v3.25.2
Loans - Risk by Loan Portfolio (Details) - USD ($)
$ in Thousands
 3 Months Ended 6 Months Ended 12 Months Ended
Jun. 30, 2025
Jun. 30, 2024
Jun. 30, 2025
Jun. 30, 2024
Dec. 31, 2024
Loans          
Total Loans $ 2,382,594   $ 2,382,594   $ 2,260,657
Gross write-offs          
Total gross writeoffs 508 $ 268 1,040 $ 713  
SBA loans held for investment          
Loans          
Current Year 1,094   1,094   2,167
One Year Prior to Current Year 3,051   3,051   2,349
Two Years Prior to Current Year 2,382   2,382   7,901
Three Years Prior to Current Year 7,749   7,749   8,883
Four Years Prior to Current Year 8,887   8,887   6,194
Five Years Prior to Current Year and Earlier 14,896   14,896   10,815
Total Loans 38,059   38,059   38,309
Gross write-offs          
Two Years Prior to Current Year         300
Three Years Prior to Current Year     455   70
Total gross writeoffs 105   455   370
Commercial loans          
Loans          
Current Year 156,458   156,458   189,371
One Year Prior to Current Year 204,808   204,808   167,190
Two Years Prior to Current Year 144,153   144,153   337,618
Three Years Prior to Current Year 333,820   333,820   163,247
Four Years Prior to Current Year 153,534   153,534   124,412
Five Years Prior to Current Year and Earlier 419,211   419,211   335,396
Revolving Loans Amortized Cost Basis 99,145   99,145   94,395
Total Loans 1,511,129   1,511,129   1,411,629
Gross write-offs          
Two Years Prior to Current Year         38
Three Years Prior to Current Year         138
Four Years Prior to Current Year     1   200
Five Years Prior to Current Year and Earlier     101   107
Revolving Loans Amortized Cost Basis         150
Total gross writeoffs 100 138 102 236 633
Residential mortgage loans          
Loans          
Current Year 86,936   86,936   93,825
One Year Prior to Current Year 82,320   82,320   74,089
Two Years Prior to Current Year 61,946   61,946   225,783
Three Years Prior to Current Year 214,077   214,077   67,430
Four Years Prior to Current Year 63,176   63,176   44,366
Five Years Prior to Current Year and Earlier 158,105   158,105   125,434
Total Loans 666,560   666,560   630,927
Gross write-offs          
Three Years Prior to Current Year     182   150
Four Years Prior to Current Year     230    
Total gross writeoffs 282   412   150
Consumer loans          
Loans          
Current Year 8,966   8,966   5,898
One Year Prior to Current Year 5,120   5,120   2,602
Two Years Prior to Current Year 1,488   1,488   3,275
Three Years Prior to Current Year 2,834   2,834   1,515
Four Years Prior to Current Year 1,021   1,021   667
Five Years Prior to Current Year and Earlier 8,489   8,489   10,409
Revolving Loans Amortized Cost Basis 54,646   54,646   52,345
Total Loans 82,564   82,564   76,711
Gross write-offs          
Two Years Prior to Current Year         63
Three Years Prior to Current Year     11   100
Four Years Prior to Current Year     60    
Five Years Prior to Current Year and Earlier         198
Total gross writeoffs 21 $ 130 71 200 361
Residential construction loans          
Loans          
Current Year 14,907   14,907   36,522
One Year Prior to Current Year 33,761   33,761   16,889
Two Years Prior to Current Year 6,519   6,519   26,683
Three Years Prior to Current Year 10,101   10,101   7,766
Four Years Prior to Current Year 1,783   1,783   1,701
Five Years Prior to Current Year and Earlier 3,859   3,859   1,357
Total Loans 70,930   70,930   90,918
Gross write-offs          
Five Years Prior to Current Year and Earlier         277
Total gross writeoffs       $ 277 277
Total loans held for investment          
Loans          
Current Year 268,361   268,361   327,783
One Year Prior to Current Year 329,060   329,060   263,119
Two Years Prior to Current Year 216,488   216,488   601,260
Three Years Prior to Current Year 568,581   568,581   248,841
Four Years Prior to Current Year 228,401   228,401   177,340
Five Years Prior to Current Year and Earlier 604,560   604,560   483,411
Revolving Loans Amortized Cost Basis 153,791   153,791   146,740
Total Loans 2,369,242   2,369,242   2,248,494
Performing | Residential mortgage loans          
Loans          
Current Year 86,936   86,936   93,825
One Year Prior to Current Year 82,320   82,320   73,862
Two Years Prior to Current Year 61,946   61,946   224,295
Three Years Prior to Current Year 211,180   211,180   65,192
Four Years Prior to Current Year 61,952   61,952   44,366
Five Years Prior to Current Year and Earlier 154,221   154,221   122,916
Total Loans 658,555   658,555   624,456
Performing | Consumer loans          
Loans          
Current Year 8,966   8,966   5,898
One Year Prior to Current Year 5,120   5,120   2,602
Two Years Prior to Current Year 1,488   1,488   3,275
Three Years Prior to Current Year 2,834   2,834   1,515
Four Years Prior to Current Year 1,021   1,021   667
Five Years Prior to Current Year and Earlier 8,489   8,489   10,409
Revolving Loans Amortized Cost Basis 54,646   54,646   52,345
Total Loans 82,564   82,564   76,711
Nonperforming | Residential mortgage loans          
Loans          
One Year Prior to Current Year         227
Two Years Prior to Current Year         1,488
Three Years Prior to Current Year 2,897   2,897   2,238
Four Years Prior to Current Year 1,224   1,224    
Five Years Prior to Current Year and Earlier 3,884   3,884   2,518
Total Loans 8,005   8,005   6,471
Pass | SBA loans held for investment          
Loans          
Current Year 1,094   1,094   2,167
One Year Prior to Current Year 3,051   3,051   1,580
Two Years Prior to Current Year 1,282   1,282   5,205
Three Years Prior to Current Year 4,578   4,578   6,411
Four Years Prior to Current Year 6,417   6,417   5,570
Five Years Prior to Current Year and Earlier 14,433   14,433   10,085
Total Loans 30,855   30,855   31,018
Pass | Commercial loans          
Loans          
Current Year 156,458   156,458   189,371
One Year Prior to Current Year 201,932   201,932   167,190
Two Years Prior to Current Year 144,153   144,153   331,349
Three Years Prior to Current Year 330,429   330,429   161,508
Four Years Prior to Current Year 151,458   151,458   123,225
Five Years Prior to Current Year and Earlier 410,059   410,059   330,131
Revolving Loans Amortized Cost Basis 99,005   99,005   94,369
Total Loans 1,493,494   1,493,494   1,397,143
Pass | Residential construction loans          
Loans          
Current Year 14,907   14,907   36,522
One Year Prior to Current Year 33,761   33,761   16,889
Two Years Prior to Current Year 6,519   6,519   26,683
Three Years Prior to Current Year 10,101   10,101   7,766
Four Years Prior to Current Year 1,783   1,783   1,154
Five Years Prior to Current Year and Earlier 3,688   3,688   1,357
Total Loans 70,759   70,759   90,371
Special mention | SBA loans held for investment          
Loans          
One Year Prior to Current Year         769
Two Years Prior to Current Year 732   732   1,740
Three Years Prior to Current Year 1,572   1,572   356
Four Years Prior to Current Year 354   354   508
Five Years Prior to Current Year and Earlier 126   126   729
Total Loans 2,784   2,784   4,102
Special mention | Commercial loans          
Loans          
Two Years Prior to Current Year         6,269
Three Years Prior to Current Year 1,531   1,531   1,737
Four Years Prior to Current Year 914   914    
Five Years Prior to Current Year and Earlier 2,948   2,948   3,108
Revolving Loans Amortized Cost Basis 140   140   17
Total Loans 5,533   5,533   11,131
Substandard | SBA loans held for investment          
Loans          
Two Years Prior to Current Year 368   368   956
Three Years Prior to Current Year 1,599   1,599   2,116
Four Years Prior to Current Year 2,116   2,116   116
Five Years Prior to Current Year and Earlier 337   337   1
Total Loans 4,420   4,420   3,189
Substandard | Commercial loans          
Loans          
One Year Prior to Current Year 2,876   2,876    
Three Years Prior to Current Year 1,860   1,860   2
Four Years Prior to Current Year 1,162   1,162   1,187
Five Years Prior to Current Year and Earlier 6,204   6,204   2,157
Revolving Loans Amortized Cost Basis         9
Total Loans 12,102   12,102   3,355
Substandard | Residential construction loans          
Loans          
Four Years Prior to Current Year         547
Five Years Prior to Current Year and Earlier 171   171    
Total Loans $ 171   $ 171   $ 547