The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
POWERSHARES QQQ TR ETF 46090E103 244,447 443 SH SOLE 0 0 0 443
VANGUARD EXTENDED MARKET ETF ETF 922908652 229,343 1,190 SH SOLE 0 0 0 1,190
VANGUARD REIT INDEX ETF ETF 922908553 2,694,666 30,257 SH SOLE 0 1,181 0 29,075
SPDR S&P 500 ETF TRUST ETF 78462F103 206,548 334 SH SOLE 0 0 0 334
ISHARES RUSSELL 2000 VALUE ETF 464287630 467,343 2,962 SH SOLE 0 465 0 2,496
ISHARES RUSSELL 1000 GROWTH ETF ETF 464287614 1,833,879 4,319 SH SOLE 0 0 0 4,319
SCHWAB U.S. BROAD MARKET ETF ETF 808524102 364,023 15,276 SH SOLE 0 0 0 15,275
SCHWAB INTERNATIONAL EQUITY ETF ETF 808524805 688,544 31,156 SH SOLE 0 0 0 31,155
SCHWAB U.S. LARGE-CAP ETF ETF 808524201 3,186,495 130,380 SH SOLE 0 0 0 130,380
ISHARES US REAL ESTATE ETF ETF 464287739 1,764,958 18,624 SH SOLE 0 258 0 18,365
SCHWAB U.S. LARGE-CAP GROWTH ETF ETF 808524300 3,393,748 116,184 SH SOLE 0 0 0 116,184
ISHARES S&P SMALLCAP 600 ETF ETF 464287804 1,095,860 10,027 SH SOLE 0 0 0 10,027
SCHWAB EMERGING MARKETS EQUITY ETF ETF 808524706 936,149 31,060 SH SOLE 0 0 0 31,060
SCHWAB U.S. LARGE-CAP VALUE ETF ETF 808524409 2,598,901 93,925 SH SOLE 0 0 0 93,924
VANGUARD S&P 500 ETF ETF 922908363 773,551 1,362 SH SOLE 0 0 0 1,361
SPDR S&P MIDCAP 400 ETF TRUST ETF 78467Y107 584,953 1,033 SH SOLE 0 0 0 1,032
SPDR S&P 400 MID CAP GROWTH ETF ETF 78464A821 1,410,617 16,238 SH SOLE 0 0 0 16,238
SPDR S&P 400 MID CAP VALUE ETF ETF 78464A839 681,539 8,580 SH SOLE 0 0 0 8,580
ISHARES RUSSELL MIDCAP VALUE INDEX ETF 464287473 1,414,759 10,707 SH SOLE 0 1,067 0 9,638
ISHARES RUSSELL 2000 ETF ETF 464287655 920,822 4,267 SH SOLE 0 0 0 4,267
ISHARES TRUST CORE MSCI TOTAL INTL STK ETF ETF 46432F834 930,745 12,039 SH SOLE 0 5,918 0 6,120
ISHARES CORE MSCI EAFE ETF 46432F842 23,308,609 279,212 SH SOLE 0 7,351 0 271,860
ISHARES CORE MSCI EMERGING MKTS ETF 46434G103 8,888,213 148,063 SH SOLE 0 1,106 0 146,956
VANGUARD TOTAL BOND MARKET ETF ETF 921937835 11,210,690 152,257 SH SOLE 0 3,280 0 148,976
FIDELITY ENHANCED LARGE CAP CORE ETF ETF 316092113 1,082,790 31,394 SH SOLE 0 0 0 31,394
ISHARES TR RUSSELL MIDCAP INDEX FD ETF 464287499 429,645 4,672 SH SOLE 0 0 0 4,671
ISHARES S&P SMALL-CAP 600 GROWTH ETF ETF 464287887 2,787,256 20,951 SH SOLE 0 618 0 20,331
ISHARES S&P 500 VALUE ETF ETF 464287408 10,779,221 55,159 SH SOLE 0 3,767 0 51,391
ISHARES S&P 500 GROWTH ETF ETF 464287309 10,450,066 94,914 SH SOLE 0 719 0 94,195
ISHARES S&P 500 INDEX ETF 464287200 15,640,543 25,190 SH SOLE 0 595 0 24,594
SPDR PORTFOLIO EMERGING MARKETS ETF ETF 78463X509 687,982 16,097 SH SOLE 0 616 0 15,480
ISHARES NATIONAL MUNI BOND ETF ETF 464288414 1,809,386 17,318 SH SOLE 0 0 0 17,318
VANGUARD FTSE DEVELOPED MARKETS ETF ETF 921943858 6,558,515 115,041 SH SOLE 0 2,636 0 112,404
ISHARES S&P SMALLCAP 600 VALUE ETF ETF 464287879 3,105,600 31,215 SH SOLE 0 532 0 30,683
ISHARES S&P MID-CAP 400 GROWTH ETF ETF 464287606 8,891,569 97,731 SH SOLE 0 2,637 0 95,093
ISHARES S&P MIDCAP 400 VALUE ETF ETF 464287705 5,696,571 46,096 SH SOLE 0 484 0 45,611
SPDR BLOOMBERG HIGH YIELD BOND ETF ETF 78468R622 277,628 2,854 SH SOLE 0 0 0 2,854
ISHARES CORE S&P MID CAP ETF ETF 464287507 2,213,690 35,693 SH SOLE 0 4,075 0 31,617
ISHARES RUSSELL 1000 ETF ETF 464287622 2,179,743 6,419 SH SOLE 0 0 0 6,419
ISHARES RUSSELL 1000 VALUE ETF ETF 464287598 4,791,848 24,671 SH SOLE 0 0 0 24,670