v3.25.2
CAPITAL RATIOS AND SHAREHOLDERS' EQUITY - Actual and Required Capital Ratios (Details)
$ in Thousands
Jun. 30, 2025
USD ($)
Dec. 31, 2024
USD ($)
Actual    
Total capital to risk-weighted assets $ 463,198 $ 454,960
Common equity tier 1 capital to risk-weighted assets 394,719 386,548
Tier 1 capital to risk-weighted assets 415,339 407,168
Tier 1 capital to average assets (leverage ratio) $ 415,339 $ 407,168
Total capital to risk-weighted assets, ratio 0.1376 0.1347
Common equity tier 1 capital to risk-weighted assets, ratio 0.1173 0.1145
Tier 1 capital to risk-weighted assets, ratio 0.1234 0.1206
Tier 1 capital to average assets (leverage ratio), ratio 0.1037 0.103
Minimum Required for Capital Adequacy purposes    
Total capital to risk-weighted assets $ 269,309 $ 270,206
Common equity tier 1 capital to risk-weighted assets 151,486 151,918
Tier 1 capital to risk-weighted assets 201,980 202,571
Tier 1 capital to average assets (leverage ratio) $ 160,279 $ 158,123
Minimum regulatory capital requirements, Total capital to risk-weighted assets, ratio 0.08 0.08
Minimum regulatory capital requirements, Common equity tier 1 capital to risk-weighted assets, ratio 4.50% 4.50%
Minimum regulatory capital requirements, Tier 1 capital to risk-weighted assets, ratio 0.06 0.06
Minimum regulatory capital requirements, Tier 1 capital to average assets, (leverage ratio), ratio 0.04 0.04
Bank    
Actual    
Total capital to risk-weighted assets $ 460,827 $ 452,823
Common equity tier 1 capital to risk-weighted assets 428,968 421,031
Tier 1 capital to risk-weighted assets 428,968 421,031
Tier 1 capital to average assets (leverage ratio) $ 428,968 $ 421,031
Total capital to risk-weighted assets, ratio 0.1372 0.1344
Common equity tier 1 capital to risk-weighted assets, ratio 0.1277 0.125
Tier 1 capital to risk-weighted assets, ratio 0.1277 0.125
Tier 1 capital to average assets (leverage ratio), ratio 0.1072 0.1066
Minimum Required for Capital Adequacy purposes    
Total capital to risk-weighted assets $ 268,633 $ 269,538
Common equity tier 1 capital to risk-weighted assets 151,107 151,571
Tier 1 capital to risk-weighted assets 201,475 202,095
Tier 1 capital to average assets (leverage ratio) $ 160,105 $ 157,985
Minimum regulatory capital requirements, Total capital to risk-weighted assets, ratio 0.08 0.08
Minimum regulatory capital requirements, Common equity tier 1 capital to risk-weighted assets, ratio 4.50% 4.50%
Minimum regulatory capital requirements, Tier 1 capital to risk-weighted assets, ratio 0.06 0.06
Minimum regulatory capital requirements, Tier 1 capital to average assets, (leverage ratio), ratio 0.04 0.04
Minimum Required to be Well Capitalized    
Total capital to risk-weighted assets $ 335,792 $ 336,922
Common equity tier 1 capital to risk-weighted assets 218,265 218,936
Tier 1 capital to risk-weighted assets 268,634 269,460
Tier 1 capital to average assets (leverage ratio) $ 200,131 $ 197,482
Total capital to risk-weighted assets, ratio 0.10 0.10
Common equity tier 1 capital to risk-weighted assets, ratio 0.065 0.065
Common equity tier 1 capital to risk-weighted assets, ratio 0.08 0.08
Tier 1 capital to average assets (leverage ratio), ratio 0.05 0.05