v3.25.2
REGULATORY MATTERS - Comparison of the Company's and Bank's Actual Capital Amounts and Ratios to Required Capital Amounts and Ratios (Details)
$ in Thousands
Jun. 30, 2025
USD ($)
Dec. 31, 2024
USD ($)
Total capital to risk-weighted assets:    
Actual, Amount $ 391,500 $ 382,893
Actual, Ratio 0.1739 0.1709
Minimum Required for Capital Adequacy Purposes, Amount $ 180,101 $ 179,268
Minimum Required for Capital Adequacy Purposes, Ratio 0.08 0.08
Minimum Required Under Basel III (Including Buffer), Amount $ 236,382 $ 235,290
Minimum Required Under Basel III (Including Buffer), Ratio 0.105 0.105
To Be Well Capitalized Under Prompt Corrective Action Provisions, Amount $ 225,126 $ 224,085
To Be Well Capitalized Under Prompt Corrective Action Provisions, Ratio 0.10 0.10
Tier 1 capital to risk-weighted assets:    
Actual, Amount $ 329,146 $ 320,185
Actual, Ratio 0.1462 0.1429
Minimum Required for Capital Adequacy Purposes, Amount $ 135,076 $ 134,451
Minimum Required for Capital Adequacy Purposes, Ratio 0.06 0.06
Minimum Required Under Basel III (Including Buffer), Amount $ 191,357 $ 190,473
Minimum Required Under Basel III (Including Buffer), Ratio 0.085 0.085
To Be Well Capitalized Under Prompt Corrective Action Provisions, Amount $ 135,076 $ 134,451
To Be Well Capitalized Under Prompt Corrective Action Provisions, Ratio 0.06 0.06
Tier 1 capital to average assets:    
Actual, Amount $ 329,146 $ 320,185
Actual, Ratio 0.1056 0.1027
Minimum Required for Capital Adequacy Purposes, Amount $ 124,714 $ 124,714
Minimum Required for Capital Adequacy Purposes, Ratio 0.04 0.04
Minimum Required Under Basel III (Including Buffer), Amount $ 124,714 $ 124,714
Minimum Required Under Basel III (Including Buffer), Ratio 0.04 0.04
Common equity tier 1 capital to risk-weighted assets:    
Actual, Amount $ 321,929 $ 312,968
Actual, Ratio 0.143 0.1397
Minimum Required for Capital Adequacy Purposes, Amount $ 101,307 $ 100,838
Minimum Required for Capital Adequacy Purposes, Ratio 4.50% 4.50%
Minimum Required Under Basel III (Including Buffer), Amount $ 157,588 $ 156,860
Minimum Required Under Basel III (Including Buffer), Ratio 7.00% 7.00%
Bank    
Total capital to risk-weighted assets:    
Actual, Amount $ 381,188 $ 381,280
Actual, Ratio 0.1696 0.1704
Minimum Required for Capital Adequacy Purposes, Amount $ 179,843 $ 179,054
Minimum Required for Capital Adequacy Purposes, Ratio 0.08 0.08
Minimum Required Under Basel III (Including Buffer), Amount $ 236,044 $ 235,008
Minimum Required Under Basel III (Including Buffer), Ratio 0.105 0.105
To Be Well Capitalized Under Prompt Corrective Action Provisions, Amount $ 224,804 $ 223,818
To Be Well Capitalized Under Prompt Corrective Action Provisions, Ratio 0.10 0.10
Tier 1 capital to risk-weighted assets:    
Actual, Amount $ 353,602 $ 353,299
Actual, Ratio 0.1573 0.1579
Minimum Required for Capital Adequacy Purposes, Amount $ 134,882 $ 134,291
Minimum Required for Capital Adequacy Purposes, Ratio 0.06 0.06
Minimum Required Under Basel III (Including Buffer), Amount $ 191,083 $ 190,245
Minimum Required Under Basel III (Including Buffer), Ratio 0.085 0.085
To Be Well Capitalized Under Prompt Corrective Action Provisions, Amount $ 179,843 $ 179,054
To Be Well Capitalized Under Prompt Corrective Action Provisions, Ratio 0.08 0.08
Tier 1 capital to average assets:    
Actual, Amount $ 353,602 $ 353,299
Actual, Ratio 0.1135 0.1137
Minimum Required for Capital Adequacy Purposes, Amount $ 124,578 $ 124,321
Minimum Required for Capital Adequacy Purposes, Ratio 0.04 0.04
Minimum Required Under Basel III (Including Buffer), Amount $ 124,578 $ 124,321
Minimum Required Under Basel III (Including Buffer), Ratio 0.04 0.04
To Be Well Capitalized Under Prompt Corrective Action Provisions, Amount $ 155,723 $ 155,401
To Be Well Capitalized Under Prompt Corrective Action Provisions, Ratio 0.05 0.05
Common equity tier 1 capital to risk-weighted assets:    
Actual, Amount $ 353,602 $ 353,299
Actual, Ratio 0.1573 0.1579
Minimum Required for Capital Adequacy Purposes, Amount $ 101,162 $ 100,718
Minimum Required for Capital Adequacy Purposes, Ratio 4.50% 4.50%
Minimum Required Under Basel III (Including Buffer), Amount $ 157,363 $ 156,672
Minimum Required Under Basel III (Including Buffer), Ratio 7.00% 7.00%
To Be Well Capitalized Under Prompt Corrective Action Provisions, Amount $ 146,123 $ 145,481
To Be Well Capitalized Under Prompt Corrective Action Provisions, Ratio 6.50% 6.50%