v3.25.2
LOANS AND ALLOWANCE FOR CREDIT LOSSES - Schedule of Allowance for Credit Losses Activity (Details) - USD ($)
$ in Thousands
6 Months Ended 12 Months Ended
Jun. 30, 2025
Jun. 30, 2024
Dec. 31, 2024
Allowance for credit losses:      
Beginning balance, prior to adoption of ASC 326 $ 28,290 $ 30,920 $ 30,920
(Reversal of) provision for credit losses (300) (1,450) (2,200)
Loans charged-off (476) (425) (978)
Recoveries 72 237 548
Ending balance 27,586 29,282 28,290
Commercial and industrial      
Allowance for credit losses:      
Beginning balance, prior to adoption of ASC 326 2,973 3,719 3,719
(Reversal of) provision for credit losses (144) (477) (524)
Loans charged-off (271) (230) (630)
Recoveries 25 174 408
Ending balance 2,583 3,186 2,973
Construction and development      
Allowance for credit losses:      
Beginning balance, prior to adoption of ASC 326 2,738 3,623 3,623
(Reversal of) provision for credit losses (1) (717) (885)
Loans charged-off 0 0 0
Recoveries 0 0 0
Ending balance 2,737 2,906 2,738
Commercial real estate      
Allowance for credit losses:      
Beginning balance, prior to adoption of ASC 326 11,718 12,257 12,257
(Reversal of) provision for credit losses (225) (78) (539)
Loans charged-off 0 0 0
Recoveries 0 0 0
Ending balance 11,493 12,179 11,718
Farmland      
Allowance for credit losses:      
Beginning balance, prior to adoption of ASC 326 1,830 2,231 2,231
(Reversal of) provision for credit losses (100) (154) (401)
Loans charged-off 0 0 0
Recoveries 0 0 0
Ending balance 1,730 2,077 1,830
1-4 family residential      
Allowance for credit losses:      
Beginning balance, prior to adoption of ASC 326 7,656 7,470 7,470
(Reversal of) provision for credit losses (67) (69) 186
Loans charged-off (2) 0 0
Recoveries 0 0 0
Ending balance 7,587 7,401 7,656
Multi-family residential      
Allowance for credit losses:      
Beginning balance, prior to adoption of ASC 326 528 521 521
(Reversal of) provision for credit losses (17) 19 7
Loans charged-off 0 0 0
Recoveries 0 0 0
Ending balance 511 540 528
Consumer      
Allowance for credit losses:      
Beginning balance, prior to adoption of ASC 326 844 945 945
(Reversal of) provision for credit losses 27 (41) (80)
Loans charged-off (91) (85) (106)
Recoveries 23 29 85
Ending balance 803 848 844
Agricultural      
Allowance for credit losses:      
Beginning balance, prior to adoption of ASC 326 0 152 152
(Reversal of) provision for credit losses 135 (12) (155)
Loans charged-off 0 0 0
Recoveries 0 2 3
Ending balance 135 142 0
Overdrafts      
Allowance for credit losses:      
Beginning balance, prior to adoption of ASC 326 3 2 2
(Reversal of) provision for credit losses 92 79 191
Loans charged-off (112) (110) (242)
Recoveries 24 32 52
Ending balance $ 7 $ 3 $ 3