v3.25.2
Allowance for Credit Losses and Reserve for Unfunded Loan Commitments - Activity in the Allowance for Loan Losses by Portfolio Segment (Details) - USD ($)
$ in Thousands
3 Months Ended 6 Months Ended 12 Months Ended
Jun. 30, 2025
Jun. 30, 2024
Jun. 30, 2025
Jun. 30, 2024
Dec. 31, 2024
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]          
Balance, beginning of period $ 27,651 $ 26,080 $ 26,788 $ 25,854 $ 25,854
Charge-offs (508) (268) (1,040) (713)  
Recoveries 144 29 181 59  
Net recoveries (charge-offs) (364) (239) (859) (654)  
Provision for (credit to) credit losses charged to expense 1,725 266 3,083 907  
Balance, end of period 29,012 26,107 29,012 26,107 26,788
SBA Held for Investment          
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]          
Balance, beginning of period 1,095 1,209 1,535 1,221 1,221
Charge-offs (105)   (455)   (370)
Recoveries 2 6 7 14  
Net recoveries (charge-offs) (103) 6 (448) 14  
Provision for (credit to) credit losses charged to expense 185 242 90 222  
Balance, end of period 1,177 1,457 1,177 1,457 1,535
Commercial          
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]          
Balance, beginning of period 18,640 16,187 17,361 15,876 15,876
Charge-offs (100) (138) (102) (236) (633)
Recoveries 102 12 107 24  
Net recoveries (charge-offs) 2 (126) 5 (212)  
Provision for (credit to) credit losses charged to expense 895 627 2,171 1,024  
Balance, end of period 19,537 16,688 19,537 16,688 17,361
Residential          
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]          
Balance, beginning of period 6,527 6,394 6,254 6,529 6,529
Charge-offs (282)   (412)   (150)
Net recoveries (charge-offs) (282)   (412)    
Provision for (credit to) credit losses charged to expense 671 (181) 1,074 (316)  
Balance, end of period 6,916 6,213 6,916 6,213 6,254
Consumer          
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]          
Balance, beginning of period 760 922 775 1,022 1,022
Charge-offs (21) (130) (71) (200) (361)
Recoveries 40 11 67 21  
Net recoveries (charge-offs) 19 (119) (4) (179)  
Provision for (credit to) credit losses charged to expense 6 32 14 (8)  
Balance, end of period 785 835 785 835 775
Residential construction          
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]          
Balance, beginning of period 629 1,368 863 1,206 1,206
Charge-offs       (277) (277)
Net recoveries (charge-offs)       (277)  
Provision for (credit to) credit losses charged to expense (32) (454) (266) (15)  
Balance, end of period $ 597 $ 914 $ 597 $ 914 $ 863