v3.25.2
LOANS RECEIVABLE AND ALLOWANCE FOR CREDIT LOSSES (Summary of Past Due Receivables) (Details) - USD ($)
Jun. 30, 2025
Mar. 31, 2025
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Gross loans receivable $ 1,264,340,621 $ 1,225,635,918
Unearned interest, insurance and fees (5,800,000) (5,500,000)
TALs    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Gross loans receivable 2,980,394 4,369,517
30 - 60 days past due | 0 to 5 months    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Gross loans receivable 90,769,121 101,878,703
30 - 60 days past due | 6 to 17 months    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Gross loans receivable 93,051,287 75,379,597
30 - 60 days past due | 18 to 35 months    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Gross loans receivable 98,386,262 99,857,401
30 - 60 days past due | 36 to 59 months    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Gross loans receivable 142,981,865 130,228,889
30 - 60 days past due | 60+ months    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Gross loans receivable 836,171,692 813,921,811
Recency Basis    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Gross loans receivable 1,264,340,621 1,225,635,918
Unearned interest, insurance and fees (326,215,023) (309,320,104)
Total net loans $ 938,125,598 $ 916,315,814
Financing receivable, percent past due 8.80% 9.30%
Recency Basis | TALs    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Gross loans receivable $ 2,980,394 $ 4,369,517
Recency Basis | 0 to 5 months    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Gross loans receivable 90,769,121 101,878,703
Recency Basis | 6 to 17 months    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Gross loans receivable 93,051,287 75,379,597
Recency Basis | 18 to 35 months    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Gross loans receivable 98,386,262 99,857,401
Recency Basis | 36 to 59 months    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Gross loans receivable 142,981,865 130,228,889
Recency Basis | 60+ months    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Gross loans receivable 836,171,692 813,921,811
Recency Basis | Current    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Gross loans receivable 1,153,935,056 1,111,726,572
Unearned interest, insurance and fees (297,011,321) (282,034,628)
Total net loans 856,923,735 829,691,944
Recency Basis | Current | TALs    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Gross loans receivable 405,097 2,772,634
Recency Basis | Current | 0 to 5 months    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Gross loans receivable 71,230,039 77,087,815
Recency Basis | Current | 6 to 17 months    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Gross loans receivable 82,107,197 65,677,583
Recency Basis | Current | 18 to 35 months    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Gross loans receivable 88,353,313 89,776,541
Recency Basis | Current | 36 to 59 months    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Gross loans receivable 130,434,185 117,976,116
Recency Basis | Current | 60+ months    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Gross loans receivable 781,405,225 758,435,883
Recency Basis | 30 - 60 days past due    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Gross loans receivable 42,694,289 40,572,535
Unearned interest, insurance and fees (7,512,082) (7,588,025)
Total net loans $ 35,182,207 $ 32,984,510
Financing receivable, percent past due 3.40% 3.30%
Recency Basis | 30 - 60 days past due | TALs    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Gross loans receivable $ 147,552 $ 1,504,446
Recency Basis | 30 - 60 days past due | 0 to 5 months    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Gross loans receivable 5,951,108 6,036,410
Recency Basis | 30 - 60 days past due | 6 to 17 months    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Gross loans receivable 4,404,465 3,126,374
Recency Basis | 30 - 60 days past due | 18 to 35 months    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Gross loans receivable 3,938,833 3,700,216
Recency Basis | 30 - 60 days past due | 36 to 59 months    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Gross loans receivable 5,243,182 4,641,585
Recency Basis | 30 - 60 days past due | 60+ months    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Gross loans receivable 23,009,149 21,563,504
Recency Basis | 61 - 90 days past due    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Gross loans receivable 26,175,462 27,655,734
Unearned interest, insurance and fees (7,428,947) (7,590,060)
Total net loans $ 18,746,515 $ 20,065,674
Financing receivable, percent past due 2.10% 2.30%
Recency Basis | 61 - 90 days past due | TALs    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Gross loans receivable $ 167,215 $ 22,376
Recency Basis | 61 - 90 days past due | 0 to 5 months    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Gross loans receivable 4,623,660 6,587,901
Recency Basis | 61 - 90 days past due | 6 to 17 months    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Gross loans receivable 2,715,522 2,398,424
Recency Basis | 61 - 90 days past due | 18 to 35 months    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Gross loans receivable 2,291,500 2,394,549
Recency Basis | 61 - 90 days past due | 36 to 59 months    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Gross loans receivable 3,095,509 2,917,862
Recency Basis | 61 - 90 days past due | 60+ months    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Gross loans receivable 13,282,056 13,334,622
Recency Basis | 91 or more days past due    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Gross loans receivable 41,535,814 45,681,077
Unearned interest, insurance and fees (14,262,673) (12,107,391)
Total net loans $ 27,273,141 $ 33,573,686
Financing receivable, percent past due 3.30% 3.70%
Recency Basis | 91 or more days past due | TALs    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Gross loans receivable $ 2,260,530 $ 70,061
Recency Basis | 91 or more days past due | 0 to 5 months    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Gross loans receivable 8,964,314 12,166,577
Recency Basis | 91 or more days past due | 6 to 17 months    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Gross loans receivable 3,824,103 4,177,216
Recency Basis | 91 or more days past due | 18 to 35 months    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Gross loans receivable 3,802,616 3,986,095
Recency Basis | 91 or more days past due | 36 to 59 months    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Gross loans receivable 4,208,989 4,693,326
Recency Basis | 91 or more days past due | 60+ months    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Gross loans receivable 18,475,262 20,587,802
Recency Basis | Total Past Due    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Gross loans receivable 110,405,565 113,909,346
Unearned interest, insurance and fees (29,203,702) (27,285,476)
Total net loans 81,201,863 86,623,870
Recency Basis | Total Past Due | TALs    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Gross loans receivable 2,575,297 1,596,883
Recency Basis | Total Past Due | 0 to 5 months    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Gross loans receivable 19,539,082 24,790,888
Recency Basis | Total Past Due | 6 to 17 months    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Gross loans receivable 10,944,090 9,702,014
Recency Basis | Total Past Due | 18 to 35 months    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Gross loans receivable 10,032,949 10,080,860
Recency Basis | Total Past Due | 36 to 59 months    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Gross loans receivable 12,547,680 12,252,773
Recency Basis | Total Past Due | 60+ months    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Gross loans receivable 54,766,467 55,485,928
Contractual basis    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Gross loans receivable 1,264,340,621 1,225,635,918
Unearned interest, insurance and fees (326,215,023) (309,320,104)
Total net loans $ 938,125,598 $ 916,315,814
Financing receivable, percent past due 10.20% 11.40%
Contractual basis | TALs    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Gross loans receivable $ 2,980,394 $ 4,369,517
Contractual basis | 0 to 5 months    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Gross loans receivable 90,769,121 101,878,703
Contractual basis | 6 to 17 months    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Gross loans receivable 93,051,287 75,379,597
Contractual basis | 18 to 35 months    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Gross loans receivable 98,386,262 99,857,401
Contractual basis | 36 to 59 months    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Gross loans receivable 142,981,865 130,228,889
Contractual basis | 60+ months    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Gross loans receivable 836,171,692 813,921,811
Contractual basis | Current    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Gross loans receivable 1,135,246,829 1,086,075,246
Unearned interest, insurance and fees (300,909,104) (276,573,216)
Total net loans 834,337,725 809,502,030
Contractual basis | Current | TALs    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Gross loans receivable 297,675 2,746,535
Contractual basis | Current | 0 to 5 months    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Gross loans receivable 70,094,293 75,594,279
Contractual basis | Current | 6 to 17 months    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Gross loans receivable 81,210,729 64,188,458
Contractual basis | Current | 18 to 35 months    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Gross loans receivable 86,554,732 87,012,982
Contractual basis | Current | 36 to 59 months    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Gross loans receivable 128,007,308 114,388,973
Contractual basis | Current | 60+ months    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Gross loans receivable 769,082,092 742,144,019
Contractual basis | 30 - 60 days past due    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Gross loans receivable 42,804,243 43,367,151
Unearned interest, insurance and fees (7,976,840) (7,561,258)
Total net loans $ 34,827,403 $ 35,805,893
Financing receivable, percent past due 3.40% 3.50%
Contractual basis | 30 - 60 days past due | TALs    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Gross loans receivable $ 162,706 $ 1,492,967
Contractual basis | 30 - 60 days past due | 0 to 5 months    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Gross loans receivable 5,804,708 6,149,270
Contractual basis | 30 - 60 days past due | 6 to 17 months    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Gross loans receivable 4,251,037 3,112,624
Contractual basis | 30 - 60 days past due | 18 to 35 months    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Gross loans receivable 3,892,784 3,864,242
Contractual basis | 30 - 60 days past due | 36 to 59 months    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Gross loans receivable 5,110,892 4,869,065
Contractual basis | 30 - 60 days past due | 60+ months    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Gross loans receivable 23,582,116 23,878,983
Contractual basis | 61 - 90 days past due    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Gross loans receivable 28,352,627 33,271,563
Unearned interest, insurance and fees (6,906,545) (9,034,007)
Total net loans $ 21,446,082 $ 24,237,556
Financing receivable, percent past due 2.20% 2.70%
Contractual basis | 61 - 90 days past due | TALs    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Gross loans receivable $ 208,779 $ 19,812
Contractual basis | 61 - 90 days past due | 0 to 5 months    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Gross loans receivable 4,600,329 6,896,035
Contractual basis | 61 - 90 days past due | 6 to 17 months    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Gross loans receivable 2,749,149 2,739,963
Contractual basis | 61 - 90 days past due | 18 to 35 months    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Gross loans receivable 2,464,985 2,986,200
Contractual basis | 61 - 90 days past due | 36 to 59 months    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Gross loans receivable 3,342,377 3,611,704
Contractual basis | 61 - 90 days past due | 60+ months    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Gross loans receivable 14,987,008 17,017,849
Contractual basis | 91 or more days past due    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Gross loans receivable 57,936,922 62,921,958
Unearned interest, insurance and fees (10,422,534) (16,151,623)
Total net loans $ 47,514,388 $ 46,770,335
Financing receivable, percent past due 4.60% 5.10%
Contractual basis | 91 or more days past due | TALs    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Gross loans receivable $ 2,311,234 $ 110,203
Contractual basis | 91 or more days past due | 0 to 5 months    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Gross loans receivable 10,269,791 13,239,119
Contractual basis | 91 or more days past due | 6 to 17 months    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Gross loans receivable 4,840,372 5,338,552
Contractual basis | 91 or more days past due | 18 to 35 months    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Gross loans receivable 5,473,761 5,993,977
Contractual basis | 91 or more days past due | 36 to 59 months    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Gross loans receivable 6,521,288 7,359,147
Contractual basis | 91 or more days past due | 60+ months    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Gross loans receivable 28,520,476 30,880,960
Contractual basis | Total Past Due    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Gross loans receivable 129,093,792 139,560,672
Unearned interest, insurance and fees (25,305,919) (32,746,888)
Total net loans 103,787,873 106,813,784
Contractual basis | Total Past Due | TALs    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Gross loans receivable 2,682,719 1,622,982
Contractual basis | Total Past Due | 0 to 5 months    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Gross loans receivable 20,674,828 26,284,424
Contractual basis | Total Past Due | 6 to 17 months    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Gross loans receivable 11,840,558 11,191,139
Contractual basis | Total Past Due | 18 to 35 months    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Gross loans receivable 11,831,530 12,844,419
Contractual basis | Total Past Due | 36 to 59 months    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Gross loans receivable 14,974,557 15,839,916
Contractual basis | Total Past Due | 60+ months    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Gross loans receivable $ 67,089,600 $ 71,777,792