v3.25.2
CONSOLIDATED STATEMENTS OF OPERATIONS - USD ($)
 3 Months Ended
Jun. 30, 2025
Jun. 30, 2024
Revenues:    
Interest and fee income $ 115,302,802 $ 111,161,086
Insurance and other income, net 17,149,118 18,366,180
Total revenues 132,451,920 129,527,266
Expenses:    
Provision for credit losses 50,515,969 45,419,007
General and administrative expenses:    
Personnel 45,761,527 36,976,186
Occupancy and equipment 11,785,658 12,163,775
Advertising 2,298,906 1,656,279
Amortization of intangible assets 831,015 1,005,750
Other 9,683,146 9,610,334
Total general and administrative expenses 70,360,252 61,412,324
Interest expense 9,629,883 9,768,771
Total expenses 130,506,104 116,600,102
Income before income taxes 1,945,816 12,927,164
Income tax expense 601,749 2,979,737
Net income $ 1,344,067 $ 9,947,427
Net income per common share:    
Basic (in dollars per share) $ 0.26 $ 1.82
Diluted (in dollars per share) $ 0.25 $ 1.79
Weighted average common shares outstanding:    
Basic (in shares) 5,224,004 5,480,205
Diluted (in shares) 5,288,643 5,567,818