v3.25.2
Regulatory Capital (Details)
$ in Thousands
Jun. 30, 2025
USD ($)
Dec. 31, 2024
USD ($)
Compliance with Regulatory Capital Requirements under Banking Regulations    
Capital conservation buffer 0.025  
Total risk-based capital (to risk-weighted assets), Amount, Actual $ 358,827 $ 332,700
Total risk--based capital ratio 0.1565 0.1562
Total risk-based capital (to risk-weighted assets), Required for Capital Adequacy Purposes, Amount $ 183,480 $ 170,364
Total risk-based capital ratio, Required for capital adequacy purposes effective 0.08 0.08
Total risk-based capital (to risk-weighted assets), To be Well Capitalized Under Prompt Corrective Action Regulations, Amount $ 229,350 $ 212,955
Total risk-based capital ratio, To be well-capitalized under prompt corrective action regulations 0.10 0.10
Common equity tier 1 (to risk-weighted assets), Amount, Actual $ 320,145 $ 296,071
CET1, Required for capital adequacy purposes effective 0.1396 0.139
CEIT 1, Required for Capital Adequacy Purposes, Amount, Actual $ 103,208 $ 95,830
CEIT 1, Required for Capital Adequacy Purposes, Ratio, Actual 0.045 0.045
CEIT 1, To be Well Capitalized Under Prompt Corrective Action Regulations, Amount $ 149,078 $ 138,421
CEIT 1, To be Well Capitalized Under Prompt Corrective Action Regulations, Ratio 0.065 0.065
Assets $ 330,145 $ 306,071
Tier I risk-based capital ratio 0.1439 0.1437
Tier 1 capital (to risk-weighted assets), Required for Capital Adequacy Purposes, Amount, Actual $ 137,610 $ 127,773
Tier I risk-based capital ratio, Required for capital adequacy purposes effective 0.06 0.06
Tier 1 capital (to risk-weighted assets), To be Well Capitalized Under Prompt Corrective Action Regulations, Amount $ 183,480 $ 170,364
Tier I risk-based capital ratio, To be well-capitalized under prompt corrective action regulations 0.08 0.08
Tier 1 capital (to average total assets), Amount, Actual $ 330,145 $ 306,071
Leverage ratio 0.125 0.1222
Tier 1 capital (to average total assets), Required for Capital Adequacy Purposes, Amount, Actual $ 105,604 $ 100,150
Leverage ratio, Required for capital adequacy purposes effective 0.04 0.04
Tier 1 capital (to average total assets), To be Well Capitalized Under Prompt Corrective Action Regulations, Amount $ 132,006 $ 125,187
Leverage ratio, To be well-capitalized under prompt corrective action regulations 0.05 0.05
Including capital conservation buffer    
Compliance with Regulatory Capital Requirements under Banking Regulations    
Total risk-based capital ratio, Required for capital adequacy purposes effective 0.105  
CEIT 1, Required for Capital Adequacy Purposes, Ratio, Actual 0.07  
Tier I risk-based capital ratio, Required for capital adequacy purposes effective 0.085  
Bank    
Compliance with Regulatory Capital Requirements under Banking Regulations    
Capital conservation buffer 0.025  
Total risk-based capital (to risk-weighted assets), Amount, Actual $ 345,184 $ 324,763
Total risk--based capital ratio 0.151 0.1537
Total risk-based capital (to risk-weighted assets), Required for Capital Adequacy Purposes, Amount $ 182,824 $ 169,013
Total risk-based capital ratio, Required for capital adequacy purposes effective 0.08 0.08
Total risk-based capital (to risk-weighted assets), To be Well Capitalized Under Prompt Corrective Action Regulations, Amount $ 228,531 $ 211,266
Total risk-based capital ratio, To be well-capitalized under prompt corrective action regulations 0.10 0.10
Common equity tier 1 (to risk-weighted assets), Amount, Actual $ 316,603 $ 298,342
CET1, Required for capital adequacy purposes effective 0.1385 0.1412
CEIT 1, Required for Capital Adequacy Purposes, Amount, Actual $ 102,839 $ 95,070
CEIT 1, Required for Capital Adequacy Purposes, Ratio, Actual 0.045 0.045
CEIT 1, To be Well Capitalized Under Prompt Corrective Action Regulations, Amount $ 148,545 $ 137,323
CEIT 1, To be Well Capitalized Under Prompt Corrective Action Regulations, Ratio 0.065 0.065
Assets $ 316,603 $ 298,342
Tier I risk-based capital ratio 0.1385 0.1412
Tier 1 capital (to risk-weighted assets), Required for Capital Adequacy Purposes, Amount, Actual $ 137,118 $ 126,760
Tier I risk-based capital ratio, Required for capital adequacy purposes effective 0.06 0.06
Tier 1 capital (to risk-weighted assets), To be Well Capitalized Under Prompt Corrective Action Regulations, Amount $ 182,824 $ 169,013
Tier I risk-based capital ratio, To be well-capitalized under prompt corrective action regulations 0.08 0.08
Tier 1 capital (to average total assets), Amount, Actual $ 316,603 $ 298,342
Leverage ratio 0.1204 0.1195
Tier 1 capital (to average total assets), Required for Capital Adequacy Purposes, Amount, Actual $ 105,212 $ 99,844
Leverage ratio, Required for capital adequacy purposes effective 0.04 0.04
Tier 1 capital (to average total assets), To be Well Capitalized Under Prompt Corrective Action Regulations, Amount $ 131,515 $ 124,806
Leverage ratio, To be well-capitalized under prompt corrective action regulations 0.05 0.05
Bank | Including capital conservation buffer    
Compliance with Regulatory Capital Requirements under Banking Regulations    
Total risk-based capital ratio, Required for capital adequacy purposes effective 0.105  
CEIT 1, Required for Capital Adequacy Purposes, Ratio, Actual 0.07  
Tier I risk-based capital ratio, Required for capital adequacy purposes effective 0.085