stock 92826C839 301,337 849 SH SOLE 0 0 849
BLACKSTONE INC Common Stock 09260D107 294,998 1,972 SH SOLE 2 0 1,970
EXXON MOBIL Common Stock 30231G102 284,026 2,635 SH SOLE 0 0 2,635
FIRST TRUST MF Closed and MF Open 33741X102 268,679 7,616 SH SOLE 0 0 7,616
EATON CORP Common Stock G29183103 268,252 751 SH SOLE 0 0 751
INTL BUSINESS Common Stock 459200101 267,081 906 SH SOLE 0 0 906
JPMORGAN CHASE Common Stock 46625H100 260,637 899 SH SOLE 0 0 899
HOME DEPOT Common Stock 437076102 239,340 653 SH SOLE 0 0 653
RTX CORP Common Stock 75513E101 231,372 1,585 SH SOLE 193 0 1,392
SPDR SERIES MF Closed and MF Open 78464A763 220,027 1,621 SH SOLE 0 0 1,621
SPDR PORTFOLIO MF Closed and MF Open 78464A474 213,109 7,059 SH SOLE 0 0 7,059
VERIZON COMMUNICATIONS Common Stock 92343V104 212,257 4,905 SH SOLE 0 0 4,905
EXELON CORP Common Stock 30161N101 210,638 4,851 SH SOLE 0 0 4,851
WASTE MANAGEMENT Common Stock 94106L109 201,859 882 SH SOLE 0 0 882
VANGUARD HIGH MF Closed and MF Open 921946406 200,824 1,506 SH SOLE 0 0 1,506
FORD MOTOR Common Stock 345370860 166,863 15,379 SH SOLE 1,285 0 14,094