The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 272,072 1,787 SH SOLE 0 0 0 1,787
ABBOTT LABS COM 002824100 17,403,352 127,956 SH SOLE 0 16,164 0 111,792
ABBVIE INC COM 00287Y109 41,938,423 225,937 SH SOLE 0 24,057 0 201,880
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 215,286 720 SH SOLE 0 0 0 720
ADOBE INC COM 00724F101 1,294,114 3,345 SH SOLE 0 1,228 0 2,117
ADVANCED MICRO DEVICES INC COM 007903107 6,676,463 47,050 SH SOLE 0 0 0 47,050
AIRBNB INC COM CL A 009066101 290,751 2,197 SH SOLE 0 0 0 2,197
ALPHABET INC CAP STK CL C 02079K107 10,404,878 58,655 SH SOLE 0 5,638 0 53,018
ALPHABET INC CAP STK CL A 02079K305 25,573,009 145,112 SH SOLE 0 20,550 0 124,561
ALTRIA GROUP INC COM 02209S103 806,775 13,760 SH SOLE 0 900 0 12,860
AMAZON COM INC COM 023135106 28,574,727 130,246 SH SOLE 0 11,580 0 118,666
AMERICAN EXPRESS CO COM 025816109 10,731,008 33,642 SH SOLE 0 1,065 0 32,577
ANALOG DEVICES INC COM 032654105 17,490,385 73,483 SH SOLE 0 11,427 0 62,056
APPLE INC COM 037833100 48,697,518 237,352 SH SOLE 0 25,475 0 211,877
APPLIED MATLS INC COM 038222105 10,753,781 58,741 SH SOLE 0 0 0 58,741
ARISTA NETWORKS INC COM SHS 040413205 813,569 7,952 SH SOLE 0 0 0 7,952
BANK AMERICA CORP COM 060505104 18,088,402 382,257 SH SOLE 0 51,899 0 330,358
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 92,027,488 189,447 SH SOLE 0 7,861 0 181,586
BLOCK INC CL A 852234103 2,377,482 34,999 SH SOLE 0 8,025 0 26,974
BOSTON SCIENTIFIC CORP COM 101137107 428,781 3,992 SH SOLE 0 0 0 3,992
BROADCOM INC COM 11135F101 2,969,335 10,772 SH SOLE 0 0 0 10,772
CALUMET INC COM 131428104 204,815 13,000 SH SOLE 0 0 0 13,000
CHIPOTLE MEXICAN GRILL INC COM 169656105 564,308 10,050 SH SOLE 0 0 0 10,050
CISCO SYS INC COM 17275R102 242,020 3,488 SH SOLE 0 0 0 3,488
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102 3,353,199 42,973 SH SOLE 0 7,240 0 35,733
COINBASE GLOBAL INC COM CL A 19260Q107 360,304 1,028 SH SOLE 0 0 0 1,028
COSTCO WHSL CORP NEW COM 22160K105 405,796 410 SH SOLE 0 0 0 410
CROWDSTRIKE HLDGS INC CL A 22788C105 356,517 700 SH SOLE 0 550 0 150
CVR PARTNERS LP COM 126633205 557,983 6,281 SH SOLE 0 0 0 6,281
DELL TECHNOLOGIES INC CL C 24703L202 211,467 1,725 SH SOLE 0 0 0 1,725
DIMENSIONAL ETF TRUST US EQUITY MARKET 25434V401 875,287 13,060 SH SOLE 0 0 0 13,060
DOORDASH INC CL A 25809K105 246,510 1,000 SH SOLE 0 1,000 0 0
ELI LILLY & CO COM 532457108 2,208,860 2,834 SH SOLE 0 0 0 2,834
ENERGY TRANSFER L P COM UT LTD PTN 29273V100 481,559 26,561 SH SOLE 0 0 0 26,561
EXXON MOBIL CORP COM 30231G102 8,627,815 80,035 SH SOLE 0 2,528 0 77,507
FIDELITY COMWLTH TR NASDAQ COMPSIT 315912808 239,485 2,990 SH SOLE 0 0 0 2,990
FIRST TR EXCHANGE TRADED FD CLOUD COMPUTING 33734X192 2,555,753 21,011 SH SOLE 0 0 0 21,011
FIRST TR EXCHANGE-TRADED FD DJ INTERNT IDX 33733E302 2,648,881 9,835 SH SOLE 0 0 0 9,835
FRESHWORKS INC CLASS A COM 358054104 3,250,380 218,000 SH SOLE 0 0 0 218,000
GENPACT LIMITED SHS G3922B107 220,094 5,001 SH SOLE 0 0 0 5,001
GRAYSCALE BITCOIN TRUST ETF SHS REP COM UT 389637109 308,781 3,640 SH SOLE 0 0 0 3,640
HOME DEPOT INC COM 437076102 15,879,134 43,310 SH SOLE 0 3,270 0 40,039
HONEYWELL INTL INC COM 438516106 6,006,901 25,794 SH SOLE 0 4,794 0 21,000
ICICI BANK LIMITED ADR 45104G104 446,039 13,259 SH SOLE 0 0 0 13,259
INTEL CORP COM 458140100 287,727 12,845 SH SOLE 0 0 0 12,845
INTERNATIONAL BUSINESS MACHS COM 459200101 239,812 814 SH SOLE 0 0 0 814
INTUIT COM 461202103 357,402 454 SH SOLE 0 0 0 454
INVESCO QQQ TR UNIT SER 1 46090E103 2,716,458 4,924 SH SOLE 0 126 0 4,798
ISHARES TR ISHARES BIOTECH 464287556 5,963,637 47,140 SH SOLE 0 6,109 0 41,031
ISHARES TR GLOBAL TECH ETF 464287291 4,123,933 44,660 SH SOLE 0 10,149 0 34,511
ISHARES TR US HLTHCARE ETF 464287762 5,808,693 102,845 SH SOLE 0 12,274 0 90,571
ISHARES TR CORE S&P MCP ETF 464287507 478,628 7,717 SH SOLE 0 0 0 7,717
ISHARES TR CORE S&P SCP ETF 464287804 591,655 5,414 SH SOLE 0 0 0 5,414
ISHARES TR CORE S&P500 ETF 464287200 2,605,485 4,196 SH SOLE 0 0 0 4,196
ISHARES TR S&P 500 GRWT ETF 464287309 302,637 2,749 SH SOLE 0 0 0 2,749
ISHARES TR RUS 1000 VAL ETF 464287598 221,449 1,140 SH SOLE 0 0 0 1,140
ISHARES TR RUS 1000 GRW ETF 464287614 1,625,200 3,828 SH SOLE 0 0 0 3,828
ISHARES TR RUSSELL 2000 ETF 464287655 287,631 1,333 SH SOLE 0 0 0 1,333
ISHARES TR DOW JONES US ETF 464287846 338,056 2,241 SH SOLE 0 0 0 2,241
ISHARES TR MSCI EMG MKT ETF 464287234 1,255,749 26,031 SH SOLE 0 0 0 26,031
ISHARES TR EXPANDED TECH 464287515 46,677,291 426,277 SH SOLE 0 44,931 0 381,346
ISHARES TR CORE DIV GRWTH 46434V621 275,457 4,308 SH SOLE 0 0 0 4,308
ISHARES TR SHRT NAT MUN ETF 464288158 589,468 5,543 SH SOLE 0 5,543 0 0
ISHARES TR PFD AND INCM SEC 464288687 4,504,623 146,826 SH SOLE 0 0 0 146,826
ISHARES TR U.S. INSRNCE ETF 464288786 2,622,708 19,505 SH SOLE 0 3,047 0 16,459
ISHARES TR ULTRA SHORT DUR 46434V878 5,035,375 99,297 SH SOLE 0 0 0 99,297
J P MORGAN EXCHANGE TRADED F ULTRA SHRT ETF 46641Q837 3,455,489 68,182 SH SOLE 0 0 0 68,182
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332 229,233 4,032 SH SOLE 0 0 0 4,032
JOHNSON & JOHNSON COM 478160104 13,774,742 90,178 SH SOLE 0 9,438 0 80,740
JPMORGAN CHASE & CO. COM 46625H100 924,833 3,190 SH SOLE 0 0 0 3,190
KLA CORP COM NEW 482480100 620,766 693 SH SOLE 0 0 0 693
KRAFT HEINZ CO COM 500754106 204,581 7,923 SH SOLE 0 0 0 7,923
LABCORP HOLDINGS INC COM SHS 504922105 3,721,644 14,177 SH SOLE 0 1,668 0 12,509
MASTERCARD INCORPORATED CL A 57636Q104 1,245,978 2,217 SH SOLE 0 0 0 2,217
MERCK & CO INC COM 58933Y105 9,498,175 119,987 SH SOLE 0 10,320 0 109,667
META PLATFORMS INC CL A 30303M102 254,396,880 344,669 SH SOLE 0 11,803 0 332,866
MICROSOFT CORP COM 594918104 39,051,609 78,510 SH SOLE 0 11,929 0 66,581
MONDELEZ INTL INC CL A 609207105 3,989,090 59,150 SH SOLE 0 2,084 0 57,067
NETFLIX INC COM 64110L106 3,989,991 2,980 SH SOLE 0 911 0 2,069
NIKE INC CL B 654106103 5,799,023 81,630 SH SOLE 0 5,353 0 76,277
NUTANIX INC CL A 67059N108 11,788,806 154,223 SH SOLE 0 0 0 154,223
NVIDIA CORPORATION COM 67066G104 14,033,698 88,826 SH SOLE 0 0 0 88,826
OPENDOOR TECHNOLOGIES INC COM 683712103 5,330 10,000 SH SOLE 0 0 0 10,000
ORACLE CORP COM 68389X105 23,344,264 106,775 SH SOLE 0 17,348 0 89,428
ORGANON & CO COMMON STOCK 68622V106 415,094 42,882 SH SOLE 0 7,769 0 35,112
PALANTIR TECHNOLOGIES INC CL A 69608A108 231,744 1,700 SH SOLE 0 0 0 1,700
PAYCHEX INC COM 704326107 259,546 1,784 SH SOLE 0 0 0 1,784
PAYPAL HLDGS INC COM 70450Y103 1,072,809 14,435 SH SOLE 0 0 0 14,435
PEPSICO INC COM 713448108 3,982,576 30,162 SH SOLE 0 2,162 0 28,000
PHILIP MORRIS INTL INC COM 718172109 12,558,145 68,952 SH SOLE 0 1,156 0 67,796
PROCTER AND GAMBLE CO COM 742718109 6,421,760 40,307 SH SOLE 0 6,922 0 33,385
PROSHARES TR S&P 500 DV ARIST 74348A467 1,204,180 11,958 SH SOLE 0 0 0 11,958
PROSHARES TR PSHS ULT S&P 500 74347R107 5,104,905 52,240 SH SOLE 0 7,900 0 44,340
QUALCOMM INC COM 747525103 23,829,818 149,628 SH SOLE 0 21,770 0 127,858
ROBLOX CORP CL A 771049103 935,754 8,895 SH SOLE 0 5,000 0 3,895
RUBRIK INC. CL A 781154109 3,998,581 44,632 SH SOLE 0 0 0 44,632
SALESFORCE INC COM 79466L302 6,783,069 24,875 SH SOLE 0 0 0 24,875
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 259,164 10,604 SH SOLE 0 0 0 10,604
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 625,564 23,606 SH SOLE 0 0 0 23,606
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852 951,590 8,768 SH SOLE 0 0 0 8,768
SELECT SECTOR SPDR TR ENERGY 81369Y506 15,423,459 181,859 SH SOLE 0 1,073 0 180,786
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 1,385,478 26,456 SH SOLE 0 0 0 26,456
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 23,485,746 174,240 SH SOLE 0 21,955 0 152,285
SERVICENOW INC COM 81762P102 1,664,492 1,619 SH SOLE 0 1,300 0 319
SHOPIFY INC CL A SUB VTG SHS 82509L107 288,375 2,500 SH SOLE 0 0 0 2,500
SNOWFLAKE INC CL A 833445109 3,962,743 17,709 SH SOLE 0 0 0 17,709
SPDR S&P 500 ETF TR TR UNIT 78462F103 3,003,343 4,861 SH SOLE 0 0 0 4,861
SPDR SERIES TRUST BLOOMBERG 1-3 MO 78468R663 4,053,060 44,185 SH SOLE 0 23,018 0 21,167
STARBUCKS CORP COM 855244109 7,342,890 80,136 SH SOLE 0 8,601 0 71,535
SYNOPSYS INC COM 871607107 1,900,808 3,708 SH SOLE 0 0 0 3,708
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 668,107 2,950 SH SOLE 0 0 0 2,950
TESLA INC COM 88160R101 1,345,608 4,236 SH SOLE 0 0 0 4,236
TEXAS INSTRS INC COM 882508104 285,903 1,377 SH SOLE 0 0 0 1,377
TOAST INC CL A 888787108 345,551 7,802 SH SOLE 0 0 0 7,802
TWILIO INC CL A 90138F102 231,931 1,865 SH SOLE 0 0 0 1,865
UNITEDHEALTH GROUP INC COM 91324P102 41,684,768 133,618 SH SOLE 0 17,556 0 116,062
VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303 3,681,038 73,820 SH SOLE 0 0 0 73,820
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 10,041,343 17,677 SH SOLE 0 2,053 0 15,625
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,491,774 4,908 SH SOLE 0 0 0 4,908
VANGUARD INDEX FDS MID CAP ETF 922908629 35,332,734 126,265 SH SOLE 0 12,399 0 113,866
VANGUARD INDEX FDS SMALL CP ETF 922908751 25,837,346 109,028 SH SOLE 0 8,672 0 100,356
VANGUARD INDEX FDS GROWTH ETF 922908736 50,928,658 116,169 SH SOLE 0 11,549 0 104,620
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 271,871 3,508 SH SOLE 0 0 0 3,508
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 1,309,708 26,480 SH SOLE 0 0 0 26,480
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 2,663,304 54,320 SH SOLE 0 0 0 54,320
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 208,281 3,653 SH SOLE 0 0 0 3,653
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 2,025,738 15,196 SH SOLE 0 3,835 0 11,361
VANGUARD WORLD FD INF TECH ETF 92204A702 441,163 665 SH SOLE 0 0 0 665
VANGUARD WORLD FD HEALTH CAR ETF 92204A504 7,797,747 31,399 SH SOLE 0 8,128 0 23,271
VISA INC COM CL A 92826C839 7,010,871 19,746 SH SOLE 0 1,580 0 18,166
WELLS FARGO CO NEW COM 949746101 21,936,711 273,798 SH SOLE 0 22,544 0 251,255
WORKHORSE GROUP INC COM NEW 98138J404 11,000 10,000 SH SOLE 0 0 0 10,000